Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 13 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Kristine Diaz

(she/her)

Kristine Diaz, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello and welcome, I'm Kristine! I am a Licensed Clinical Social Worker (LCSW) based in Orange County, California and I work with clients statewide via telehealth. Do you feel like you haven't been enjoying your life the way you would like to - or even the way that you used to? Does it seem like there have been more worries than answers/solutions in your life? I empower high performers to manage depression, anxiety, life transitions and relationship nuances. Together, we can identify what hasn't been working the way that it used to and find ways to sharpen what does work while adding new methods that can balance and bring hope back into your life. Whether you're dealing with depression, anxiety, relationship issues or the cycles of life transitions - I'm here to help. It takes a lot of courage to seek therapy so I look forward to supporting you in your journey of growth and transformation. You can expect to have a safe, nonjudgemental and empathetic space to feel seen and validated when working with me. When it comes to mental health, I follow a "No B.S." policy - No Blaming&Shaming! Together you and I will use an eclectic and flexible approach in therapy that fits your needs!

Damien Alexander Beauchemin

(he/him)

Damien Alexander Beauchemin, LMFT - California Therapist at Grow Therapy
$80/session
LMFT
12 years of experience
Virtual
I've been a therapist dedicated to supporting diverse communities for over a decade. My firsthand experience with the foster care system, along with my own identity as a member of the LGBTQ+ community, shapes my approach to therapy. I understand the unique challenges of navigating different cultures, family structures, and personal identities. In my sessions, expect a touch of... quirkiness. I bring a lot of humor into my sessions because sometimes you need to be able to laugh at the dark.

Ryan Terao

(he/him)

Ryan Terao, LP - California Therapist at Grow Therapy
$200/session
LP
8 years of experience
Virtual
Hey there friend, I’m Dr. Ryan Terao. I am a licensed clinical psychologist who specializes in supporting those doing their best to navigate this experience we call life. I partner with my clients to discover, observe, and reconnect them with their value and find more effective ways to achieve their goals. In each session, I aim to provide my clients with new perspectives and tangible skills to adjust their mindsets to help them be more intentional in living out their values in their life.

Cheryl Polyudhapoom

(she/her)

Cheryl Polyudhapoom, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
4 years of experience
Virtual
Welcome, I'm Cheryl Polyudhapoom, a Licensed Clinical Social Worker & Psychotherapist in the state of California, & am a Licensed Independent Clinical Social Worker in the state of Washington. I've started my own private practice because I’m committed to helping adults learn how to build healthier relationships, be free from trauma, & to overall learn how to manage their mental health. My work focuses on targeting negative behaviors, habits, and thoughts. I believe in utilizing multiple modalities in treatment to help clients reach their goals, but my primary approach in treatment is through the use of Cognitive Behavioral Therapy (CBT). If you’re struggling to cope with grief and loss, I can help you navigate these feelings & offer a path forward. I provide a safe & welcoming environment so you can share your thoughts & fears freely, & I am here to offer you support, comfort, & hope in moving forward. I have worked with children, youth, & families involved with the foster care system as a CPS Social Worker for 15 years. I have also worked at a local non-profit mental health agency providing individual therapy to children & adults. Having lived in multiple cities in California, I have been able to gain experience in working with various populations & communities in Los Angeles, San Jose, Monterey, & Bakersfield, CA. Life isn't always easy. So don't do it alone. In-Person & Tele-Therapy available. Education & License: Licensed Clinical Social Worker in the State of California. Licensed Independent Clinical Social Worker in the state of Washington. Bachelor's Degree in Sociology with a Minor in Asian American Studies from the University of California, Los Angeles (UCLA). Master's Degree in Social Work with an emphasis in Children, Youth, and Families from San Jose State University.

Yen-jui Ray Lin

(he/him)

Yen-jui Ray Lin, LP - California Therapist at Grow Therapy
$200/session
LP
12 years of experience
Virtual
I have been a licensed psychologist in California since 2013, and my goal is to work collaboratively with clients to understand how negative emotions and thoughts affect their lives and relationships. My immigrant background gives me both appreciation and insight into the complexities of identity, which I draw on to support clients facing similar challenges. It takes courage to embrace change, and I would be honored to support you on your journey toward healing, recovery, and personal growth.

Coy Reyes

(he/him)

Coy Reyes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
12 years of experience
Virtual
Coy is a licensed psychotherapist with a decade history of working with survivors of combat trauma & sexual trauma, couples, grieving families, military, law-enforcement/ first responders, and coaches & athletes. Coy is also a Purple Heart recipient Marine Veteran with multiple combat tours. He has first-hand experience with what most people are going through. NOTE: Unfortunately, my caseload is full for COUPLES THERAPY and I only conduct this in-person.

