Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 52 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 7/3/2025

Adam Phillips

(he/him)

Adam Phillips, LPC - Pennsylvania Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
As of 1/7/2025 only accepting individual clients for new referrals! My passion is working with children, teenagers, young adults, couples and families to process trauma and difficult experiences so they can experience growth and healing within themselves and their relationships. Through my work with individuals and family's I have learned the deep importance of understanding "what has happened" to people rather than viewing people through the lens of "what is wrong with people". Likewise, the importance of understanding one's family of origin and how this shapes our views of people and the world and impacts how we relate with people and navigate our world. I work from a relational, psychodynamic, family-systems, trauma-informed, and neurobiological perspective. Feel free to reach out for more information!

Fred Pence

(he/him)

Fred Pence, LCSW - Pennsylvania Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
I'm Fred. I’m a licensed clinical social worker with experience in both medical and behavioral health settings, specializing in anxiety, trauma, and addictions. My approach is practical and collaborative — rooted in Rational Emotive Behavior Therapy (REBT) and supported by evidence-based tools. I provide a safe, judgment-free space where clients can challenge unhelpful patterns, build emotional resilience, and reconnect with what matters most.

Karen Reiss

(she/her)

Karen Reiss, LCSW - Pennsylvania Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Harry Vincenzi

(he/him)

Harry Vincenzi, LP - Pennsylvania Therapist at Grow Therapy
$90/session
LP
35 years of experience
Virtual
I am a licensed psychologist with over 30 years of experience. I have published research on many problems and used that information to develop the clinical skills to help you cope with problems. Instead of just focusing on current problems, therapy can be a skill building program that can help guide you for the rest of your life. I appreciate how problems can make life a struggle, but helping you is one of the activities I use to enjoy life.

Camille Luzier

(she/her)

Camille Luzier, LCSW - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) with experience in many areas including aging and dementia care, grief and loss, domestic violence, depression, anxiety, sexual abuse and sexual offender assessment and treatment. I have worked both inpatient and outpatient settings providing individual, family and group therapy to individuals of all ages. I am open minded and will bring compassion and non-judgment to our relationship.

Carl J. Nunley

Carl J. Nunley, LPC - Pennsylvania Therapist at Grow Therapy
$175/session
LPC
14 years of experience
Virtual
I love what I do as a Licensed Clinical Therapist. To me, there's no better job than showing people how to use their minds to work for them instead of against them by getting past their mental blocks and past traumas so they don't have to suffer any longer. Specifically, I work with two groups - couples and parents. Couples that aren't communicating very well that have lost that once special connection with their partner and parents struggling with their children's behaviors.

Angela Angiolieri

(she/her)

Angela Angiolieri, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
12 years of experience
Virtual
Hello, I’m Angela. I support women in midlife who feel lost, stuck, or invisible after spending decades caring for others. Whether you’re preparing for an empty nest, adjusting to life after your children have left, or rediscovering who you are in this next chapter, you’re not alone. Many of my clients arrive feeling burned out, uncertain about the future, and unsure of who they are now that their roles have shifted. You may have spent years putting others first — as a mother, partner, caregiver, or professional — only to realize you don’t quite know what you want anymore. Together, we’ll create space to process that loss, reawaken your sense of self, and build a life that reflects your values, strengths, and desires — not just your responsibilities.

Dr. Carol Ellstein

(she/her)

Dr. Carol Ellstein, LP - Pennsylvania Therapist at Grow Therapy
$180/session
LP
40 years of experience
Virtual
I have seen people in almost all professional and community arenas (even jails). My work has been a mix of public and private sector involvement, including 11 years of community mental health service and 30 years of individual practice. I have extensive experience in both home- and office-based psychotherapy, program development, clinical supervision, and clinical innovation. Special populations have included people with developmental disabilities, children and adolescents at risk for out-of-home placements, people with substance abuse issues, and geriatric populations; all have experienced various forms of grief, loss, and trauma while navigating the simple task of living and surviving. If you modify the title of Johnny Cash's song I've Been Everywhere to I've Done Everything (except prison work), that pretty much sums up my years of professional experience.

