Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1045 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/18/2026

Often rebooked

$100/session

Warm
Authentic
Solution oriented
Specialties
Women's Issues
Anxiety
Life Transitions
+8
Hello! I am a Licensed Clinical Social Worker and Registered Nurse. I have over 20 years experience as a licensed clinician working with adolescents, children, and adults in various settings. I bring a holistic approach to my work with clients integrating the mind and body and believe in providing activities and resources for you to use outside our sessions. I truly listen and tailor my interventions and strategies to who you are and your unique needs. I have worked with conditions such as anxiety, depression, suicidality, self harm, grief, relationships, parenting struggles, ADHD, and emotional regulation.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented
Specialties
Women's Issues
Anger Management
Anxiety
+10
I’m a Licensed Mental Health Counselor who provides a warm, supportive, and nonjudgmental space for adults navigating anxiety, depression, relationship concerns, stress, and significant life transitions. I understand that reaching out for support can feel difficult, and I strive to help clients feel comfortable, heard, and respected. My approach is collaborative and solution focused, combining meaningful conversation with practical tools that can help you build emotional resilience, gain clarity, and create lasting change in your everyday life.
Available
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$140/session

Authentic
Empowering
Warm
Specialties
Women's Issues
Addiction
Anxiety
+5
Hello! I'm Grace! Do you feel like your past is holding you back? Are you ready to heal from the past so that YOU can create the abundant future you deserve? I am a Licensed Clinical Social Worker in the state of Flordia who is passionate about helping clients to reclaim their power and find not only a deeper connection and understanding of themselves but to create deeper and more meaningful connections with the world around them. I am here to help you create a toolbox of skills to manage all of life's twists and turns with trust and confidence in your ability to heal. YOU ARE RESILIENT! I am also a 200-hour certified yoga teacher as well as a spin instructor and I believe in the power of movement as a powerful healing modality.
VirtualAvailable
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$125/session

Warm
Authentic
Solution oriented
Specialties
Women's Issues
Anxiety
Coping Skills
+7
Welcome! I'm a Licensed Mental Health Counselor (LMHC) based in Palm Beach Florida. I received my Masters degree in Counseling Psychology from Nova Southeastern University in 2002 and have been working in the mental health field since then. I have over 20 years of clinical experience and I have worked in various settings, in multicultural environments and basically all ages. I am Hispanic and fluent in Spanish.
VirtualAvailable
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$100/session

Empowering
Authentic
Warm
Specialties
Women's Issues
Anxiety
Depression
+10
Hi there! Welcome to my practice. What would your life look like if anxiety, stress, or self-doubt no longer held you back? Do you find yourself overthinking, worrying about everything, or feeling emotionally drained? I know life can feel challenging at times and therapy is a great way to start navigating those challenges with support. It’s time to start investing into healing and finding a place where you finally felt heard, understood, and supported. I look forward to meeting you and navigating life's challenges together one step at a time! You don't have to have everything figured out to deserve support. If you're feeling overwhelmed, stuck, or simply ready for a change, therapy can be a place where you finally get to focus on you. I'm the kind of person who celebrates the little win, because that's often where the biggest growth begins. My practice centers on helping clients address challenges like depression, anxiety, relationship dynamics, and life transitions. I bring a compassionate, culturally informed approach to therapy, supporting individuals from diverse backgrounds and life experiences. My work focuses on helping clients navigate challenges such as anxiety, trauma, life transitions, relationship concerns, and personal growth. I strive to create a safe, affirming, and collaborative space where each person feels respected, understood, and empowered to achieve their goals. I obtained a Master's degree in Social Work from the University of West Florida and a Bachelor's degree in Psychology from the University of Central Florida, demonstrating applied knowledge of mental health principles and practices.
Available
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$95/session

Authentic
Empowering
Warm
Specialties
Women's Issues
Anxiety
First Responders/Healthcare Workers
+5
Hi! I am a Licensed Mental Health Counseling in the state of Florida. I have been licensed for 11 years and have worked with all ages and all ranges of mental health concerns. I am a solutions-focused therapist who focuses on building strengths and incorporating humor into therapy. My goal is to help clients work through roadblocks and find joy in their lives.
VirtualAvailable
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New to Grow

$100/session

Specialties
Women's Issues
Anxiety
Depression
+3
I believe healing happens when you feel safe, understood, and empowered. I'm a Licensed Clinical Professional Counselor with over 14 years of experience helping adults navigate anxiety, depression, life transitions, relationship concerns, women's issues, infertility, and spiritual struggles. My approach is warm, collaborative, and holistic, blending evidence-based therapies like CBT, ACT, DBT, and mindfulness while honoring each client's values and goals. Whether you're feeling overwhelmed, stuck, or simply ready for change, I'll meet you with compassion and practical tools to help you move forward.
Available
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New to Grow

