Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 38 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Benita Whitfield

(she/her)

Benita Whitfield, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
27 years of experience
Virtual
I am licensed in Illinois and Massachusetts with 26 years of professional work experience. I have experience in helping clients with anxiety, stress, troubleshooting dilemmas, parenting, school-related concerns, and how best to navigate their relationships. I also have experience working with individuals who struggle with anger management. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Amie Markowitz

(she/her)

Amie Markowitz, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
18 years of experience
Virtual
Thank you for reaching out! I have been in the field for almost 20 years. My goal is to provide a safe space for my clients to explore whatever they need to work on to reach their goals and lead a more healthy productive life. I look forward to working with you to achieve those dreams in the most mindful way possible

Glenroy Bristol

Glenroy Bristol, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
18 years of experience
Virtual
My name is Glenroy Bristol. I am an English-speaking licensed clinical mental health counselor (LMHC). I attended and graduated from Sunset International School of Preaching in Lubbock, Texas, in 2001 with a Bachelor’s degree in Biblical Studies. I also graduated with a Master's in Clinical Psychology from Cambridge College of Massachusetts in 2006. I am a licensed psychotherapist in private practice in Springfield, MA. I have worked with individuals and couples dealing with mental health issues and substance abuse both online and in private practice for the past 18+ years. I continue to help others promote positive lifestyle changes through self-assessment and the management of cognitive distortions and negative thinking concerning life’s stressors (environmental, social, physiological, thoughts). I believe that we all can empower ourselves to gain control over our lives. My focus is to educate and encourage individuals to take an integrative lifestyle (whole body system) approach to achieving and maintaining overall good health, wellness, and disease prevention. I also believe that without self-love, it is impossible to love others. I look forward to working with you and will be waiting for your scheduled appointment. Be well!

Seamus Power

Seamus Power, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
4 years of experience
Virtual
I'm a licensed psychologist who's worked in a variety of settings, from college counseling centers to anxiety clinics to hospitals, and what I've learned is that everyone's different. There's no "one size fits all" approach to therapy. I have experience helping people deal with anxiety and OCD, as well as a number of other challenges. Before I became a psychologist, I was a teacher at both the elementary and high school levels. I love being able to work with people who are trying to become the best versions of themselves.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Dr. Bernard Scott

(he/him)

Dr. Bernard Scott, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
30 years of experience
Virtual
Hello, my name is Bernard Scott, and I live in Boston Massachusetts. I attended Boston Public Schools, attended Boston University for my bachelor's degree, Simmons University for my master's degree, and Southern California School of Professional Studies where I received my Doctorate (PsyD) in Counseling Psychology. I became licensed in (psychiatric) Clinical Social Work and received my LICSW License in 1996. I have been in this field for over 35 years and worked in a number of clinics, hospitals in Boston and Brockton. I enjoy helping people find their inner strength and work through those subconscious unresolved issues from the past so that the individual can finally be free from childhood traumas, past relationship issues ect. I strongly believe that between the developmental ages of 1 through 18 can and does affect who you are today and what ever happened to you between that time still has a hold on you today at the ages of 20, 30 50, etc. Getting rid of all that hurt, anger, trauma, etc. so that you can address it, work through it, come to terms with it and ultimately leave it all behind, and unload it.

Melina Rodriguez

(she/her)

Melina Rodriguez, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
7 years of experience
Virtual
I have my PhD in marriage and family therapy and I am a licensed mental health counselor for individuals, couples and families. I offer a non-judgmental space to talk, set goals and make progress. What’s on your mind matters. I specialize in treating anxiety, depression, relationship issues, maternal mental health, postpartum depression. My goal is to help you empower yourself by building self-confidence, learning how to cope with stress and forming healthy relationships. Together we will set clear steps to bring you towards a future that feels satisfying and free.

Leoncio Mendez

(he/him)

Leoncio Mendez, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$90/session
LICSW
13 years of experience
Virtual
¡Hola! Soy un Trabajador Social Clínico Independiente Licenciado (LICSW) en Massachusetts, con una maestría de la Universidad Interamericana de Puerto Rico. Con 13 años de experiencia, me especializo en asistir a adultos que están lidiando con ansiedad, depresión y dificultades de pareja, guiándolos hacia convertirse en su mejor versión. Utilizo un enfoque compasivo y basado en evidencia, adaptado a las necesidades individuales de cada persona. Mi objetivo es crear un ambiente seguro y de apoyo donde puedas explorar tus desafíos y desarrollar las habilidades necesarias para una vida más plena. Juntos, trabajaremos para desarrollar estrategias efectivas que te empoderen a lograr un cambio duradero y bienestar. Hello! I’m a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts, holding a master’s degree from the Interamerican University of Puerto Rico. With 13 years of experience, I specialize in assisting adults who are dealing with anxiety, depression and couples’ difficulties, to guiding them towards becoming their best selves. I use a compassionate, evidence-based approach tailored to each individual’s needs. My goal is to create a safe and supportive environment where you can explore your challenges and build the skills necessary for a more fulfilling life. Together, we will work to develop effective strategies that empower you to achieve lasting change and well-being.

