Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 114 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 7/5/2025

Michael Hollen

(he/him)

Michael Hollen, LPC - Pennsylvania Therapist at Grow Therapy
$75/session
LPC
6 years of experience
Virtual
Hello! I am a licensed therapist practicing in Pennsylvania and working with a variety of clientele. I work with a variety of ages, from anyone from 12 and above. I'm also willing to work afternoons, weekends, and evenings to meet anyone where they need to be, should that be needed. I use a variety of treatments to meet my clientele where they are emotionally and developmentally. I tend to work with several mental health conditions, including depression, anxiety, bipolar, and various personality disorders. I also work well with adjustment disorders, as well as trauma. I look forward to working with anyone that feels they could benefit from therapy. Thank you for your time, and I wish you and your family a great day!

Bethany Lockerman

Bethany Lockerman, LPC - Pennsylvania Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
Hello! My name is Bethany Lockerman and I am a licensed professional counselor in Pennsylvania and Delaware and the owner of 134 Counseling, LLC. I have a real passion for "heart over head" style counseling where I take a holistic and gospel-centered approach to counseling. My hope and goal is to meet individuals where they are at and walk along side of them as they move toward a life with increased peace, joy, hope, and purpose! You can learn more at www.134counseling.org *PLEASE NOTE: I only see women and teens (age 13+)* I am a graduate of the University of Delaware with a Bachelors of Arts in Human Services (2009) and Liberty University with a Master of Arts in Professional Counseling (2016). I have a background in intensive family therapy, mental health assessment, and outpatient counseling with experience in systemic family counseling, cognitive behavioral therapy, narrative therapy, anxiety, depression, suicidal ideation (SI), trauma, and crisis counseling. While I have experience with all ages, at this time I work exclusively with adolescents and women; with a special passion for working with adolescents who have experienced trauma and have a history of SI. In my free time I love to hang out at home with my husband and our three cats (Mia, Poppy, and Pippin) as well as entertain family and friends for game nights! I also have a love of travel and enjoy discovering new places to explore!

Blair Mead

(she/her)

Blair Mead, LPC - Pennsylvania Therapist at Grow Therapy
$120/session
LPC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Gregory Roth, PhD

(he/him)

Gregory Roth, PhD, LPC - Pennsylvania Therapist at Grow Therapy
$180/session
LPC
25 years of experience
Virtual
With over 25 years of experience in community mental health and higher education, I bring a wealth of knowledge and expertise to my practice. I hold a PhD in Counselor Education and a Master's in Counseling, equipping me to provide exceptional support to those in need. I welcome adults seeking additional support, encouragement, and mental health counseling. My services include both individual and group counseling, tailored to meet the unique needs of each client. My extensive training and experience enable me to assist individuals facing a broad spectrum of mental health concerns, from minor struggles to more serious issues. I am dedicated to providing compassionate and effective care to help my clients achieve their mental health and well-being goals.

Sally McAfee

(she/her)

Sally McAfee, LPC - Pennsylvania Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
Hi, I am Sally! Welcome to a new adventure and journey in your life which promises a more rewarding future for yourself! I look forward to meeting you and getting to know to you! Did you know it takes courage and strength to enter therapy? Do you long to be listened to, have your feelings heard and understood without judgment or criticism? How about building your confidence, peace of mind and ability to depend on yourself? Are you interested in improving your ability to balance your academics, social life and personal time? Reconnect to your best self, or discover it for the first time! Learn practical, down to earth ways to build your confidence, manage your time and make the best of your opportunities. Have fun learning and growing. Counseling/therapy does not have to be difficult and painful, but can be eye opening, expansive and energizing. I bring humor, common sense approaches to help you learn to calm down and focus on your priorities. I use my background in yoga, meditation, and relationship building skills to enrich our learning together to discover what best meets your needs.

