Therapists that accept Cash Pay in Vermont

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 75 verified therapists in Vermont who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/25/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$175/session

Authentic
Direct
Warm
Specialties
Anxiety
Grief
Life Transitions
+9
Are you feeling overwhelmed by a recent life transition, carrying the heavy weight of grief, or simply exhausted by daily stress and anxiety? Whether you are entering therapy for the first time or returning after a major shift, navigating these seasons can feel isolating and exhausting. You don't have to figure it all out alone. In our work together, I provide a grounding, warm, and structured space where you can catch your breath and feel truly heard. My approach combines practical coping tools with holistic, compassionate guidance to help you build clarity, confidence, and emotional stability. We will focus on helping you move through meaningful change with direction and resilience—at a pace that feels completely safe for you. Taking the first step toward support takes courage, and I am honored to help you navigate what comes next. Reach out today to schedule a session, and let's start building a clearer, more grounded path forward together.
VirtualAvailable

$75/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Older Adults
+6
Hello, I’m Kelly, a Licensed Mental Health Counselor with nearly 20 years of experience helping adults navigate stress, anxiety, and depression. Throughout my career, my approach has remained rooted in empathy, authenticity, and collaboration. I strive to create a warm, non-judgmental space where you feel truly heard and respected. Together, we will focus on understanding what's weighing on you, reframing unhelpful patterns, and building practical tools to support your emotional well-being and confidence.
VirtualAvailable

$120/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Depression
Parenting
+9
Welcome! I'm Lisa. First, I would like to take a moment to acknowledge you've taken the first step towards working on improving your mental health. I know starting therapy can be scary and empowering at the same time. During sessions, I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to their mental health including, but not limited to anxiety, depression, parenting challenges and everyday stressors. I focus on helping clients develop new strategies and boundaries in order to help improve their quality of life. I treat each client as an individual as there is no "cookie cutter" way of managing each individual's stressors and challenge. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

Often rebooked

$175/session

Warm
Empowering
Authentic
Specialties
Anxiety
Perinatal Mental Health
Women's Issues
+10
“Unconditional Positive Regard” - the idea of being accepted and supported, no matter what. Unconditionally. While it would be nice to always be surrounded by people who provide it, if you aren’t, you can find it in our space together. A firm believer in solution-focused, strengths-based, and action-oriented therapeutic approaches, Arika Adams, LCSW, has had over a decade of working with children and families who have experienced trauma, including significant work with adoptive families - particularly those adopting older children and perinatal women. Trained in Perinatal Mental Health, EMDR, and Trauma-focused Cognitive Behavioral Therapy her goal is to help you feel empowered to make the decisions you feel will help you live your best life.
VirtualAvailable

Often rebooked

$140/session

Authentic
Intelligent
Empowering
Specialties
Anxiety
Codependency
Depression
+10
If you've been holding it together for a while and know something needs to shift, I can help you figure out what that looks like. I'm a Licensed Clinical Social Worker with 11 years of experience, licensed in New Jersey, Oregon, and Vermont. I work with anxiety, depression, relationship issues, and life transitions. My approach draws mainly on CBT and trauma-informed care, with mindfulness and other tools depending on what's useful for you. Some sessions are about building concrete coping skills. Others are slower: working through something hard, or looking at a pattern that's been running your life without much scrutiny. I won't hand you generic advice or push goals that aren't yours. My job is helping you see what you're already capable of, challenge the thinking that keeps you stuck, and build toward a life that actually fits. You're the expert on your own life. I bring the clinical tools.
VirtualAvailable