$150/session

Specialties
Women's Issues
Anxiety
Depression
+7
I'm a Licensed Mental Health Counselor who works with teens, adults, and couples navigating anxiety, depression, relationship challenges, and life transitions. I believe therapy should be a place where you feel heard, understood, and supported, while also being challenged to grow in meaningful ways. My approach is collaborative, compassionate, and practical. I strive to create an environment where you can be yourself without fear of judgment.
Available
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$175/session

Humorous
Warm
Authentic
Specialties
Women's Issues
Anxiety
Perinatal Mental Health
+10
As a Licensed Clinical Social Worker, I've spent my career supporting children, parents, and families through some of life's most challenging moments. My background includes working in the NICU, early childhood mental health, and supporting families navigating trauma, medical complexity, parenting stress, anxiety, depression, and major life transitions. I am especially passionate about working with women during pregnancy and postpartum, parents, caregivers, and individuals who have spent so much time caring for others that they've forgotten how to care for themselves.
Available
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$120/session

Warm
Authentic
Empowering
Specialties
Women's Issues
ADHD
Anxiety
+8
If you’ve been feeling overwhelmed, anxious, stuck, or disconnected from yourself or others, you’re not alone. Many of my clients come to me during times of transition, stress, or uncertainty, unsure of how to move forward but knowing something needs to change. I work with teens and adults who are navigating challenges like anxiety, depression, ADHD, relationship stress, and major life changes. Some clients are looking for relief from the daily weight of worry or sadness; others are trying to make sense of who they are and how to live more fully. Please be aware, I don't diagnose ADHD. Once a diagnosis is obtained, we can work on coping mechanisms.
VirtualAvailable
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New to Grow

$125/session

Specialties
Women's Issues
Coping Skills
LGBTQ
+8
Hi, I'm Nic, founder of Revision Therapy. Many people come to therapy because they want to know themselves better, improve relationships, navigate life transitions, or become more intentional about how they live. I work with anxious overachievers, LGBTQ+ folks, and anyone mid transition wondering how they got here. Maybe it's the anxiety that never fully turns off, the one that's been running in the background so long you forgot it wasn't supposed to be there. Maybe you're looking for someone who won't need to explain your identity to. Maybe you're in the middle of a transition, a breakup, a move, a new job, a version of your life you didn't sign up for, and you feel weirdly behind for something nobody actually prepares you for. Wherever you're starting from, you don't need to have it figured out before you walk in. Together, we'll explore the beliefs, patterns, and experiences that have shaped you, then focus on building practical strategies that create real change in your daily life. Therapy isn't about endless processing, but about understanding yourself while building the life you want to live. My goal is to create a space where you feel safe, welcomed, and comfortable enough to be honest about what's working and what isn't.
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Often rebooked

$120/session

Warm
Authentic
Open-minded
Specialties
Women's Issues
Anxiety
Depression
+10
Hi, I'm Susan Sabogal, a Licensed Mental Health Counselor providing therapy in English and Spanish. I work with adults who are tired of carrying everyone else's expectations, second-guessing themselves, and feeling guilty for having needs of their own. My style is warm, practical, and straightforward. I'm not interested in spending months talking about problems without helping you move forward. Together, we'll connect the dots between your past experiences, current challenges, and the patterns that may be keeping you stuck. My goal is to help you better understand yourself, build confidence in your decisions, develop healthier boundaries, and create meaningful change that lasts.
Available
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$150/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Anxiety
Anger Management
+8
Hello, my name is Holly. I am Licensed Clinical Social Worker with over 20 years of experience dedicated to empowering clients be the best version of themselves. My counseling style is warm, interactive, and collaborative using a strengths-based, client centered approach. My clinical experience includes working with individuals who struggle with anxiety, depression, trauma, and life transitions. I have extensive training in crisis counseling in the Emergency Department and inpatient psychiatric units. I have worked in domestic violence and provided community-based therapy to children and families. I enjoy working with new mothers, caregivers, and those working through grief and loss.
VirtualAvailable
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Often rebooked

$125/session

Direct
Solution oriented
Intelligent
Specialties
Women's Issues
Anxiety
Coping Skills
+10
Hi, I’m Jennifer, a Licensed Clinical Social Worker and anxiety focused therapist passionate about helping individuals feel more in control of their lives and emotions. I provide a supportive, structured, and evidence-based approach to therapy, using modalities such as ERP, ACT, DBT and CBT to help clients develop practical tools for lasting change. My goal is to create a space where you feel understood, supported, and empowered as we work together toward meaningful growth and healing.
Available
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New to Grow

