Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 130 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

Often rebooked

$150/session

Warm
Authentic
Solution oriented
Specialties
Mood Disorders
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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$100/session

Authentic
Solution oriented
Direct
Specialties
Mood Disorders
Anger Management
Anxiety
+9
Twenty-five years of experience working with a wide range of individuals with a wide range of presenting problems and needs. I have helped individuals work through grief, trauma, adjustment disorders, difficult life transitions, acculturation issues and end of life counseling. I have helped many individuals gain new insights and coping abilities in managing chronic mood disorders, anxiety and fear disorders, personality disorders and impulse control disorders. I have experience working with addiction and recovery including compulsive gambling and sex addictions. I have also worked with individuals in various stages of commitment to change. I began my career working in community mental health serving individuals with severe and persistent mental illness/primary psychosis disorders such as schizophrenia, schizoaffective, delusional and bipolar affective disorders. I have worked in a variety of settings within the mental health field including hospital settings, partial hospitalization settings, outpatient therapy, intensive case management, as well as remote services. I have been clinical director of two outpatient treatment centers. I have facilitated many therapy groups including anger management, anxiety management, wellness and recovery, co-occurring disorders and trauma-focused groups.
VirtualAvailable
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$180/session

Authentic
Warm
Specialties
Mood Disorders
Addiction
Substance Misuse
+7
Hi there! My name is Angelique. I am a Licensed Clinical Social Worker and Licensed Clinical Addictions Counselor, working with clients virtually in the State of New Jersey and Pennsylvania. More importantly, I am a fiercely dedicated advocate for your healing. My formal training and background in substance use treatment spaces have led to an expertise of with individuals in recovery from alcohol or substance use, and addictive behaviors (gambling, shopping, relationships, etc). I also specialize in working with family members or loved ones of people with a mental health or substance use disorder, because help and healing should be accessible and prioritized for all; especially for someone feeling all the pressure to hold it together for someone else!
Available
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Often rebooked

$100/session

Warm
Authentic
Intelligent
Specialties
Mood Disorders
Depression
Eating Disorders
+1
Hi! I am a caring, warm and friendly person who strives to put clients at ease when coming to sessions, especially when so many other difficulties may be going on for you! My goal is to give you the space to process things that are coming up and find the best next step to reach your goals, no matter what that might be! I'm ready to find realistic and attainable solutions, and go back to the drawing board to help you find the things that will actually work for you!
VirtualAvailable
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$175/session

Authentic
Open-minded
Intelligent
Specialties
Mood Disorders
Couples Counseling
Family Therapy
+10
I am a Licensed Marriage and Family Therapist providing virtual psychotherapy to individuals, couples, and families. I support clients navigating relationship challenges, parenting stress, trauma, anxiety, and major life transitions. My approach is collaborative, compassionate, culturally informed, and goal-oriented shaped by extensive experience in community mental health and private practice, helping clients strengthen communication, build emotional awareness, and develop practical tools that support long-term healing, balance, and meaningful change.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Open-minded
Specialties
Mood Disorders
ADHD
Anxiety
+6
Hi, I’m May Elkady, a licensed professional counselor dedicated to helping adults and teens who feel overwhelmed, anxious, or weighed down by past experiences. I support clients in understanding their emotions, breaking old patterns, and creating more balance and clarity in their lives. My goal is to provide a calm, grounding space where you can heal, grow, and reconnect with yourself.
VirtualAvailable
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$195/session

Authentic
Direct
Intelligent
Specialties
Mood Disorders
Couples Counseling
Life Transitions
+6
I am a Licensed Professional Counselor in New Jersey, a Licensed Clinical Mental Health Counselor in North Carolina , and a Licensed Mental Health Counselor in Florida. I received a Master’s degree in Counseling from the University of South Florida and a post-Master’s degree (EdS) in Marriage and Family Therapy from The College of New Jersey. I have 21 years of direct client experience. This includes individual, couple, family, and group therapy in school based, home based, partial care and outpatient settings. My style is non-judgmental, challenging, sensitive and supportive. It pulls from psychodynamic, Jungian, strength based, person-centered and CBT approaches.
Available
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$150/session

