Therapists that accept Cash Pay in North Carolina
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 216 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Find therapists near you in
CharlotteAvailability updated: 7/10/2025
Lisa Pratt-Winborne
(she/her)
$120/session
LCMHC
10 years of experience
Virtual
I am an independently licensed psychotherapist who works with adults who suffer from Anxiety and Depression and or other behavioral disturbances. My experience includes working in psychiatric hospitals conducting group therapy, individual therapy, family therapy and discharge planning. I have also worked in the world of clinical trials with therapeutic indications of Infectious Disease, Pain Management, Substance Abuse and Cardiovascular Diseases. In 2020, I started my own private practice to address mental health issues within her community for those who suffer with Anxiety, Depression and other behavior health disturbances.
Johnathan Morgan
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.
Find therapists experienced in these areas
LaTonia Curtiss
(she/her)
$115/session
LCSW
21 years of experience
Virtual
Do you struggle with feeling bad about yourself, developing and /or maintaining healthy relationships with others? Do you feel down, depressed, feeling you let yourself or others down? Do you experience feelings of anxiety, stress, or trauma? Are these concerns impacting you at home, work, or other places?
Seeking therapy can be scary, however, you have made the right decision. I believe individuals are the "experts on themselves" and possess the ability to make the desired positive change in their lives.
In the session, we will utilize a Person Center Approach consisting of meeting the individual were they are, actively listening, providing support, encouragement, and validation, as well as utilizing Evidence -Based Treatment Modalities ( such Cognitive Behavioral Therapy, Solution Focused Based Therapy, Motivational Interviewing, Mindfulness, Person Centered Approach, and Psychoeducation) Supportive Therapy, Stress Management, and Anger Management.
Together, we will work collaboratively to treat the whole person and empower the person to find their way forward.
Tova Woullard
(she/her)
$85/session
LCSW
20 years of experience
Virtual
I have been working in the human service field for the past 20 years. I work with the geriatric population, military families, active-duty members & veterans, teens with academic issues/child custody issues/juvenile delinquents, foster kids & blended homes, individuals with immunodeficiency disorders, incarcerated adults: males/females (jail & prisons) & those reentering society, addictions (alcohol/drugs), self-esteem issues: oppression/privilege issues pertaining to race; the homeless, & with abuse/neglect/exploited/abandoned issues. I help with acceptance & change. I work with the LGBTQ2+ community, divorce separation issues, and with those in a polyamorous relationship.
I specialized in the following: ADHD, Alcohol Use Disorder/ALcoholism, Anger Management,
Anxiety, Chronic Illness, Chronic Relapse, codependency, Communication skill building, Coping Skills
Divorce, Domestic Violence, Dual Diagnosis, Family Conflict, Grief, Life Coaching, Dating and Romance Issues, Life Transitions, Marital and Premarital issues, Peer Relationships, Personality Disorders,
Racial Identity, Re-entry into society, Self Esteem, Spirituality, Stress, Substance Use, Thinking Disorders,
Transgender, Weight Loss, and Women's Issues.
Ariel Harris
(she/her)
Frequently rebooked
$125/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.
Amonie Greene
$125/session
LCSW
4 years of experience
Virtual
I am a Licensed Clinical Social Worker and in case you’re unsure of what that is, it means I have earned a Bachelor Degree in Social Work a Master of Social Work and once I completed Graduate school I was then required to complete 3,000 hours of clinical work experience under supervision for another two years after those supervised clinical hours I had to successfully sit for ASWB Clinial Level exam. Being a Licensed Clinical Social Worker not only means that I am passionate about Mental Health, but I am also focused on your environment, meaning I look at external factors that impact your situation. When I started Graduate School, I went in with the notion of studying Psychology until I came across the Social Work Program, after doing some extensive research into the profession, I decided that is what I wanted to do. I learned I can help individuals with their Mental Health as well as take a holistic approach to address any barriers they may face while working towards their goals. I absolutely LOVE being a Licensed Clinical Social Worker and helping individuals reach goals they’ve set for themselves.
Reonetta Holliman
Frequently rebooked
$100/session
LCMHC
7 years of experience
Virtual
Hi there! I am a licensed clinical mental health counselor with over seven years of experience in the field. I graduated from Liberty University with a master's in Marriage and Family Therapy. I provide a holistic approach to mental health, emphasizing the importance of getting to know you as a whole and the multiple aspects of your current life, past, and hopes for the future. I provide support for individuals, couples, and families. My focus areas include but are not limited to relationship challenges, unhealthy family dynamics, depression, grief and loss, anxiety, stress, difficulty adjusting to changing circumstances, and other mental health concerns.
Monique Overstreet
(she/her)
$175/session
LCMHC
15 years of experience
Virtual
As an Adlerian therapist, my goal is to help individuals who feel "stuck" in life move toward personal growth and greater fulfillment. I believe that everyone has unique strengths, and my approach is to help you identify and reconnect with these strengths, empowering you to find joy in everyday life. I focus on creating a safe, trusting relationship where we work together to explore your past experiences, beliefs, and life goals, while fostering a deeper awareness of the mind-body connection.
