Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 78 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/17/2025

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Julie Phillips

(she/her)

Julie Phillips, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$115/session
LCSW
7 years of experience
Virtual
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.

Patricia Bishop

(she/her)

Patricia Bishop, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Hello! I'm Patricia. Thanks for checking out my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs keeping you stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.

Katherine Webb

(she/her)

Katherine Webb, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Tomauro Veasley

(she/her)

Tomauro Veasley, LMFT - Tennessee Therapist at Grow Therapy
$120/session
LMFT
8 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist in Tennessee. I received my Masters from Lipscomb University and have been practicing for 8 years. My goal is to provide a safe space to build awareness, to identify communication barriers and to explore your thoughts and emotions as you transition to healthier quality of life. I desire to alleviate stigmas related to seeking professional help. I am passionate about helping clients feel genuinely understood without judgement. I work with adult individuals and couples on various issues including anxiety, depression, relationship challenges, LGBTQIA+ challenges, women's issues, and life transitions. Jack Canfield said it best, "All the good stuff is outside our comfort zone.”

Christy Barongan

(she/her)

Christy Barongan, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.

Deandra Calvin

Deandra Calvin, LPC/MHSP - Tennessee Therapist at Grow Therapy
$70/session
LPC/MHSP
3 years of experience
Virtual
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Aleana Young

(she/her)

Aleana Young, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
14 years of experience
Virtual
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 14 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. In addition, I am a reiki master and have been practicing natural healing for 30 years. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.

Michelle Rudolph

(she/her)

Michelle Rudolph, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
20 years of experience
Virtual
Hello there, I’m Michelle Rudolph, a licensed clinical mental health counselor with over 20 years of experience in counseling. I hold a bachelor’s degree in Psychology from Austin Peay State University and a master’s degree in Mental Health Counseling from Capella University. Trained in cognitive behavioral therapy (CBT) and eye movement desensitization and reprocessing (EMDR), I specialize in helping individuals navigate challenges such as life transitions, relationship issues, trauma, family conflicts, social anxiety, panic attacks, and more. My goal is to provide a warm, welcoming environment where you feel fully supported. Using a person-centered approach, I tailor our work to your unique experiences and goals, allowing you to guide the process as we explore and address your challenges together.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via telehealth.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Kimberly Barrett

Kimberly Barrett, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
It takes courage to surrender and reach out for help. I help people who are in Transition in their lives, whether it is loss of a person, a pet, a job, a relationship, or the secondary losses experienced through chronic illness, chronic pain and terminal diagnosis. I am a Transition Specialist helping people to be able to cope through the changes with dignity and grace. Lowering anxiety levels, frustration levels and assisting people in being able to manage the big emotions, difficult decisions and sometimes challenging relationships while going through the changes and transitions in life.

Tiffany Lopez

(she/her)

Tiffany Lopez, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker, licensed to practice in various states. I have experience working in a variety of mental health settings and have found my passion working as an outpatient therapist. In our work together you can expect to be met with a therapeutic alliance that promotes safety, empathy, compassion, and value, as a human being.

Rachel Baker

Rachel Baker, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hello and Welcome~ My name is Rachel Baker and I am a licensed clinical social worker and cancer survivor who focuses on helping others to prioritize their mental health. I started my private practice to help others realize that prioritizing their life is a necessity, and not an option. I continue the work because I know that it is transformative once a decision is made to prioritize self.

Natalie Battles

(she/her)

Natalie Battles, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker working in a private practice in Chattanooga, TN. I work with individuals who are struggling with Perinatal Mood and Anxiety Disorders. I also work with adolescents and adults coping with anxiety, depression, bipolar, addiction, communication skills, trauma, grief & loss, body image, self-esteem, self harm, suicidality, and severe mental illness. I have completed the 2 day PSI Certificate Course as well as the Advanced Perinatal Mental Health Course. I use cognitive-behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing, and mindfulness skills, as I offer genuine care, support and empowerment to my clients.

Marie Dillinger

(she/her)

Marie Dillinger, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC/MHSP
17 years of experience
Virtual
Welcome! I am Marie Dillinger, a licensed therapist who has been working with individuals, couples and families pursuing counseling for over 17 years. My experience has centered around assisting adults who are experiencing depression, anxiety, difficulty adjusting and adapting to the changes they are experiencing in life, grief and trauma. The philosophical foundation of my therapy is based on the understanding that what we think influences how we feel which impacts how we behave. Therefore, to change any behavior or feeling we first need to address our thinking. My goal in the counseling process is to assist you in improving the quality of your life by guiding you in how to manage, resolve, and/or reconcile those issues in your life creating difficulty for you.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy
$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
20 years of experience
Virtual
I’m currently living in Missouri with my wonderful husband, our lovable dog, and two very sassy cats. As a military spouse and a Licensed Clinical Social Worker, I’ve had the privilege of supporting individuals and families through life’s many challenges. I earned my bachelor’s degree in Social Work from the University of Alaska and went on to complete my Master of Social Work at the University of Maine. With over 20 years of experience as a therapist, I’m passionate about helping others find healing, growth, and resilience.

Jennifer Roney

Jennifer Roney, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
12 years of experience
Virtual
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.

Kaja Switalska

(she/her)

Kaja Switalska, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
I became a therapist simply because I’ve always wanted to help people. I've seen firsthand the incredible power of connection and how transformative it can be to have a non-judgmental, unbiased person who truly listens to you in therapy. That kind of support creates a space for growth and healing, and it’s something I’m passionate about offering to others. Being able to witness someone’s journey as they feel heard and understood is one of the most rewarding parts of this work. Growing up, I struggled with feeling like I belonged and often felt inadequate. Those experiences made me realize how important it is to have a safe space where you can be heard. I’m truly honored to be by someone’s side as they take strides toward becoming the best version of themselves and improving their lives. Everyone deserves that kind of support, and I’m grateful to offer it. Hi, I’m Kaja Switalska, a Licensed Clinical Social Worker specializing in helping adults, with particular focus on college-aged individuals, manage anxiety, depression, substance abuse, and adjustment issues. I aim to provide a welcoming, judgment-free space where you can feel heard. I often use humor to keep things light while also addressing real challenges. In our first sessions, we’ll get to know your unique needs and develop attainable goals. My approach blends CBT, mindfulness, solution-focused strategies, and motivational interviewing.

Briana Whitted

(she/her)

Briana Whitted, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi there, my name is Briana and I am here to support you through various challenges and transitions. We can oftentimes feeling frustrated, stuck, or anxious - whether this be as a spouse, parent, employee, or just feeling overwhelmed as a human in general. We can all experience getting to a place where we feel completely numb & just trying to survive. You might feel like a hamster running on its wheel, feeling completely stuck and going nowhere, unsure of what to do differently. Maybe you're trying to heal on your own from the things that you never talk about, and are in need of someone who can listen & validate your emotions.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Life Transitions?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.