Richard McNutt

(he/him)

Richard McNutt, LPC - Pennsylvania Therapist at Grow Therapy
$80/session
LPC
35 years of experience
Virtual
I have worked in the treatment since i was 36 and have 35 years of experience. My early experience was in the drug and alcohol and relapse prevention field. During that time i attended the Gestalt Institute in Cleveland, Ohio where I took 4 years of intense training. This lead me to find that therapy is not a method for me to figure out the client but a means for the client to gain greater self-awareness in facing their own life aspirations and struggles. I place focus on clients’ somatic awareness, especially breath, so being more in their body so they can try on new physical and intellectual styles in facing their world. I have a lot of knowledge about what is called the 12 step process and have melded together spirituality and religion in my own life. Prior to being a counselor/ therapist i taught school, painted steel bridges and other structures, and was a machinist at a large steel company, that like the many in our area have since closed their shops.

Cindy Benzing

Cindy Benzing, LPC - Pennsylvania Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
I'm a therapist who uses many different approaches to help clients increase their satisfaction with their personal lives, jobs, and relationships. Using a person-centered approach, the client and therapist work together to better understand and solve the client's problems. I work with the client to obtain positive change in their life. I use many different treatment approaches to help the client reach their goals.

Stacy Winter

(she/her)

Stacy Winter, LCSW - Pennsylvania Therapist at Grow Therapy
$180/session
LCSW
23 years of experience
Virtual
Hi, I’m a Licensed Clinical Social Worker based in Pennsylvania. I obtained my social work degree from Marywood University. Throughout my 23 year career I have served North Central PA. I help individuals that have experienced trauma, losses, addiction, divorce, relationship struggles, depression, and anxiety. I strive to ensure each of my clients are empowered throughout their treatment process. We approach your reason for seeking therapy at your pace.

Jenifer Finnerty

(she/her)

Jenifer Finnerty, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC
5 years of experience
Virtual
Hello! I am a licensed professional counselor and have been working in the field since my internship in 2019. I graduated with my Master of Art in Clinical Mental Health Counseling from Kutztown University in May of 2020 and began my career working with people who experienced substance use disorder. I am a Nationally Certified Counselor (NCC) and a Certified Clinical Trauma Professional (CCTP). I joined this field because I really wanted to help people grow and heal so you can become the healthiest version of you.

A. Pete Peters

A. Pete Peters, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
35 years of experience
Virtual
Howdy! My name is "Pete" Peters. I have 35 years of experience in the field of behavioral health and have been counseling for 30 of those years. I love working with clientele who see the possibility of change and are willing to take calculated risks to see that positive change actually takes place. Anything worth while takes effort... I am interested in helping those who are willing to make the right sacrifices to make positive change happen.

John S. Petkac

(he/him)

John S. Petkac, LPC - Pennsylvania Therapist at Grow Therapy
$135/session
LPC
27 years of experience
Virtual
Hello. My name is John. I bring with me over 27 years of doing therapy. In addition to clinical psychology, I have backgrounds and education in music education, philosophy, spirituality and religion. My background and life experience gives me an ability to seek a larger picture of situations in life and offer unique resolutions to things that may occur in the course of one's life. I am a strong believer in the individual's ability to address and resolves problems their own issues. It is my belief and practice to treat the person, not the symptom or problem. My approach is one of assisting you in identifying various aspects of what brings you to therapy, including but not limited to, the strengths and limitations you bring, your life situation, the context of your life and the issue, the portion others and your environment may be contributing to your situation and the impact all of these element have on what is going on in your life. An integral part of this process is assisting you in increasing and understanding and awareness of yourself. Often, we get so caught up in the day-to-day activities that it feels kind of like one is an automaton. Person growth involves having choices and there is no choice where there is no awareness. Raising a level of self-awareness increases your ability to have and make choices. Through exploration of all these factors and possibly more, we will work toward a resolution that works for you and one that allows you to live a fuller and happier life.

Haley Romanko

(she/her)

Haley Romanko, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
3 years of experience
Virtual
Do you have a habit of taking care of everyone but yourself (your adorable animal companions included)? Are you having trouble creating space in your life to feel calm and find fulfillment? I help individuals looking to improve their relationships, mood, and overall life satisfaction. My approach to therapy focuses on building health, resilience, and connection – helping you move toward a life that feels vibrant and authentic. Together, we will focus on your strengths and potential for growth. I believe that healing is about more than fixing what is wrong. It’s about nurturing what’s already right! Whether you’re navigating anxiety, grief, life transitions, or simply feeling stuck, I’m here to walk alongside you. In this process, I will provide a warm and accepting space with plenty of opportunities for you to develop the tools you need to thrive. Being in animal rescue for the past 8+ years and a photographer for the past 12+ years has given me a unique perspective on therapy. You can expect to be encouraged to use your creative skills and compassion in your journey to wellbeing. Congratulations on taking this step to be your best self, and know that I would be honored to help you move toward healing and growth.