Robert Ross

Robert Ross, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
31 years of experience
Virtual
I have 31 years of experience providing counseling. I use cognitive behavioral therapy, stressing that what we think determines what we feel and what we do. For many reasons, people learn unrealistic or destructive thoughts that cause them problems in their lives. Therapy works towards more realistic thinking, and avoiding old and destructive thinking. As I like to say, "therapy is a conversation with a destination," and realistic thinking is that destination. While I am a Christian, I am not trained as a Christian Counselor. I am a "Counselor who is a Christian." My training is secular, and I regularly see people or all faiths, or none at all. I do not offer court ordered services, nor do I do assessments for custody, or any other legal purpose. Unfortunately, I cannot accept Medicare, or Medicare based plans. The world is changing, and more and more people are reaching out. I am seeing more men that have been in abusive relationships. There are also more people dealing with loss. Coming to my office is not like going to a big mental health clinic where you just another number on a spreadsheet. In my care, you are a person, and you'll be treated like one.

Joseph Wall

(he/him)

Joseph Wall, LPC - Pennsylvania Therapist at Grow Therapy
$215/session
LPC
8 years of experience
Virtual
Hi I am Joseph Wall, I am a LPC ( Licensed Professional Counselor) in PA and VA as well as a LMFT ( Licensed Marriage and Family Therapist) In Virginia . I specialize in Relational issues in Marriages, Couples, Families, and for Individuals . I focus on attachment based interventions , helping people become Safe, Secure and Stable in the world around them.

Nastassja Hanna

Nastassja Hanna, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$180/session
LPC
6 years of experience
Virtual
Nastassja Hanna, a Licensed Professional Counselor (LPC) and National Certified Counselor (NCC), brings over six years of dedicated experience in the mental health field. She is deeply committed to helping children, adolescents, and adults navigate a variety of challenges, including anxiety, OCD, depression, trauma, family addiction dynamics, relationship difficulties, borderline personality traits, self-esteem issues, spiritual and religious concerns, and life transitions. Nastassja earned her Master of Arts in Clinical Mental Health Counseling (MACMHC) from Lancaster Bible College | Capital Seminary and Graduate School. Her professional journey reflects a steadfast dedication to serving diverse populations through individualized counseling and skills-building. She has experience addressing persistent mental health challenges, including co-occurring substance use disorders, in both outpatient and family-based settings. Her work has included college counseling and providing in-home therapy using the Ecosystemic Structural Family Therapy (ESFT) model to support children and adolescents at risk of out-of-home placement. This diverse clinical background equips her to deliver effective, evidence-based care tailored to her clients' unique needs. Nastassja specializes in Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Dialectical Behavioral Therapy (DBT), Exposure and Response Prevention (ERP), and an eclectic approach that thoughtfully integrates additional therapeutic models beyond her core specialties. Her proficiency in these evidence-based modalities enables her to address a broad range of mental health concerns with both compassion and precision. By blending structured interventions with a flexible, client-centered approach, Nastassja empowers individuals to overcome challenges, build resilience, and create fulfilling lives rooted in their values.

Melanie Timbers

Melanie Timbers, LCSW - Pennsylvania Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello and welcome! My name is Melanie Timbers, and I am a Licensed Clinical Social Worker in Pennsylvania. In my 30's, I decided to change career paths pursuing my studies and career as a mental health therapist. This was one of the best decisions I ever made, as I consider it an honor and privilege supporting adults with improving their mental health and wellbeing. After graduating from the University of Pittsburgh Master of Social Work Program, I have worked in the mental health profession for 7 years. Initially, I provided mental health therapy to adults in an intensive outpatient program of a psychiatric hospital. I also provided mental health therapy to adults with substance use disorders while working in a medication assisted treatment outpatient program. I certainly valued these experiences as well as my current role of providing outpatient mental health therapy to adults who are looking to improve their mental health, becoming the best versions of themselves.

