Therapists that accept Cash Pay in Vermont

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 77 verified therapists in Vermont who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/28/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Life Transitions
+6
As a therapist, I am deeply committed to creating a compassionate and non-judgmental space where you can explore your thoughts and emotions at your own pace. With a foundation in person-centered therapy, I believe in your inherent capacity for growth and self-understanding. My approach is rooted in empathy, active listening, and unconditional positive regard, ensuring you feel heard and valued throughout our work together. I view our therapeutic relationship as a collaborative partnership, where your experiences and insights guide our sessions. Whether you're navigating anxiety, self-esteem challenges, or life transitions, I am here to support you in uncovering your strengths and fostering lasting change. Together, we will work towards a deeper understanding of yourself and a more fulfilling life.
VirtualAvailable
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$95/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Anger Management
+6
Many people turn to psychotherapy or counseling for help with anxiety, depression, trauma, and painful relationship patterns, or simply because they feel something is missing from life. At times, we may lack the words to describe our struggles or suffering. By gaining insight into past relationships and experiences, many people begin to make progress toward overcoming these difficulties, becoming more effective in both their work and their personal lives. I am a licensed clinician with 20 years of experience helping individuals achieve a more fulfilling life.
VirtualAvailable
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$100/session

Authentic
Open-minded
Empowering
Specialties
ADHD
Anxiety
Couples Counseling
+7
I’m a therapist with nearly 20 years of experience in counseling and education, specializing in anxiety, ADHD, stress, emotional regulation, and relationship dynamics. I work with adults and couples from a strengths-based, culturally aware, and practical perspective, helping clients better understand themselves while building healthier patterns and coping strategies. My style is warm, direct, reflective, and collaborative while balancing emotional insight with real-life tools that support meaningful and sustainable change.
Available
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$75/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Older Adults
+6
Hello, I’m Kelly, a Licensed Mental Health Counselor with nearly 20 years of experience helping adults navigate stress, anxiety, and depression. Throughout my career, my approach has remained rooted in empathy, authenticity, and collaboration. I strive to create a warm, non-judgmental space where you feel truly heard and respected. Together, we will focus on understanding what's weighing on you, reframing unhelpful patterns, and building practical tools to support your emotional well-being and confidence.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Couples Counseling
Women's Issues
+10
I am a doctoral-level licensed clinical social worker with over a decade of experience supporting women through life's harder moments. I work with adults navigating anxiety, depression, identity, and the weight of expectations that rarely let up. My approach is direct, grounded, and free of judgment. I believe good therapy meets you where you are. I practice in North Carolina, South Carolina, and Delaware via telehealth.
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Often rebooked

$85/session

Authentic
Solution oriented
Open-minded
Specialties
Anxiety
Crisis Intervention
Depression
+9
Hi, I’m Josh Burke, a Licensed Clinical Social Worker providing therapy across, Colorado, New York and Vermont. I’ve spent over 12 years working with individuals navigating a wide range of challenges, including anxiety, depression, suicidal thoughts, and major life transitions. I understand that reaching out for therapy can feel vulnerable. Because of that, I place a strong emphasis on building a genuine, trusting relationship from the start—one where you feel supported, understood, and able to be honest about what you’re going through. My approach is both relational and goal-oriented. I primarily use Acceptance and Commitment Therapy (ACT) and Solution-Focused Brief Therapy (SFBT), which means we won’t just talk about what’s wrong—we’ll also focus on what matters to you and how to move toward it in practical, meaningful ways. Whether you’re feeling stuck, overwhelmed, or navigating a significant transition, our work will center on helping you better understand your experience, develop new ways of responding to stress, and take steps toward the life you want to live. I tailor therapy to each person, recognizing that no two paths forward look the same. I believe change is possible—even when things feel difficult—and I aim to walk alongside you in a way that feels collaborative, grounded, and forward-moving.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Depression
Parenting
+9
Welcome! I'm Lisa. First, I would like to take a moment to acknowledge you've taken the first step towards working on improving your mental health. I know starting therapy can be scary and empowering at the same time. During sessions, I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to their mental health including, but not limited to anxiety, depression, parenting challenges and everyday stressors. I focus on helping clients develop new strategies and boundaries in order to help improve their quality of life. I treat each client as an individual as there is no "cookie cutter" way of managing each individual's stressors and challenge. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable
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Often rebooked

