Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 126 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 10/7/2026

$110/session

Authentic
Warm
Intelligent
Specialties
ADHD
Emotional Regulation
Life Transitions
+9
Feeling overwhelmed, stuck, anxious, or facing a major life transition? I provide a safe, supportive space where adults can slow down, gain clarity, and develop practical strategies for moving forward. Throughout my extensive career, I've helped people navigate life's challenges both as a licensed clinical therapist and as a healthcare executive leading major hospital systems. Whether you're dealing with anxiety, burnout, relationship challenges, grief, or a major life transition, I provide a supportive space to gain clarity, build resilience, and move forward with confidence. Raised in Chicago’s Rogers Park and influenced by my father’s resilience as a Holocaust survivor, I bring a strong foundation of empathy and perspective to my work. I hold a master's in clinical social work from Loyola University and am licensed in Arizona, Florida, Illinois, Kentucky, New Mexico and West Virginia. I also earned a master's degree in business administration from North Park University and an executive management certification from University of Southern California. Having lived and worked across the United States and internationally, I bring a broad, culturally informed perspective to my practice. My therapeutic philosophy emphasizes positivity, confidence, and persistence.
VirtualAvailable

$100/session

Specialties
ADHD
Anxiety
Coping Skills
+10
I am a Licensed Clinical Social Worker who values honesty, connection, and practical support. I work with adults who may feel overwhelmed, stuck, or unsure of what needs to change. I try to create a space where clients can be open without feeling judged or pressured. Therapy with me is conversational, supportive, and focused on helping you better understand yourself and move forward in a way that feels realistic.
Available

$100/session

Humorous
Specialties
ADHD
Self Esteem
Trauma and PTSD
I am a Licensed Clinical Professional Counselor and the owner of a private practice providing mental health counseling services to individuals across the lifespan. My clinical work focuses on trauma-informed care, emotional wellness, and supporting clients as they navigate personal, relational, and life challenges. In addition to clinical practice, I serve as an adjunct professor and clinical supervisor, where I enjoy supporting and developing the next generation of mental health professionals. I have ADHD and autoimmune issues which I have helped others in their journey to understand themselves or their loved one's lived experiences. I am also silly, goofy, funny (at times), and I love to insert humor. When it comes time to be serious and foucs on mental health pertaining to my clients, then you will see either me as your therapeutic ally or your number one supporting advocate chaering you on or helping you to figure out ways to overcome your circumstances.
Available

Often rebooked

$125/session

Warm
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Anger Management
+11
I greet every client with the belief that we are born into this world with the capacity for living unique and healthy lives. I believe that it is the stressors of challenging individual experiences, pain and illnesses, trauma, and attachment injuries that move us off our centers and cause symptoms of depression, anxiety, and dysfunctional defensive behaviors. My goal is to create a setting where my client feels safe and supported, and therefore able to re-examine the patterns that form our thoughts, feelings, and behaviors. Together, as a collaboration, we can take the fascinating journey and reach for full potential, coherence, and health
VirtualAvailable

$100/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Depression
+5
Sometimes it feels like the actual apocalypse is just around the corner. We are bombarded with terrible headline after terrible headline. Inflation is making it harder to pay the bills, let alone have fun, or reach our dreams. With so much going on in the world, it’s no wonder that there are greater rates of anxiety and depression! In the midst of it all, you might be trying to figure out who you are, what you want from life, how to have that honest conversation with your friend, setting boundaries with a parent, whether to switch jobs, learning to be more comfortable in your skin, etc. It’s a lot to manage. I can help. I am a licensed psychologist and consider myself a generalist with a wide variety of clinical interests including issues related to family of origin, self esteem, identity development, issues related to oppression and marginalized identities, depression, anxiety, stress, and interpersonal relationships.
Available

$140/session

Intelligent
Direct
Authentic
Specialties
ADHD
Anger Management
Anxiety
+10
For the past 20 years, I have worked with families, couples, adults, and adolescents. Using cognitive-behavioral theory with narrative techniques, I help empower clients to explore areas within their lives that present challenges and inhibit change, and assist them with finding solutions that will work for them. However, I also believe that the therapeutic relationship is a vital component within any program, which means that I believe that any work needs to be collaborative between myself and my clients. I am certified to deliver trauma-focused treatments as well as providing services to help manage stress and anxiety.
Available

$110/session

Direct
Holistic
Open-minded
Specialties
ADHD
Addiction
Couples Counseling
+10
Hi there, Welcome to therapy! I'm Dr. Akamin Nkengaka. I am a Licensed Psychotherapist. I work with clients both in person and through teletherapy platforms. I’m happy that you have taken the first step towards healing. First and foremost, I want to express my gratitude for choosing therapy and allowing me to be part of your healing process. Taking this step requires courage, and I commend you for it. I have worked with individuals, couples and families seeking counseling for over 16 years, both online and in my private practice in their healing journey.
Available

