Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 32 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/20/2025

Mateusz Marcinowski

(he/him)

Mateusz Marcinowski, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
I am a Licensed Mental Health Counselor in the Commonwealth of Massachusetts. I am trained in Internal Family Systems (IFS) Level II through the IFS Institute and EMDR through EMDR Consulting. I am actively working on my EMDR certification. I received my Master's Degree from Cambridge College in Mental Health Counseling with a focus on Trauma and Substance Abuse. I have been a psychotherapist for over 10 years in various settings including Community Mental Health, Juvenile Justice, and Community Corrections. I have extensive experience and training in the treatment of Complex Trauma and other mental health conditions.

Seamus Power

Seamus Power, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
4 years of experience
Virtual
I'm a licensed psychologist who's worked in a variety of settings, from college counseling centers to anxiety clinics to hospitals, and what I've learned is that everyone's different. There's no "one size fits all" approach to therapy. I have experience helping people deal with anxiety and OCD, as well as a number of other challenges. Before I became a psychologist, I was a teacher at both the elementary and high school levels. I love being able to work with people who are trying to become the best versions of themselves.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Jose Garcia

Jose Garcia, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LICSW
12 years of experience
Virtual
I’m Jose Garcia, LICSW, a bilingual therapist with over 12 years of experience. I specialize in helping clients navigate challenges like anxiety, depression, relationship issues, and substance use. Using a collaborative and solution-focused approach, I work with you to identify practical strategies and solutions, empowering you to make meaningful changes in your life. I focus on your strengths and goals to help you build resilience, develop coping skills, and create a path forward, while offering a safe, non-judgmental space for growth and healing.

John Manzoni-DArpino

(he/him)

John Manzoni-DArpino, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi, I’m John Manzoni-D’Arpino, a Licensed Mental Health Counselor and National Certified Counselor. I’ve been in practice for six years, and I work with people navigating anxiety, stress, burnout, and big life transitions. My style is warm, thoughtful, and down-to-earth. I use a mix of well-established therapy approaches to create a space that feels supportive, flexible, and focused on what you need. We’ll move at your pace, and work toward goals that matter to you.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Ashley Miller

(she/her)

Ashley Miller, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
My name is Ashley, I'm a Licensed Mental Health Counselor (LMHC) with over 10 years of experience. I have worked with individuals of varying age, gender, race, ethnicity, sexual orientation, religion, and personality style addressing a wide range of issues (including but not limited to stress, addiction, anxiety, depression, relationship problems, ADHD, PTSD, grief/loss, codependency, self-esteem, and anger management.)

Al Ossorio

(he/him)

Al Ossorio, LP - Massachusetts Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
I am a licensed clinical psychologist who approaches my work from a pragmatic and individually tailored perspective. I focus on helping my clients recognize obstacles and life-patterns that interfere with their well-being and success. I guide clients toward aligning their values and behaviors to chart new and more fulfilling pathways forward. I am broadly trained and use approaches that are called for by each person’s unique history and goals. I work with adults of all ages. My services include individual psychotherapy and neuropsychological assessment. I am trained in the Harvard Hospital System, the Veteran's Administration Hospital System, and the Brenner Assessment Center. I am a member of the Association for Contextual Behavioral Science (ACT!), and the Massachusetts Neuropsychological Society. I am a Phi Beta Kappa graduate of UCLA, and I obtained my doctorate from William James College.

Dr. Bernard Scott

(he/him)

Dr. Bernard Scott, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
30 years of experience
Virtual
Hello, my name is Bernard Scott, and I live in Boston Massachusetts. I attended Boston Public Schools, attended Boston University for my bachelor's degree, Simmons University for my master's degree, and Southern California School of Professional Studies where I received my Doctorate (PsyD) in Counseling Psychology. I became licensed in (psychiatric) Clinical Social Work and received my LICSW License in 1996. I have been in this field for over 35 years and worked in a number of clinics, hospitals in Boston and Brockton. I enjoy helping people find their inner strength and work through those subconscious unresolved issues from the past so that the individual can finally be free from childhood traumas, past relationship issues ect. I strongly believe that between the developmental ages of 1 through 18 can and does affect who you are today and what ever happened to you between that time still has a hold on you today at the ages of 20, 30 50, etc. Getting rid of all that hurt, anger, trauma, etc. so that you can address it, work through it, come to terms with it and ultimately leave it all behind, and unload it.