$175/session

Warm
Empowering
Authentic
Specialties
Anxiety
Perinatal Mental Health
Women's Issues
+10
“Unconditional Positive Regard” - the idea of being accepted and supported, no matter what. Unconditionally. While it would be nice to always be surrounded by people who provide it, if you aren’t, you can find it in our space together. A firm believer in solution-focused, strengths-based, and action-oriented therapeutic approaches, Arika Adams, LCSW, has had over a decade of working with children and families who have experienced trauma, including significant work with adoptive families - particularly those adopting older children and perinatal women. Trained in Perinatal Mental Health, EMDR, and Trauma-focused Cognitive Behavioral Therapy her goal is to help you feel empowered to make the decisions you feel will help you live your best life.
VirtualAvailable
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$100/session

Authentic
Warm
Specialties
Women's Issues
Career Counseling
Grief
+1
I’m a Maine‑based therapist who brings a calm, grounded, plainspoken style to the work. I blend Cognitive Behavioral therapy, Solution‑Focused strategies, Motivational Interviewing, Jungian insight, and mindfulness. Clients describe me as steady, practical, and easy to talk with. My own life experience with resilience and rebuilding helps me guide people toward clarity, confidence, and meaningful change in a down‑to‑earth way.
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$100/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+10
Do you hope to achieve greater balance and fulfillment in your life, or to better understand yourself? Whether you are experiencing mental and behavioral health symptoms, feeling stuck in unhelpful patterns, struggling to navigate change, or searching for a clearer sense of self and purpose, I look forward to working with you. I have several years of experience providing psychotherapy for adults with a wide range of behavioral health concerns including depression, anxiety, OCD, phobias, bipolar disorder, trauma and substance use. This work often includes navigating identity exploration, relational challenges, and life transitions. No matter what brings you to therapy, my focus is on supporting you on your journey of healing and growth.
VirtualAvailable
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$65/session

Authentic
Direct
Solution oriented
Specialties
Couples Counseling
ADHD
Men's Issues
+1
In our first few sessions, we'll take time to understand what's brought you to therapy and what your're hoping will feel different. From there, I'll share tools you can practice between sessions, but we'll always move at a pace that feels right to you. I work especially well with clients who are ready to show up and do the work. If you're looking for a therapist who brings warmth, humor, and a genuine investment in your growth, I'd love to be part of your journey.
VirtualAvailable
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$120/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
Spirituality
Trauma and PTSD
+5
Hello There, I'm Jeff. Do you ever feel feel lost, down, frustrated, confused, or simply scared. Or that your life can be just simply be difficult, but could it be different? Could there be a way that you look at life where it becomes vibrant again or for the first time? The answer to these questions are all a resounding yes! Finding a way to look at life and its challenges differently is what therapy and change is really all about. For over a decade now, I have been helping others through a variety of life challenges of growth including trauma, post traumatic stress, depression, loss, anxiety, life transitions, spiritual crises and anxiety as a counselor and life coach. I am committed to working with success minded individuals to find ways to help you open up, connect with a more authentic you, declutter your life, and simply work towards the life you seek. Together, we can envision your purpose driven, meaningful life and explore how to change patterns that are holding you back and simplify your approach. I look forward to assisting you in harnessing your strengths and exploring a more authentic you!
VirtualAvailable
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$111/session

Warm
Empowering
Authentic
Specialties
Addiction
Anxiety
Depression
+9
Hello my name is Monique Brown, I am a licensed Professional Clinical Counselor and a Licensed Independent Chemical Dependency Counselor in the state of Ohio. I have been working in the counseling field since 2014. I have experience working with a variety of ages and populations. I have worked with individuals, families and groups who experience issues with anxiety, depression, family conflict, addiction, self-esteem and more. I am a certified anxiety treatment specialist, I am a certified Trauma practitioner and I am certified in Telemental health treatment. Much of my experience has been working with individuals experiencing co-occurring disorders and addiction. I have a passion for working with individuals who have been affected by trauma. I have been trained in trauma-informed practice. I have assisted individuals with making the connection between their trauma and the barriers that they currently face. I enjoy working with others to help them realize that there is a light at the end of the tunnel by providing support and clarification. I utilize evidence-based practices such as CBT, MI, Solution-focused, ACT and Mindfulness strategies. I hope that we can work together on this journey to you becoming the best version of yourself. SPECIALTIES Stress, Anxiety Addictions Depression Also experienced in: LGBTQ, Relationship issues, Family conflicts, Trauma and abuse, Grief, Intimacy-related issues, Parenting issues, Anger management, Self-esteem, Bipolar disorder, Coping with life changes, ADHD, Co-morbidity and Codependency Clinical approaches: Cognitive Behavioral Therapy (CBT), Mindfulness Therapy, Motivational Interviewing, Solution-Focused Therapy, Trauma-Focused Therapy Years of Experience: 7 Language: English Credentials: LPCC, LCDC III
VirtualAvailable
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$150/session

