Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 47 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Monica Flowers

(she/her)

Monica Flowers, LICSW - Massachusetts Therapist at Grow Therapy
$250/session
LICSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Carolyn Bailey-Burke

(she/her)

Carolyn Bailey-Burke, LMFT - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$90/session
LMFT
13 years of experience
Virtual
I am a wife, mom, pastor, and clinician who believes everyone deserves a chance to live a peaceful, happy and purposeful life. I am excited to be a part of the journey to release what joy that already lives inside of you. It is never too late to become who you want to be, and its okay if that's not who you wanted to be yesterday. Never settle for anything less than being your most authentic self.

Yolanda Cavicchio

(she/her)

Yolanda Cavicchio, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I am an independently licensed mental health counselor with a specialization in Expressive Arts Therapy, currently servicing Massachusetts (LMHC) and New Mexico (LPCC). With over 9 years of experience in community based settings and private practice, I work with individuals navigating trauma, anxiety, depression, grief, and identity-related experiences, particularly within LGBTQIA+ and BIPOC communities. My practice centers on helping people feel more connected to their inner emotional experiences, as well as their external environments with a sense of belonging, trust, and agency. I draw from psychodynamic and depth psychology approaches with the intention of addressing underlying roots of distress, resulting in lasting change. I approach this work from a place of curiosity and a genuine desire to understand. I’m consistently interested in my clients and the unique experiences they bring to therapy. My style is warm, candid, and collaborative, with focus on building a trusted environment.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Brooke McKenzie

(she/her)

Brooke McKenzie, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$75/session
LICSW
20 years of experience
Virtual
My name is Brooke McKenzie and I am a Licensed Clinical Social Worker (LCSW) with a Master of Business Administration (MBA) and over 20 years of experience in clinical practice. Throughout my career, I have had the opportunity to work with individuals, couples, and families with a wide range of issues, including anxiety, depression, addiction, and more. I have worked in both inpatient and outpatient settings, in both private and public practice. My work has taken me to diverse settings, including state hospitals, jails, courtrooms, schools, and private offices. I have a strong commitment to providing quality services to my clients and strive to ensure that each individual is able to get the best possible care. My experience and expertise in the field of mental health allow me to provide a comprehensive approach to treatment, including the use of cognitive-behavioral therapy, psychodynamic approaches, and cognitive reprocessing. I am also trained in the use of mind-body therapies, such as meditation to help my clients manage their stress and anxiety. I have a passion for helping people to make positive changes in their lives and take steps towards improved health and well-being. My commitment to my clients’ health and well-being is the cornerstone of my practice and I am dedicated to helping people reach their potential.

Leoncio Mendez

(he/him)

Leoncio Mendez, LICSW - Massachusetts Therapist at Grow Therapy
$90/session
LICSW
13 years of experience
Virtual
¡Hola! Soy un Trabajador Social Clínico Independiente Licenciado (LICSW) en Massachusetts, con una maestría de la Universidad Interamericana de Puerto Rico. Con 13 años de experiencia, me especializo en asistir a adultos que están lidiando con ansiedad, depresión y dificultades de pareja, guiándolos hacia convertirse en su mejor versión. Utilizo un enfoque compasivo y basado en evidencia, adaptado a las necesidades individuales de cada persona. Mi objetivo es crear un ambiente seguro y de apoyo donde puedas explorar tus desafíos y desarrollar las habilidades necesarias para una vida más plena. Juntos, trabajaremos para desarrollar estrategias efectivas que te empoderen a lograr un cambio duradero y bienestar. Hello! I’m a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts, holding a master’s degree from the Interamerican University of Puerto Rico. With 13 years of experience, I specialize in assisting adults who are dealing with anxiety, depression and couples’ difficulties, to guiding them towards becoming their best selves. I use a compassionate, evidence-based approach tailored to each individual’s needs. My goal is to create a safe and supportive environment where you can explore your challenges and build the skills necessary for a more fulfilling life. Together, we will work to develop effective strategies that empower you to achieve lasting change and well-being.