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$175/session

Authentic
Empowering
Intelligent
Specialties
ADHD
Anxiety
Depression
+10
Hi, I am Jenn, and I am a Licensed Clinical Professional Counselor and the owner of Epijennetics Counseling and Consulting in Libertyville, Illinois.. You can read more about my work and practice at www.epijennetics.com. As a therapist, I hold the belief that we cannot fully understand mental health without first understanding the impact of our stories, our relationships, and our beliefs about ourselves, others, and the world. I am passionate about helping clients increase their self-awareness of these things so that they are more in touch with their feelings, needs, and desires, and are more equipped with the knowledge and tools to create the life that they want. By utilizing assessments such as the Myers-Briggs Type Indicator to better understand personality and the Young Schema Assessment to explore harmful thoughts and beliefs that came from previous experiences and messages received during childhood years, I help clients discover hidden obstacles that keep them from having the life they dream of. I have found that when we put in the work to make sense of ourselves and our stories, we not only heal and grow ourselves but also develop more compassion and increased understanding of others. Often this growth and healing process lessens mental health symptoms such as anxiety and depression and improves overall quality of life, as well as relationship quality. If you are interested in doing some exploring, I would love to hear from you! (Please make an in-office appointment if you are booking Couple or Family therapy sessions.)
VirtualAvailable

$125/session

Open-minded
Authentic
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
+7
I am a licensed clinical professional counselor specializing in ADHD, anxiety, depression, PTSD, and trauma. I am trained in many treatment modalities but primarily utilize Cognitive-Behavioral Therapy (CBT) methods. I am also trained and utilize Eye Movement Desensitization Reprocessing (EMDR) to address PTSD and trauma. I am here to help you challenge the negative beliefs and/or thoughts holding you back and replace them with positive beliefs and motivation. I want to help you fight the battles nobody sees you fighting and give you tools to keep on fighting on those hard days.
Available

$75/session

Intelligent
Authentic
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
+4
I’m a Licensed Clinical Social Worker with more than thirty years of experience supporting individuals and families across schools, hospitals, substance use programs, homeless shelters, and community mental health settings. I’ve also supervised master’s‑level clinicians as they developed their skills and professional identities. I approach therapy with curiosity, openness, and deep respect for each person’s story. My work is compassionate and individualized, honoring both psychological insight and the spiritual depth many people bring to their healing. Together, we create a space where growth feels grounded, meaningful, and genuinely your own.
VirtualAvailable

$70/session

Warm
Solution oriented
Authentic
Specialties
ADHD
Substance Misuse
Trauma and PTSD
+9
I believe that meaningful change starts with clarity, insight, and a plan. I help people navigate trauma, substance use, life transitions, and identity shifts with a calm, focused approach. I bring a strategic mindset to therapy—always looking beneath the surface to understand patterns, build structure, and support long-term growth. Whether you're processing deep emotional wounds or trying to make sense of a major life change, I offer a space that’s thoughtful, nonjudgmental, and grounded in evidence-based care.
VirtualAvailable

$140/session

Intelligent
Solution oriented
Authentic
Specialties
ADHD
Anxiety
Life Transitions
+10
Hello! My name is Kamaria Excell and I am a therapist, yoga teacher, and floral designer passionate about supporting you on the journey of living a life that is truly your own. My approach is collaborative, compassionate, and focused on creating real lasting change versus temporary bandaid fixes. I support clients in better understanding their inner world and all parts of themselves so that they can divest from old coping skills and lean into a life that is pleasurable, because the most powerful act of creation on this life journey will always be the act of creating ourselves.
Available

$130/session

Warm
Authentic
Empowering
Specialties
ADHD
Anger Management
Anxiety
+5
I am a licensed clinical social worker with a diverse background in mental health care across various settings and states. Outpatient therapy and telehealth therapy services are my primary focus. My approach to therapy is rooted in empathy, understanding, and respect for each client's unique experiences and emotions. I strive to create a safe, supportive space where individuals can explore their challenges, build resilience, and work toward meaningful change.
VirtualAvailable

