Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 187 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/1/2026

New to Grow

$110/session

Specialties

Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
Available
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$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable
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New to Grow

$90/session

Specialties

ADHD
Autism
Trauma and PTSD
+10
Hello, my name is Megan, and I am a licensed mental health counselor in the state of WA who has been practicing for 10 years in the PNW. I specialize working with neurodivergent (ADHD/ ASD) individuals and their families, trauma survivors and those who struggle with depression/ self worth and anxieties. I want to commend you for having the courage and willingness to embark on this therapeutic journey to improve your well-being because taking the first step can feel uncomfortable and filled with uncertainty. I believe building a trusting therapeutic relationship is the foundation to be able to heal, develop healthy skills and have agency over your life. I aim to cultivate a safe, collaborative, and empowering space which allows you, the client, to uncover and identify personal strengths, values and interests. As well as, explore various difficulties and obstacles in your life that have made it challenging to live life effectively. My focus is not to “fix” you, nor have an agenda of how you “should” be living your life, but to walk along beside you, support you in meeting you where you are at and working on creating the life you imagined for yourself utilizining a variety of theraputic apparoaches which best meets your needs.
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$120/session

Authentic
Open-minded
Warm

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+2
Are you feeling stuck, unworthy, unmotivated or hopeless? You have goals and you try to move forward, because you know you have a lot to offer, but something always seems to get in the way of your career and your relationships. You feel like you are never enough, like you don’t belong. You wonder how things would be different if you were white, straight, able-bodied or cis-gendered. Every piece of self-help advice you read must be filtered through the lens of being marginalized and having less privilege. You wish someone could understand you. You know logically how you “should” feel and you try to cope, but you find that you just can’t change by willpower alone. It is not that you lack the willpower at all, it is something else. How you talk to yourself matters. A few logistical things to mention. I'm not currently taking new clients, but will open up at some point in June. Please remain in communication with scheduling. If you book yourself, be aware that I may need to change the appointment to find a time if I'm not free. (Grow calender isn't always up to date with my other calenders.) Please complete any intake paperwork prior to your appointment.
VirtualAvailable
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New to Grow

$120/session

Intelligent
Warm

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I'm Anabel, a clinical social worker and certified trauma therapist in TX and WA states. I work with people who are really good at holding it all together — until they're not. If you're exhausted in a way that's hard to explain, carrying more than your share, and wondering if this is just what life feels like now — this is the space I built for that. I work with adults who are holding everything together — managing responsibilities, relationships, and internal pressure — while quietly wondering why it all still feels so hard. My practice, Surviving to Thriving, exists for people who are ready to stop white-knuckling their way through life and start actually living it.
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$150/session

Direct
Warm

Specialties

ADHD
Autism
Trauma and PTSD
+8
I use play, mindfulness, emotionally-focused, and Attachment and Commitment in my practice. I am a strong believer that one of the only ways to come back from overwhelm is to do nothing, and the best way to do nothing is to play. I completed my internship in 2020 with the organization Child Abuse Prevention Association providing trauma informed care to adults and children via telehealth. After graduation I was a school based therapist working primarily with elementary children and their families. In that time I developed a specialty with neurodivergence. I have spent the last year working with neurodivergent children, teens, and adults here in Washington.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+7
I offer help and support for women and teen girls who feel a constant hum of anxiety, are weighed down by depression, and/or have a harsh inner critic that longs for the freedom of a peaceful mind. You may be feeling stuck, unsure how to move forward, and in need of a safe, judgment-free space where your feelings are heard, understood, and validated. In therapy with me, you’ll receive compassionate support and evidence-based tools to better understand yourself, quiet self-criticism, feel stronger and empowered to develop healthier ways of coping with difficult transitions. My goal is to help minimize your suffering so you can feel hope again.
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$200/session

Solution oriented
Authentic
Empowering

Specialties

ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
LGBTQ
+2
Ethan McCormack, Gender Affirming Therapist, LICSW Navigating identity, self-expression, and personal growth can be deeply transformative—and I am here to provide compassionate, affirming support along the way. As a gender-affirming therapist, I specialize in helping individuals explore their identities, build resilience, and find joy in their authentic selves. With 9 years of experience and a background in Social Work and Mental Health Therapy. I work with clients of all gender identities, offering a safe and welcoming space free of judgment. My therapeutic approach integrates evidence-based practices such as Motivational Interviewing, Internal Family Systems (IFS), and narrative therapy to foster empowerment and well-being. Whether you're exploring gender identity, seeking support through transition, or navigating life’s challenges, I am dedicated to walking alongside you with understanding and respect. A firm advocate for LGBTQ+ mental health, I believe in the importance of community, visibility, and self-acceptance. When I’m not working with clients, I am taking care of my 2 tiny humans, crafting, coloring, singing, and playing softball, while finding joy in the same self-expression I encourage in others.
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New to Grow