Warm
Authentic
Open-minded
Specialties
ADHD
Anxiety
LGBTQ
+10
I am an LCSW, licensed in FL, VT, MA, MD and Co, and work with children, adolescents, and adults navigating ADHD, anxiety, numerous changes in life, and grief or loss, related to the world around us! Life can be hard sometimes, but we do not have to do it alone. I attended Rivier College for my BA and University of New Hampshire for my MSW.I have worked in multiple settings, including healthcare, hospice , adoption, addiction, and general outpatient mental health and relationships.
VirtualAvailable
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$100/session

Empowering
Warm
Intelligent
Specialties
ADHD
Anxiety
Self Esteem
+3
Greetings! I’m Sarah. I emphasize healing the mind and body by learning how to regulate the nervous system and build anchors to manage day-to-day stress and life’s unpredictable lows. I help clients to heal wounds, increase self-awareness, and find their joy. I am your co-pilot, and together we will utilize your strengths, build insight, and discover the amazing person that has been you all along.
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Often rebooked

$140/session

Authentic
Intelligent
Empowering
Specialties
Anxiety
Codependency
Depression
+10
If you've been holding it together for a while and know something needs to shift, I can help you figure out what that looks like. I'm a Licensed Clinical Social Worker with 11 years of experience, licensed in New Jersey, Oregon, and Vermont. I work with anxiety, depression, relationship issues, and life transitions. My approach draws mainly on CBT and trauma-informed care, with mindfulness and other tools depending on what's useful for you. Some sessions are about building concrete coping skills. Others are slower: working through something hard, or looking at a pattern that's been running your life without much scrutiny. I won't hand you generic advice or push goals that aren't yours. My job is helping you see what you're already capable of, challenge the thinking that keeps you stuck, and build toward a life that actually fits. You're the expert on your own life. I bring the clinical tools.
VirtualAvailable
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$150/session

Warm
Open-minded
Authentic
Specialties
LGBTQ
Mood Disorders
Trauma and PTSD
+10
Hi there! Many of us struggle in silence to overcome the challenges we face, but you no longer have to face that battle alone. From someone who has had their own personal struggles with mental health, I want you to know that you are not alone. I strive to create a space for you to feel seen, heard, and safe. As someone who has been to therapy, I understand how difficult it can be to take that next step. Finding the right therapist can be hard. Finding someone to support you, challenge you, and hold space for the things most people in our life have no idea we are facing. I would be honored to be that space for you. I hope we can work together to help you reach your goals. While the first step is acknowledging the change you need, it takes courage to recognize you need some guidance. It takes even more courage to initiate those first steps towards improving your life.
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$150/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Painful experiences often lead people to develop protective strategies to manage overwhelming emotions. These strategies may appear as perfectionism, emotional avoidance, anger toward loved ones, or repeated involvement in unhealthy relationships. While they can offer temporary relief, they often create disconnection from oneself and others, contributing to feelings of loneliness, shame, anxiety, and depression. I am dedicated to helping individuals strengthen their sense of self worth and process traumatic experiences that contribute to insecure attachment and unhelpful patterns. I believe that although emotional wounds often occur within relationships, healing also takes place through safe and supportive connection. With compassion, courage, and a willingness to explore difficult experiences, meaningful and lasting change is possible. Healing can happen, and there is always hope.
VirtualAvailable
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$125/session

