Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 76 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Charles Tyson

(they/them)

Charles Tyson, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Deeply passionate about social justice and facilitating and guiding positive change and development in the lives of others, I am thrilled to connect with you as you begin your journey inward. Healing is truly the risk of showing up for yourself and your resistance to the temptation to go back to unsilenced needs, numbing out, disconnection, and erasure. As a Black, non-binary, Licensed Clinical Social Worker (LCSW) with over 10 years of wide-ranging clinical and field experience, I look forward to tailoring my approach to meet your needs and help you reach your goals.

Crystal Soto

(she/her)

Crystal Soto, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
4 years of experience
Virtual
I am a bi-lingual and bi-cultural Licensed Certified Social Worker who received her Masters in Social Work from Boston College. I provide effective, transformative, and lasting life changes in children, adults, and families. I've worked with individuals struggling with depression, anxiety, stress disorders, adjustment, relationship challenges, trauma, and mood disorders. I am passionate about providing a counseling environment that encourages respect, safety, trust, and honesty while tailoring each session to the clients' need.

Jeidy Crawford

(she/her)

Jeidy Crawford, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
12 years of experience
Virtual
Hi. My name is Jeidy Crawford, LCSW providing tele-health services for those located in MA, NC, SC. I graduated with my masters from the University of Pennsylvania and have 12 years experience. I offer individual therapy for adults looking to build on their strengths. I start with understanding where you are now and obstacles you are facing. I help you identify your goals and make a plan to reach them.

Christine DiPaolo

(she/her)

Christine DiPaolo, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor in the state of Massachusetts and received my master's degree in counseling in 2021. Previously, I had over 15 years of working in health care and the human services field. I am a dedicated practitioner, with a true passion for working with individuals striving to show up in life as the best and most authentic version of themselves.

Kayla Sims

(she/her)

Kayla Sims, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi! I am a two-state Licensed Mental Health Counselor (LMHC) for Florida and Massachusetts. I am currently located in the state of Florida where I have practiced for more than 5 years. I have experience working in-home with children and families, but have been practicing via Telehealth for the past 2 years where I have mainly focused on individual sessions with adults over 18 years old. I help people who struggle in a variety of ways to find balance and hopefulness for their future.

Carol Mackiewicz Neely

(she/her)

Carol Mackiewicz Neely, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
Hi! I am a licensed mental health counselor and art therapist in Massachusetts, and have been practicing here since 2013. I call myself an art therapist because I received my masters in art therapy and counseling from southwestern College in Santa Fe NM in 2010. I enjoy working with adult women and young adult women who are experiencing anxiety, depression, or life transitions.

Danielle DaRocha

(she/her)

Danielle DaRocha, LMHC - Massachusetts Therapist at Grow Therapy
$90/session
LMHC
10 years of experience
Virtual
My name is Danielle DaRocha and I am from Puerto Rico. I have been practicing mental health counseling for about 10 years. I love my culture and my work and often try and bring culture and fun into my sessions with clients. I like to use humor to help clients feel safe and comfortable and I will often use metaphors for guided learning. I am a bookworm and will on occasion recommend helpful reading material to my clients.

Seamus Power

Seamus Power, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
4 years of experience
Virtual
I'm a licensed psychologist who's worked in a variety of settings, from college counseling centers to anxiety clinics to hospitals, and what I've learned is that everyone's different. There's no "one size fits all" approach to therapy. I have experience helping people deal with anxiety and OCD, as well as a number of other challenges. Before I became a psychologist, I was a teacher at both the elementary and high school levels. I love being able to work with people who are trying to become the best versions of themselves.

Rebecca Bibeau

(she/her)

Rebecca Bibeau, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
16 years of experience
Virtual
Are you going through a transition in life? Maybe you are seeking further education in a career or trying to seek insight into the age old question "What do I want to be when I grow up?" If you feel stuck, depressed or anxious at the thought of the previous question, I am your person. I am most often described as "passionate". I put my whole being into every decision I make. I believe that steady hard work always has a positive pay out in the end. Sometimes the big picture can be overwhelming and daunting, I break life down into manageable and realistic steps. The most important aspect of the process is understanding that you have choices in life. Nothing ever needs to be set in stone. If you don't like something, you can change it. And you can change it until it is right for you.