Warm
Empowering
Authentic
Specialties
Mood Disorders
Depression
Coping Skills
+5
I am a Licensed Clinical Social Worker based in New Jersey and South Carolina. I ascertained my MSW from Rutgers the State University of New Jersey. I have been in Private Practice for over twenty years working with children, adolescents and adults using Eclectic and Cognitive Behavioral Therapy treatments. Specializing in various kinds of trauma and depression . I have worked in the pubic school system as a Social Studies Teacher and a member of the Child Study Team. In addition, I worked in several hospitals in the emergency room as a psychiatric social worker and several Correctional facilities in New York and New Jersey.
VirtualAvailable
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$150/session

Warm
Direct
Solution oriented
Specialties
Mood Disorders
Anxiety
Couples Counseling
+9
I’m a Licensed Professional Counselor providing virtual therapy for adults and couples who are ready to move beyond feeling stuck and begin creating meaningful, lasting change. Many of the clients I work with appear to be managing on the outside, while internally navigating anxiety, emotional overwhelm, relationship strain, or difficulty expressing their needs. If you find yourself overthinking, reacting instead of responding, or repeating patterns that no longer serve you, you’re not alone—and you don’t have to figure it out on your own. My approach is structured, intentional, and insight-oriented. I focus on helping you strengthen your emotional intelligence—how you understand, manage, and communicate your emotions—because this is the foundation for healthier relationships, clearer decision-making, and improved overall well-being. Together, we will identify patterns, explore the root of your challenges, and develop practical tools that help you respond with clarity and confidence rather than impulse or avoidance. I work with individuals navigating anxiety, life transitions, self-esteem challenges, and emotional fatigue, as well as couples working through communication breakdowns, trust concerns, and disconnection. Therapy with me is an active process. It requires honesty, consistency, and a willingness to do the work, but it also creates the opportunity for real, sustainable growth. If you’re ready to invest in yourself, better understand how you operate emotionally, and begin showing up differently in your life and relationships, this is a space where that work can begin.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
ADHD
Anxiety
+10
My name is Cleonese Dasent-Green and I am the sole proprietor of Poinciana Therapy LLC. I hold Licenses as a LCSW With advanced degrees in Clinical Social Work in NY, NJ & PA. I have Graduate Certificate in Thanatology, a Play Therapy Certificate and over 15 years of experience in therapy, social work, and medical social services. I also received my Masters degree from Fordham University in NYC.
Available
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Often rebooked

$90/session

Warm
Authentic
Open-minded
Specialties
Mood Disorders
Life Transitions
Self Esteem
+10
Hi, I’m Gretchen Raring-Licensed Clinical Social Worker (LCSW: NJ, FL, AZ & ND; LICSW: MA) with 20+ years of experience helping people face life’s hardest challenges and create meaningful, lasting change. I work with individuals and couples who are ready for more than just talking-I offer a direct, supportive, and judgment-free space where you can be real about what’s going on and start moving forward. My background includes mental health, addiction, trauma, veterans’ issues, homelessness, and the criminal justice system. I’ve worked with people in some of the most difficult situations, and I believe real change is possible for anyone willing to take that first step. Together, we’ll get to the root of what’s holding you back-connecting patterns, emotions, and experiences so things start to make sense. From there, we’ll build practical tools you can actually use in your day-to-day life. This is a space for honest conversations, real insight, and meaningful change-at a pace that works for you.
VirtualAvailable
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$120/session

