Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 873 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/14/2025

Falon Fonoti

(she/her)

Falon Fonoti, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
14 years of experience
Virtual
Hello, I’m falon. I’m happy you’re here. Are you having difficulty finding your way? Struggling to be your best self? Not able to make decisions? Having a hard time taking care of you? Life is hard at times, I can help. I focus on providing a safe environment for you to explore all your concerns: anxiety, depression, self-esteem, relationship issues, life changes, etc. We can work together to address these concerns in a safe, supportive, non-judgmental environment. Therapy is for everyone. I hope you take the time to focus on you, to take care of you, and to work on being the best you. I’m here to help. In my free time, I enjoy practicing self-care and taking time for myself by reading, exercising, practicing mindfulness and spending time with loved ones. Understanding the importance of taking care of oneself is crucial to being able to be present for others. Thank you for visiting my profile and I hope you find what you are looking for.

Constance Raines

(she/her)

Constance Raines, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
11 years of experience
Virtual
Hello my name is Constance,
I am a Licensed Clinical Social Worker (LCSW) in the states of Virginia, Maryland, DC and Florida. I have 11 years of experience employed in behavioral health facilities, outpatient therapy clinics, correctional centers, and also providing medical social work/ therapy to oncology, emergent, and crisis patients in the hospital setting. Focusing on the client through a strength-based approach, building resilience and rapport is key in obtaining a therapeutic relationship and striving for successfully outcome.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Vania Astudillo

(she/her)

Vania Astudillo, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
4 years of experience
Virtual
Hi! My name is Vania Astudillo, and I am a Licensed Clinical Social Worker in Florida with over four years of experience supporting individuals through a wide range of life challenges. Whether you're navigating stress, anxiety, life transitions, or just looking for personal growth, I'm here to support you every step of the way. I truly believe that therapy is a powerful tool for healing and self-discovery, and I feel honored to walk alongside my clients on their journey. You don’t have to go through things alone—together, we’ll work toward creating meaningful, lasting change in your life.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Diana Dash

(she/her)

Diana Dash, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$250/session
LMHC
12 years of experience
Virtual
Hello! My name is Diana. I am a Licensed Professional Counselor (LPC/LMHC) in multiple states, including CT, AK, MA, RI, TX and FL. I earned a Master's Degree in Art Therapy and Mental Health Counseling from Springfield College. I am a registered Art Therapist and Play Therapist, with over 12 years experience working with children, adolescents and adults. I have significant experience working with active duty Service members and military families worldwide.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Talia Waitkus

(she/her)

Talia Waitkus, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I started In Between Counseling because I know firsthand how overwhelming life’s transitions can be—whether it’s navigating the teenage years, stepping into adulthood, or figuring out who you are in the chaos of work, relationships, and parenthood. I specialize in helping teens and adults manage stress, anxiety, and depression, guiding them through the messy "in-between" moments of life with humor, empathy, and straight-to-the-point honesty.

Rebecca Montrose

(she/her)

Rebecca Montrose, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.

Kelsey Williams

(she/her)

Kelsey Williams, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I am a licensed clinical mental health therapist (LMHC) located in south Florida. Whether this is your first time exploring the options for a therapy or you are seeking to return to the "therapy couch" to work on something different, know I'm proud of you for taking that step! I recognize that participating in therapy can be a struggle all within itself due to beliefs and preconceived notions. My goal is to meet you where you are and walk beside you with compassion and empathy to achieve your goals. As a therapist, I have worked in a range of areas, including outpatient substance abuse treatment, with individuals involved in intimate partner violence (survivors and perpetrators), in addition to education-based interventions for anger management & substance use. Additionally if you decide you would like to meet with me, feel free to reach out if a time slot you would need is not available. I am more than willing to accommodate with advance notice on days/times you may need.

Dr. Ryley McCallum

(she/her)

Dr. Ryley McCallum, LP - Florida Therapist at Grow Therapy
$150/session
LP
6 years of experience
Virtual
Welcome! My name is Ryley McCallum, I'm a licensed clinical psychologist. As a therapist, I strive to create a safe and non-judgmental space where you can freely express your thoughts, emotions, and concerns. By truly listening to your experiences and understanding your perspective, I strive to develop a deep connection together where we can foster a strong therapeutic alliance and work towards your individual goals.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Natalia Gonzales

(she/her)

Natalia Gonzales, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
You’ve been holding it together for everyone else, but inside, you’re tired, anxious, sad, stuck in stress, old wounds, traumas, or patterns that feel hard to break. You might not have had the space to slow down, feel, or even ask for help, but something in you knows it’s time to heal. You don’t have to do it alone. I’ve spent the last 12 years helping people find their way through the hard stuff and back to themselves. My approach is person-centered, which means it’s all about you—your pace, your voice, your experience—with no judgment and no pressure. I’m here to walk alongside you.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Suzanne Stokes

