Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 19 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Kristen Brightful

Kristen Brightful, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
1 year of experience
Virtual
I’m a licensed social worker with 15 years of experience helping people navigate life’s toughest challenges. If you’re feeling overwhelmed, stuck, or just plain exhausted, you’re not alone, and you don’t have to figure it out on your own. I specialize in working with individuals facing addiction, stress, and emotional struggles. I have a strong foundation in Dialectical Behavior Therapy (DBT), and I also draw from a variety of therapeutic approaches based on what fits you best. My style is practical, compassionate, and collaborative. We all know, life gets hectic. I get it! We are all busy, juggling work, family, and everything in between. My goal is to create a space where you can breathe, sort things out, and start moving forward. If you’re ready to explore what’s been holding you back and start building a life that feels more manageable, and maybe even meaningful, I’d be honored to support you. Let’s find out if we’re a good fit and take it from there.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

Andrew Won

Andrew Won, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Would you like to have more self-love? Feel more in control and empowered in your life? Have the self-awareness to recognize and understand your thoughts, emotions, and beliefs? If so, I am the therapist for you! Working with me, you will gain a deeper understanding and mastery of your inner world. I will assist you in cultivating profound self-love, self-awareness, and self-empowerment. Together, we will strengthen your ability to regulate your emotions, thoughts, actions, and relationships. My goal as your therapist is to have you feeling and acting with supreme love and confidence.

Kate Hunt

(she/her)

Kate Hunt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
9 years of experience
Virtual
Welcome to my page! My name is Kate Hunt and I'm a licensed Clinical Social Worker in Maryland with ten years of experience in working with adults and children. I completed my undergraduate degree in Social Work from McDaniel, my master's in social work from UMB, and am a board approved supervisor with experience in leadership positions including field intern supervising with UMB. My experience includes mood disorders, perinatal mood disorders, relationship issues, substance abuse, anxiety and adjustment concerns. I've worked in a variety of settings including hospitals, substance use programs, and therapy clinics. I believe a client centered approach allows a genuine experience for both client and clinician. My goal is to help my clients reach a point of internal growth through self-discovery and encouragement. My therapy orientation is both psychodynamic and CBT based. Together, we can work to confront defense mechanisms and cognitive distortions that are contributing to your present concerns. Lastly, in my personal life, I'm a former athlete (but trying to be current!), dog-lover, avid reader, and parent.

Ritchie McCall

Ritchie McCall, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
Hi I am a Licensed Clinical Professional Counselor. I received my Master's Degree in 2010 from Loyola University and have been seeing clients since then . I especially enjoy helping adults deal with stressful transitions and challenges in life. My goal is to help clients gain insight and understanding about their challenges so that we together can find helpful solutions.

Jim OMalley

(he/him)

Jim OMalley, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
23 years of experience
Virtual
I have worked in the behavioral health field for over 23 years, in both inpatient and outpatient settings. I am a licensed mental health professional in multiple states. I have earned progressively higher leadership responsibilities throughout my career, including providing clinical and executive leadership. Additionally, I have been providing telehealth services and striving to improve access to quality behavioral health services across the country since 2015. I have been fortunate to gain experience in diverse areas and feel I am equipped to help people with a variety of issues. I received a Master’s Degree in Professional Counseling from Lindenwood University and a Bachelor of Arts Degree in Psychology from McKendree University.

Marvida Lake

Marvida Lake, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths. My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection. My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC). I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.

Willard Vaughn

Willard Vaughn, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
17 years of experience
Virtual
My name is Willard and I am a licensed counselor in several states. My practice primarily focuses on helping others deal with ambiguity. Often our thoughts and subsequently what we teach ourselves becomes rigid and fairly black and white. Using a pragmatic and authentic approach to therapy I help others to be okay with things that are beyond their control and work with them to establish themselves as the protagonist in their own story. This is primarily accomplished through conversation and allowing you the client to guide the therapy in the direction it needs to go.