Authentic
Warm
Direct
Specialties
Anxiety
Depression
Military/Veterans
+10
My name is Miguel Lopez, a Hispanic male (He/Him/His) and U.S. Army combat veteran who brings a unique perspective to my work as a therapist. Fluent in Spanish and passionate about guiding people through life’s challenges, I hold a Master’s in Social Work from Walden University, a Bachelor’s in Criminal Justice from Colorado Technical University, and an Associate’s in Criminal Justice from Pikes Peak State College. With over a decade of experience as a caseworker, substance abuse counselor, and therapist, I’ve had the privilege of working with diverse clients facing real-life struggles and in need of daily support. Life can be tough, and we all face difficult moments—whether it’s a breakup, divorce, grief, the loss of a loved one or pet, or even a job loss. In these times, having an unbiased person to offer support can make a world of difference. I see trauma as an unexpected part of life that is often hard to process, but with the right help, it can be managed and overcome healthily. I’ve personally experienced more than my share of trauma, grief, loss, sadness, depression, and substance use, and I sought help to work through them. My approach to therapy is centered on helping people in the best way possible, always with an open mind. I often use Maslow’s hierarchy of needs as a guide, because I believe mental health is hard to prioritize when physical needs aren’t met, or issues like homelessness or substance abuse are present. I enjoy working with clients from age 5 to older adults who face Anxiety, Depression, Trauma, PTSD, Mood Disorders, Personality Disorders, and other mental health or substance use challenges. It’s easy to fight battles alone and suffer in silence, but you don’t have to anymore—together, we can work toward healing and a better future.
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$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Self Esteem
+5
My journey into therapy began with a desire to help the hurting individuals I worked with in a group home, and a genuine passion for helping others find strength through life’s most difficult moments. Over the years, I’ve had the privilege of supporting people facing a wide range of challenges—experiences that have shown me just how powerful and transformative therapy can be. These moments have only deepened my commitment to walking alongside others on their path to healing. I’m continually inspired by the belief that every person holds the capacity for growth, resilience, and change. We can change and heal. Sometimes we just need a little help along the way. I treat adults age 18 and up.
VirtualAvailable
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$150/session

Authentic
Direct
Empowering
Specialties
Addiction
Anxiety
LGBTQ
+5
Hi, I'm a Licensed (Clinical) Mental Health Counselor based in Massachusetts. I am licensed in Massachusetts and Vermont. I received my Master's Degree from Johnson State College (now Northern Vermont University - Johnson Campus) and have been practicing in a variety of settings for 11 years, including inpatient psychiatric hospitals, community mental health agencies, and private practice settings. I help adults struggling with various addictions, anxiety/depression, and/or LGBTQ+ issues to become the best version of yourself.
VirtualAvailable
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$150/session

Warm
Intelligent
Authentic
Specialties
Anxiety
Depression
Life Transitions
+10
Hello! Congrats on taking the first step (often the hardest) on your healing journey! I graduated from the University of Florida with a BS in Psychology, MEd in Mental Health Counseling, and an EdS degree. I have specialized experience with students, athletes, and high-performers navigating anxiety, performance, pressure, identity, and life transitions so they can feel grounded, confident, and in control without sacrificing their mental health. I am also a Certified Mental Performance Consultant and integrate these strategies when I work with athletes and those who are having performance difficulties. My overall clinical experience ranges from outpatient therapy for ages 3+ to crisis counseling at a children’s psychiatric hospital. I enjoy working with the emerging adulthood population - helping them explore and survive all the "scaries" that come with growing up!
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+9
Reaching out for support can be one of the hardest parts of starting therapy. You don’t have to have everything figured out before you begin. Therapy can be a space to slow down, talk openly about what you’re experiencing, and gain a different perspective on the challenges you’re facing. My goal is to create a warm, welcoming, and nonjudgmental environment where you feel heard, understood, and comfortable being yourself. My style is warm, conversational, and thoughtfully questioning. Rather than simply telling you what to do, I’ll help you explore your thoughts, recognize patterns, make connections, and identify practical steps that feel realistic for your life. I primarily use Cognitive Behavioral Therapy (CBT), Reality Therapy, and Solution-Focused Therapy to help clients challenge unhelpful thinking patterns, build effective coping skills, identify solutions, and work toward meaningful goals. Because no two people have the same experiences or needs, treatment is collaborative and individualized to you. Whether you’re feeling overwhelmed, navigating a difficult transition, struggling with anxiety or depression, or simply recognizing that something in your life needs to change, you don’t have to work through it alone. Taking the first step can feel intimidating, but reaching this point means you’ve already started. Let’s take the next step together.
VirtualAvailable
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$160/session

Authentic
Warm
Open-minded
Specialties
ADHD
Anxiety
LGBTQ
+6
I am someone who believes therapy should feel like a space where you can finally be your full self. I specialize in working with adults navigating anxiety, trauma, ADHD, identity exploration, and relationship challenges. I’m here to hold space for the messy, real parts of life with compassion and curiosity, not judgment. My approach is warm, direct, and rooted in deep respect for your lived experience.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.