Therapists that accept Cash Pay in New Jersey
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 72 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/6/2025
Samantha Skirka
(she/her)
$120/session
LCSW
12 years of experience
Virtual
Hi, I’m Samantha! I’ve been a clinician for over twelve years and truly love what I do. I’m passionate about helping clients tap into their strengths, overcome challenges, and move toward the life they want. My background includes working with people of all ages in schools, juvenile justice, and long-term care settings.
As a mom, I know how rewarding—and overwhelming—life can be. I bring that real-life perspective into my work, along with compassion, curiosity, and a sense of humor. Outside of work, I enjoy audiobooks, organizing (it’s therapeutic for me!), and family time. Fun fact: I have a degree in Philosophy and studied Japanese in high school!
Elizabeth Urciuoli
Frequently rebooked
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.
Find therapists experienced in these areas
Donna Fontana
(she/her)
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders.
In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.
A Better Tomorrow Counseling
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!
Katerina Kouliaki
$100/session
LPC
7 years of experience
Virtual
Hello,
I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.
Sarah Riley
(she/her)
Frequently rebooked
$65/session
LCSW
5 years of experience
Virtual
Hey! I am a licensed therapist (LCSW) in New Jersey. I have been providing individual therapy for 6 years and working with adolescents and young adults for over 15 years. Before working in outpatient, I was a therapist at high school, providing group and individual therapy to adolescents. I help teens and young adults navigate difficult periods of transition in their life and relationships.
Julie Fitzick
(she/her)
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing.
Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.
Dr. Samantha Welsh
(she/her)
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her). I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am a Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success.
I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.
Marta Warner
(she/her)
Frequently rebooked
$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals.
Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life.
Please reach out so we can get started in your journey!
Gena Figliuzzi
(she/her)
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.
Maureen R. Edwards
(she/her)
$180/session
LCSW
20 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have over 18 years of experience in providing compassionate, comprehensive, and quality behavioral health care in most settings including outpatient, crisis intervention, partial hospitalization, intensive outpatient, in-home counseling, residential treatment, hospitals, nursing homes, schools and outpatient substance abuse programs. I have worked with children, adolescents, teens, adults, families, couples, geriatrics, and LGBTQ+. I specialize in ADHD, addiction, anger management, anxiety, bipolar disorder, depression, gender dysphoria, marital issues, psychosis, trauma, and many other life challenges with individualized treatment that include forms of psychodynamics, CBT, family systems therapy, faith-based approaches and more.
Alyssa Haley
(she/her)
$155/session
LCSW
25 years of experience
Virtual
My name is Alyssa Haley and I am a licensed clinical social worker with over 25 years of experience working with children, adolescents, adults, & families. I specialize in working with adolescents and adults who struggle with depression, anxiety, attention, neurodivergence, trauma, mood dysregulation, communication, social skills and life transition issues.
I have an eclectic approach that combines cognitive behavioral therapy, dialectical behavioral therapy, family systems, attachment, object relational, acceptance and commitment therapy, and trauma informed approaches. I will shape our treatment goals to meet your unique specific needs. I look forward to learning more about your treatment goals.
Therapy is a partnership and is hard work, but with consistency and perseverance real change can be made.
Ayana Foluke Mckanney
(she/her)
$150/session
LCSW
27 years of experience
Virtual
I am Ayana Foluke McKanney, a seasoned Clinical Social Worker and Life Coach with over 26 years of experience in both public and private sectors, helping individuals and families navigate life’s most challenging circumstances. I hold clinical social worker licenses in New York (#098940), New Jersey (#44SL06739500) and Rhode Island (#ISW04317). I believe that obstacles are opportunities for growth, and I support my clients in reflecting on their experiences, safely processing their feelings, and then choosing empowered ways to move forward. I specialize in supporting individuals as they heal, build fulfilling careers, navigate family dynamics, and create a life of balance and purpose.
Michael Golinkoff
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy.
We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.
Lauren Livorsi
$130/session
LCSW
14 years of experience
Virtual
As a Licensed Clinical Social Worker, I am especially equipped to support individuals dealing with anxiety and depression. My training, clinical experience, and deep understanding of evidence-based interventions such as cognitive behavioral therapy allow me to help clients manage symptoms, build resilience, and regain a sense of control in their lives. I create a compassionate, non-judgmental space where individuals feel safe to explore their thoughts and emotions while working toward meaningful change.
Tara Green
$135/session
LCSW
25 years of experience
Virtual
Hi I am a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree in NY and I have been practicing for over 20 years. I am licensed in both Florida and New Jersey. I have diversified experience in the mental health field. I currently focus on helping adults ages 18 -65 years old cope with anxiety and stress in their day to day lives.
