Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 815 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/14/2026

$85/session

Authentic
Warm
Open-minded

Specialties

Mood Disorders
Anxiety
Depression
+8
I work with individuals facing anxiety, depression, trauma, relationship challenges, addiction, grief, life transitions, and stress. Many clients come to therapy feeling overwhelmed, stuck, or uncertain about the next step. Together, we identify patterns that keep you from living the life you want and develop practical strategies for lasting change. My approach is collaborative, compassionate, and goal-oriented, helping you build resilience, strengthen relationships, and move forward with greater confidence, purpose, and emotional well-being.
Available
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$150/session

Warm
Authentic
Empowering

Specialties

Mood Disorders
Anxiety
Coping Skills
+10
Hello! I work with adults experiencing anxiety, emotional dysregulation, overthinking, and intrusive or repetitive thoughts that feel difficult to control. Many clients struggle with chronic worry, rumination, emotional overwhelm, and difficulty managing strong emotional responses. These patterns are often linked to childhood experiences involving emotional inconsistency, criticism, neglect, or family dysfunction. I am a licensed psychotherapist with over 20 years of experience treating anxiety, trauma-related symptoms, and long-standing emotional and behavioral patterns that impact daily functioning. A number of my clients are high-functioning externally but internally feel overwhelmed, self-critical, and emotionally exhausted. My approach is structured, supportive, and skills-based. I use cognitive behavioral strategies and emotional regulation techniques to help reduce symptoms and build more effective coping patterns. I am licensed in Florida, Texas, and Colorado, and provide a nonjudgmental space to work through both current symptoms and longer-term patterns rooted in early life experiences. If you are looking for support with anxiety, emotional overwhelm, or persistent thought patterns, therapy can help you begin to shift these patterns in a meaningful way.
VirtualAvailable
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Often rebooked

$75/session

Warm
Empowering
Authentic

Specialties

Mood Disorders
Anxiety
Depression
+5
Hi! I'm a Licensed Mental Health Counselor (LMHC) and Certified Neuropsychotherapist (C-NPT) based in Florida. I earned my master’s degree from Troy University and am a certified trauma professional. I’m passionate about supporting individuals navigating depression, anxiety, and post‑traumatic stress disorder. A core part of my work is helping people understand the neurobiology behind their emotions. When clients learn how their brains function, they often discover they have far more influence over their emotional world than they ever realized. My goal is to empower each person with practical tools that foster confidence, joy, and a renewed sense of peace.
VirtualAvailable
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New to Grow

$135/session

Specialties

Mood Disorders
Anxiety
Couples Counseling
+10
Howard is a highly trained, experienced Licensed Mental Health Counselor, specializing in treating and providing therapy for a co-occurring disorder, dual diagnosis population. Howard has been treating clients from a variety of diverse cultural backgrounds. They struggle with drug/alcohol addiction as well as sexually addictive behaviors, pornography addiction and symptoms associated with depression, anxiety, unresolved trauma, bipolar disorder, attention deficit hyperactivity disorder and obsessive-compulsive disorder. ‘I've employed evidenced based treatment modalities for clients since 2008, many of which having an underlying mental health concern or diagnosis (co-occurring disorder) that has not been addressed’. The work Howard does with clients goes beyond relapse prevention and coping skills to ‘survive’. Howard enjoys teaching client’s how to ‘live’. ‘I utilize a ‘systemic’ approach to treating addictions and will teach family member’s how to actively participate in their love ones treatment and at the same time teach them specific techniques to eliminate codependency, as well as maladaptive, dysfunctional and enabling behaviors, to establish healthy boundaries, so the entire family gets well’. We learn from experience how one family member can impact and affect the entire family.
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$90/session

Specialties

Mood Disorders
Addiction
Depression
+6
Hi, I’m Stacey, a Licensed Mental Health Counselor with 9 years of experience helping individuals navigate life’s challenges. I provide virtual therapy for adults experiencing anxiety, depression, trauma, substance use, psychosis, and other mental health concerns. I also served as a Guardian ad Litem volunteer for three years, advocating for children and families in need. My goal is to provide a compassionate, supportive, and nonjudgmental space where you feel heard, understood, and empowered to create meaningful change.
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$100/session

Specialties

Mood Disorders
Foster Care/Adoption
Trauma and PTSD
+5
Hi, I'm Jenness Jones, a Licensed Mental Health Counselor and founder of Grace and Mercy Counseling, LLC. I am passionate about helping adolescents and adults navigate life's challenges with compassion, understanding, and practical support. My practice provides a safe, nonjudgmental space where clients can work through concerns such as anxiety, depression, trauma, life transitions, relationship difficulties, and stress while developing the tools needed for healing, growth, and lasting change. At Grace and Mercy Counseling, I believe that everyone deserves the opportunity to be heard, supported, and empowered. My goal is to help clients recognize their strengths, build resilience, and move toward a healthier and more fulfilling life.
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$120/session