Maryellen Crompton

(she/her)

Maryellen Crompton, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
24 years of experience
Virtual
Hello! My name is Maryellen Crompton. I am an LMHC (Licensed Mental Health Counselor). I have close to twenty years of experience working in variety of settings including schools, outpatient therapy, inpatient facilities, nursing homes and a post-detox environment. I have my masters in marriage and family therapy. I work with clients facing many changes or challenges including educational, relationship issues, financial stress, parenting, care giving, trauma, chronic health issues, bereavement and recovery. During the therapy sessions, clients and I work together to develop a comfortable plan to achieve their goals. I like to look at the strengths of a client and assist the client with developing more skills to handle life's challenges. The session will help you to feel more able to cope and feel like you can move forward. I am telehealth certified. IF MY SCHEDULE DOES NOT WORK FOR YOU, PLEASE REACH OUT. Sometimes I have other days and evening appointments available not viewable.

Monica Miller

(she/her)

Monica Miller, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
20 years of experience
Virtual
My name is Monica Miller. I am a Licensed Mental Health Counselor in Florida. I have over 15 years of experience counseling children, parents, couples, and individuals. I received my Master's in Transpersonal Counseling Psychology from Naropa University in Boulder, Colorado. As a transpersonal counselor, I view my clients' health through three lenses: Emotional, Physical, and Spiritual. While we may not discuss these in each of your sessions, they are always a part of your experience. I have experience working on personal growth, especially in the later stages of adolescence (ages 18-25). My familiarity with working with depression and anxiety allows me to help others in all stages of life.

Raisa Stinson

Raisa Stinson, LMHC - Massachusetts Therapist at Grow Therapy
$90/session
LMHC
10 years of experience
Virtual
I am a trauma-focused therapist licensed in the State of Massachusetts. I have a deep interest in people, patience to listen, and unlimited capacity for compassion. I have been exposed to many different cultures and understand how cultural differences can make everything more challenging. I am an experienced couple counselor. I have helped many couples to improve their communication, rekindle their love, and live fuller and happier lives.

Karin Wall

Karin Wall, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
30 years of experience
Virtual
Hi, I’m an LICSW practicing in Massachusetts for over 30 years. I received an MSW from Boston University SSW as well as a MA in African American Studies. Each degree has informed the other and made me a better clinician. I love my work and truly believe progress is possible for everyone. It looks different for everyone. I encourage clients to own what their success looks like.

Dr. Bernard Scott

(he/him)

Dr. Bernard Scott, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
30 years of experience
Virtual
Hello, my name is Bernard Scott, and I live in Boston Massachusetts. I attended Boston Public Schools, attended Boston University for my bachelor's degree, Simmons University for my master's degree, and Southern California School of Professional Studies where I received my Doctorate (PsyD) in Counseling Psychology. I became licensed in (psychiatric) Clinical Social Work and received my LICSW License in 1996. I have been in this field for over 35 years and worked in a number of clinics, hospitals in Boston and Brockton. I enjoy helping people find their inner strength and work through those subconscious unresolved issues from the past so that the individual can finally be free from childhood traumas, past relationship issues ect. I strongly believe that between the developmental ages of 1 through 18 can and does affect who you are today and what ever happened to you between that time still has a hold on you today at the ages of 20, 30 50, etc. Getting rid of all that hurt, anger, trauma, etc. so that you can address it, work through it, come to terms with it and ultimately leave it all behind, and unload it.

Mr. Lee Mikell

Mr. Lee Mikell, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
AFTERNOON AVAILABILITY. I have 10 years experience working with very hard family situations. I am a therapist that has worked with the hardest parts of the family situations: -child welfare -children in foster care -parents who are trying to get their children back from foster care -heightened family conflict preceding divorce -parental alienation -reunification therapy - working with both perpetrators and victims. My experience extends also to some of the alternative relationship structures such as polyamory and kink communities.