Monica Miller

(she/her)

Monica Miller, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
19 years of experience
Virtual
My name is Monica Miller. I am a Licensed Mental Health Counselor in Florida. I have over 15 years of experience counseling children, parents, couples, and individuals. I received my Master's in Transpersonal Counseling Psychology from Naropa University in Boulder, Colorado. As a transpersonal counselor, I view my clients' health through three lenses: Emotional, Physical, and Spiritual. While we may not discuss these in each of your sessions, they are always a part of your experience. I have experience working on personal growth, especially in the later stages of adolescence (ages 18-25). My familiarity with working with depression and anxiety allows me to help others in all stages of life.

Yolanda Cavicchio

(she/her)

Yolanda Cavicchio, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I am an independently licensed mental health counselor with a specialization in Expressive Arts Therapy, currently servicing Massachusetts (LMHC) and New Mexico (LPCC). With over 9 years of experience in community based settings and private practice, I work with individuals navigating trauma, anxiety, depression, grief, and identity-related experiences, particularly within LGBTQIA+ and BIPOC communities. My practice centers on helping people feel more connected to their inner emotional experiences, as well as their external environments with a sense of belonging, trust, and agency. I draw from psychodynamic and depth psychology approaches with the intention of addressing underlying roots of distress, resulting in lasting change. I approach this work from a place of curiosity and a genuine desire to understand. I’m consistently interested in my clients and the unique experiences they bring to therapy. I consider each therapeutic relationship as a collaborative one. My style is warm, client-led, and holistic, with focus on building a trusting bond.

Mr. Lee Mikell

Mr. Lee Mikell, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
AFTERNOON AVAILABILITY. I have 10 years experience working with very hard family situations. I am a therapist that has worked with the hardest parts of the family situations: -child welfare -children in foster care -parents who are trying to get their children back from foster care -heightened family conflict preceding divorce -parental alienation -reunification therapy - working with both perpetrators and victims. My experience extends also to some of the alternative relationship structures such as polyamory and kink communities.

Elizabeth Conward

(she/her)

Elizabeth Conward, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
18 years of experience
Virtual
Hello, I'm a Licensed Clinical Social worker based in Florida, I am also licensed in Massachusetts. I have been practicing for 18 years. I have experience working with individuals, couples and families. I believe in providing personalized services to my patients who are struggling with life stressors and are in need of some support to become the best versions of themselves.

Brandy Alexander-Zuber

(she/her)

Brandy Alexander-Zuber, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
I'm here to help you find your desired pathway to the best version of you. As a Licensed Mental Health Counselor I operate from a person-centered and strength-based model. I believe the best therapy is done collaboratively with your priorities in the forefront. We’ll explore how to achieve this through setting well-defined goals and creating empowering skills to eliminate stubborn barriers! Together we will evaluate where you are today, ensure there are clear actions to move forward, and measure progress against the goals we set.

Monica White

Monica White, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I'll help you process, organize, and clarify your own set of values and priorities to make choices and decisions that will help you accomplish your major life goals. We can look at the experiences in your life that are causing you to feel indecisive and stuck. And together, we will create a realistic plan of action that feels right for you.

Tiffany Shaw

(she/her)

Tiffany Shaw, LICSW - Massachusetts Therapist at Grow Therapy
$90/session
LICSW
29 years of experience
Virtual
I have been a Social Worker for 29 years. I have a bachelor's and master's in Social Work. My primary employment has been with the Department of Children and Family Services for 24 years. I have worked in the capacity of a child protection investigator, a foster care worker, an adoption worker, a child welfare supervisor of all field programs, a child welfare manager, and as a statewide child welfare trainer. As a social worker, my PRN employment includes hospitals (6yrs) mental health and substance abuse (6yrs), hospice (1yr), schools, nursing homes, and assisted living. I am a TBRI practitioner and adoption competent. As a therapist, I am well-rounded with experience and knowledge in many domains. You are the expert of your own life and no one can fix you, but you. The client-therapist relationship is a partnership in healing. My mother was a social worker and I give her homage to the social worker in me.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Marina Hawkin

(she/her)

Marina Hawkin, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
As a therapist, I take an integrative and compassionate approach, helping clients navigate life's challenges by developing healthy coping skills. While we can't prevent stressful situations, we can prepare for them by understanding our emotional responses and building resilience. I work with individuals to explore the deeper roots of their struggles, whether it's anxiety, ADHD, or other emotional difficulties, and help them break free from avoidance behaviors that may hold them back from a fulfilling life. My goal is to help clients embrace their unique strengths, manage limitations, and create a safe, non-judgmental space where they can grow, make sense of their thoughts and emotions, and become the best version of themselves.

