Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 166 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/20/2025

Martha Scott

Martha Scott, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
25 years of experience
Virtual
I am currently accepting new clients. Are you feeling overwhelmed, stressed, or depressed? You are not alone. Many people today are struggling to successfully navigate their lives while experiencing anxiety, depression, trauma, substance use, grief/loss, family/relationship conflicts, and many other behavioral health issues. For over 25 years, my work has been dedicated to helping people develop healthy relationships and productive, meaningful, and fulfilling lives. I offer Solution Focused Therapy to help people achieve their goals. I am effective at building self-esteem, self-confidence and processing the most challenging events

Mateusz Marcinowski

(he/him)

Mateusz Marcinowski, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
I am a Licensed Mental Health Counselor in the Commonwealth of Massachusetts. I am trained in Internal Family Systems (IFS) Level II through the IFS Institute and EMDR through EMDR Consulting. I am actively working on my EMDR certification. I received my Master's Degree from Cambridge College in Mental Health Counseling with a focus on Trauma and Substance Abuse. I have been a psychotherapist for over 10 years in various settings including Community Mental Health, Juvenile Justice, and Community Corrections. I have extensive experience and training in the treatment of Complex Trauma and other mental health conditions.

Alan Cassell

(he/him)

Alan Cassell, LMHC - Massachusetts Therapist at Grow Therapy
$145/session
LMHC
5 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor (LMHC) in the state of Massachusetts. I have a Ph.D. in psychology and counseling from Regent University and many years of my own experiences to draw from that make me a grounded understanding partner to help get you back on track. I can help you find the sources of your stress and develop ways to deal with them or if you have lost a loved one, I can help you to understand the pain, process the loss, and find your strength to move forward.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Terry Edwards Jr.

(he/him)

Terry Edwards Jr., LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
14 years of experience
Virtual
Terry Edwards Jr. is a Licensed Clinical Social Worker who graduated from Ohio State University in 2008 with a MSW degree. Terry spent 2 years at Florida State University before transferring to Ohio State University and completing his Bachelor of Arts in Criminology and Psychology in 2004. Terry also received his Addictions Certificate from the University of Michigan in 2015. After graduating from Ohio State University, Terry moved back to his hometown of Detroit, MI where he was Licensed and practiced as a Social Worker. Terry has worked in several roles as a Therapist, Crisis Manager, and Adjunct Professor, which has allowed Terry to garner an array of knowledge and expertise in issues and concerns that affect everyday people in everyday life. Terry has focused his career directives on the enhancement of interpersonal and intrapersonal principles and values in order to promote clinical solutions to multifaceted problems in society. His experience working with individuals and families has promoted a dedication to try to understand, assist, and evolve the emotional, mental, and physical well-being of human development at all stages in life.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Monica Flowers

(she/her)

Monica Flowers, LICSW - Massachusetts Therapist at Grow Therapy
$250/session
LICSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Carolyn Bailey-Burke

(she/her)

Carolyn Bailey-Burke, LMFT - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$90/session
LMFT
13 years of experience
Virtual
I am a wife, mom, pastor, and clinician who believes everyone deserves a chance to live a peaceful, happy and purposeful life. I am excited to be a part of the journey to release what joy that already lives inside of you. It is never too late to become who you want to be, and its okay if that's not who you wanted to be yesterday. Never settle for anything less than being your most authentic self.

Carol Johnson

(she/her)

Carol Johnson, LICSW - Massachusetts Therapist at Grow Therapy
$130/session
LICSW
10 years of experience
Virtual
I am a licensed clinical social worker with a diverse background in mental health care across various settings and states. Outpatient therapy and telehealth therapy services are my primary focus. My approach to therapy is rooted in empathy, understanding, and respect for each client's unique experiences and emotions. I strive to create a safe, supportive space where individuals can explore their challenges, build resilience, and work toward meaningful change.

Jose Garcia

Jose Garcia, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LICSW
12 years of experience
Virtual
I’m Jose Garcia, LICSW, a bilingual therapist with over 12 years of experience. I specialize in helping clients navigate challenges like anxiety, depression, relationship issues, and substance use. Using a collaborative and solution-focused approach, I work with you to identify practical strategies and solutions, empowering you to make meaningful changes in your life. I focus on your strengths and goals to help you build resilience, develop coping skills, and create a path forward, while offering a safe, non-judgmental space for growth and healing.

Elizabeth Lachapelle

Elizabeth Lachapelle, LP - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
36 years of experience
Virtual
Short-term counseling with an experienced professional to clarify thoughts and feelings, learn mental health management skills and plan for mental health and wellness. Possible topics include general mental health questions, improving mental health, goal setting, building cognitive and behavioral skills, dealing with life transitions, and clarifying thoughts and feelings. I am not licensed in treatment of substance abuse or addictions. I do not do court related work. Adults only.