$200/session

Specialties
Women's Issues
Substance Misuse
Trauma and PTSD
+9
Hello! I’m a Licensed Professional Clinical Counselor (LPCC) with over 15 years of experience supporting adults as they navigate anxiety, grief, depression, and major life transitions. I’m also a Certified Anxiety Treatment Professional and have extensive training in grief work, mindfulness‑based approaches, and cognitive behavioral therapy (CBT). My goal is to help clients build the skills and confidence needed to move toward a life that feels more grounded, empowered, and aligned with who they want to be.
Available
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New to Grow

$130/session

Specialties
Women's Issues
Anxiety
Depression
+10
With over a decade of broad clinical experience, I provide compassionate, client-centered therapy to individuals navigating life transitions, emotional challenges, and complex medical concerns. I earned both my Bachelor of Science in Psychology and Master of Social Work from University of Central Florida and am a Licensed Clinical Social Worker (LCSW) in the State of Florida, as well as a Qualified Supervisor for Registered Clinical Social Work Interns in Florida. My professional background includes work in hospital settings, home health, schools, outpatient therapy, and community-based care, allowing me to support clients and families across all stages of life with a well-rounded and practical approach. With this broad array of experience I have found myself working with young children as little as 4 and the oldest being 92. I specialize in working with older adults and geriatric populations, while also supporting individuals and families experiencing anxiety, depression, grief and loss, caregiver stress, postpartum adjustment, life transitions, chronic illness, new medical diagnoses, and long-term planning concerns.I have extensive experience working collaboratively with families to strengthen communication, improve coping, navigate care-giving responsibilities, and provide emotional support during difficult seasons of life. I also provide therapy for postpartum depression or postpartum anxiety as well as couples counseling.
Available
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$150/session

Direct
Solution oriented
Specialties
Women's Issues
Anxiety
LGBTQ
+7
Hello! I am Gladys Duran, a Licensed Clinical Social Worker (LCSW) and Master of Education (M.Ed.) with 28 years of experience helping individuals navigate life’s challenges, heal, and thrive. As the founder of **Pivotal Beginnings**, I provide 100% remote, secure telehealth therapy tailored to clients across Florida and Virginia. My practice is a safe, compassionate, and deeply affirming space. I specialize in individual therapy across the lifespan, working with teenagers (13–17), adults, and elders. Because I believe everyone deserves to be truly seen and respected, I am a dedicated advocate for the LGBTQ+ community—providing identity-affirming care for transgender, non-binary, and gender-fluid individuals—as well as specialized support for women. As a fully bilingual therapist, I am proud to offer therapy in both English and Spanish, ensuring you can express yourself in the language you feel most comfortable using. Whether you are navigating the pressures of school, balancing a demanding career, exploring your identity, or adjusting to a new chapter in retirement, we will work collaboratively at your pace. My goal is to help you safely process stressors, build resilient coping mechanisms, and move toward lasting healing.
Available
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New to Grow

$100/session

Specialties
Women's Issues
Anxiety
Depression
+6
Hi, I'm Angelie, a Licensed Clinical Social Worker passionate about helping people build resilience and create meaningful change in their lives. I work with adults experiencing anxiety, trauma. depression, stress, and life transitions, using evidence-based approaches and trauma-informed therapy. My goal is to provide a supportive, nonjudgmental space where you can explore challenges, strengthen coping skills, and move forward with greater confidence. I believe therapy should feel both encouraging and practical, helping you grow while honoring your unique experiences.
Available
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$150/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Anxiety
Depression
+9
Hello, I am a Licensed Professional Counselor who believes healing and growth are possible for everyone. I aim to create a safe, non-judgmental space where clients can explore their thoughts, emotions, and experiences. Through active listening, empathy, and faith-based counseling, I help clients find strength, resilience, and clarity in their journey. I am passionate about working with young adults and individuals navigating challenges such as anxiety, depression, mood disorders, and ADHD. My goal is to empower clients to understand themselves better, develop healthier coping strategies, and build a strong foundation for long-term emotional and mental well-being. Faith can provide comfort and direction, so I incorporate spiritual principles for those who seek them. I also emphasize the mind-body connection, encouraging self-care practices such as exercise, nutrition, and rest to support overall wellness. With experience in anxiety, depression, addiction, trauma, and mood-related concerns, I tailor my approach to each individual’s needs. Outside of counseling, I enjoy spending time with my family, attending church, traveling, listening to gospel music, cooking, and reading. I look forward to supporting you on your journey of healing, growth, and fulfillment. Together, we can navigate challenges and empower you to live a healthier, more purposeful life.
VirtualAvailable
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New to Grow