Warm
Authentic
Solution oriented
Specialties
Mood Disorders
Anxiety
Grief
+7
My name is Dr. Sharon Green, and I have worked in behavioral health for over 15 years. I have worked with diverse populations in multiple settings and served children, adolescents, young adults and older adults. Therapeutic services are delivered professionally and based on ethical principles. Services are tailored to the individual with implementation of multiple treatment modalities that include cognitive behavioral therapy (CBT), Dialectical Behavioral Therapy (DBT), Eye Movement Desensitizing Reprocessing (EMDR), supportive therapy, narrative therapy, solution-based therapy, and grief therapy. Rapport and trust are core values.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
Anxiety
Depression
+5
Hi! My name is Sarah Silverman, I have been working in the field of mental health for over eight years. I have experience working in a variety of settings, but getting to work individually with clients in outpatient therapy is my absolute favorite. I am often described as having a calming and empathetic personality. In my spare time, I love spending time with friends, cuddling my two orange cats, trying out a new delicious food, reading, or playing video games.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering
Specialties
Mood Disorders
ADHD
Anxiety
+8
Hello! I am a Licensed Clinical Social Worker who obtained my degree from Marywood University’s Graduate School of Social Work. I completed my undergraduate education at Cedar Crest College, with dual majors in Psychology and Sociology. I have provided counseling in many settings including the geriatric, non-profit and healthcare fields, for over 18 years. I also hold post-graduate certificates in Gerontology, and Palliative/End of Life Care. I am pursuing my doctorate in social work in a program through Kutztown University. I believe in building a solid therapeutic relationship based on trust, empathy and respect using a variety of techniques, and building from a strengths-based perspective to help foster understanding, coping and change. My eclectic therapeutic techniques often include CBT, transformational and psychodynamic approaches, individualized in relation to each client’s need and provided through a trauma informed lens. I am experienced in individual, family, and group counseling. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. My hope is to provide a safe, nonjudgemental environment for you to discover yourself and to start on the road to healing. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! Best, Christina
VirtualAvailable
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$90/session

Authentic
Direct
Holistic
Specialties
Mood Disorders
Addiction
Anxiety
+9
You hold it together for everyone — at work, at home, in your relationships — but the weight of it is getting harder to carry. Maybe anxiety keeps your mind racing at 2 a.m., or you're stuck in patterns with substances or behaviors that started as coping but now feel like a trap. Maybe grief, trauma, or a painful chapter you thought you'd moved past keeps surfacing when you least expect it. I'm Rovin Chonielall, a Licensed Professional Counselor and Certified Addiction Specialist with 15 years of experience helping adults find their footing when life feels unmanageable. I work with people navigating anxiety, depression, trauma, addiction and recovery, and the kind of emotional exhaustion that builds up when you've been running on autopilot for too long. My approach is direct, holistic, and grounded in what actually works. I draw on Dialectical Behavior Therapy (DBT) to help you build skills for managing intense emotions, Cognitive Behavioral Therapy (CBT) to challenge the thought patterns keeping you stuck, and Motivational Interviewing to help you connect with your own reasons for change — especially when motivation feels low. I also incorporate mindfulness and solution-focused techniques, because sustainable growth happens when you learn to be present with yourself, not just push through. What my clients tell me is that therapy with me feels different — honest without being harsh, structured without being rigid. I'm not going to just nod along. I'll meet you where you are, ask the questions that matter, and help you build a life that actually reflects who you want to be. If you're ready to stop going through the motions and start doing the real work, I'd like to help.
VirtualAvailable
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$175/session

Specialties
Mood Disorders
ADHD
Anxiety
+10
I'm a therapist who believes good therapy starts with feeling comfortable, not like you're sitting across from someone with a clipboard. I bring warmth, honesty, and a little casualness to our work together. I'm also neurodivergent myself, so I know firsthand what it's like to navigate a brain that works a little differently. That lived experience makes me a better therapist , not just a more empathetic one, but a more real one. I'm the kind of therapist who will laugh with you, be straight with you, and when you're ready, go to the deeper and harder places right alongside you. With experience spanning from early childhood all the way through older adulthood, I've had the privilege of working with people across every stage of life and across a wide range of needs. No matter where you're starting from, my goal is always the same : to meet you where you are and grow with you throughout the process.
Available
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$150/session

Authentic
Solution oriented
Warm
Specialties
Mood Disorders
Anxiety
Depression
+7
Hi! I am Jaclyn. I have an extensive history working with individuals of all ages, functioning levels, and settings. I received my bachelor’s degree from Monmouth University where I studied Psychology. I then received my Master’s degree from Chestnut Hill College where I studied Clinical and Counseling Psychology. Since graduating, I have worked alongside my clients to address past traumas and symptoms of unresolved experiences.
VirtualAvailable
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$180/session