Jill Lienhardt

(she/her)

Jill Lienhardt, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
25 years of experience
Virtual
First of all, I love what I do and to witness the positive changes clients make in their lives as a result of choosing therapy to help them accomplish what they want. Often the goal is to achieve symptom relief so as to not be overwhelmed by anxiety, mood disorders or be better able to manage the challenges of ADHD. Sometimes there is not a specific outcome identified but a need for ongoing support for dealing with life transitions or difficult people. Sometimes clients use therapy as a confidential sounding board where they can talk to an objective outsider about situations and sort out their perception of situations. I offer various ways to see and respond to situations that might otherwise not be considered. Your opinion as a client is the most important one and I will also honestly provide mine when asked for. I believe therapy can actually be something that you can look forward to and an opportunity to learn new skills to use long after you discontinue, and we can even have some fun and laughs along the journey.

Michael J. di Salvo

(he/him)

Michael J. di Salvo, LCSW-C - Maryland Therapist at Grow Therapy
$175/session
LCSW-C
35 years of experience
Virtual
Michael J. di Salvo, (He/Him/His), Psychotherapist, LICSW, LCSW-IC, LCSW-QS, C-DBT, CTTP, C-GIP, CCATP, EMDR, is a Nationally Board Certified Licensed Clinical Independent Social Worker with over thirty-year's experience. He is licensed and certified in multiple states and works with adults (18 Years +). He has several specialty care areas in mental health therapy, including but not limited to Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavioral Therapy, Person-Centered, Trauma-Focused, Grief and Loss Therapy, Psychodynamic Therapy, Positive Psychology and EMDR. He works with various Life Transitions, Coming-Out, Sexual Orientation, Gender Issues, Transitioning, Men's Issues, Mood Disorders, Anxiety, Depression, Geriatrics, LGBTQ+, Bias, Race, Ethnicity, Discrimination, Trauma, Career, Vets/Emergency Responders and Co-Occurring Disorders. Mr. di Salvo works with many diverse populations and works with persons who have experienced trauma, discrimination, racism, defamation, prejudice, hate and bias in any form. He is also a long-time advocate and mental health treatment provider for persons within the LGBTQ+ Community and many other minority populations. Mr. di Salvo provides a safe, supportive, welcoming, affirming, and nonjudgmental space for all people. If you have any questions, please schedule a "FREE" 15-minute virtual consultation today! If you do not see an available slot, please contact customer care with your availability so that we may accommodate your needs. *Virtual Sessions are available to all patients at this time in the following states: DE, FL, GA, MA, MD, NJ, NY, NV, PA, SC, VA, & WA. Mr. di Salvo graduated with honors. He obtained his undergraduate and post-graduate studies, research and internships through The Catholic University of America in Washington, D.C.

Suzanne Day

(she/her)

Suzanne Day, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
20 years of experience
Virtual
Hey there! I am a Licensed Clinical Social Worker that practices Behaviorism. What that means is that we will work together to target behaviors that can help you improve your current mental state. I want to help you see quantifiable progress from our work together. A little about me: My name is Suzanne. I’m a person that loves the sun, being by water and dogs! In my free time I volunteer with a Great Dane rescue. I enjoy those huge, goofy, couch potato dogs. I’ve moved around a lot and went to school at Syracuse University and graduate school in Washington D.C. I have two decades of experience specializing in trauma, grief, relationship issues, anxiety, addiction and depression. I’ve been heavily involved in working with military, veterans and first responders. You are the subject matter expert in what you need and I will supply tools, support, information and backing. We will work together on making goals and action steps on how to reach your goals.

Rochelle Hall

(she/her)

Rochelle Hall, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
19 years of experience
Virtual
I am a Licensed Certified Clinical Social Worker with almost twenty years experience working with individuals, families and groups. I work from the perspective although I know various theoretical approaches well, every client is unique and treatment should reflect their personal needs. I also have over ten years experience in clinical supervision and professional growth empowerment. I look forward to working with you.

Elizibeth Ayers

(she/her)

Elizibeth Ayers, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
8 years of experience
Virtual
Hi! My name is Elizibeth and I am a licensed social worker of about 8 years. I am passionate about empowering children, families, and adults with a strengths-based and holistic approach. Specializing in trauma, ADHD, anxiety, mood disorders, and autism, I meet clients where they are, using evidence-based modalities like CBT, ACT, motivational interviewing, and psychoeducation. I am dedicated to fostering resilience and growth through a person-in-environment lens. Let's work together to build a brighter path forward.