J. Allyson Garcia

(she/her)

J. Allyson Garcia, LMFT - California Therapist at Grow Therapy
$225/session
LMFT
9 years of experience
Virtual
As a Licensed Marriage and Family Therapist and first-generation Filipino American, I bring a culturally sensitive approach to guiding individuals toward healing, resilience, and personal growth. I specialize in trauma-informed care, mindfulness-based stress reduction (MBSR), EMDR, and Brainspotting—advanced, evidence-based interventions designed to address the root causes of trauma, addiction, anxiety, and depression. With experience working with individuals from various backgrounds, I’m passionate about helping clients process life-altering events, break free from past trauma, challenge unhelpful core beliefs, and manage ongoing stress. My mission is to empower clients to build meaningful lives and strengthen their relationships. Are you feeling stuck under the weight of addiction, anxiety, or depression? Are past traumas keeping you from living the life you want? You do not need to go through each day merely trying to survive —you can thrive in life! Therapy is a compassionate, non-judgmental space where healing can flourish, and you can learn to navigate life’s challenges with greater ease and self-awareness. Healing is possible, with just a little persistence, and hope. I am here to support you every step of the way!

La Tisha San Pedro-Lintag

(she/her)

La Tisha San Pedro-Lintag, LMFT - California Therapist at Grow Therapy
$165/session
LMFT
6 years of experience
Virtual
Hi there! I’m La Tisha. Whether you’re struggling with anxiety, grief, emotional numbness, or a lost sense of self, my primary goal is to help you reconnect with your authentic inner being. I empower individuals to realign with their core values, fostering a sense of strength and confidence to live as their truest selves. I take a holistic approach, integrating mind, body, and spirit in my practice. In addition to Western psychology, I incorporate indigenous healing traditions to support the development of a whole and grounded sense of self. Whether you’re looking to unpack years of complex trauma, build healthier relationships, or navigate cycles of depression and anxiety, I am here to walk alongside you with compassion and grace. Learning to love yourself and cultivate meaningful connections begins with honoring who you are at your core. As your therapist, I serve as a teacher, a guide, and a facilitator of growth and healing—helping you step into the fullness of who you are.

Vincent Paule

(he/him)

Vincent Paule, LCSW - California Therapist at Grow Therapy
$140/session
LCSW
20 years of experience
Virtual
Congratulations on taking steps to better yourself. My name is Vincent, and I'm a licensed therapist based in California with over 20 years of experience. If you are ready for positive change, then let’s begin the journey. I've helped everyone from high school teens to older adults overcome life challenges and gain a better understanding of their situation. I bring a wealth of experience and I'm here to support you.

Kimberly Pelle

Kimberly Pelle, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
6 years of experience
Virtual
I’m Kimberly, a California-based Licensed Clinical Social Worker. I hold a bachelor’s degree from UCLA and a double master’s degree from USC. I specialize in helping those who struggle with anxiety, self-worth, and relationships. I create a warm, supportive space for men and women to uncover what needs to change and to create a path to where they want to be. Through virtual one-on-one therapy, I empower individuals to navigate challenges, heal past wounds, and build confidence and meaningful, fulfilling relationships.

Dr. Dena Galinato

Dr. Dena Galinato, LP - California Therapist at Grow Therapy
$175/session
LP
7 years of experience
Virtual
I have extensive experience in working with a diverse population of individuals, including those struggling with substance abuse, dual diagnoses, codependency, trauma, and other mental health issues. I consider myself to be an assertive and direct psychologist who prioritizes effective communication, healthy boundaries, and self-care. My ultimate goal is to help people gain the insight and coping skills necessary to live meaningful lives filled with a positive sense of self and healthy relationships. I consider myself to be a culturally sensitive psychologist who treats each client as a unique individual. I am an action-oriented psychologist that listens with empathy while helping the client gain insight into patterns of thoughts and behaviors that can be used to make healthy and meaningful changes in their lives. If you are an individual who is motivated for positive change and self-growth, then I encourage you to reach out to me, as I would be honored to be a part of your journey. I believe that therapy is a collaborative approach in which the end goal is always in your best interest.

Cecilia Fabe

(she/her)

Cecilia Fabe, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello and welcome, I'm Cecilia! I am a Licensed Clinical Social Worker (LCSW) and have been involved in the mental health field since 2016. I am based in Southern California, and I work with clients statewide via telehealth. My therapeutic approach is rooted in creating an environment of safety, collaboration, and authenticity. Are you ready to embark on your journey of self-acceptance and personal growth? I'm here as your partner in healing to help you develop your resiliency against stressors and to discover your own potential. Together, I will work with you to foster your personal strengths and to push back on the parts that do not serve you. In my practice, I hold a safe space for you with empathy, curiosity, and respect. We'll celebrate together wins of all sizes. As a Filipina-American therapist, my multicultural perspective influences my practice to empower each client's unique identity. I have worked with clients addressing a range of concerns, including anxiety, depression, interpersonal/relationship conflicts, emotion regulation, and trauma. I have worked with adolescents, young adults and adults on their own professional and personal journeys. I have a passion for working with high-achieving individuals to develop self-acceptance and self-compassion. If any of these resonate with you, I hope to work with you too.

JC Pattugalan

(she/her)

JC Pattugalan, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
Hello and welcome! My name is JC and I am a Licensed Marriage and Family Therapist based in Southern California. I am currently a Marriage and Family Therapy Ph.D. candidate specializing in Medical Family Therapy at Northcentral University. I obtained my Masters in Counseling Psychology from Argosy University, Orange County. I operate from a combination of a Patient-Centered approach to therapy wherein I meet my patients where they are at while implementing a Biopsychosocial approach which allows me to comprehensively examine the interplay of biological, psychological, and social elements to understand health, illness, and the delivery of healthcare for my patients and their presenting concerns.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.