Benita Whitfield

(she/her)

Benita Whitfield, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
27 years of experience
Virtual
I am licensed in Illinois and Massachusetts with 26 years of professional work experience. I have experience in helping clients with anxiety, stress, troubleshooting dilemmas, parenting, school-related concerns, and how best to navigate their relationships. I also have experience working with individuals who struggle with anger management. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.

Carol Ann Fletcher

(she/her)

Carol Ann Fletcher, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
24 years of experience
Virtual
Hi this is Carol. I am a licensed independent clinical social worker in eight states. My career started in Pennsylvania where I attended Chestnut Hill College and received my Master's in Counseling Psychology, Marriage and Family Therapy Option. It continued in upstate Pennsylvania and New York where I attended SUNY University of Buffalo and received my Master of Social Work Degree. I capped those off with a Psy.D. from Cal Southern University, Magnum Cum Laude 2012. I hold an LCSW in PA, VA, NC, TX, and LI. I hold an LISW-CP in South Carolina, and LICSW in RI and MA. I facilitate stress reduction meditations once weekly on an internet platform for Mindful Leaders. I am a certified AADC in South Carolina. I am trained in EMDR methods including their substance and pain control protocols. All licensures and certifications are current.

Glenroy Bristol

Glenroy Bristol, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
18 years of experience
Virtual
My name is Glenroy Bristol. I am an English-speaking licensed clinical mental health counselor (LMHC). I attended and graduated from Sunset International School of Preaching in Lubbock, Texas, in 2001 with a Bachelor’s degree in Biblical Studies. I also graduated with a Master's in Clinical Psychology from Cambridge College of Massachusetts in 2006. I am a licensed psychotherapist in private practice in Springfield, MA. I have worked with individuals and couples dealing with mental health issues and substance abuse both online and in private practice for the past 18+ years. I continue to help others promote positive lifestyle changes through self-assessment and the management of cognitive distortions and negative thinking concerning life’s stressors (environmental, social, physiological, thoughts). I believe that we all can empower ourselves to gain control over our lives. My focus is to educate and encourage individuals to take an integrative lifestyle (whole body system) approach to achieving and maintaining overall good health, wellness, and disease prevention. I also believe that without self-love, it is impossible to love others. I look forward to working with you and will be waiting for your scheduled appointment. Be well!

Elizabeth Conward

(she/her)

Elizabeth Conward, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
18 years of experience
Virtual
Hello, I'm a Licensed Clinical Social worker based in Florida, I am also licensed in Massachusetts. I have been practicing for 18 years. I have experience working with individuals, couples and families. I believe in providing personalized services to my patients who are struggling with life stressors and are in need of some support to become the best versions of themselves.

Luis Gamez

Luis Gamez, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience treating a wide variety of mental health issues including, but not limited to, addiction, mood disorders (depression, anxiety), psychosis, adjustment disorder, and PTSD. In addition to individual counseling, I am also proficient in family and couples therapy. In both individual and couples/family counseling, I work with clients to build insight and to develop a greater understanding of self in order to improve current circumstances and/or work towards identified treatment goals.

Monica White

Monica White, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I'll help you process, organize, and clarify your own set of values and priorities to make choices and decisions that will help you accomplish your major life goals. We can look at the experiences in your life that are causing you to feel indecisive and stuck. And together, we will create a realistic plan of action that feels right for you.

Melina Rodriguez

(she/her)

Melina Rodriguez, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
7 years of experience
Virtual
I have my PhD in marriage and family therapy and I am a licensed mental health counselor for individuals, couples and families. I offer a non-judgmental space to talk, set goals and make progress. What’s on your mind matters. I specialize in treating anxiety, depression, relationship issues, maternal mental health, postpartum depression. My goal is to help you empower yourself by building self-confidence, learning how to cope with stress and forming healthy relationships. Together we will set clear steps to bring you towards a future that feels satisfying and free.