Theresa Hicks
(she/her)
$100/session
LPC
25 years of experience
Virtual
Hi there, I'm Theresa.
Do you feel overwhemed, do you feel no matter what you try, or what you do, nothing changes? Are you struggling with your relationships, work and health? Is it hard to be kind to yourself?
I help indivduals that just feel plan stuck, stuck in their personal life, stuck in problem solving and stuck in this thing we call life. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I love to integrate measurable goals so that you build upon small goals that create change!
Whether you're dealing with feeling overwhelmed, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!
TaMara Gray-Phillips
(she/her)
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.
Jamill Baker
(he/him)
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager.
I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.
Susan Goodwin
(she/her)
$150/session
LPC
8 years of experience
Virtual
Hi, I am a Licensed Professional Counselor, and Licensed Clinical Alcohol and Drug Counselor from New Jersey. I work with clients ranging from teenagers throughout the lifespan. I enjoy working with people and collaborating with them to address their concerns whether it be substance misuse, addiction, life transitions, anxiety or depression. I am open to meeting the client where they are at. Using warmth, empathy and humor we can work together to achieve your goals.
Stacia Neals
(she/her)
$120/session
LPC
15 years of experience
Virtual
"As a licensed therapist in New Jersey with over a decade of experience, I specialize in helping individuals manage stress, anxiety, and challenges related to personal and professional life, relationships, family dynamics, and intimacy. I firmly believe that you are the expert of your own story, and I view you as a person with unique strengths that will help you overcome the obstacles you're facing. My approach is person-centered, drawing from social cognitive, mindfulness, and cross-cultural frameworks, recognizing that your behaviors, environment, and cognitive processes all interact in shaping your experiences.
I’m committed to creating a safe and culturally sensitive space where you can explore and address issues while developing the tools you need for meaningful change. Taking the first step toward a more fulfilling life is courageous, and I’m here to support you in this journey."
Maureen DeSantis
(she/her)
$125/session
LCSW
20 years of experience
Virtual
Hello and welcome! Thank you for taking the time to review my profile. Seeking out the right fit for a therapist can sometimes feel like a daunting task. I hope that the information you find here can make things a bit easier. As a compassionate and client-centered Licensed Clinical Social Worker with 20+ years of experience, my goal is to help support people as they navigate through life's challenges. I specialize in evidence-based therapies including strengths based, CBT, and trauma-informed approaches. As a therapist I am committed to meeting my client where they are at and working to achieve their goals, all in a safe and nonjudgmental space. I firmly believe that all individuals have innate resiliency and therapy can help to tap into that.
Carolynn Feldblum
(she/her)
$120/session
LCSW
12 years of experience
Virtual
Life transitions, relationships in flux, maybe you haven't felt like yourself recently. Navigating hard emotions that keep you up a night, or preoccupy thinking, might be holding you back from enjoying activities and relationships you once did. Reasons for seeking therapy are unique and individual to you. You are deserving of a therapist who will build a space for you to be vulnerable with your story and emotions. Together, we can build a path forward through empathetic processing, acceptance, skill building, and goal planning.
Therapy is like a compass, it doesn't provide all the answers, but it provides direction. Focusing on your strengths, presenting problem, and future goals, our time together will be spent targeting false thoughts, realizing potential, and building trust in yourself.
Ali Ross
(she/her)
$115/session
LPC
15 years of experience
Virtual
Hi, I’m Ali—a licensed therapist passionate about helping adolescents and adults navigate life’s challenges with confidence and clarity. I provide a warm, supportive, and nonjudgmental space where clients can feel safe to be themselves and work toward meaningful goals. My approach blends evidence-based therapies like CBT and DBT with a person-centered foundation, always meeting clients where they are. I have extensive experience working in schools, partial hospital, and intensive outpatient settings, which helps me support clients through transitions, emotional struggles, and everyday stressors. Whether you’re dealing with anxiety, school or work stress, identity exploration, or relationship issues, I’m here to help you feel more empowered and connected to yourself.
Alyssa Marquez
(she/her)
$90/session
LPC
10 years of experience
Virtual
Nice to meet you! I am a licensed professional counselor (LPC) with over 10 years experience in the field. I have extensive experience working with youth and adolescents, as well as adults struggling with anxiety, depression, and PTSD symptoms. I received my bachelor's degree from Rutgers University, master's degree from Rowan University and post master's degree from Rowan University as well.
Frequently asked questions
Why filter by New Jersey rather than a city
like Newark?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in New Jersey that work with patients with similar concerns.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.