Dylan Aguiar

(he/him)

Dylan Aguiar, LICSW - Massachusetts Therapist at Grow Therapy
$175/session
LICSW
10 years of experience
Virtual
At Aguiar's Counseling Services, we believe in serving others through compassionate, effective care. Therapy is a collaborative journey built on trust, empathy, and understanding that helps you move toward healing and growth. Life can be overwhelming at times, whether you're facing anxiety, depression, grief, relationship struggles, or major life transitions. You don’t have to navigate it alone. My goal is to provide a safe, nonjudgmental space where you feel heard, supported, and empowered to make meaningful change. I specialize in working with individuals and couples to navigate emotional stress, trauma, and personal growth.

Luis Gamez

Luis Gamez, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience treating a wide variety of mental health issues including, but not limited to, addiction, mood disorders (depression, anxiety), psychosis, adjustment disorder, and PTSD. In addition to individual counseling, I am also proficient in family and couples therapy. In both individual and couples/family counseling, I work with clients to build insight and to develop a greater understanding of self in order to improve current circumstances and/or work towards identified treatment goals.

Ronald Williams

(he/him)

Ronald Williams, LICSW - Massachusetts Therapist at Grow Therapy
$160/session
LICSW
10 years of experience
Virtual
I bring something to individual and couples therapy that is rare today and not from a text book, that is lived experience. In drawing from different evidence based schools of thought in combination with my lived experiences we will employ such modalities of therapy such as Motivational Interviewing, Cognitive Behavioral Therapy and Emotionally Focused Couples Therapy. Adversity and struggle are situations that are common. The goal to avoid both would be ideal but that is not reality. Peace and calmness in the mist of adversity and struggle is a possible reality and what we will strive to help you achieve.

Richard Soper

(he/him)

Richard Soper, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Appointments are available outside of 8-5 working hours starting as late as 7 pm! It takes courage to reach out for help when you struggle or feel stuck. As a therapist, I'm dedicated to creating a secure setting where my clients can express themselves and work through obstacles, adversity, and life changes. Therapy provides an opportunity for clients to question long-held beliefs that may no longer be beneficial to their present lives and make lasting change. In my practice, I work to create a non-judgmental and affirming environment where you can explore, process, and feel.

Frederick Jones

Frederick Jones, LMHC - Massachusetts Therapist at Grow Therapy
$115/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor since 2011. I work with adults struggling with depression, anxiety and life stressors / transitions along with those looking to gain greater self confidence, establish better boundaries and improve their relationships. I provide both in person and virtual 60 minute sessions. I have office space in Albany, NY. I will provide you the support, encouragement and feedback needed to take the next step in your life. Together we will work through your life challenges and obstacles. It would be an honor to join you on your journey towards a happier, healthier life.

Joe Gladden

(he/him)

Joe Gladden, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
19 years of experience
Virtual
As a seasoned therapist with nearly 20 years of consecutive licensing across multiple states, I specialize in a diverse array of client issues, including men's issues, LGBTQ+ concerns, aging and chronic illness challenges, sexual addiction, trauma and PTSD, anger management, clinical depression, and anxiety. My approach is built on an affirming and caring nature, allowing clients to feel safe and understood in our collaborative work. I utilize various therapeutic modalities, including person-centered therapy, CBT, and ACT, alongside group therapy, to tailor my interventions to each individual’s unique needs. My strong listening and speaking skills facilitate deep connections with clients, empowering them to explore their struggles, find meaning, and ultimately create positive changes in their lives. The impact of my work is reflected in the growth and resilience of my clients, as they navigate their personal journeys toward healing and fulfillment.