$110/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Career Counseling
+3
Hello! If you are looking for an experienced therapist who combines genuine support with practical guidance, we may be a good fit. My style is warm, conversational, and straightforward. As a licensed psychotherapist with experience in therapy and corporate coaching, I help adults feel less overwhelmed and become more grounded, confident, and clear about what comes next. I work with adults experiencing: Personal Stressors, Including: - Anxiety, chronic stress, and overthinking - Depression, low motivation, and feeling stuck - Loss, grief, trauma, and difficult life experiences - Relationship and communication challenges - ADHD and other neurodivergent needs - Major life transitions, including divorce, caregiving, and relocation - Concerns related to confidence, identity, sleep, or unhealthy coping Workplace Stressors and Burnout Including: - Career uncertainty and professional transitions - Work-related anxiety, overwhelm, and overthinking - Leadership and management pressures and demands - Challenges with motivation, focus, confidence, or communication - Adjusting to a new job, role, workplace, or career direction - Balancing professional responsibilities with personal and caregiving demand Together, we will explore what is weighing on you and develop realistic strategies that fit your life. I offer daytime, evening, and weekend appointments. When you are ready, I invite you to schedule a session. I look forward to hearing your story!
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Specialties
ADHD
Autism
LGBTQ
Hello, my name is Dr. Chamberlain and I'm a licensed clinical psychologist in the state of Illinois. I earned my doctorate of clinical psychology in 2010 from Pacific University School of Graduate Psychology in Portland, Oregon. Prior to re-entering the field as a therapist and neuropsychological evaluator in 2021, I had a career in international corporate mental health benefits. In that role, I oversaw clinical service delivery at various organizations across the globe. I currently split my time between , conducting neuropsychological assessment and testing, and providing individual therapy to adults.
VirtualAvailable

$135/session

Holistic
Solution oriented
Authentic
Specialties
ADHD
Anxiety
Life Transitions
+10
Welcome! I’m a bilingual Licensed Clinical Social Worker and Certified Addiction Counselor with more than 20 years of experience—and this work is truly my passion. As someone who came to this as a second career, I consider it an honor and privilege to walk alongside young adults and adults as they navigate life’s challenges. I provide counseling for a wide range of concerns, including anxiety, depression, substance misuse, process addictions, anger, relationship difficulties, and life transitions. My counseling style is warm, empowering, and collaborative. I believe that every person has the strength and wisdom to create meaningful change, and I strive to offer a safe, respectful, and supportive space where you can explore, heal, and grow. My role as a therapist is to guide, advocate, and support you as you find your voice and build a more balanced and fulfilling life. I meet clients where they are, honoring the belief that you are the expert of your own experience. To ensure each person receives the focused care and attention they deserve, I intentionally keep a small caseload. This allows me to be fully present and responsive to each client’s unique needs. I take an integrated, person-centered approach that draws from cognitive-behavioral therapy (CBT), mindfulness and meditation practices, dialectical behavioral therapy (DBT), and acceptance and commitment therapy (ACT). Every treatment plan is developed collaboratively, tailored to your goals, preferences, and pace—because therapy should fit you, not the other way around. If you’re ready to take the next step toward a healthier, more grounded life, I would be honored to support you on that journey.
VirtualAvailable

$90/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Depression
+8
I am Dr. Alejandro Garrido, a Licensed Clinical Psychologist, I have spent numerous years working with individuals, couples and families ranging from adolescence through adulthood, with a variety of concerns including anxiety, depression, chronic pain, stress management, PTSD, ADHD, adjustment to life changes, grief and loss issues; parenting concerns; couple issues; or problems coping with daily stress. If you have some of these concerns, you can experience emotional, mental and relational healing. I employ a collaborative, supportive and confidential approach to work together on your therapy goals. I am also able to see individuals looking to incorporate their spirituality and faith into their psychological services. I have a doctorate degree from Loyola University and a master degree in theology from Saint Mary of the Lake University. I believe that through therapy people can experience healing, happiness, and psychological well-being. We can work together to help you enhance your psychological and spiritual well-being! Soy psicólogo clínico con un doctorado en psicología y maestría en Teología, ofrezco terapia clínica y pastoral en español/ingles desde adolescentes hasta la edad adulta. Algunas de las aéreas clínicas en que tengo experiencia como psicólogo incluye: ansiedad, depresión, manejo del estrés y dolor crónico, problemas de pareja, problemas con los hijos, PTSD, ADHD y desarrollo espiritual. Le puedo ayudar a promover cambios positivos en su vida y experimentar salud mental, emocional, espiritual y familiar.
VirtualAvailable