$150/session

Specialties
Women's Issues
Family Conflict
Trauma and PTSD
+7
I am a compassionate and authentic therapist who believes that healing begins with feeling seen, heard, and understood. My approach is warm, collaborative, and trauma-informed, creating a safe space where clients can explore their experiences without judgment. I work with individuals who may feel overwhelmed, stuck, disconnected from themselves, or exhausted from trying to hold everything together. I specialize in supporting clients navigating trauma, anxiety, depression, relationship challenges, life transitions, and emotional regulation. I integrate evidence-based approaches including EMDR, CBT, DBT, and trauma-focused interventions to help clients process painful experiences, develop healthier coping skills, and reconnect with their sense of self. My style is compassionate yet practical. I believe therapy is not about “fixing” someone, but about helping people understand themselves, recognize their strengths, and create meaningful change. I value honesty, curiosity, and meeting each client where they are in their healing journey. Through my own life experiences, I understand that life can bring unexpected challenges, loss, and moments when we question our ability to move forward. These experiences have deepened my empathy and strengthened my commitment to helping others feel less alone in their struggles. My goal is to walk alongside my clients as they build resilience, gain confidence, and create a life that feels more aligned with who they truly are. You do not have to navigate your healing journey alone.
Available
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$120/session

Authentic
Direct
Empowering
Specialties
Women's Issues
Anger Management
Anxiety
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable
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$100/session

Warm
Authentic
Direct
Specialties
Women's Issues
ADHD
Anxiety
+6
Hi, I’m Kaylee—and I help overwhelmed individuals find clarity, break limiting patterns, and build the confidence to create meaningful, lasting change. With my master’s in Clinical Mental Health Counseling from Liberty University, I specialize in transforming your biggest challenges into your greatest strengths. My passion is guiding clients from feeling stuck to feeling empowered and equipped for whatever life brings.
VirtualAvailable
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$300/session

Warm
Authentic
Empowering
Specialties
Women's Issues
Addiction
Sexual Abuse
+6
Welcome — I'm so glad you're here. I welcome EVERYONE in my practice and I provide LGBTQIA+ supportive and gender-affirming care. You are safe here. Reaching out for help takes courage, and I want you to know that I see your strength in taking this first step. Whether you're navigating trauma, struggling with addiction, or facing mental health challenges, I’m here to support you in your healing journey. I’m a Licensed Clinical Social Worker with over 20 years of experience in the fields of trauma, addiction, and mental health. I specialize in working with individuals and families dealing with childhood trauma and abuse, family crises, child welfare involvement, co-occurring disorders, substance use, and complex mental health needs. My approach is trauma-informed, client-centered, and strengths-based. I believe that healing happens in a safe, supportive space where you are truly seen and heard. I am trained as an IFS level one Therapist, Certified EMDR Therapist, Ocean Therapy Practitioner, Ketamine Assisted Psychotherapist and I use a combination of evidence-based treatments, including EMDR (Eye Movement Desensitization and Reprocessing), Ocean Therapy, Trauma-Focused Cognitive Behavioral Therapy (TF-CBT), Cognitive Behavioral Therapy (CBT), and Play Therapy, tailored to meet your unique needs. In addition to being a published author and nationally-recognized trauma trainer, I’m an EMDRIA Approved Consultant and Basic Trainer, TF-CBT Certified Therapist, a Registered Circle of Security Parenting Facilitator, a Restorative Justice Practitioner, and a SAMHSA Certified Trauma Informed Criminal Justice Trainer. I bring this expertise to every session, always aiming to help you feel empowered and understood. If you’re ready to begin your journey toward healing, I’m here to walk alongside you.
VirtualAvailable
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$100/session

Warm
Authentic
Solution oriented
Specialties
Women's Issues
Anxiety
Life Transitions
+3
I’m currently accepting new clients and open to referrals for virtual therapy across Florida. I work primarily with high-functioning women navigating anxiety, burnout, career changes or planning, challenges in friendships and relationships, stress, life transitions, and feeling stuck despite doing everything right. Many of my clients are used to holding it all together but feel overwhelmed internally. My approach is practical, structured, and focused on helping clients create real, lasting change—not just talk through problems. I use evidence-based methods including CBT and DBT to help clients better manage anxiety, build emotional regulation skills, and move forward with clarity and confidence. I offer $100 self-pay sessions and maintain a consistent, supportive process with clear communication, making it easy for both clients and referral partners. I may match you with a clinician in my network based on fit and availability.
VirtualAvailable
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Often rebooked

$150/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Coping Skills
Self Esteem
Hi, I’m Chanel! I am a licensed therapist passionate about helping women build confidence, strengthen their relationships, and create the life they truly want. I specialize in Solution-Focused Therapy, guiding clients to uncover their strengths and develop practical steps toward meaningful change. My approach is supportive, empowering, and designed to help you move forward with clarity and confidence. I believe, the answer is inside of you waiting to be uncovered.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.