MaryRose Kline

(she/her)

MaryRose Kline, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LICSW
7 years of experience
Virtual
I have a Master’s degree in Clinical Social Work from Boston University and am a licensed therapist in the state of Massachusetts. Over the past 7 years, I’ve had the privilege of working with diverse populations, including adolescents and adults, in both outpatient therapy and community settings. As a compassionate and dedicated therapist, I work with individuals who are navigating life’s challenges and seeking to make meaningful changes in their lives. Whether you’re dealing with anxiety, depression, trauma, relationship issues, or stress, I offer a safe and non-judgmental space to explore your feelings and experiences. I take a client-centered, integrative approach to therapy, which means that I tailor my methods to meet your unique needs and goals. I draw from several therapeutic modalities, including but not limited to: CBT, DBT, Mindfulness-Based Therapy, Cognitive Processing Therapy, Strengths Based Therapy and Solutions Focused Therapy. My goal is to work collaboratively with you, creating a space where you feel heard, understood, and empowered.

Katrina Harrigan

(she/her)

Katrina Harrigan, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
6 years of experience
Virtual
Hey! I am a licensed mental health counselor based out of Massachusetts who has been in the field for about 6 years now. Over the years i have worked with Clients across many backgrounds, age, and diagnoses. Some of my specialties and training is working with individuals with school anxiety and other anxiety related disorders , trauma, mood and psychotic disorders, depression, individuals with developmental disabilities, support for families caring for individuals/ children with developmental disabilities and other disorders . Please reach out if you have any questions.

Sharikka Finley-Moise

(she/her)

Sharikka Finley-Moise, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
14 years of experience
Virtual
Hey there! I am a Licensed Independent Clinical Social Worker (LICSW) based in Boston, Massachusetts. I received my Masters from Boston College, specializing in Health and Mental Health. I love helping adults, young adults and adolescents struggling with stress, depression, and life transitions so they can reach their the goals they have for themselves. I am a firm believer that my clients are the experts of their lives, but sometimes we need some assistance in order to improve our lives. I love being one of those people that can help my clients along their way as they journey through life.

Rebecca Beit-Aharon

(she/her)

Rebecca Beit-Aharon, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
Has intro video
LMHC
6 years of experience
Virtual
I’m Rebecca Beit-Aharon, a licensed mental health counselor with a background in art therapy and expressive therapies. I have 7 years of experience working with clients facing anxiety, depression, life transitions, racism, caregiving stress, grief, self-esteem issues, and trauma. I also provide a supportive therapeutic space to individuals exploring and embracing identities including LGBTQIA+ and neurodivergence. I provide person-centered therapy sessions in which individuals can feel seen and heard, developing safety and trust. In therapy, you can identify and expand upon your strengths and supports to create new meaning in life. I incorporate mindfulness-based skills, including visualizations, breathing exercises, meditations and progressive muscle relaxation, to improve emotional regulation. I also utilize CBT, leading you in identifying self-talk statements that do not serve you, and reframing these statements to better serve you going forward. I provide room in therapy sessions for creativity and imagining new possibilities. I received my BA from Hampshire College in Psychology and Art, and received a Master's from Lesley University in Expressive Therapies, Art Therapy and Mental Health Counseling.

Shobha George

(she/her)

Shobha George, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
25 years of experience
Virtual
Hi there, I'm Shobha. Do you feel stressed out, anxious in a social circle, feel blue? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help people manage anxiety and depression. Together, we can identify what's not working and get you back to balance. We'll use a whole person and CBT approaches, addressing the needs of your mind, body and spirit. Whether you're dealing with feeling down, overwhelmed, or stressed out, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome mental health concerns that are holding you back. Let's work together!

Richard Alan Mendoza

Richard Alan Mendoza, LMFT - Massachusetts Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
My name is Richard Alan Mendoza and I am an LMFT. I work with clients that present a wide array of personal issues that include but are not limited to depression, anxiety, chronic stress, substance-use, PTSD, and grief. As a therapist who has been on the other side as a client, I know how difficult it can be to open up to a stranger. My hope is to cultivate a safe therapeutic space so as to allow the client(s) to breathe and sit in the present moment with themselves and in time, assist with discovering insights as well as solutions to pertinent issues.