$130/session

Open-minded
Authentic
Solution oriented
Specialties
LGBTQ
Men's Issues
Trauma and PTSD
+5
My name is Andrew Penn (he/him) — a Licensed Mental Health Counselor and Qualified Supervisor in Florida. You might be feeling lost, burnt out, or disconnected from who you are. Maybe you’ve tried to make changes but keep getting pulled back by stress, self-doubt, or habits that no longer serve you. I’m here to meet you where you are — with empathy, curiosity, and respect — and help you move toward the life you want. Taking the first step toward therapy can feel intimidating — and that’s okay. You don’t have to do it alone. Reach out today to schedule a time that works for you. Let’s start building a path toward the life you deserve.
VirtualAvailable

$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Couples Counseling
Women's Issues
+10
I am a doctoral-level licensed clinical social worker with over a decade of experience supporting women through life's harder moments. I work with adults navigating anxiety, depression, identity, and the weight of expectations that rarely let up. My approach is direct, grounded, and free of judgment. I believe good therapy meets you where you are. I practice in North Carolina, South Carolina, and Delaware via telehealth.
Available

$100/session

Empowering
Warm
Intelligent
Specialties
ADHD
Anxiety
Self Esteem
+3
Greetings! I’m Sarah. I emphasize healing the mind and body by learning how to regulate the nervous system and build anchors to manage day-to-day stress and life’s unpredictable lows. I help clients to heal wounds, increase self-awareness, and find their joy. I am your co-pilot, and together we will utilize your strengths, build insight, and discover the amazing person that has been you all along.
VirtualAvailable

$125/session

Authentic
Warm
Direct
Specialties
Anxiety
Depression
Military/Veterans
+10
My name is Miguel Lopez, a Hispanic male (He/Him/His) and U.S. Army combat veteran who brings a unique perspective to my work as a therapist. Fluent in Spanish and passionate about guiding people through life’s challenges, I hold a Master’s in Social Work from Walden University, a Bachelor’s in Criminal Justice from Colorado Technical University, and an Associate’s in Criminal Justice from Pikes Peak State College. With over a decade of experience as a caseworker, substance abuse counselor, and therapist, I’ve had the privilege of working with diverse clients facing real-life struggles and in need of daily support. Life can be tough, and we all face difficult moments—whether it’s a breakup, divorce, grief, the loss of a loved one or pet, or even a job loss. In these times, having an unbiased person to offer support can make a world of difference. I see trauma as an unexpected part of life that is often hard to process, but with the right help, it can be managed and overcome healthily. I’ve personally experienced more than my share of trauma, grief, loss, sadness, depression, and substance use, and I sought help to work through them. My approach to therapy is centered on helping people in the best way possible, always with an open mind. I often use Maslow’s hierarchy of needs as a guide, because I believe mental health is hard to prioritize when physical needs aren’t met, or issues like homelessness or substance abuse are present. I enjoy working with clients from age 5 to older adults who face Anxiety, Depression, Trauma, PTSD, Mood Disorders, Personality Disorders, and other mental health or substance use challenges. It’s easy to fight battles alone and suffer in silence, but you don’t have to anymore—together, we can work toward healing and a better future.
Available

$80/session

Warm
Authentic
Empowering
Specialties
Depression
Life Transitions
Older Adults
+6
Hello There ! My name is Tanya Edwards. I am a Licensed Clinical Social Worker. I have accumulated over 15 years of clinical experiences with diverse populations. My practice focus areas include issues attached to depression, grief, distorted self-image, career challenges, parental caregiving, friendship transitions, and entering new life stages. My practice is geared towards empowerment for growth, sustainment, and more growth!
VirtualAvailable

$130/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Child or Adolescent
Depression
+10
I'm Jennifer Roth, a licensed mental health counselor. As a Nationally Certified Counselor and certified yoga teacher, my diverse background enriches my practice. My professional journey involves extensive work in academic settings. Tailoring my approach to your unique needs and goals, I aim for a holistic approach. Passionate about guiding you through challenges, developing coping strategies, and fostering personal growth, I collaborate with clients on their journey to a more fulfilling life. My approach to therapy is integrative, drawing from various evidence-based modalities with a focus on positive psychology, empowerment, active listening, mindfulness and equipping you with practical tools to navigate life's challenges. I believe in fostering a strengths-based perspective, where we focus not only on addressing difficulties but also on recognizing and building upon your inherent strengths and resilience.
VirtualAvailable