Warm
Empowering
Solution oriented
Specialties
Mood Disorders
Anxiety
Coping Skills
+8
Hello, I am a Licensed Clinical Social Worker and have over 20 years of experience in providing compassionate, comprehensive, and quality behavioral health care in most settings including outpatient, crisis intervention, partial hospitalization, intensive outpatient, in-home counseling, residential treatment, hospitals, nursing homes, schools and outpatient substance abuse programs. I have worked with children, adolescents, teens, adults, families, couples, geriatrics, and LGBTQ+. I specialize in ADHD, addiction, anger management, anxiety, bipolar disorder, depression, gender dysphoria, marital issues, psychosis, trauma, and many other life challenges with individualized treatment that include forms of psychodynamics, CBT, family systems therapy, faith-based approaches and more.
VirtualAvailable
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$150/session

Warm
Empowering
Solution oriented
Specialties
Mood Disorders
Self Esteem
Women's Issues
+10
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
Anxiety
Depression
+6
Hi! I'm a Licensed Clinical Social Worker and I received my Masters in Social Work from Fordham University in NYC. I work with adults who are currently experiencing depression and/or anxiety to help them discover the root of their concerns so that they can become the best versions of themselves. Since every individual is so unique, I use an individualized approach in talk therapy to help you overcome your challenges by gaining new coping skills and new ways to think about your situation. Please note that I do not offer ESA or FMLA evaluations as part of my service offerings. I also do not offer Couples Therapy.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic
Specialties
Mood Disorders
Anxiety
Depression
+10
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have decades of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with JOY, self-love, prosperity, peace and purpose.
VirtualAvailable
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$150/session

Solution oriented
Authentic
Direct
Specialties
Mood Disorders
Life Transitions
Self Esteem
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable
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$90/session

Intelligent
Solution oriented
Authentic
Specialties
Mood Disorders
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker dedicated to providing compassionate, client-centered care through secure remote sessions with adult clients. I am currently licensed in the states of New Jersey, Virginia, and Florida. With commitment to fostering a safe and therapeutic environment, I work collaboratively with individuals to address a wide range of emotional, behavioral, and relational challenges. Hence, my approach is grounded in respect, empathy, and a deep belief in each client's capacity for growth and resilience.
Available
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$125/session

Authentic
Empowering
Specialties
Mood Disorders
Anxiety
Life Transitions
+10
I’m a Licensed Clinical Social Worker (LCSW) in New Jersey with multiple degrees from Widener University. I’ve worked with a wide range of individuals facing challenges like anxiety, depression, OCD, bipolar disorder, and more. My focus is on helping people manage stress more effectively, build healthier routines, and feel more in control of their day-to-day lives. I’m not here to give you all the answers—I’m here to help you ask the right questions, challenge what’s no longer serving you, and support you as you build confidence in your ability to navigate life on your own terms.
Available
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Often rebooked

$150/session

Authentic
Challenging
Direct
Specialties
Mood Disorders
ADHD
Anxiety
+8
I am a Licensed Clinical Social Worker based in New Jersey, working with both children and adults navigating ADHD, bipolar disorder, PTSD, generalized anxiety, depression, and OCD. Whether you're struggling with emotional regulation, racing thoughts, burnout, or feeling stuck in patterns that no longer serve you, we will work together to better understand what’s going on and develop practical tools to help you move forward. My approach is active, direct, and solution-focused. I don’t believe in a one-size-fits-all model; therapy with me is collaborative and tailored to your specific needs and goals. I integrate evidence-based modalities including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Exposure and Response Prevention (ERP), and supportive therapy to help you build skills, increase insight, and create lasting change. I also recognize that starting therapy (or starting over) can be a big step. I aim to meet you where you are, while gently challenging you toward growth in a way that feels manageable and realistic. If you're looking for a therapist who is engaged, practical, and focused on helping you see progress, I’d be happy to connect
Available
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.