Dylan Aguiar

(he/him)

Dylan Aguiar, LICSW - Massachusetts Therapist at Grow Therapy
$175/session
LICSW
10 years of experience
Virtual
At Aguiar's Counseling Services, we believe in serving others through compassionate, effective care. Therapy is a collaborative journey built on trust, empathy, and understanding that helps you move toward healing and growth. Life can be overwhelming at times, whether you're facing anxiety, depression, grief, relationship struggles, or major life transitions. You don’t have to navigate it alone. My goal is to provide a safe, nonjudgmental space where you feel heard, supported, and empowered to make meaningful change. I specialize in working with individuals and couples to navigate emotional stress, trauma, and personal growth.

Tiffani Simpson

(she/her)

Tiffani Simpson, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hi, I’m a Licensed Mental Health Counselor based in Massachusetts. I help adults navigate everyday stress, anxiety, and life transitions by creating a safe, supportive space to talk and grow. My goal is to help you feel more grounded and confident by introducing practical coping tools you can use in daily life. Whether you're feeling stuck or just need someone to talk to, I'm here to support you in making small, meaningful changes that lead to lasting improvement.

Marina Hawkin

(she/her)

Marina Hawkin, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
As a therapist, I take an integrative and compassionate approach, helping clients navigate life's challenges by developing healthy coping skills. While we can't prevent stressful situations, we can prepare for them by understanding our emotional responses and building resilience. I work with individuals to explore the deeper roots of their struggles, whether it's anxiety, ADHD, or other emotional difficulties, and help them break free from avoidance behaviors that may hold them back from a fulfilling life. My goal is to help clients embrace their unique strengths, manage limitations, and create a safe, non-judgmental space where they can grow, make sense of their thoughts and emotions, and become the best version of themselves.

Katherine LeBlanc

(she/her)

Katherine LeBlanc, LICSW - Massachusetts Therapist at Grow Therapy
$200/session
LICSW
7 years of experience
Virtual
Hello, welcome to my page. I am a graduate from Westfield State University with a Master's in Social Work. I currently hold a license in individual clinical social work (LICSW). I love the work I do and am inspired by the lives of everyday people. I believe in engaging people in a non-judgmental, empowering, and respectful manner that is dynamic and unique to best fit your lifestyle. I strive to help clients feel valued, gain positive results, and achieve goals using tailored interventions to your needs. My approach I believe that regardless of what brings you to therapy most people are struggling with making peace with their humanness. Based on this principle I take a Humanistic approach to supporting Clients focusing on their existing strengths, challenging limiting self-narratives, and building healthy patterns of behavior. My focus I typically think of my clients as a "person in the environment approach" thinking about their interactions and relationships within the micro-to-macro systems that surround them. I work with adults who are feeling overwhelmed and managing symptoms of depression, anxiety, grief, and childhood trauma. Much of the deeper work done by my clients surrounds themes of perfectionism, childhood attachment wounds, and healing from relational trauma. My communication style I take a conversational tone in therapy trying to ensure I discuss clinical topics in a way that is meaningful, and easily applied to your daily life. My goals for you My approach to goal setting with clients is all about collaborating to identify your focus and needs. You are the expert in you so developing trust is always the first step to achieving any goals you may bring to therapy.

Rebecca Lee

(she/her)

Rebecca Lee, LMHC - Massachusetts Therapist at Grow Therapy
$175/session
LMHC
21 years of experience
Virtual
Hi, my name is Rebecca and I am a licensed mental health counselor with 20+ years of professional work experience. I have worked with clients coping with anxiety, substance use, relationship issues, family conflict, depressive symptoms, and mood disorders, to name a few. I believe in treating everyone with respect and compassion. We will develop your treatment goals together; I want to ensure that your unique needs are met. I know it takes courage to seek out a more fulfilling life and taking those first steps towards change can be isolating. I'm here to support and empower you in that journey.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.