$120/session

Authentic
Direct
Intelligent
Specialties
ADHD
Anxiety
Depression
+9
Hello, I’m a licensed clinical social worker based in Illinois, specializing in anxiety, depression, and stress management, and mindfulness. I also have experience working with veterans. I am dedicated to helping individuals navigate their mental health, manage anxiety, and reconnect with their sense of purpose. As a therapist, I believe in a systemic approach, understanding that we all operate in an intricate web of thoughts, emotions, and behaviors, and how they relate to others around us. I primarily use Cognitive Behavioral Therapy (CBT), existential, and humanistic modalities to help you explore these connections and build a stronger foundation for growth. I also offer EMDR to process trauma. I take a collaborative and compassionate approach in therapy, recognizing that every person has both strengths and vulnerabilities that shape their healing journey. My goal is to support you in tapping into your resilience, finding clarity, and fostering a life aligned with your values. If you're looking to explore your growth or tackle anxiety, I’m here to help you move forward, offering services through a secure tele-health platform.
VirtualAvailable

$100/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+10
Dear future client, I am a Licensed Clinical Social Worker (LCSW) based out of Kentucky but licensed in KY and Illinois. I received my master's from the University of Louisville and have been practicing for 9 years. I work alongside adults to assist in managing strong emotions to support mental wellness. Adults who need support while learning ways to cope. A space to process unhealthy attachments and traumatic experiences.
VirtualAvailable

$175/session

Authentic
Humorous
Intelligent
Specialties
ADHD
Life Transitions
Self Esteem
+1
Hello! I'm a Licensed Professional Clinical Counselor with more than four years of experience supporting individuals as they navigate life's challenges, transitions, and opportunities for growth. My ideal clients can be emerging adult looking for a safe place to land as they figure out who they are and where they're headed, or adults who feel overwhelmed by the demands and chaos of life and are looking to regain their footing. I take a person-centered, relational approach to therapy, which means I believe the therapeutic relationship is one of the most important parts of the healing process. I strive to create a space where you feel genuinely seen, heard, and accepted. I approach each person's story with curiosity, compassion, and a nonjudgemental perspective, recognizing that every journey is unique. While therapy can involve difficult conversations, I also believe there's room for humor along the way. When appropriate, I enjoy brining warmth, authenticity, and a little laughter into sessions to help make the process feel more approachable and human.
Available

$90/session

Authentic
Open-minded
Solution oriented
Specialties
ADHD
Addiction
Anxiety
+7
Hi, I’m Brian If you feel stuck, and unable to change things, I can help you to start moving again. We can join together and create a strategy for working through the event or dilemma that is stressing you out. Together we will work to restore or surpass your previous level of productivity and satisfaction. I want to hear your story. I will listen. I will not judge. For the last 19 years, I have helped individuals, families and couples resolve problematic situations. Their experiences often instilled insight, confidence, serenity and hope. My holistic mission is to: • listen empathetically, without judgement • Ease suffering and improve functionality • Teach you to persist when fear and doubt are present • Be equal partners working together to create and implement strategies to resolve, accept and overcome the obstacles that impede your progress I want to • Help you find insight, meaning and purpose • Provide support as you proceed in the direction of your choosing • Teach you how to live more effectively • Create the opportunity for you to smile when it is most needed and least expected I take the time to educate you about the conditions that you experience and the treatment you receive. I believe that self-empowerment begins with self-understanding. I will help you understand why you do what you do and feel what you feel. I have extensive experience treating addicted people in residential in patient treatment, outpatient and aftercare facilities. I advise and treat families struggling to with parents, children and siblings that are addicted
VirtualAvailable

Often rebooked

$130/session

Warm
Empowering
Open-minded
Specialties
ADHD
Anxiety
Self Esteem
+9
Welcome! I'm Kyle, a compassionate and dedicated licensed clinical professional counselor (LCPC) with a focus on helping individuals and couples overcome challenges and achieve meaningful change. With a Master's degree in Counseling and specialized training in EMDR, Gottman Method Therapy, and Cognitive Behavioral Therapy (CBT), I offer a holistic approach to healing and growth. Some of my favorite clients to work with higher education students, client's suffering from social anxiety, relationship counseling, and burnout.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+8
I am a Licensed Clinical Social Worker with 2 decades experience. I have experience working in schools, hospitals, and in private practice. I enjoy working with adults, young adult, and teens who are motivated to learn and grow and be their best version of themself. I am open minded and accepting of all people. My approach is both supportive and firm.
Available

$120/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Coping Skills
+10
We all need a bit of support in our lives at one time or another. My goal is to partner with my clients to be this support. My name is Jennifer wolf, and I am a Licensed Clinical Professional Counselor (LCPC) in Illinois with 8 years of professional work experience in a setting with diverse client populations. I enjoy working with clients who are ready to set goals and make positive changes in their lives. I assist many clients with stress, anxiety, self-esteem, relationships, life transitions, executive functioning and career difficulties.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Illinois. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in Illinois that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.