Mr. Lee Mikell

Mr. Lee Mikell, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
AFTERNOON AVAILABILITY. I have 10 years experience working with very hard family situations. I am a therapist that has worked with the hardest parts of the family situations: -child welfare -children in foster care -parents who are trying to get their children back from foster care -heightened family conflict preceding divorce -parental alienation -reunification therapy - working with both perpetrators and victims. My experience extends also to some of the alternative relationship structures such as polyamory and kink communities.

Yadiel Munoz

(he/him)

Yadiel Munoz, LICSW - Massachusetts Therapist at Grow Therapy
$90/session
LICSW
6 years of experience
Virtual
Hi! I'm Yadiel Munoz. I'm licensed in Florida with six years of professional work experience. I have experience helping clients cope with depression, anxiety, addictions, relationship issues, trauma and abuse, motivation, self-esteem, and confidence. While everyone is unique, I've found that clients typically start making measurable progress after our four sessions together. My goal is to ensure that every client has the tools they need to be their best, and to reach a point where they no longer need me. I strive to create a positive environment where you feel safe to be your true self. I'm here as a trusted partner that you can confide in, but also as someone who will challenge you and help you grow.

Bradley Levy

(he/him)

Bradley Levy, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$70/session
LICSW
20 years of experience
Virtual
Hi, my name is Bradley Levy LICSW and have 20 years of experience in the field. Are there changes that either you want to or need to act upon? If things feel too difficult to change and you need guidance, support, direction, and empathic listening you might be a great candidate for individual therapy from me. What separates me from other clinicians is my versatility. Throughout my career, I have worked at every level of care and every population. From individual therapy/group therapy to intensive outpatient, and partial hospitalization programs to being the clinical director at a locked psychiatric hospital, I have seen pretty much everything. My main objective in all cases is to try and build a trusting rapport/relationship in which no judgment is made and an atmosphere where one can feel safe talking about difficult issues, their current level or desire to change through motivational interviewing and CBT. Over the years I have come to develop areas of extreme expertise such as addiction (either oneself or a loved one), co-occurring disorders or dual diagnosis, dealing with any diagnosis from adjustment disorders to more complex or serious mental illness which includes major depression, anxiety, bipolar, schizophrenia, and the conditions that fall within these categories. In addition, I can offer case management services, assist with paperwork, or find the right treatment if need a higher level of care.

Monica White

Monica White, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I'll help you process, organize, and clarify your own set of values and priorities to make choices and decisions that will help you accomplish your major life goals. We can look at the experiences in your life that are causing you to feel indecisive and stuck. And together, we will create a realistic plan of action that feels right for you.

Terry Edwards Jr.

(he/him)

Terry Edwards Jr., LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
14 years of experience
Virtual
Terry Edwards Jr. is a Licensed Clinical Social Worker who graduated from Ohio State University in 2008 with a MSW degree. Terry spent 2 years at Florida State University before transferring to Ohio State University and completing his Bachelor of Arts in Criminology and Psychology in 2004. Terry also received his Addictions Certificate from the University of Michigan in 2015. After graduating from Ohio State University, Terry moved back to his hometown of Detroit, MI where he was Licensed and practiced as a Social Worker. Terry has worked in several roles as a Therapist, Crisis Manager, and Adjunct Professor, which has allowed Terry to garner an array of knowledge and expertise in issues and concerns that affect everyday people in everyday life. Terry has focused his career directives on the enhancement of interpersonal and intrapersonal principles and values in order to promote clinical solutions to multifaceted problems in society. His experience working with individuals and families has promoted a dedication to try to understand, assist, and evolve the emotional, mental, and physical well-being of human development at all stages in life.