Authentic
Solution oriented
Empowering

Specialties

Mood Disorders
Anxiety
Depression
+5
Life can throw us curveballs, and sometimes we need a little extra support to find our way through. As a therapist, my goal is to create a safe, welcoming space where you can explore your thoughts and feelings without judgment. Together, we can navigate the internal and external challenges you’re facing and work towards finding relief. Using a cognitive behavioral therapy (CBT) approach, I’ll help you discover new perspectives on your situation, learn to embrace difficult emotions, and develop healthy coping strategies that fit your unique needs. My aim is to make our sessions comfortable and engaging, often bringing a touch of humor to lighten the load. I have experience working with individuals from all walks of life, including college students and emerging adults navigating transitions. Whether you’re dealing with anxiety, depression, or other life changes, I’m dedicated to supporting you in building resilience and finding your path forward. Let’s work together to turn challenges into opportunities for growth. Reach out today to take the first step toward a more balanced and fulfilling life.
VirtualAvailable
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$115/session

Authentic
Warm
Humorous

Specialties

Mood Disorders
Anxiety
Depression
+22
I am a Licensed Clinical Social Worker with over 20 years of experience supporting individuals, couples, families, and groups from diverse cultural, economic, and ethnic backgrounds. My career has taken me across the U.S. and abroad—including New York City, California, and Dublin, Ireland—giving me a broad perspective on the many ways people navigate life’s challenges. Currently, I provide tele-therapy sessions through a HIPAA-compliant platform. Many of my clients have found this format especially helpful in balancing therapy with their busy or unpredictable schedules. My areas of expertise include working with issues related to gender identity, sexuality, and non-traditional relationships (including polyamory and open relationships). I also bring both clinical expertise and personal insight into the challenges that arise in connection with personality disorders such as Narcissistic, Borderline, Avoidant, and Antisocial Personality Disorders. In particular, I help clients process and heal from the emotional trauma that often accompanies relationships impacted by these dynamics. My approach is collaborative, non-judgmental, and grounded in respect for each person’s unique experience. Whether you are seeking support around identity, relationships, or recovery from difficult past experiences, I provide a safe and affirming space where growth and healing are possible. Outside of my work as a therapist, I find joy in activities that keep me grounded and creative. I love traveling and exploring new places, tending to my garden, playing the piano, working out, and cooking. I also have a passion for interior design and creating welcoming spaces. Most importantly, I value quality time with my family, friends, and my dog, Batman, who always manages to bring a smile to my day.
VirtualAvailable
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$175/session

Warm
Empowering
Solution oriented

Specialties

Mood Disorders
Anxiety
Depression
+10
Hi, I'm Izabela Jandura, a Licensed Mental Health Counselor dedicated to helping adults navigate life's challenges with compassion and understanding. I believe therapy should be a safe, supportive space where you feel heard without judgment. My approach is personalized because every person's story is unique. Together, we'll build practical skills, gain insight, and work toward meaningful, lasting change at a pace that feels right for you.
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$150/session

Warm
Authentic
Empowering

Specialties

Mood Disorders
Addiction
Trauma and PTSD
+10
Hi, I’m someone who genuinely loves helping people bring their ideas to life. I believe great work starts with listening, understanding your goals, and building a partnership rooted in trust and clear communication. My approach is thoughtful, reliable, and detail-oriented — but always human first. I’m here to make the process feel easy, collaborative, and maybe even a little fun, while delivering results you can feel proud of.
VirtualAvailable
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$125/session

Warm
Empowering
Authentic

Specialties

Mood Disorders
Anxiety
Life Transitions
+10
Hi, I’m Angy! I’m a licensed counselor and art therapist passionate about helping people who are ready to work on themselves and create meaningful change in their lives. I love walking alongside clients as they build self-esteem, practice self-love, and learn to navigate life’s challenges with greater confidence and clarity. In our work together, I take a compassionate and collaborative approach, tailoring therapy to meet your unique needs and goals. When helpful, I incorporate creative art directives to help you process emotions and gain new insight, as well as practical strategies you can use outside of the session. My goal is to create a safe, supportive space where you can explore, grow, and thrive.
VirtualAvailable
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$95/session

Authentic
Warm
Direct

Specialties

Mood Disorders
Anxiety
Depression
+10
Are you feeling overwhelmed by the demands of life? Are you searching for healthier ways to cope with anxiety, depression, trauma, PTSD, relationship challenges, or major life and career transitions? You don't have to navigate these challenges alone—I am here to help. I provide a warm, compassionate, and nonjudgmental environment where you can feel supported, understood, and empowered to achieve your personal goals. My approach is collaborative and tailored to your unique needs, helping you develop practical coping skills, gain insight, and create meaningful, lasting change. I enjoy working with adults and have more than 20 years of experience in the behavioral health field. I specialize in working with individuals experiencing anxiety, depression, trauma and PTSD, substance misuse, relationship concerns, codependency, low self-esteem, career development, and life transitions. Together, we will build on your strengths, overcome obstacles, and help you create the fulfilling life you deserve.
VirtualAvailable
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$75/session