Jennifer Mayhue

Jennifer Mayhue, LMFT - Pennsylvania Therapist at Grow Therapy
$85/session
LMFT
15 years of experience
Virtual
Hello, my name is Jennifer. Are you feeling out of sorts, or have you lost your way? Maybe you are having relationship issues, loss or things that happened in your past. Maybe you are feeling anxious, depressed or overwhelmed? I have over 15 years of experience in helping others with several life struggles. As a Licensed Marriage and Family Therapist, a Certified Clinical Trauma Professional, a Certified Shame-Informed Treatment Specialist, and a Certified Integrated Mental Health Professional. I am concerned about a person's physical, emotional, mental and spiritual health. My clients experience me as someone who listens and is willing to help provide skills to help you to have a more positive life journey. I see clients from many different types of backgrounds. I am not only comfortable with seeing individuals, but also families. I am experienced in multiple treatment modalities, and I make sure that we are always focusing on your goals.

Meg Rose

(she/her)

Meg Rose, LCSW - Pennsylvania Therapist at Grow Therapy
$125/session
LCSW
25 years of experience
Virtual
Hi, I'm a licensed clinical social worker based in northeast Pennsylvania with over 25 years experience as a psychotherapist. I received my bachelors degree from Swarthmore College, my masters degree from Columbia University School of Social Work and I completed a post graduate fellowship in psychiatry at the Yale University Psychiatric Institute. Over the years I've worked with clients of all ages struggling with a wide variety of disorders. Primarily, I help adults 18+ who are experiencing anxiety, depression, grief and alcohol use disorders. I view our work together as a collaborative venture where I help you to identify troublesome thoughts and behaviors and replace them with positive ones. We will accomplish this utilizing cognitive behavioral therapy, motivational interviewing and other forms of therapy as needed.

Amanda Fink

(she/her)

Amanda Fink, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
6 years of experience
Virtual
Hello there! I am privileged and honored to call myself a Licensed Professional Counselor (LPC), living in the state of PA. I have been working in the field of psychology for about 8-years now. I help children, adolescents, and young adults gain tools and skills needed to help improve their functioning and life satisfaction.

Theresa Counihan

(she/her)

Theresa Counihan, LP - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
10 years of experience
Virtual
Here you are. You have noticed a challenge in your life. You have tried many things. You are (almost) ready to overcome this and live as a better version of yourself. You are looking for help. First of all, take time to give yourself a pat on the back. It’s not easy to know when you need help. Let’s pick up right where you are. Let’s figure out together how to set goals, make decisions, recognize barriers, stay motivated, find balance, deal with stressors, cope with losses, and accept setbacks. Let’s make sure that you embrace your identity and that you create and maintain positive relationships. Let’s do this! I am looking forward to meeting you.

Karen Reiss

(she/her)

Karen Reiss, LCSW - Pennsylvania Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Adriane Esposito

(she/her)

Adriane Esposito, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$130/session
LPC
12 years of experience
Virtual
My approach blends mindfulness, practical strategies, and talk therapy in a compassionate, down-to-earth way. I help people who feel overwhelmed by their emotions, stuck in self-doubt, or exhausted from overthinking. My approach is focused on real change—helping you build emotional resilience, break free from patterns that no longer serve you, and reconnect with who you truly are and who you want to be.

Jamil Akil

(he/him)

Jamil Akil, LPC - Pennsylvania Therapist at Grow Therapy
$95/session
LPC
11 years of experience
Virtual
"True success is the predictable result of hard work, patience, sacrifice & learning put into practice everyday." - Unknown Hey there! Thank you for sliding on past my profile and the above quote is essential to not only my mindset in how I approach everyday as a Licensed Professional Counselor (LPC) but also how I want to assist in creating a space for my clients. I am currently based in Pennsylvania & have over 10 years of experience working with an array of clients. I have helped many from young adults to older adults take a deep dive within themselves to challenge thoughts, perspectives and beliefs that create a mental and emotional limitation on becoming a more empowered and improved version of themselves. My goal is to respectfully challenge and guide clientele to look within themselves since they are the best expert on their own life and choices so that they can discover the innate skills and abilities that can take them to higher heights within their situations and lives.