(she/her)

Suzanne Stokes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
39 years of experience
Virtual
I have worked as a Mental Health Therapist for 30 years and I love my work as much today as the day I started. I am a Licensed Mental Health Counselor and a Certified Addictions Professional. I am honored to join people where they are at on their journey. I focus on positive goals for getting back on track or even transformation. As I realize the courage it takes to come to therapy, I focus on the patient/therapist relationship. There must first be an experience of safety and trust. Then, of course, the therapeutic work will follow. I utilize a warm, relaxed style with fierce reflection or gentle support as needed. I believe that everyone benefits from a therapeutic experience to attain the best version of themselves for the best quality of life. 1 utilize humor combined with therapeutic skills which makes my approach unique. Laughter isn't always appropriate, but it can be very helpful with reframing and bringing down barriers. With so many years of experience and training, I have a broad skill set and utilize multiple interventions to create a unique treatment plan for each person, couple, or family. Some of the modalities that I frequently utilize are: Solution- Focused therapy, Cognitive Behavioral Therapy, Psycho-education, Systems Theory, Emotion Focused Therapy, Behavioral Modification, Skills training and Motivational interviewing/coaching.

Cindy Burman

(she/her)

Cindy Burman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
21 years of experience
Virtual
If you're navigating a major life change—like a divorce, separation, loss, career shift, retirement, or the challenges of single parenting—you don’t have to go through it alone. I work with individuals who are ready to grow, even when it’s uncomfortable. My approach is direct, honest, and supportive. I specialize in helping people move through transitions that feel overwhelming, especially when anxiety, depression, loneliness, or burnout are taking over. Whether you're feeling stuck, betrayed, lost, or simply stretched too thin—I’m here to help you find clarity, build resilience, and move toward a life that feels more balanced and fulfilling. If you're open to being challenged in a compassionate space and ready to invest in meaningful change, I’d be honored to work with you.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Makisha Brown-Harp

(she/her)

Makisha Brown-Harp, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LCSW
7 years of experience
Virtual
Whether it be therapy, counseling, guidance, coaching, or the need for connection that influenced your search for services, I’m glad you did it and am looking forward to assisting you as you create your version of a life worth living. For many people and for different reasons, it’s hard to say you want help much less take the steps to find it and I commend you, genuinely for taking the initiative to do so. With your perseverance and my understanding of behavior change, insight development, and skill building; you will be successful in achieving your goals. My approach to improving mental health is aided by a thorough understanding of acute, chronic, and situational mental illnesses as well as experience in the assessment, diagnosis, and treatment of diverse populations including working professionals, LGBTQIA, students, and communities of color. I specialize in the treatment of personality disorders, trauma, and suicide prevention. I am certified in several psychotherapeutic modalities, including Dialectical Behavior Therapy, Motivational Interviewing, and Cognitive Processing Therapy. I also utilize Acceptance and Commitment Therapy and Mindfulness practices. I have a Bachelor of Science in Psychology from Florida State University and a Master of Social Work from Saint Leo University. I have gained my current knowledge from working with community, private, medical, and school mental health services. Looking forward to working with you. I am currently accepting new clients. If for some reason you can't book an appointment or schedule, please call the new client booking team at (646) 687 9932. If you would like to work with myself and need to request sliding scale information, please book your first appointment via cash pay. Appointments are paid for following completion. Sliding scale fees can be discussed prior to this.

Christine Adkins

(she/her)

Christine Adkins, LCSW - Florida Therapist at Grow Therapy
$50/session
LCSW
30 years of experience
Virtual
Hello! Do you ever feel like "you are losing your mind" or "going crazy"? Do you feel like you want to share your feelings with someone but are scared or ashamed, or feeling like you should be able to "fix" your problems? Well, I think most people feel this way from time to time and it helps to have an objective, non-judgemental person to talk with. I am that person. I have been a psychotherapist for over 30 years and love to help people become the healthiest and happiest person that they can be. And, I would love to help you explore your issues in a safe and comfortable manner. Whatever issues you have, be it anxiety, depression, PTSD, abuse, addiction, I am here to help you overcome what is keeping you from being the person that you want to be.

Lindsey King

Lindsey King, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
12 years of experience
Virtual
Hi! I'm a licensed Clinical Psychologist based out of Montana with licenses in Florida and Montana. I have 12 years of experience working with adults and groups. I have 7 years of experience working with a bariatric population. I work with adults who want to learn how to use nutrition and physical activity to improve their physical and mental well-being. I also use evidence-based therapies and techniques and teach my clients how to use these same techniques to improve their lives!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.