$86/session

Specialties

Anxiety
Depression
Substance Misuse
I am passionate about working with individuals who are experiencing a moment or series of events in their life that seem difficult, unacceptable, or painful. I am here to listen, support, guide, and help you to work through those moments, as well as celebrate your wins and successes. "This too shall pass" moments are an absolute truth in life, and I look forward to working with you while they do. Currently serving the states of Washington, Pennsylvania and Maryland. In my spare time, I enjoy traveling all over the world, raising my teenager, learning Croatian, working out, trying new recipes, and spoiling my pit bulls!
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$175/session

Open-minded
Warm
Authentic

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable
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$175/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable
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$130/session

Warm
Authentic
Direct

Specialties

Anxiety
Chronic Illness
Trauma and PTSD
+10
Many people come to therapy carrying experiences they've never told another person. Whether you're living with anxiety, depression, trauma, chronic illness, chronic pain, or navigating life as a neurodivergent person, you don't have to carry it alone anymore. I work with children, teens, and adults to create a space where you can be yourself without fear of judgment. Many of my clients have spent years masking who they are, minimizing their pain, or believing they have to handle everything on their own. Others carry experiences they worry are "too much" to share. In our work together, you don't have to hide parts of yourself or worry about being judged or misunderstood. I strive to create a therapeutic relationship where you feel safe enough to be honest, even about the things you've never said out loud. Whether you're processing trauma, navigating difficult life experiences, learning to live with chronic illness, or discovering what it means to be neurodivergent, we'll move at a pace that feels right for you. Together, we'll build practical coping skills, deepen self-understanding, and work toward a life where you feel more connected, empowered, and less alone.
Available
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$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable
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$150/session

Empowering
Authentic
Intelligent

Specialties

Anger Management
Anxiety
LGBTQ
Hi, I'm Hilary Chentow, a Licensed Clinical Social Worker who believes therapy should be engaging, practical, and tailored to each individual. Before becoming a therapist, I was a teacher, and I bring that same passion for learning into my work. I help clients understand their thoughts, emotions, and nervous system while building practical skills they can use long after therapy ends. I provide telehealth therapy to adults in Pennsylvania, Washington, and Delaware.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable
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$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable
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$150/session