Jessica Flowers

(she/her)

Jessica Flowers, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
8 years of experience
Virtual
I'm Jessica Flowers an LCSW-C in Maryland with over 8 years of experience in mental health and medical social work. I work with adults and children providing individual, group and family sessions. I work with Client by helping them tackle issues related to anxiety, depression, PTSD, family issues, domestic violence, pregnancy concerns, grief, women's health, self-esteem, oppositional behavior, ADHD, and more. I am committed to helping clients overcome challenges and achieve personal growth.

Nikki Smith

(she/her)

Nikki Smith, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
My name is Nikki Smith. I’m a licensed clinical professional counselor licensed in the state of Maryland and in Georgia. I have been practicing for over 14 years. I work with individuals, groups and families to identify treatment goals and collaboratively execute those goals, using a range of modalities such as CBT, ACT, Mindfulness, Person Centered, etc. I am very eclectic in my therapeutic approach and treatment is tailored to meet the individual needs of each client. I’m so eager to start this journey of self-love and bring a little “easy” to your life.

Natasha Bowditch

Natasha Bowditch, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
17 years of experience
Virtual
I have over 15 years of experience helping to improve the lives of my clients through compassionate, client-focused care. I specialize in anxiety, depression, PTSD, relationship issues, stress management, grief, and chronic illness, among other mental health and substance use issues. I utilize various evidence-based techniques, including, but not limited to, Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), solution-focused therapy, and mindfulness-based approaches, to empower my clients on their journey.

George Stallings

(he/him)

George Stallings, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
20 years of experience
Virtual
Hello! I'm a Licensed Clinical Professional Counselor (LCPC) with over 18 years of experience, proudly serving clients in Maryland and Virginia. I hold a Master’s degree from Towson University, PhD Capella University, and specialize in supporting adults navigating anxiety, depression, and life transitions. My goal is to help clients gain clarity, build resilience, and move toward becoming their most authentic and empowered selves.

Arthur Chen

(he/him)

Arthur Chen, LP - Maryland Therapist at Grow Therapy
$200/session
LP
15 years of experience
Virtual
Hello! I'm Dr. Arthur Chen, a licensed psychologist in and the Clinical Director of a group practice dedicated to fostering mental wellness. My expertise centers on helping individuals navigate prevalent challenges such as Major Depressive Disorder, Generalized Anxiety Disorder, eating disorders, and substance abuse recovery. Beyond these core specializations, our practice is uniquely equipped to address severe mental health issues, including bipolar disorder and psychosis. As Clinical Director, I oversee a team committed to providing comprehensive care across the full spectrum of mental health needs. I'm also a Certified Clinical Trauma Professional – Level 2 (CCTP-II), meaning I'm highly trained in addressing the lasting effects of trauma. My therapeutic approach integrates powerful, evidence-based models like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy (REBT). I also utilize the cutting-edge Unified Protocol for Transdiagnostic Treatment of Emotional Disorders, allowing me to tailor effective strategies that lead to tangible, positive changes in your life. In therapy, my goal is to help you build resilience and develop strong coping skills. We'll work collaboratively to understand your struggles, challenge unhelpful thought patterns, and cultivate a stronger, more adaptable you. Whether you're seeking relief from anxiety or depression, working through recovery, or exploring personal growth, I offer a supportive and non-judgmental space. I believe investing in therapy is investing in your emotional well-being and happiness. As an engaged therapist, I provide practical tools and insights you can apply to everyday life, guiding you towards lasting fulfillment. Fluent in both English and Mandarin, I'm passionate about empowering individuals to achieve greater emotional balance and a more satisfying life. Ready to take the next step?

Shashana Carter

Shashana Carter, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
18 years of experience
Virtual
Hello, I'm Shashana Carter. I am a Licensed Clinical Social Worker and board-approved supervisor, with over 15 years of professional, life and clinical experience. I work with individuals 18-70 to resolve conflict and improve functioning in the lives of my clients. My specialty areas include depression, trauma, grief, life direction, excessive eating, stress, anxiety and relationship issues. Using an evidence-based person-centered approach, and solution-focused perspective will empower clients to overcome obstacles achieve realistic goals and provide solutions to problematic issues getting in the way of living a healthier lifestyle and having a more positive mindset.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.