Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 478 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/17/2026

Often rebooked

$75/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Depression
Self Esteem
+9
I am a licensed Mental Health Counselor. I live in northeast Florida with my husband and our little dog, Libby. I graduated from Asbury Theological Seminary with my Master's of Counseling in 2011. I have been counseling for over 15 years. Struggles are a normal part of life and we all face them differently. I am passionate about normalizing them, working through shame and helping others heal, be whole, and live a life of resilience and hope.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Obsessive-Compulsive (OCD)
+8
I am Dr. Patrick Fisher, please call me Patrick. As a Licensed Professional Counselor and Nationally Certified Counselor with a doctorate in psychology and nearly 20 years of clinical experience, I help adults and adolescents quiet their anxiety, recover from burnout, and steady themselves under life's unnerving pressures. I am privileged to be on this journey with you. Just bring your courage, and I'll bring the roadmap.
Available

$150/session

Authentic
Warm
Open-minded

Specialties

Career Counseling
Depression
Men's Issues
+7
Hello. I want to start by saying, "Thank you for deciding to show up for yourself by seeking support." As a Licensed Clinical Social Worker, Certified Grief Coach, retreat facilitator, and transformational speaker. I meet individuals all the time who share with me that making the first appointment is hard, but grateful they did once they start counseling. My life calling is to create non-judgmental spaces for broken hearts to be healed and purposeful living to be restored. I look forward to creating a nonjudgmental space of guidance and healing.
VirtualAvailable

$170/session

Authentic
Warm

Specialties

Career Counseling
Couples Counseling
Life Transitions
+8
Welcome to a space I have dedicated to helping individuals, couples, and families thoughtfully navigate inner challenges, past trauma, self-identified struggles, and relationship dynamics. Drawing on almost six years of specialized counseling experience, my focus is centered on a highly unique style of collaborative care for those who seek to: - cultivate secure attachment with self and others - rewire their nervous system to live in the present instead of the past and future - understand relationship patterns to meaningfully rebuild them The change, progress, healing or complete transformation you seek, deserves a holistic approach that intentionally honors your mind, body, and soul.
Available

New to Grow

$150/session

Specialties

Career Counseling
Mood Disorders
Trauma and PTSD
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available

$125/session

Authentic
Open-minded
Warm

Specialties

Career Counseling
Anxiety
Depression
+10
Welcome to Southern Care Counseling. I'm Lori Landes, a Licensed Clinical Social Worker with more than 30 years of experience helping adolescents (ages 13+) and adults navigate life's challenges. I believe therapy is most effective when you feel comfortable being yourself. My goal is to provide a warm, supportive, and nonjudgmental space where you feel heard, understood, and empowered to create meaningful change.
Available

$200/session

Authentic
Empowering
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
+10
I am a licensed mental health therapist that believes in the power of choice and truth. My hope is to help others discover the best versions of themselves. This is by looking at the problem from a can do perspective. The idea is to look at the strengths you've gained given the life you have lived. Then we are able to take those strengths and utilize them in areas where one might not feel as strong. It's about the ability to speak your truth into existence without fear of how it will be received. This is by building up the self-esteem and/or confidence that you can indeed resolve whatever issues may come your way.
VirtualAvailable

$75/session

Warm
Empowering
Solution oriented

Specialties

Career Counseling
Addiction
Anxiety
+9
Hello! I began my social work journey in 2006 and have been working in the mental health field since I obtained my MSW in 2008. As a clinical social worker I have thoroughly enjoyed the privilege of helping individuals identify and address many mental health concerns and move towards the life they most desire. I am passionate about addressing the stigma around addictions and serious mental illness and I believe the best way to begin any mental health journey of recovery is with compassion and understanding. I work from a cognitive-behavioral perspective and I use a strengths-based orientation of empowerment to foster growth and progress. I feel that we are already our best selves-we just need some help letting go of the survival skills we've taken on to get through the toughest times in our lives. I have spent several years working exclusively with homeless veterans and individuals struggling with addiction, and this has given me additional perspective and insight into the needs of some of our most vulnerable populations. I am an advocate, an accountability partner, an empath and your greatest cheerleader. I'm excited to help you rediscover your best self and to claim the life you deserve.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Depression
+7
Hi! I'm Christen and I am a Licensed Therapist (LCSW). I have been working with both adults and kids for more than 16 years. I love working with clients and I can't wait to meet you. Together we can come up with goals that direct our treatment plan to meet your individual needs. I am energetic, hopeful, and always find ways to creatively help my clients. ** I OFFER SAME DAY APPOINTMENTS FOR CLIENTS WHO WOULD LIKE THIS. Just Fill out intake paperwork and then text me at 813/205-1687 and we will schedule you ASAP.
VirtualAvailable