Paula Jo Lynch

(she/her)

Paula Jo Lynch, LPC - Pennsylvania Therapist at Grow Therapy
$150/session
LPC
3 years of experience
Virtual
I am a clinical counselor and art therapist. I work within eclectic style to engage the client in an empathic and authentic way. I assist in helping the client find solutions that will work for them, and that they feel comfortable doing. Together, we try to heal the client and give them the tools to reduce depression centered around their past and the stress of the now and reduce anxiety of the future.

Ronia Arabatlian

(she/her)

Ronia Arabatlian, LCSW - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
"If you've just landed on my page, I invite you to pause and take a deep breath. In this moment, drop into your body and notice where you’re holding tension or tightness. This work can be hard, but you've already taken the first step on your healing journey. You are prioritizing self-care and beginning to put your needs first." "I specialize in working with individuals navigating grief, loss, life transitions, infertility struggles, and feelings of disconnection. If you’re feeling overwhelmed, anxious, or uncertain about your path forward, I provide a supportive space to help you process your emotions, regain clarity, and rediscover a sense of peace." "Grief shows up in many ways—whether from losing a loved one, a shift in identity, infertility, or unexpected life transitions. I have come to understand grief as a daily practice of riding its waves. Over time, I have found clarity and healing in this process, and I bring this understanding into my work with clients." "As a Licensed Clinical Social Worker, I help individuals process loss, explore unresolved emotions, and move toward healing in a way that honors their unique experience. Together, we’ll create a space where transformation can unfold at your own pace." "You don’t have to navigate this alone. If you’re ready to begin, I invite you to reach out. Let’s take the next step together."

Carmen Porter

(she/her)

Carmen Porter, LPC - Pennsylvania Therapist at Grow Therapy
$125/session
LPC
9 years of experience
Virtual
Welcome to Kairos Counseling and Consulting LLC. Im Carmen, a Licensed Professional Counselor and Certified Clinical Trauma Professional (CCTP) in the states of Pennsylvania and Florida. I received my masters degree in counseling psychology from Chatham University. Impacting individuals and families; helping them to experience resilience, growth and transformation through difficult experiences and life transitions has continued to be my primary motivation. My clients are usually self-aware, observant, strong, intelligent, and sensitive; desiring the skills or motivation to move forward. But also may feel overwhelmed, ashamed, anxious, depressed, self conscious and/or defeated. My role in your journey will be to assist you in managing physical, emotional and experiential symptoms that have kept you stuck, process distressing experiences and envision a future grounded in hope. Taking the first step to seeking a more fulfilling and happier life takes courage. I look forward to supporting you in that journey.

Lauren W Pratt

Lauren W Pratt, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
7 years of experience
Virtual
“We deeply long for connection, to be seen and known for who we are without rejection. But we are terrified of the vulnerability that is required for that very contact” – Curt Thompson, The Soul of Shame. Do you wonder if your presence really matters? Is it easy for you to extend grace and compassion to those around you, but difficult to do the same for yourself? Maybe you long to be truly known and loved as your authentic self, but vulnerability scares you or you don’t even know how to begin. And maybe you aren’t even sure who you really are. Therapy creates a space where you can ask questions, get curious, and more deeply learn about yourself, giving you the power to make choices that set the course for a more fulfilling life.

Kyra Paules

(she/her)

Kyra Paules, LCSW - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
8 years of experience
Virtual
I specialize in helping clients who seek a deeper connection with their souls. My clients are often individuals who are highly self-aware yet feel stuck in cycles of anxiety, depression, or shame. Many are creatives who struggle with self-doubt, motivation, or isolation. I help them explore their unconscious layers in new ways, fostering growth and self-acceptance. My approach is safe, supportive, trauma-informed, and spiritually integrative, and clients frequently share that they feel truly seen and heard in our work together. My therapy blends Jungian depth psychology and psychoanalysis with tools from my diverse background as a therapist, tarot reader, bodyworker, yoga and meditation instructor, and social worker. I tailor interventions to each client's needs, honoring the uniqueness of their experiences. As an AuDHD therapist with an autoimmune condition, I bring lived experience to my work, especially with clients who are neurodivergent, experience chronic pain, or navigate health challenges. My presence in sessions may look different from traditional therapy—I may fidget, play with my hair, or use my hands while listening. I also approach scheduling with care and transparency, as my health can sometimes require unexpected flexibility. While my practice is stable, I believe in being upfront about the realities of working with me so clients can make an informed decision. For those who resonate with a therapist who deeply understands these experiences, I offer a space of deep attunement and connection. Therapy is a deeply personal journey, and it’s important to work with someone with whom you feel safe opening up. If this approach speaks to you, I invite you to reach out.