Authentic
Intelligent
Solution oriented

Specialties

Child or Adolescent
Couples Counseling
Women's Issues
+10
I am a Licensed Mental Health Counselor and an Educator who is passionate about helping individuals and families navigate life’s challenges with compassion, understanding, and practical support. Much of my work focuses on supporting women, children, adolescents, and families as they work through trauma, grief, life transitions, relationship challenges, and the everyday stresses that can impact emotional well-being. Outside of my professional work, I am a proud single mama to five children and a grandmother to two wonderful grandchildren. My life is full, busy, and deeply grounded in family and community. I am also an equestrian and love spending time outdoors caring for my animals and gardening. I am currently training several of my animals—including my pig, goat, miniature horse and mule, cat, and dogs—to serve as emotional support animals that I hope to thoughtfully incorporate into therapeutic experiences in the future. I believe that connection with animals and nature can be incredibly healing and can offer unique opportunities for comfort, regulation, and emotional growth. These personal experiences help shape my approach to therapy. I strive to create a warm, supportive, and non-judgmental space where clients feel safe to be themselves, explore their experiences, and work toward meaningful healing and growth.
VirtualAvailable
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$175/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Self Esteem
Trauma and PTSD
+10
I am an LPC with a PhD in psychology from Walden University. I have been counseling for almost 20 years. Before that, I was a teacher working with students with emotional concerns and their families. I know that it can be very difficult to take the first step to seek counseling. My intent the moment you “walk through the door” is for you to feel safe, cared for, listened to, and above all, understood. I am not here to judge or condemn. We all have our stuff. Life gets messy. Life can be complicated. I grew up in a Christian family riddled with dysfunction; alcoholism, addiction, anxiety, chronic pain, depression, suicidal ideation, and chronic medical issues. I have also worked in the educational sector with children with behavior issues, ADHD, ODD, OCD, attachment disorder, autism, as well as anxiety and depression. I am a people person. I am empathetic, I listen, I am real, and I can help.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Women's Issues
+9
I am so glad you are here. It takes courage to reach out and I want you to feel welcomed from the very first moment. You deserve a space where you can breathe, feel supported, and be met with genuine care. Clients often tell me they feel comfortable with me quickly. I show up with warmth, calm presence, and real curiosity about who you are. I listen closely to your words and also to the emotions and meaning underneath. There is room here for laughter, honesty, vulnerability, and relief. I work from a strengths based and holistic perspective because you are so much more than your struggles. I see your resilience, creativity, and the ways you have cared for others and pushed through when life felt heavy. I help you reconnect with those strengths so you can feel more grounded and confident in yourself. I also support the mind body connection. As a registered yoga instructor and mindfulness practitioner, I guide gentle grounding practices and nervous system awareness when it feels helpful. These tools can create internal steadiness that supports healing long after you leave the session. Professionally, I am a Licensed Independent Clinical Social Worker with years of experience supporting people through anxiety, stress, grief, and life transitions. My background in clinical leadership means I know how to remain steady in complex emotional moments while holding hope when things feel uncertain. I believe therapy works best when we do it together. You are the expert on your own life. My role is to walk beside you with empathy, encouragement, and the belief that change is possible. You do not need to have everything figured out. Come as you are. Here, you can feel seen and supported as you move toward a life that feels meaningful, aligned, and fully yours.
VirtualAvailable
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$150/session

Warm
Solution oriented
Authentic

Specialties

Couples Counseling
Family Conflict
Life Transitions
+8
Hello! I am a Licensed Marriage and Family Therapist serving clients in Washington, California, and Texas. I work with individuals, couples, and families facing a variety of challenges, including anxiety, stress, relationship concerns, and life transitions. I believe therapy should be a collaborative process tailored to your unique needs and goals. My approach is warm, compassionate, and practical, drawing from evidence-based modalities to help you gain insight, develop effective coping strategies, and create meaningful change. Seeking support is an important step, and I strive to provide a safe, nonjudgmental space where you can feel heard, supported, and empowered. I look forward to helping you move toward the life and relationships you want.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
Painful experiences often lead people to develop protective strategies to manage overwhelming emotions. These strategies may appear as perfectionism, emotional avoidance, anger toward loved ones, or repeated involvement in unhealthy relationships. While they can offer temporary relief, they often create disconnection from oneself and others, contributing to feelings of loneliness, shame, anxiety, and depression. I am dedicated to helping individuals strengthen their sense of self worth and process traumatic experiences that contribute to insecure attachment and unhelpful patterns. I believe that although emotional wounds often occur within relationships, healing also takes place through safe and supportive connection. With compassion, courage, and a willingness to explore difficult experiences, meaningful and lasting change is possible. Healing can happen, and there is always hope.
VirtualAvailable
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$200/session

Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Parenting
+10
Hello and welcome to my practice! I believe that mind, body, and spirit are all interconnected. Mental health is not a destination, but a process. It's about how you drive, not where you are going. I am here as a Licensed Clinical Social Worker, in practice since 2012, I specialize in treating anxiety, depression, life transitions, women's issues, and parenting. I am proud of you for taking the first step towards therapy. Change can be hard and taking this first step is not always easy. I aim to provide a safe, judgment free space to anyone looking for help and wanting positive change. We will address your thoughts and feelings at a pace that works best for you. My therapy style is supportive, reassuring, accepting, and genuine. In our therapeutic relationship, I will provide tools you need to reach your goals. You will do all the heavy lifting, but I will be here to support and encourage change.
VirtualAvailable
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$180/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
I take a warm, down-to-earth approach to therapy and work from a trauma-informed lens. I believe our reactions make sense, even when they feel overwhelming or confusing. Together, we slow things down and begin to understand what’s underneath your experiences. I bring in an understanding of how the brain and nervous system respond to stress, helping your reactions feel more understandable and connected to what you’ve been through. I see your reactions as signals worth paying attention to. Rather than only trying to manage them, we take time to understand why they’re showing up and what they might be connected to. From there, we can begin to shift how you respond, building tools that actually support you in a way that feels more grounded and effective.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.