Through this collaborative process, I aim to support you in embracing who you are, building self-acceptance, and moving forward with a sense of purpose and direction. By emphasizing rapport and understanding, I strive to ensure that your overall therapy experience is meaningful, impactful, and transformative. Together, we'll work to create a life where you feel more confident, connected, and capable of overcoming challenges with resilience and joy.
William Etheridge
(he/him)
Frequently rebooked
$150/session
LCMHC
5 years of experience
Virtual
Hello there! I am a licensed clinical mental health counselor (LCMHC) from North Carolina. I received my masters in 2019, and have been working in the field since 2020 professionally. I primarily use cognitive-behavioral therapy (CBT) with elements mixed from other modalities like feminism and solution focused brief treatment as I work to aid and support issues related to: depression, anxiety, emotional management, mens issues, queer/lgbtq+ issues, and more. I primarily work with adults 18+ but I do have experience working with teens and couples as well.
Peresia Commodore
$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition.
I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.
Christishawn Gore
(she/her)
Frequently rebooked
$150/session
LCMHC
20 years of experience
Virtual
Do you struggle with feeling disconnected from yourself and/or others? Do you feel like your life could be more fulfilled? Life entails wins, successes, accomplishments, ups and downs, transitions, unexpected events, detours, stumbling blocks, and so much more. My passion is boosting your self-efficacy, meanwhile, helping you to identify and implement new perspectives and practices to transform and start living a better life. It might mean learning to set boundaries, working through a loss, coping with life transition(s), altering your thinking process, and changing behavior(s) and patterns that are keeping you stuck. Regardless of what it is, my goal is to normalize prioritizing your self-care, improve your coping capacity, build resilience, and increase your self-awareness.
Sherrita Ried
(she/her)
Frequently rebooked
$120/session
LCMHC
7 years of experience
Virtual
I’m a licensed clinical mental health counselor. My approach is warm, person-centered, and grounded in empathy, honesty, and collaboration. I work with individuals and couples navigating life transitions, trauma, grief, anxiety, relationship issues, and identity-related challenges. My goal is to help each client feel seen, supported, and empowered to make meaningful changes.
With over a decade of experience, I specialize in trauma-informed care, drawing from Person-Centered Therapy, Solution-Focused Brief Therapy, and Cognitive Behavioral Therapy. I’m also trained in Eye Movement Desensitization and Reprocessing (EMDR), which allows me to help clients process and heal from past trauma in a safe and structured way.
Before counseling, I worked in nursing, where I saw firsthand the impact of unaddressed emotional pain. That insight continues to shape my commitment to holistic, compassionate care. Whether you’re feeling stuck, overwhelmed, or simply ready to grow, I’m here to walk alongside you with curiosity and care.
At R&R Counseling, I strive to create a space where you can breathe, reflect, and take steps toward the life you want. Therapy isn’t about fixing you, it’s about rediscovering your strength.
Donita Smith
(she/her)
$100/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) with six years of dedicated experience supporting individuals, children, and families in overcoming life’s challenges. I received my Master’s Degree in Social Work from North Carolina Central University and began my career as an Intensive In-Home Therapist, where I developed a deep understanding of family dynamics, conflict resolution, and effective communication strategies. My passion lies in empowering clients—especially young adults through the elderly—to build self-motivation, enhance self-image, and achieve lasting personal growth. I believe in a collaborative, client-centered approach that emphasizes resilience, self-determination, and meaningful change.
Crystal Scarborough
$150/session
LCMHC
7 years of experience
Virtual
I am Crystal! I describe myself as warm and welcoming, but also authentic in providing a space for growth and accountability. I provide a space that will enable you to show up as your authentic self and leave evolved. I am here to help support you in your mental health and wellness journey by showing empathy, compassion, and wisdom. I enjoy helping others navigate this thing called life!
Angela Harrington
(she/her)
$150/session
LCMHC
10 years of experience
Virtual
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
Margaret Harmon
(she/her)
Frequently rebooked
$110/session
LCSW
4 years of experience
Virtual
Hi. I am a Licensed Clinical Social Worker located in North Carolina. I received my graduate degree from Appalachian State University. I have been in practice for five years. I have worked as a Medical Social worker for ten years prior to licensure and am familiar with folks living (and thriving) with chronic health conditions. I have worked in rural communities doing therapy in homes as well. I have seen amany facits of peoples lives and am grateful to have been allowed to be a part of their journey.
Carmen Hinds
(she/her)
$100/session
LCMHC
32 years of experience
Virtual
Hello I am a Licensed Clinical Mental Health Counselor in North Carolina. I have over 30 years of experience working in mental health settings. I provide individual and couples counseling to adults only. I utilize CBT techniques most often. But I also tailor my sessions to the individuals or couples that I work with so I often utilize many other treatment approaches. I do my best to provide a safe, unbiased, nonjudgmental environment for my clients so they may feel comfortable discussing their feelings and concerns openly with me. I work to aid and support issues related to depression, anxiety, grief, relationship conflict, premarital counseling, job stress, LGBTQIA+ community issues and many more.