Authentic
Open-minded
Solution oriented

Specialties

Mood Disorders
Depression
Obsessive-Compulsive (OCD)
+10
As a warm, positive, and energetic therapist, I bring extensive experience working with clients of all ages, from children and adolescents to older adults, across various settings. My approach is open-minded and adaptable, ensuring that each client feels comfortable and understood. I am dedicated to helping clients achieve their desired changes and goals, providing a supportive, approachable environment where meaningful conversations can occur.
VirtualAvailable
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New to Grow

$150/session

Specialties

Mood Disorders
Trauma and PTSD
Women's Issues
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available
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$100/session

Authentic
Warm
Empowering

Specialties

Mood Disorders
Anxiety
Depression
+5
Hi there! I am a compassionate, client-centered therapist dedicated to creating a safe, supportive space where individuals can explore their experiences and move toward meaningful change. I aim to support clients in understanding their emotions, develop effective coping skills and build resilience. I believe therapy works best as a collaborative process and I strive to meet each person with empathy, curiosity, and respect for their unique story. My goal is to help clients feel empowered, grounded and capable of creating the life they envision.
VirtualAvailable
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$90/session

Authentic
Solution oriented
Warm

Specialties

Mood Disorders
Anxiety
Grief
+10
I want to know if you are tired of feeling anxious or depressed, you've tried, but nothing has helped, it just keeps spiraling? Do you feel confused and conflicted, maybe feeling like you need to change but have no idea how? Are you feeling stressed about a job, a relationship, not having a social life, or like you're functioning at a low level? Are you experiencing mood swings, in relapse mode, or struggling with post traumatic stress? Understanding that the situation isn't resolving on its own is already progress. We walk part of your path together; I may be your guide but you are the driver. I take a holistic, solution-focused approach, focused on what you need in your life right now. I am certified in Accelerated Resolution Therapy, a modality that helps clients quickly make changes by accessing what lies beneath the thoughts and words, making changes in the emotional brain; by the end of the session, you feel empowered, happy, light-hearted.
VirtualAvailable
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Often rebooked

$85/session

Authentic
Warm
Direct

Specialties

Mood Disorders
Anxiety
Couples Counseling
+9
If you are feeling tired, overwhelmed, and wondering when life will feel normal again, please know that hope and healing are possible. Whether you are navigating past trauma, relationship struggles, or the anxieties of everyday life, you deserve to live with confidence and eager anticipation for the future. You don't have to carry this weight alone. As your therapist, my heart’s desire is to partner with you, meet you exactly where you are, and create a safe, supportive environment for your growth. Over the years, I have had the privilege of working with a diverse range of clients addressing concerns such as addiction, anxiety, depression, relationships, and trauma. My approach to counseling is eclectic and holistic, utilizing evidence-based practices tailored to your unique journey. I incorporate modalities including: Cognitive Behavioral Therapy (CBT) Dialectical Behavior Therapy (DBT) EMDR and Trauma-Informed Care Emotionally Focused Therapy (EFT) Additionally, if integrating faith into your therapy is important to you, I am happy to incorporate biblical principles into our work together. I offer flexible scheduling and look forward to walking alongside you on your journey to hope, healing, and restoration.
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$150/session

Warm
Empowering
Authentic

Specialties

Mood Disorders
Anxiety
Anger Management
+8
Hello, my name is Holly. I am Licensed Clinical Social Worker with over 20 years of experience dedicated to empowering clients be the best version of themselves. My counseling style is warm, interactive, and collaborative using a strengths-based, client centered approach. My clinical experience includes working with individuals who struggle with anxiety, depression, trauma, and life transitions. I have extensive training in crisis counseling in the Emergency Department and inpatient psychiatric units. I have worked in domestic violence and provided community-based therapy to children and families. I enjoy working with new mothers, caregivers, and those working through grief and loss.
VirtualAvailable
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Often rebooked