Ryan Campbell

(he/him)

Ryan Campbell, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LICSW
5 years of experience
Virtual
Hello there! I'm Ryan. Have you been finding it more and more difficult to find motivation in once simple tasks? Do you struggle in finding happiness in things you used to enjoy? Has it been hard in being kind to yourself? I assist people in managing their anxiety and depression, and look to put the client first in making empowered decisions over their lives- from small to colossal and anywhere in between. Together, we can work together to identify things that aren't working and get you back to a place of balance and equilibrium. I love being able to develop rapport with clients to better understand their worldview and go from there. I find it of utmost importance to put what the desires and needs are of the client and having that be the backbone of our sessions together. Whether you are going through a crisis in life, or just want someone to talk to, I am here to help. Taking the first step in seeing a therapist can be daunting and intimidating, but it is what can be so helpful to feel more well rounded in life. Together, we can work together to go over your goals and aspirations. Let's connect!

Wendi Shepherd

Wendi Shepherd, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
15 years of experience
Virtual
I am a Black/African American woman from the Tri-State area offering well over 15 years of experience in the mental health arena. I have developed a specialty in building a strong, in-depth rapport with clients where they walk away knowing that I get them, that I understand who they are, and as a result, we end up doing some powerful work together. In addition to being a therapist, I have an MBA, and this has allowed me to work well with clients who are in the business, finance, and corporate sectors as they navigate intricate work-related stress issues.

Paul Deger

(he/him)

Paul Deger, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
Has intro video
LMHC
27 years of experience
Virtual
I get it - you are busy, tired, and overwhelmed. Therapy seems like just more on your To Do list. I am here to support, guide, and cheer you on to making positive change a reality in your life. Together, we will find a reasonable and compassionate way forward. Together, we will develop an action-oriented plan to achieve your goals for a better life. Together, we will identify barriers to progress as they occur and creative, realistic ways to move beyond them. I bring 37 years of experience in healthcare to my work, first as a physical therapist, specializing in neurological disorders. Shifting focus from physical to mental health, I completed graduate studies at Naropa University, earning a Master's in Mindfulness-Based Counseling Psychology. On retreat, I have trained in Mindfulness-Based Stress Reduction with Jon Kabat-Zinn and Saki Santorelli, formerly of the Center for Mindfulness at the University of Massachusetts Medical School, and studied Buddhism and meditation in sangha with Lloyd Burton, a Dharma teacher from Spirit Rock Meditation Center. Recognizing the impact of spirituality on health, I also studied pastoral care at the Iliff School of Theology in Denver. I have worked with clients in hospitals, private practice, and home-based family-centered care. I have taught mindfulness meditation, stress management, and health behavior change nationally to doctors, allied healthcare professionals, businesses, and government agencies, as well as an invited speaker at professional conferences and universities. When not working, I enjoy vintage car shows with my son, who is on the Autism Spectrum, and rock climbing in the beautiful Colorado Rockies.

Anthony Quarles

(he/him)

Anthony Quarles, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Reaching out for help in the form of therapy is not an easy thing to do as many can attest, but by reading this biography, you are taking the first step in getting help for yourself or a loved one. At times, life offers many struggles and obstacles that can be difficult to overcome alone. Engaging in therapy will provide opportunities to explore and process the thoughts and feelings that prevent you from living your best life. Though the thought of therapy may be intimidating and even nerve-wrecking for some, I believe once a person finds the right therapist, they find a trusting confidant who seeks to understand and problem solve.

Jessica LoPresti

Jessica LoPresti, LP - Massachusetts Therapist at Grow Therapy
$250/session
LP
10 years of experience
Virtual
I am a clinical psychologist who provides clients with a warm environment to help them cope with a range of psychological challenges including anxiety, stress, depression, trauma, relationship challenges, and life transitions. My style is relational and my therapeutic approach incorporates both cognitive behavioral and mindfulness and acceptance based strategies. I seek to help clients gain a deeper understanding of their strengths as well as the challenges they face, while offering tangible coping skills in service of helping clients live a meaningful life.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.