Linda Ferguson
(she/her)
$100/session
LCSW
16 years of experience
Virtual
I'm a licensed clinical social worker who has practiced for over fifteen years, working with diverse populations with various issues. I have always seen it as an honor and privilege that you have chosen me to be on this journey of self-discovery and self-mastery of whatever challenges you face. I believe you are not a "billing code" but an individual who dares to seek help to improve the quality of your life
Veronica Kelly
(she/her)
$130/session
LCSW
11 years of experience
Virtual
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you.
I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals.
I celebrate you starting your process today. Contact me today and I look forward to working with you.
Ricky Speller
(he/him)
$80/session
LCMHC
2 years of experience
Virtual
Hello,
I know that sometimes counseling can seem taboo or generic. I strive to make the counseling experience more exciting and fulfilling. I have worked with many different populations and different cultures. I have worked in different settings such as offices, schools and group homes. I have conducted in person and telehealth therapy sessions to meet the needs of my clients. I have a Bachelor's in Criminology from NC State University in Raleigh, NC and a Masters Degree in Professional Counseling From Grand Canyon University. I am eager and ready to work with each client to address their specific needs whether it is couples counseling, family counseling, or individual counseling.
Ann Aycock
$150/session
LCSW
10 years of experience
Virtual
Hello, I am Ann Aycock, a Licensed Clinical Social Worker based in the heart of North Carolina. With 10 years of dedicated practice, I have had the privilege of walking alongside individuals from diverse backgrounds, helping them navigate their unique journeys toward healing, personal growth, and achieving their life goals. My mission is to create a safe, supportive space where you can feel heard and understood. Together, we will identify practical strategies and tools to overcome challenges and unlock the best version of yourself. Whether you’re seeking clarity, resilience, or a renewed sense of purpose, I am here to help you take the next step with confidence and compassion.
Felicia N. Reid
(she/her)
Frequently rebooked
$235/session
LCMHC
13 years of experience
Virtual
Hi, I'm Felicia N. Reid! Thank you for considering sharing your journey with me. Starting counseling can be stressful, but hopefully we can start this process together, getting you to a better place mentally. I received a Bachelor of Science in Experimental Psychology from University of South Carolina-Spartanburg (Upstate)-2002 & Master of Arts in Counseling w/Mental Health emphasis from Webster University-2007. Also, I've received training in mediation & conflict resolution for about 11 years.
Eva Watts
$175/session
LCSW
29 years of experience
Virtual
Hi, my name is Eva. I have been practicing in the mental health and substance-abuse field for almost 30 years and during that time I have come to learn a lot about what it takes to help a person move from one place to another and it has also taught me how to move from one place to another so that I too can live my best life . I believe that we all need help from time to time and someone to help us see clearly when we have difficulty seeing things clearly ourselves. My best practice of therapy is being eclectic, which means in simple terms that I use whatever technique I need to to reach my client wherever they are at. This includes all best practices that are evidence-based to work with women, young adults, men and children who all have a common need to feel heard and supported. I specialize in a variety of treatment modalities that include trauma, substance abuse, anxiety/ depression, and other mood/mental disorders, and I desire to help all my clients improve their current life situation so that they can begin to live their best lives.
KaShanda Ray
(she/her)
$95/session
LMFT
20 years of experience
Virtual
Dr. KaShanda Ray is a Licensed Professional Counselor in the state of Georgia who has two decades of experience working with teens and adults experiencing depression, anxiety, adjustment issues and managing stress. Dr. Ray has worked in both community agencies as well as in higher education providing counseling and advising to college students on both 2-year and 4-year campuses. KaShanda completed a Bachelor of Science in Psychology at the University of Mobile, received a Master’s of Science in Community Counseling from the University of South Alabama and a doctorate in Organizational Leadership at Gardner-Webb University.
Dr. Ray uses strength based, cognitive behavioral and solution-focused approaches to therapy, while working to meet the unique needs of each individual. Dr. Ray uses a combination of talk therapy and therapeutic assignments to work with each individual.
Relationships are important to Dr. Ray and the therapeutic process. As a result, Dr. Ray strives to establish an environment that is comfortable and caring. The goal is to support you and help you work towards your goals.
Specialties:
Depression
Anxiety
Stress Management
LaQuanda Coulote
(she/her)
$200/session
LMFT
9 years of experience
Virtual
I’m dedicated to helping people reconnect with their inner strength, heal from past wounds, and build lives rooted in self-love and self-trust. My approach blends evidence-based practices with deep cultural awareness, honoring the whole person, mind, body, and spirit. I work especially well with individuals navigating stress, transitions, and the layered complexities of developing a sense of identity, that is "out of the box".
My listed availability is limited. If you don’t see times that consistently work for you, we can explore alternate scheduling options during your intake session to better support your needs.
Frequently asked questions
Why filter by North Carolina rather than a city
like Charlotte?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.