Melissa Mendez

Melissa Mendez, LMFT - Massachusetts Therapist at Grow Therapy
$175/session
LMFT
12 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in the states of Arizona and Indiana. I received a bachelor’s degree in Psychology from Purdue University and a master’s degree in Marriage and Family Therapy from Christian Theological Seminary. I have had the opportunity to work in and gain knowledge from a diverse collection of settings that include elementary, middle and high school, hospital chaplaincy department, private practice and private agencies working with families in the child welfare system. Each of these settings has provided me with hands-on experience working with individuals and families in crisis, as well as those who are faced with navigating some of life’s challenges such as divorce, loss, and addiction. As a Marriage and Family Therapist, I love a systems approach, understanding that we do not exist in a vacuum, but rather are part of larger systems. I take a non-judgmental, warm approach to therapy and I believe in tailoring my therapy towards my client's individual needs. Together we will establish goals and design a path towards a healthier way of being. I draw from a multitude of therapeutic techniques that include Cognitive Behavioral Therapy and Solutions Focused Therapy. Clients who work with me have a desire to change. Whether facing everyday challenges that are holding them back from living a fulfilling life or struggling with family dynamics that have caused distress or trying to navigate through grief, my clients can learn to use their insight to find new ways of functioning that better serve what they want from this life. My clients can see a future for themselves that brings peace, happiness and healing. The first step towards seeking help is often the most difficult. I am excited that you are here and look forward to taking this journey alongside you.

Tiffani Simpson

(she/her)

Tiffani Simpson, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hi, I’m a Licensed Mental Health Counselor based in Massachusetts. I help adults navigate everyday stress, anxiety, and life transitions by creating a safe, supportive space to talk and grow. My goal is to help you feel more grounded and confident by introducing practical coping tools you can use in daily life. Whether you're feeling stuck or just need someone to talk to, I'm here to support you in making small, meaningful changes that lead to lasting improvement.

Anna Cardoso

(she/her)

Anna Cardoso, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Hello! My name is Anna Cardoso, I am a Licensed Mental Health Counselor, Yoga & Meditation Teacher, Holistic Coach, and Reiki Master. I believe healing starts from within, and I’m here to guide you back home to yourself. My own journey with chronic pain and trauma led me to yoga and energy work, and now I help others align their energy, find stability, and create fulfilling lives. Through holistic practices, I’ll provide you with the tools and support to overcome challenges, embrace your strengths, and step into a more abundant, balanced life.”

Deb Holloway

(she/her)

Deb Holloway, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
25 years of experience
Virtual
I am an LMHC licensed to practice in MA (soon to add NH and ME) and have been practicing for 25 years. I help individuals of all ages navigate the stressors of life as well as anxiety and depression. In addition, I have experience as a performance coach for over 25 years, helping individuals elevate and meet their personal and professional goals.

Rebecca Lee

(she/her)

Rebecca Lee, LMHC - Massachusetts Therapist at Grow Therapy
$175/session
LMHC
21 years of experience
Virtual
Hi, my name is Rebecca and I am a licensed mental health counselor with 20+ years of professional work experience. I have worked with clients coping with anxiety, substance use, relationship issues, family conflict, depressive symptoms, and mood disorders, to name a few. I believe in treating everyone with respect and compassion. We will develop your treatment goals together; I want to ensure that your unique needs are met. I know it takes courage to seek out a more fulfilling life and taking those first steps towards change can be isolating. I'm here to support and empower you in that journey.

Jocelyn Garlington

Jocelyn Garlington, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
17 years of experience
Virtual
I have worked in a variety of different roles over the years which include individual and family counselling, being a member of a mobile crisis intervention team, working in a hospital setting in the maternity unit, pediatric unit, and on site outpatient health clinic. I most recently was working in an all male correctional facility offering support to both the inmate's and their families. I consider myself to be a generalist and have supported people of all ages with a wide variety of situations.

Katherine LeBlanc

(she/her)

Katherine LeBlanc, LICSW - Massachusetts Therapist at Grow Therapy
$200/session
LICSW
7 years of experience
Virtual
Hello, welcome to my page. I am a graduate from Westfield State University with a Master's in Social Work. I currently hold a license in individual clinical social work (LICSW). I love the work I do and am inspired by the lives of everyday people. I believe in engaging people in a non-judgmental, empowering, and respectful manner that is dynamic and unique to best fit your lifestyle. I strive to help clients feel valued, gain positive results, and achieve goals using tailored interventions to your needs. My approach I believe that regardless of what brings you to therapy most people are struggling with making peace with their humanness. Based on this principle I take a Humanistic approach to supporting Clients focusing on their existing strengths, challenging limiting self-narratives, and building healthy patterns of behavior. My focus I typically think of my clients as a "person in the environment approach" thinking about their interactions and relationships within the micro-to-macro systems that surround them. I work with adults who are feeling overwhelmed and managing symptoms of depression, anxiety, grief, and childhood trauma. Much of the deeper work done by my clients surrounds themes of perfectionism, childhood attachment wounds, and healing from relational trauma. My communication style I take a conversational tone in therapy trying to ensure I discuss clinical topics in a way that is meaningful, and easily applied to your daily life. My goals for you My approach to goal setting with clients is all about collaborating to identify your focus and needs. You are the expert in you so developing trust is always the first step to achieving any goals you may bring to therapy.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.