Brooke McKenzie

(she/her)

Brooke McKenzie, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$75/session
LICSW
20 years of experience
Virtual
My name is Brooke McKenzie and I am a Licensed Clinical Social Worker (LCSW) with a Master of Business Administration (MBA) and over 20 years of experience in clinical practice. Throughout my career, I have had the opportunity to work with individuals, couples, and families with a wide range of issues, including anxiety, depression, addiction, and more. I have worked in both inpatient and outpatient settings, in both private and public practice. My work has taken me to diverse settings, including state hospitals, jails, courtrooms, schools, and private offices. I have a strong commitment to providing quality services to my clients and strive to ensure that each individual is able to get the best possible care. My experience and expertise in the field of mental health allow me to provide a comprehensive approach to treatment, including the use of cognitive-behavioral therapy, psychodynamic approaches, and cognitive reprocessing. I am also trained in the use of mind-body therapies, such as meditation to help my clients manage their stress and anxiety. I have a passion for helping people to make positive changes in their lives and take steps towards improved health and well-being. My commitment to my clients’ health and well-being is the cornerstone of my practice and I am dedicated to helping people reach their potential.

Diana Dash

(she/her)

Diana Dash, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$250/session
LMHC
12 years of experience
Virtual
Hello! My name is Diana. I am a Licensed Professional Counselor (LPC/LMHC) in multiple states, including CT, AK, MA, RI, TX and FL. I earned a Master's Degree in Art Therapy and Mental Health Counseling from Springfield College. I am a registered Art Therapist and Play Therapist, with over 12 years experience working with children, adolescents and adults. I have significant experience working with active duty Service members and military families worldwide.

Sarah Emmons

Sarah Emmons, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
17 years of experience
Virtual
Hi! I'm Sarah and I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I also hold licensure in MA as well. I am originally from Massachusetts and received my Graduate degree from Northereastern University. I had practiced in Massachusetts for 15 years mainly working with teens, and adult women. I have worked in environemnts such as a residential schools, In Home Therapy, and in private practice. I mostly worked with trauma survivors, clients experiencing anxiety and depression, and those going through life transitions. I moved to Florida three years ago and continue to also work with clients in Mass.

Amy Morris

Amy Morris, LMHC - Massachusetts Therapist at Grow Therapy
$175/session
LMHC
25 years of experience
Virtual
Hello, I am a licensed mental health counselor. I have lived in Texas, Colorado, Massachusetts and now New Hampshire. I have been practicing for over 25 years. My experience enables me to provide well rounded care. Everyone has a different life experience, different circumstances that brought you to where you are today. We are doing the best we can but sometimes may feel stuck. My approach is to work collaboratively to improve your life experience.

Brendan Kennedy

Brendan Kennedy, LMHC - Massachusetts Therapist at Grow Therapy
$180/session
LMHC
4 years of experience
Virtual
As a therapist, I understand the importance of providing individualized care to those struggling with anxiety, depression, trauma, and other mental health concerns. My goal is to empower my clients to overcome these challenges and improve their overall well-being. To achieve this, I utilize a combination of evidence-based therapies, including Cognitive-Behavioral Therapy (CBT), and an eclectic approach that takes into account each clients unique circumstances and needs. By working together, we can identify and challenge negative thought patterns and develop new, healthier coping mechanisms. In addition to CBT, I may also incorporate other therapeutic approaches, such as mindfulness, narrative therapy, and religious and spiritual exploration. My ultimate goal is to provide a safe and supportive environment where clients can feel heard, understood, and empowered to make positive changes in their lives.

Daniel Quinn

Daniel Quinn, LICSW - Massachusetts Therapist at Grow Therapy
$95/session
LICSW
40 years of experience
Virtual
I am an experienced therapist helping individual clients cope with addictions, trauma, low self-esteem, anxiety, depression, and relationship challenges. I use evidence-based methods enabling clients to achieve their desired goals. These methods include cognitive behavioral therapy, dialectical behavioral therapy, mindfulness, meditation, and writing therapy. I use a client-centered approach to the therapeutic process. We proceed at a pace that is comfortable for you. You determine the goals for therapy.

Andrew Cedrone

(he/him)

Andrew Cedrone, LMHC - Massachusetts Therapist at Grow Therapy
$80/session
LMHC
24 years of experience
Virtual
Helping adolescents cope since 1999. As a school counselor for more than twenty years in and around the greater Boston area, I have come to appreciate today's complex social-emotional needs of teens, and emerging young adults. I have supported the mental health of hundreds if not thousands of youth over the years through approachable solution-focused counseling sessions. My process is casual, relatable, yet goal-oriented in order to connect with today's youth and coach them through the challenges they face. In addition to my private practice, I currently serve as the Mental Health Coordinator for a public school district, a substance use diversion instructor, a Middle School School Adjustment Counselor, and the co-founder of a College Success Summer Program. In my personal life, I enjoy obsessing over sneakers I am not cool enough to wear, watching my sons play soccer, fishing, sailing my renovated sailboat around the Upper Mystic, and enjoying the Boston Celtics recent winning of banner number eighteen.

Katerina Kouliaki

Katerina Kouliaki, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Coping Skills?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.