Leorosie Trexler

Leorosie Trexler, LPC - Pennsylvania Therapist at Grow Therapy
$45/session
LPC
5 years of experience
Virtual
I am Licensed Professional Counselor in Pennsylvania, recognized by the National Board for Certified Counselors, and granted approval as a Telehealth Registered Professional Counselor Provider by The South Carolina Professional Counselors Board. I work with my clients to create a safe environment where thoughts and feelings can be sorted out and shared without fear of judgment. I like to focus on identifying strengths. My clients refer to me as supportive, compassionate, with a good sense of humor and someone who genuinely loves and cares. I believe in total wellness as the key to help you become your confident and favorite self.

Julie Kowalski

Julie Kowalski, LPC - Pennsylvania Therapist at Grow Therapy
$115/session
LPC
25 years of experience
Virtual
Welcome, I know how scary starting therapy can be. I commend you on taking this first step. I believe it is important to heal the hurts that may continue to affect you. As a therapist, I am invested in your story and will walk with you through your healing journey, so you can live a happier more fulfilled life. My therapy style focuses on you as a whole person. I use empathetic and reflective listening to support self-awareness and acceptance. I focus on providing a safe place where you can tell your story without judgment. I am a Licensed Professional Counselor with over 20 years of experience working in the mental health field. I provide individual psychotherapy for adults in all stages of their lives. I received my education from University of Valley Forge located in Phoenixville Pennsylvania where I achieved a BA in Counseling. I continued my education at Medaille College located in Buffalo, NY where I achieved an MA in Mental Health Counseling. I have worked in behavioral health, non-profit community-based agencies, school based settings, crisis settings and in private practice.

Dr. Lillian Eyre

(she/her)

Dr. Lillian Eyre, LPC - Pennsylvania Therapist at Grow Therapy
$100/session
LPC
26 years of experience
Virtual
My name is Lillian Eyre (she/her). For over 25 years, I have worked as a music therapist (MT-BC), licensed professional counselor (LPC), and professor and clinical supervisor of music therapy (PhD). I provide counseling through telehealth therapy in the state of PA specializing in adults from college age to elders to treat anxiety, depression, stress, trauma and PTSD, grief and loss, and relational distress.

Bianca O'Connor McDermott

(she/her)

Bianca O'Connor McDermott, LPC - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
15 years of experience
Virtual
Sudden life changes such as the loss of a loved one, the death of a pet, or diagnosis with a chronic or debilitating disease, are hard to handle. Being a caregiver for a loved one who has a chronic or terminal illness can be a rewarding and fulfilling experience; but it also comes with stresses that can be hard for friends and family to understand. Being a person who needs help to manage day to day activities of living can also be difficult, even if the help is appreciated. Illness, loss of mobility, reduced independence, physical and emotional pain can change your relationship with others and with yourself. Even positive life transitions such as retirement, promotions, or reprioritizing your work/life balance to focus on what matters, can be stressful. Whatever changes you are going through can impact your ability to find meaning, a sense of purpose, or hope in your life. Whether you have always struggled with feelings of depression and anxiety, or they have come as a result of these changes in your life, I believe therapy can help. I have been a Licensed Professional Counselor since 2004, and am currently offering individual therapy via telehealth for clients in Pennsylvania. Before becoming a psychotherapist in Pennsylvania, I worked in developing and delivering community and mental health services in Arizona. Throughout my career I have worked closely with older adults, caregivers, members of the disability community, residents in long term care, and residents in transitional and emergency housing for older victims of elder abuse and intimate partner violence. I have lived experience with chronic illness, disability, and remote caregiving. I am a member of the LGBTQ+ community and a survivor of suicide. I bring all of this professional and personal experience to my practice.