$150/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Painful experiences often lead people to develop protective strategies to manage overwhelming emotions. These strategies may appear as perfectionism, emotional avoidance, anger toward loved ones, or repeated involvement in unhealthy relationships. While they can offer temporary relief, they often create disconnection from oneself and others, contributing to feelings of loneliness, shame, anxiety, and depression. I am dedicated to helping individuals strengthen their sense of self worth and process traumatic experiences that contribute to insecure attachment and unhelpful patterns. I believe that although emotional wounds often occur within relationships, healing also takes place through safe and supportive connection. With compassion, courage, and a willingness to explore difficult experiences, meaningful and lasting change is possible. Healing can happen, and there is always hope.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic
Specialties
Anxiety
Depression
Health/Medical Issues
+10
Welcome! Taking the first step toward therapy can feel overwhelming, but you do not have to navigate it alone. I provide a warm, down-to-earth space where you can let your guard down, step away from daily pressures, and feel truly heard.As a dually credentialed clinical social worker (licensed as an LISW-CP, LCSW, LIMHP and LICSW), I hold advanced clinical licenses across seven states, including South Carolina, Arkansas, Louisiana, Vermont, Delaware, Nebraska and Florida. This broad perspective allows me to support diverse individuals across state lines, offering continuous and seamless care even if you travel or relocate within my licensing network.I specialize in helping adults break free from the heavy cycles of depression, anxiety, and chronic stress. I focus on how these challenges impact your real, day-to-day life—whether that shows up as racing thoughts, physical exhaustion, low motivation, or constant overwhelm.My therapeutic style is deeply collaborative, structured, and practical. I blend evidence-based frameworks like Cognitive Behavioral Therapy (CBT) with mindfulness and actionable stress-management techniques. Together, we will work to untangle unhelpful thought loops, establish healthier boundaries, and build a customized toolkit of coping strategies that work for your specific lifestyle.I believe effective therapy is built on a foundation of trust, safety, and mutual respect. I meet you exactly where you are today without judgment. Our goal is to transition you from simply surviving your weeks to genuinely thriving in your life.When I am not working with clients, I enjoy recharging by [insert personal hobby, e.g., spending time outdoors, reading, or traveling].Your mental health matters, and I would be honored to partner with you on this journey. Please feel free to check my real-time availability and book your initial session directly through my profile—I look forward to meeting you!
Available

$150/session

Open-minded
Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+9
I’m dedicated to helping teens and adults navigate the complexities of anxiety, depression, life transition, trauma and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Self Esteem
+5
My journey into therapy began with a desire to help the hurting individuals I worked with in a group home, and a genuine passion for helping others find strength through life’s most difficult moments. Over the years, I’ve had the privilege of supporting people facing a wide range of challenges—experiences that have shown me just how powerful and transformative therapy can be. These moments have only deepened my commitment to walking alongside others on their path to healing. I’m continually inspired by the belief that every person holds the capacity for growth, resilience, and change. We can change and heal. Sometimes we just need a little help along the way. I treat adults age 18 and up.
VirtualAvailable

$150/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.
VirtualAvailable

$100/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+10
Do you hope to achieve greater balance and fulfillment in your life, or to better understand yourself? Whether you are experiencing mental and behavioral health symptoms, feeling stuck in unhelpful patterns, struggling to navigate change, or searching for a clearer sense of self and purpose, I look forward to working with you. I have several years of experience providing psychotherapy for adults with a wide range of behavioral health concerns including depression, anxiety, OCD, phobias, bipolar disorder, trauma and substance use. This work often includes navigating identity exploration, relational challenges, and life transitions. No matter what brings you to therapy, my focus is on supporting you on your journey of healing and growth.
VirtualAvailable