$175/session

Authentic
Warm
Intelligent

Specialties

Career Counseling
Life Transitions
Trauma and PTSD
+9
I’m a trauma-informed therapist and founder of Roots Healing Alliance, where I support individuals and couples in deep, integrative healing that connects mind, body, and lived experience. My work is rooted in both clinical training and lived experience, I’ve been drawn to understanding people and emotional depth for as long as I can remember, and I bring that lifelong curiosity into the therapy space. I specialize in helping clients make sense of anxiety, trauma, and relationship patterns through a blend of psychodynamic, somatic, attachment-based, and interpersonal approaches. I also incorporate Accelerated Resolution Therapy (ART), Critical Memory Integration (CMI), and brain-based strategies to support emotional processing and nervous system regulation. Clients often describe my style as direct, warm, and authentically human, with a sense of humor that helps make heavy work feel more approachable. I don’t show up with a “therapist mask,” but as a real person who can sit with struggle while also helping you move through it. I work especially well with therapists, healers, and high-insight clients who are ready for meaningful, lasting change.
Available

$90/session

Authentic
Solution oriented
Direct

Specialties

Career Counseling
Anxiety
Depression
+10
Hello! I’m a Licensed Mental Health Counselor (LMHC) I received my Master’s from Troy University. I have a passion for helping adults and adolescents struggling with anxiety, depression, and trauma become the best versions of themselves. I have 15 plus years of experience working in the mental health field and I’ve been a licensed therapist for 2 years. have worked with a variety of populations and mental health issues.
VirtualAvailable

$120/session

Authentic
Direct
Empowering

Specialties

Career Counseling
Anger Management
Anxiety
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable

$125/session

Authentic
Empowering
Warm

Specialties

Career Counseling
Anxiety
Coping Skills
+7
Nice to meet you! My name is Jenna and I have been working in the field since 2018 and online through telehealth since 2022 however I feel I have been a student of the therapeutic process most of my life. I have a deep passion and respect for therapy as I have seen the changes in the lives of my clients and my own life. I aim to normalize and validate human experience and provide the most basic need I find necessary in therapy: being seen and heard. I specify in helping women and work to empower women of all ages and stages of life. We will work together to build coping skills and will create goals to complete during therapy. Whether new or returning to therapy it takes great strength to begin and I look forward to speaking with you soon.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented

Specialties

Career Counseling
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Peer Relationships
Self Esteem
+3
Hi there, I'm Angelica, and I would like to start by congratulating you on choosing the journey to heal. The decision to face our challenges, heal and grow is a hard one but by far the most rewarding. My mission is to actively work towards changing the world for the better, one interaction at a time. For me, it is important to treat everyone with respect and compassion. I have years of experience working with diverse populations experiencing a wide range of concerns including; depression, anxiety, relationship issues, parenting problems, career challenges, physical and emotional abuse, active hallucinations & delusions. I have worked with adults & children in school settings, hospitals, jails, and juvenile detention centers, and those in the LGBTQ community. My therapy style is non-judgmental, welcoming, warm & interactive. I believe in creating an environment where individuals feel important, listened to, empowered, and can heal through vulnerability Feel proud of yourself for choosing to heal, and I am grateful to help you through this journey!
VirtualAvailable

$125/session

Empowering
Warm
Authentic

Specialties

Career Counseling
Addiction
Anxiety
+10
Hello, and welcome. My name is Renee Romeo, and I am a Licensed Mental Health Counselor dedicated to helping individuals navigate life's challenges with compassion, authenticity, and evidence-based care. I believe that seeking therapy is a courageous step, and I strive to create a welcoming, supportive, and nonjudgmental space where clients feel heard, respected, and empowered. I work with adults experiencing anxiety, depression, life transitions, relationship challenges, grief and loss, self-esteem concerns, stress, and difficulties with communication or emotional regulation. My approach is collaborative and individualized, recognizing that each person's experiences, strengths, and goals are unique. Together, we will identify obstacles, build practical coping strategies, and develop meaningful goals that support lasting growth and emotional well-being. My therapeutic style is grounded in Person-Centered Therapy while integrating evidence-based approaches such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Dialectical Behavior Therapy (DBT) skills, Solution-Focused Therapy, and trauma-informed care. I believe that therapy should not only provide insight but also equip clients with practical tools they can use in their daily lives to build resilience, improve relationships, and increase confidence. Whether you are working through a difficult life event, healing from past experiences, or simply looking to better understand yourself, I am committed to meeting you where you are and walking alongside you throughout your journey. My goal is to help you feel empowered to create meaningful change, strengthen your relationships, and build a life that reflects your values and aspirations. I look forward to partnering with you on your path toward healing, personal growth, and lasting wellness
Available