Susan Barradale

(she/her)

Susan Barradale, LCSW - Pennsylvania Therapist at Grow Therapy
$110/session
LCSW
20 years of experience
Virtual
I am the mother to 2 grown children and a grandmother. I was married for over 40 years prior to my husband passing, I now share my house with a Golden Retriever. I went back to school later in life, and like to encourage others to do the same if possible. My first experience in this field came when I got a job at a county mental health/developmental services program as a receptionist. I was motivated by all the great work that the caseworkers were doing to improve their clients lives. I went back to school to finish my Bachelors and finally received a Masters in Social work. I retired from the county program as a Casework Supervisor, I felt that my position was becoming more administrative, and I was missing the connections I had made with my clients. At that time I felt it was time to work on what my original goal was which was to become a Licensed Clinical Social Worker. I did work for 5 years with children with behavioral issues in school and in their homes. My previous position was in a small practice in rural PA, where I learned the importance of being eclectic in my treatment approach because every clent and their situation is different , and they deserve to have a treatment plan specifically targeted to their situation

Nicole Sperber

Nicole Sperber, LCSW - Pennsylvania Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hi! I'm a License Clinical Social Worker (LCSW) based in Pittsburgh. PA. I graduated from Kean University in NJ and have been practicing for 12 years. I have experience with both inpatient and outpatient settings. I help adults 18 and up that are struggling with depression, anxiety, ADHD and/or other life transitions. My goal is to help you be the best version of yourself.

Sonia Rodriguez

(she/her)

Sonia Rodriguez, LCSW - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Are you struggling with balancing day to day life? Do you constantly worry, or have a difficult time managing your feelings? I have been there, and it can be a very lonely feeling. I want to help you. I have a passion for helping others who experience symptoms of anxiety, depression, self-esteem issues and difficulty with healthy relationships. I also have experience in providing support when someone is experiencing trauma, grief and loss. I am a Licensed Clinical Social Worker (LCSW) based in Pennsylvania. I received my Masters degree from Kutztown University and have been practicing for over 10 years. I look forward to meeting you!

Dr. Matt Bridgman

Dr. Matt Bridgman, LP - Pennsylvania Therapist at Grow Therapy

Frequently rebooked

$175/session
LP
20 years of experience
Virtual
A plan, specific actions and personalized strategies - This is what I give my clients to help them get unstuck, overcome suffering, and fully enjoy the important things in their life. The Bible, ACT (Acceptance and Commitment Therapy), and neuropsychology - The sources of wisdom I use to guide our plans and strategies. When life throws you for a loop, your mind and emotions are overwhelming and don't make sense, and you don't know what to do, you need someone who understands the mind and emotions, and how to tame them. I'm Dr. Matt Bridgman. I am a follower of Jesus Christ, a husband and father, and a clinical psychologist and board certified neuropsychologist. I have a Master's degree in Christian Leadership and a PhD in Clinical Psychology, both from Fuller Theological Seminary. I've been studying the human mind (mood, emotions, behavior, cognition) for over 20 years, through the lenses of God's Word and neuropsychology. I've helped thousands of people with mood/emotion and also cognitive troubles coming from many sources: depression, anxiety, trauma and PTSD, concussions and traumatic brain injury, multiple sclerosis, stroke, and numerous other mental health, neurological, and physical health conditions. I've worked in community counseling centers, inpatient psychiatry units, big academic medical centers, small community hospitals, outpatient behavioral health clinics, neurology clinics, inpatient physical rehabilitation units, and VA medical centers. I'm excited now to be helping others through my own private practice. I help my clients not just through empathy and good listening, but through helping them understand their own mind better. I guide them through shaping and training their mind, overcoming suffering, and thriving in the process of it all.

Michael Golinkoff

Michael Golinkoff, LP - Pennsylvania Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Graham Maxey

(he/him)

Graham Maxey, LPC - Pennsylvania Therapist at Grow Therapy
$160/session
LPC
42 years of experience
Virtual
My name is Graham Maxey. I have been a Licensed Professional Counselor since 1983, after graduating from the University of Houston/Clear Lake with a Master of Arts in Behavioral Science. I had noticed for many years that the primary problems people experienced in life were mainly due to living in a space of thoughts, feelings, and behaviors that were "too small" to accommodate their well-being or their enjoyment in living. My goal as a counselor has always been to help clients "widen" the spaces they live in and let them have fuller access to all that their lives actually can provide for them.

Frequently asked questions

Why filter by Pennsylvania rather than a city like Philadelphia?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Older Adults?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.