$100/session

Authentic
Open-minded
Empowering
Specialties
ADHD
Anxiety
Couples Counseling
+7
I’m a therapist with nearly 20 years of experience in counseling and education, specializing in anxiety, ADHD, stress, emotional regulation, and relationship dynamics. I work with adults and couples from a strengths-based, culturally aware, and practical perspective, helping clients better understand themselves while building healthier patterns and coping strategies. My style is warm, direct, reflective, and collaborative while balancing emotional insight with real-life tools that support meaningful and sustainable change.
Available

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$160/session

Authentic
Warm
Open-minded
Specialties
ADHD
Anxiety
LGBTQ
+6
I am someone who believes therapy should feel like a space where you can finally be your full self. I specialize in working with adults navigating anxiety, trauma, ADHD, identity exploration, and relationship challenges. I’m here to hold space for the messy, real parts of life with compassion and curiosity, not judgment. My approach is warm, direct, and rooted in deep respect for your lived experience.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic
Specialties
Anxiety
Depression
Life Transitions
+10
Hello! Congrats on taking the first step (often the hardest) on your healing journey! I graduated from the University of Florida with a BS in Psychology, MEd in Mental Health Counseling, and an EdS degree. I have specialized experience with students, athletes, and high-performers navigating anxiety, performance, pressure, identity, and life transitions so they can feel grounded, confident, and in control without sacrificing their mental health. I am also a Certified Mental Performance Consultant and integrate these strategies when I work with athletes and those who are having performance difficulties. My overall clinical experience ranges from outpatient therapy for ages 3+ to crisis counseling at a children’s psychiatric hospital. I enjoy working with the emerging adulthood population - helping them explore and survive all the "scaries" that come with growing up!
VirtualAvailable

$135/session

Authentic
Open-minded
Humorous
Specialties
LGBTQ
Anxiety
Chronic Illness
+6
Welcome! If you are seeking a down to earth and relaxed therapist- you are in the right place! I specialize in creating a safe and affirming space for individuals within the LGBTQ+ communities- where I have lived experience, any individuals navigating chronic illness and caregiving, and folks impacted by hoarding behaviors. I understand how important it is to feel heard and validated, especially when dealing with sensitive topics such as anxiety, chronic disorganization, gender identity, transgender health, trauma, depression, boundary setting, communication skills, and more. I write letters of support for gender affirming care.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Child or Adolescent
Coping Skills
+10
Hello I'm Ivelisse I am a LMHC and Qualified Supervisor for the state of Florida, i am also licensed in South Carolina, Vermont, Georgia and Connecticut. I work with children, adolescents and young adult and women counseling. If you are a parent, care giver or guardian and have a child struggling with recent behaviors in school, home or community settings, you have come to the right profile. I work from the approach of being client-centered and trauma informed care. Adjusting to life changes and anxieties can be challenging and having a safe place to process and navigate the journey of healing and empowerment is essential. Behaviors, family stressors and trauma can affect the family unit. My specialty is working with children, families and young adults up to 25 years old healing from trauma, managing anger, anxiety, depression and more. Together we can develop healthy coping strategies and use a complete self approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness and creative expressions to help you develop a stronger relationship with yourself, child and/or family. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the challenges and habits that's holding you back. Let's work together! I look forward to hearing from you.
VirtualAvailable

$150/session

Authentic
Direct
Empowering
Specialties
Addiction
Anxiety
LGBTQ
+5
Hi, I'm a Licensed (Clinical) Mental Health Counselor based in Massachusetts. I am licensed in Massachusetts and Vermont. I received my Master's Degree from Johnson State College (now Northern Vermont University - Johnson Campus) and have been practicing in a variety of settings for 11 years, including inpatient psychiatric hospitals, community mental health agencies, and private practice settings. I help adults struggling with various addictions, anxiety/depression, and/or LGBTQ+ issues to become the best version of yourself.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.