New to Grow

$228/session

Specialties

Career Counseling
Couples Counseling
Mood Disorders
+10
Hi, My Name is Lydia Ignacio I am a LCSW in NY & FL and Transformational Coach providing combined energetic healing services. My areas of expertise include trauma, stress, and transitional life changes such as within the anxiety spectrum, depressive spectrum, PTSD, complex PTSD, relational trauma, trauma informed anxieties, depression, and PTSD, issues of identity, LGBTQ+ identity, relationship and relational challenges in couples counseling, LGBT+ couples counseling, and career development.
Available

$125/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Life Transitions
+6
Struggling with stress, anxiety, trauma, feeling stuck, or low self-esteem? I’m here to help. As an experienced therapist, I offer evidence-based, person-centered therapy to guide you toward balance and growth. Whether you’re facing career or relationship challenges, or seeking faith-based therapy, we’ll work together to create a personalized path forward. As a Certified Clinical Trauma Professional trained in EMDR (Eye Movement Desensitization and Reprocessing), I specialize in helping clients heal from trauma and painful experiences that may be holding them back. I also integrate techniques like breathwork, mindfulness, and actionable steps to enhance healing. Taking the first step is courageous—let’s work together to achieve lasting change and well-being.
VirtualAvailable

$200/session

Solution oriented
Warm
Authentic

Specialties

Career Counseling
Anxiety
Trauma and PTSD
+10
My name is Viviana Vethencourt, I'm a Licensed Professional Counselor with more than 25 years of experience supporting clients in their journey of transformation from emotional pain, feeling overwhelmed, anxious, sad, irritable, to the life they want where they can navigate life transitions, create healthier relationships, work on their goals, or find peace and calm in their lives. I meet my clients where they are at with an integrative approach, we work with past experiences and present needs, through insights, acceptance and learning new patterns.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Career Counseling
Parenting
Perinatal Mental Health
+8
I’m a Licensed Clinical Social Worker (LCSW) and Florida Board-Approved Qualified Supervisor (QS) who creates a safe, supportive space for clients to explore their emotions, develop self-awareness, and navigate life’s challenges. My approach is relational, strengths-based, and grounded in evidence-based practices that honor each client’s unique story. Whether you're managing anxiety, relationship stress, or a major life transition, I work collaboratively to support your healing and growth.
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct

Specialties

Career Counseling
Addiction
Men's Issues
+10
My name is Benjamin Miller and I have been in the field of counseling for almost 10 years. I am a Licensed Mental Health Counselor who specialize in working with adults/late teens who struggle with Drug and Alcohol addiction, Grief and Loss, Relationship Issues, Self Esteem and Identity Issues, Career Issues, Personal Growth, Depression, or your common day to day stressors. I use an eclectic approach to therapy with my focus methods being Cognitive Behavioral Therapy, Motivational Interviewing, Grief Therapy, Couples Counseling, Career Counseling, Substance Use and Addiction Therapy and Talk Therapy for your everyday stressors. I provide individual therapy, couples therapy, and group therapy. I am very passionate about empowering individuals to design their lives and remain discipline through adversity.
VirtualAvailable

$125/session

Authentic
Warm
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
+10
Hello and welcome to my practice. My name is Cathleen. I earned my Masters in Counseling and Psychology from Troy University. I have been a Licensed Mental Health Counselor for over 10 years. I have years of experience working with individuals and families going through a multitude of issues. I like to help people navigate through their life's challenges and fulfill their life's dreams.
VirtualAvailable

$100/session

Solution oriented
Authentic
Direct

Specialties

Career Counseling
ADHD
Couples Counseling
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
Available

$125/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Depression
+9
I work with adults who feel stuck, burned out, or disconnected from themselves and are ready to look honestly at what's not working in their lives. Most of the people I see are juggling demanding careers, family responsibilities, or both, and have been pushing through anxiety, low mood, or chronic overwhelm for longer than they'd like to admit. The work I'm most drawn to: anxiety, depression, burnout, life transitions, women's issues, and the patterns that keep us stuck.
Available

$101/session

Solution oriented
Empowering
Warm

Specialties

Career Counseling
Anxiety
Depression
+6
I’m a compassionate therapist who helps adults navigate anxiety, depression, stress, relationship challenges, life transitions, and feeling emotionally overwhelmed or stuck. My approach is supportive, practical, and focused on helping you better understand yourself, build healthier coping skills, and create meaningful change. For clients who desire it, I also offer faith-based Christian counseling and can integrate spirituality into the therapeutic process.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.