Luis Gamez

Luis Gamez, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience treating a wide variety of mental health issues including, but not limited to, addiction, mood disorders (depression, anxiety), psychosis, adjustment disorder, and PTSD. In addition to individual counseling, I am also proficient in family and couples therapy. In both individual and couples/family counseling, I work with clients to build insight and to develop a greater understanding of self in order to improve current circumstances and/or work towards identified treatment goals.

Monica Miller

(she/her)

Monica Miller, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
19 years of experience
Virtual
My name is Monica Miller. I am a Licensed Mental Health Counselor in Florida. I have over 15 years of experience counseling children, parents, couples, and individuals. I received my Master's in Transpersonal Counseling Psychology from Naropa University in Boulder, Colorado. As a transpersonal counselor, I view my clients' health through three lenses: Emotional, Physical, and Spiritual. While we may not discuss these in each of your sessions, they are always a part of your experience. I have experience working on personal growth, especially in the later stages of adolescence (ages 18-25). My familiarity with working with depression and anxiety allows me to help others in all stages of life.

Elisabeth Harvey

(she/her)

Elisabeth Harvey, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Massachusetts. I received my Master's Degree from Boston College and have been practicing for 6+ years. I have experience working in community mental health, outpatient, and inpatient psychiatric settings. As a therapist, I have worked with all ages, primarily adolescents and adults, and populations including those with chronic health issues, DV survivors, and those recently released from incarceration. I am also an LGBTQ+, non-monogamy, sex work, racial justice, and kink allied therapist and support harm reduction.

Natasha Gonzalez

(she/her)

Natasha Gonzalez, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
Natasha is a Licensed Clinical Counselor, with 7 years of experience, who is open minded, empathetic and non-judgmental. Natasha is an eclectic spiritualist who utilizes Person Centered and Cognitive Behavioral Therapy (CBT) with an eclectic and holistic approach with her clients. She works with individuals who have acute to mild issues. Natasha incorporates dream interpretations, basic astrology, tarot and oracle cards, when appropriate.

Kellie Foster

(she/her)

Kellie Foster, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Hello, and welcome to my virtual office! I would first like to acknowledge your strength and courage in taking this step toward making your mental health and wellness a priority. To tell you a bit about my background, I am a licensed counselor in FL, MA, OR, and WA with over 10 years of experience working with a variety of populations as I have strived to assist clients on their journey toward hope, growth, and healing. I am also well-versed in providing teletherapy services throughout the FL area.

Porsche Collins

(she/her)

Porsche Collins, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker practicing in the state of NC, SC, GA, CT, MA and IN. I am the sole therapist of Empathic Hues Counseling and Consultation, PLLC. My practice was created to help adults dealing with depression, anxiety and needing guidance with adjusting to to a change in quality of life. I hope to help individuals find peace needed to have more control over their lives and confidently overcome challenges. My goal is to help you understand “you” as well as focus on developing your internal and external strengths.

Kelly Broderick

(she/her)

Kelly Broderick, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$120/session
LICSW
10 years of experience
Virtual
One of the most important things you can do is start the journey to understanding and living your own truth. This is a guiding force in my practice. My name is Kelly Broderick and I am a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts and a Licensed Independent Social Worker - Clinical Practice (LISW-CP) in South Carolina. I have over seven years of experience working with individuals and groups in both inpatient and outpatient mental health settings. I have significant experience from my forensic background, working in specialized prisons and outpatient work with vulnerable populations. I am Telehealth only at this time and for the foreseeable future. I work with adults and adolescents, both in individual and group settings. My specialties include addiction, anxiety, depression, codependency, family conflict, communication, grief and loss and forensic therapeutic work.