$130/session

Warm
Authentic
Empowering

Specialties

Mood Disorders
Anxiety
Depression
+6
Hi! I’m Cassie, a Licensed Clinical Social Worker (LCSW). I'm so glad you've made it here. It takes a brave person to recognize they want to make a change within themselves. Your struggle is human, and you don't have to make sense of it alone. I have experience working with individuals navigating life transitions, trauma, mood disorders, and relationship challenges. I aim to create a calm, down-to-earth space where mindfulness and present-focused tools help you feel grounded and supported. I believe your pain is your portal - an invitation directly to the soul. Your pain is asking for your attention - it carries insight, emotion, and parts of you that are asking to be seen. When you begin to turn toward it, rather than away, something shifts. Real change doesn’t come from pushing feelings down. It comes from allowing them. From making space for the tears, the truth, and the experiences that never had a voice. If you’re ready, we can walk through together.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Mood Disorders
Coping Skills
Self Esteem
+10
I work with individuals who want to feel more confident, grounded, and fulfilled in their lives. Many of my clients come to therapy feeling anxious, stuck, or unsure of how to cope with ongoing stress, relationship struggles, or self-doubt. They’re often caring and capable people who appear to have it together on the outside but feel overwhelmed or disconnected on the inside. My goal is to provide a safe, supportive space where you can explore what’s getting in the way of feeling your best. Together, we’ll work on building coping tools, improving self-esteem, and creating more balanced, authentic relationships. I take a collaborative approach—one that combines compassion with practical strategies—to help you better understand your emotions, break unhelpful patterns, and make lasting change. Therapy with me often involves strengthening emotional awareness, identifying core beliefs, and learning new ways to respond to challenges. Whether you’re struggling with anxiety, perfectionism, people-pleasing, or simply feeling “not enough,” our work focuses on helping you reconnect with your sense of worth and agency. Relationships are a central part of healing, both with others and with yourself. In our sessions, we’ll explore communication, boundaries, and self-trust, helping you develop skills that support healthier, more fulfilling connections. I also integrate mindfulness and cognitive-behavioral strategies to help you stay present, manage stress, and build resilience. Ultimately, I believe therapy is a process of self-discovery—one that helps you move from surviving to truly living. My goal is for you to leave each session feeling understood, empowered, and equipped with the tools you need to navigate life with greater confidence and clarity.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Humorous

Specialties

Mood Disorders
Anxiety
Depression
+16
Starting therapy can feel overwhelming—especially if you’re worried about being vulnerable or judged. My goal is to create a space where you feel genuinely safe, supported, and accepted just as you are. At the same time, I gently help guide you toward growth and healing in a way that feels manageable and meaningful. I’ve worked with individuals navigating depression, anxiety, self-esteem concerns, family conflict, trauma, and the many challenges that can come up during adolescence and adulthood. Together, we’ll move at your pace, exploring tools and strategies that truly fit you so you can better understand yourself and feel more confident in handling life’s difficulties. I see this as a collaborative process—you don’t have to figure things out alone. As part of your team, I’ll support you in discovering what works best for you and in creating the changes you want to see in your life.
VirtualAvailable
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$185/session

Authentic
Direct
Empowering

Specialties

Mood Disorders
Addiction
LGBTQ
+10
Hi! I'm a Licensed Professional Counselor in Pennsylvania and a Licensed Mental Health Counselor in Florida. I received my Masters from Rosemont College and have practiced for 19 years. I'm passionate about working with people who have struggled with substance use as well as members of the LGBTQ+ community. I am well versed in treating depression, anxiety, bipolar and personality disorders.
VirtualAvailable
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$130/session

Warm
Solution oriented
Authentic

Specialties

Mood Disorders
Addiction
Women's Issues
+9
My name is Jessica Vermaak, I am a Licensed Mental Health Counselor and Qualified Supervisor through the Florida Board of Clinical Social Work, Marriage & Family Therapy, and Mental Health Counseling as well as a Licensed Professional Clinical Counselor through the Ohio Counselor, Social Worker, and MFT Board. My approach to therapy begins with client-centered care. I utilize various therapeutic frameworks to ensure that our sessions are collaborative.
VirtualAvailable
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$120/session

Empowering
Authentic
Solution oriented

Specialties

Mood Disorders
ADHD
Anxiety
+4
If you are considering psychotherapy, you are taking the first step toward positive and lasting change. Through the process of guided self-exploration, you will become aware of the negative patterns of thinking and behaving which have often led to you not achieving the success you deserve. The goal is to help you end patterns that are not working by replacing them with healthy habits that will increase your wellbeing. I am a Licensed Mental Health Counselor in Florida. I have a master’s in psychology and have been providing psychotherapy for the past 24 years. My professional and educational background have given me a very effective approach to treating clients who may be experiencing a variety of issues affecting their emotional wellbeing. I work with individuals, couples, and adolescents. I use evidenced based practices which have proven to increase client success. However, I recognize that every individual is unique and tailor my treatment in a way that is most beneficial to each of my clients. Ultimately, the goal in therapy is to empower my clients to become experts at facing life’s challenges in a calm and confident manner. You deserve to be happy. You deserve a new beginning. It’s time to unlock the greatness in you!
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Mood Disorders
Anxiety
Depression
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.