Michelle Hammel

Michelle Hammel, LCSW - Pennsylvania Therapist at Grow Therapy
$140/session
LCSW
10 years of experience
Virtual
Hi, I'm Michelle. Are you feeling overwhelmed by the pressures and stress of life? Do you have life changes and/or transitions that have increased your worry and affected your moods? Taking the first step to begin therapy may feel intimidating. However, it may be the journey that brings you the peace and insight you need to begin living life in a positive direction. I have over 10 years' experience in working with children, adolescents and adults. There are many reasons people seek therapy. Whether life transitions, grief, anxiety, depression, or relationship struggles together we will explore how this impacts you and your daily life. Maybe you are struggling to manage and understand your child’s moods and behaviors? Is your child feeling anxious, depressed, or lacking self-confidence? Are your child's behaviors impacting your family? Parenting is hard! It can be even more challenging if your child struggles with emotional and/or behavioral problems. As a Registered Play Therapist Supervisor, I will work with you to ensure you and your child have the support and skills to be successful.

Cindy Benzing

Cindy Benzing, LPC - Pennsylvania Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
I'm a therapist who uses many different approaches to help clients increase their satisfaction with their personal lives, jobs, and relationships. Using a person-centered approach, the client and therapist work together to better understand and solve the client's problems. I work with the client to obtain positive change in their life. I use many different treatment approaches to help the client reach their goals.

Jacqueline Biggs

Jacqueline Biggs, LPC - Pennsylvania Therapist at Grow Therapy
$120/session
LPC
18 years of experience
Virtual
Hello I'm Jackie. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? Are you faced with emotional challenges, do you long for clarity on the how, the why, and the what to do, and because understanding is always that one step closer to your healing I will help you answer the tough questions. If you are struggling with anxiety, depression, communication, relationship issues, grief, self worth, and more, you may need the help of a professional to help you on your journey to psychological health. I understand that facing the insurmountable stresses of life leaves many feeling uncertain about their place and purpose in the world. This is why I utilize a person-centered, evidence based approach to therapy that allows an individual the opportunity to discover and identify abilitIes that lead to accessing a successful life. Providing a safe, judgment-free, trustworthy and compassionate environment is the space I create as a therapist. In this space I help individuals focus on their individual needs, validate their experiences, unlock their inner strengths, and in so doing, reclaim their power to navigate a fulfilling life that is healed.

Iris Mosah

(she/her)

Iris Mosah, LPC - Pennsylvania Therapist at Grow Therapy
$95/session
LPC
6 years of experience
Virtual
Hi there! Are you looking for a therapist who will simultaneously be your cheerleader and challenger? Who will empower you to step into the best version of yourself and take charge of your mental health and life? Look no further. My name is Iris and I am a Masters-level clinician who is currently pursuing a doctorate degree in Counseling Psychology. I offer an eclectic range of modalities including CBT, DBT, ACT, existential therapy, Christian perspective, positive pschology, and more. My goal is to create a safe space for self-discovery, healing, and challenging oneself. I am comfortable being both directive and non-directive as I believe in meeting each client where they are at. In my free time I enjoy hanging out with my German Shepherd, Dozier, creative writing, participating in theatre, weightlifting, spending time with friends, and traveling. I would be honored to walk alongside you on your journey!

Frequently asked questions

Why filter by Pennsylvania rather than a city like Philadelphia?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Spirituality?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Spirituality, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.