Christopher Douglas

(He/Him)

Christopher Douglas, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$200/session
LICSW
12 years of experience
Virtual
Christopher is a clinical social worker, licensed in Florida, Massachusetts, and Texas. For over ten years he has provided individual, couples, and family therapy and other services to clients in a variety of settings, including community centers, hospitals, substance abuse treatment centers, and via work in mobile crisis units. He currently provides online individual therapy for adults, utilizing a variety of common modalities, such as Cognitive Behavioral Therapy, Solution Focus Therapy, and Motivational Interviewing. Christopher is also trained and certified in EMDR Therapy.

Maureen Rosenplanter

(she/her)

Maureen Rosenplanter, LICSW - Massachusetts Therapist at Grow Therapy
$80/session
LICSW
20 years of experience
Virtual
Hi! I’m a Licensed Independent Clinical Social Worker (LICSW) based in Massachusetts. I’ve worked in the field for 20 years providing counseling services for individuals, couples, and families. Using an integrative approach, I help individuals looking to build upon their strengths to improve coping skills, better their relationships, and create lasting change. Learning ways to identify our feelings, explore our values, and help to align our day to day life to those values is something that everyone can benefit from exploring.

Krista Barber

(she/her)

Krista Barber, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
12 years of experience
Virtual
I have been a Licensed Clinical Social Worker since 2012. I graduated with my Master's in Social Work from Florida State University. I am currently licensed in Florida and Arizona. My professional experience has been primarily with anxiety, depression, divorce, parenting / co-parenting, military, and serious illness. With a passion for helping individuals navigate life's challenges, I offer a supportive environment where clients can explore their emotions and develop practical strategies for personal growth. I believe in the power of collaboration and tailor each session to meet your unique needs, fostering a journey towards greater self-awareness and emotional well-being.

Molly Graham

Molly Graham, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
Motherhood is a profound journey marked by both beauty and upheaval. Whether your path to this moment has been long-anticipated or unexpected, the transition into motherhood often brings a whirlwind of emotions. Anxiety and depression during pregnancy and the postpartum period are more common than many realize, with maternal depression being the leading complication of childbirth. The shift from your pre-motherhood identity to caring for a newborn can be one of the toughest transitions you’ll ever experience. As a dedicated mental health professional, I am passionate about supporting individuals through some of life's most significant and challenging transitions. I offer various approaches, including talk therapy, art therapy, mindfulness and meditation practices, and Accelerated Resolution Therapy (ART). These methods are designed to help you express your feelings, redefine your identity, and find a sense of balance and well-being in this new chapter of your life.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Elizabeth King

(she/her)

Elizabeth King, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
18 years of experience
Virtual
I provide virtual individual therapy for adults who are navigating life transitions, relationship challenges, anxiety, or just feeling stuck. My approach draws from Cognitive Behavioral Therapy (CBT), Solution-Focused Brief Therapy, mindfulness, and Positive Psychology, and I tailor each session to meet your unique goals. I hold a Master’s in Marriage and Family Therapy and a PhD in International Psychology, and I'm passionate about helping clients build self-compassion, strengthen their self-care practices, and move toward meaningful, values-driven change. Outside of therapy, I enjoy traveling and spending time with my two Shih-Tzu pups, who may occasionally make a guest appearance in session.

Melissa Fowler

(she/her)

Melissa Fowler, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Michelle Foor

(she/her)

Michelle Foor, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hello! I'm Michelle. As a dedicated mental health therapist, I am committed to guiding individuals on their journey towards well-being with a strong emphasis on self-care and intention. My goal is to get my clients started with building awareness of the patterns and behaviors causing distress, setting out to build strategies into seeing the “bigger picture”, and then making the choice to shift away into "new and different". I believe that the mental health journey can feel different for everyone and is valid for all. It’s addressing the pile-on effects of everyday stress and learning how to breathe through anxiety and panic attacks. It’s establishing and keeping a daily routine as part of ADHD symptom management and finding self-compassion when experiencing depressive thoughts. There is no perfect or prescriptive way to approach the process of mental well-being. My role as a therapist is to support, facilitate, and provide collaborative space to examine all the pieces.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.