Therapists that accept Cash Pay in Tennessee
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 81 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/17/2025
Traci Skinner
$125/session
LPC/MHSP
20 years of experience
Virtual
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
Pam Nuchols
(she/her)
Frequently rebooked
$120/session
LCSW
24 years of experience
Virtual
Greetings!
I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
Find therapists experienced in these areas
Hannah Martin
(she/her)
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.
Lindsey McAllister
(she/her)
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.
Sarah Long
(she/her)
Frequently rebooked
$125/session
LCSW
18 years of experience
Virtual
I'm a clinical social worker, and I finished my Masters of Science in Social Work in 2008 at the University of Tennessee. What this means is that I am trained to provide therapy services to people struggling with lots of different issues. It also means that I hold closely in mind what experiences people have had in their lives that come up for them and how their environments affect them as well.
Kelsie Patton
(she/her)
$150/session
LCSW
10 years of experience
Virtual
Hi, I’m Kelsie. I’m a licensed clinical social worker and somatic therapist with over a decade of experience sitting with people through the complexities of life. My approach is grounded in presence, body awareness, and the belief that healing happens in relationship—with ourselves, each other, and the systems we live in. I draw from somatic practices, narrative therapy, and mindfulness to help clients reconnect with their own wisdom, process what’s been stored in the body, and move toward more ease, clarity, and authenticity.
Lea Hunter
Frequently rebooked
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.
Katherine Combs
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue.
I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.
Drea Ross
(she/her)
$125/session
LCSW
7 years of experience
Virtual
Oquandryia is a Licensed Clinical Social Worker (LCSW) with more than 7 years of experience. She specializes in providing compassionate and effective support to individuals navigating a variety of life challenges, including stress, anxiety, relationship issues, and personal growth. Her approach is client-centered, drawing on evidence-based practices to empower individuals to achieve their goals and improve their overall well-being. She is committed to creating a safe, non-judgmental space where you can explore your thoughts, feelings, and experiences at your own pace.
Kiersen Hoffacker
(she/her)
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!
Aleana Young
(she/her)
Frequently rebooked
$100/session
LCSW
14 years of experience
Virtual
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 14 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. In addition, I am a reiki master and have been practicing natural healing for 30 years. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.
Olesya leskel
(she/her)
$150/session
LPC/MHSP
14 years of experience
Virtual
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
Deandra Calvin
$70/session
LPC/MHSP
3 years of experience
Virtual
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as
a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their
families.
I wanted to extend my services beyond the school setting, thus I earned the mental health license
that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
Madolyn Statler
(she/her)
$125/session
LCSW
6 years of experience
Virtual
Hi there! My name is Madolyn, and I am a Licensed Clinical Social Worker (LCSW) based in Nashville, Tennessee. It's a big deal to look for help! Trusting another person to help make you or your child better is a huge leap, and it is a privilege I do not take for granted.
I received my Master's in Social Work from the University of Tennessee and my Bachelor's in Psychology from the University of Mississippi. I have worked in social work for 10 years, and have been a practicing clinician for 5 years.
I love serving the younger population as they make sense of their world!
Melissa Fowler
(she/her)
Frequently rebooked
$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.
Katherine Webb
(she/her)
$100/session
Has intro video
LCSW
10 years of experience
Virtual
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.
Carla Jackson
$150/session
LCSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker practicing in Tennessee and Virginia. I have been in practice for 15 years, working in various specialties including anxiety, depression, trauma, addiction, eating disorders, compulsive/impulsive behavior, bi-polar disorder, and schizophrenia.
My approach
I am well-versed in many treatment modalities, including CBT, DBT, CPT, Motivation/Mindfulness, and Trauma work. I believe in meeting clients where they are and always moving forward. It is extremely important to build a good relationship and focus on the client's needs with a realistic approach that fits seamlessly and comfortably into their everyday lives. I believe that the sustainability of new mechanisms aimed at improving the quality of life and constructive feedback is paramount to any therapeutic process.
My focus
I work primarily with adolescents and adults (14-65) of all cultural, gender, religious, and professional backgrounds.
My goals for you
I always meet my clients where they're at and listen intently. I work with clients on active and realistic goal setting.
Tonya Shanks
(she/her)
$130/session
LCSW
3 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker and received my Masters from Aurora University. I have specialized training in EMDR and TF-CBT and have spent the last 19 years of my career as a social worker and therapist working with all age groups. I provide a safe, supportive space for children, adolescents, and adults to process their experiences and develop healthy coping strategies.
Monifa McCarther
(she/her)
$110/session
LCSW
15 years of experience
Virtual
Monifa is a native New Yorker, currently living is Georgia. She has a deep commitment to understanding and supporting her clients on their unique therapeutic journeys. Her holistic approach focuses on addressing the diverse issues her client’s face. Throughout her career, Monifa has dedicated herself to working with individuals in various challenging settings, including the correction system foster system, hospice and hospitals. Her expertise lies in helping clients with alcohol and substance issues, issues, parenting challenges and eating disorder treatment.
Gayle Anderson
$40/session
LPC/MHSP
15 years of experience
Virtual
Hello! I am an LPC-MHSP residing in Tennessee. I became involved in working with both teens and adults who have been abused or traumatized after seeing how much it can impact their lives. I see strengths in all of my clients and I work with them to recognize them, and how they can use their strengths to help them move forward and achieve their dreams without allowing past trauma, anxiety, abuse or other symptoms to prevent them from doing so.
Jeanie Warren
(she/her)
$100/session
LCSW
14 years of experience
Virtual
Hello. I am a licensed clinical social worker in Tennessee. I received my Masters from Union University in West Tennessee. I have completed my doctoral degree in behavioral health from Freed Hardeman University. My training as a social worker as well as my advanced degree in behavioral health gives me broad scope of skills to meet patient’s needs. My career path has allowed for me to treat lifespan of patients.
Danielle Mattingly
$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social working serving both Kentucky and Tennessee. I received my Masters from the University of Southern California and have been practicing for 10 years. My therapy approach is dedicated to empowering individuals of all ages who are navigating significant shifts in mood and self-esteem. My goal is to help you explore underlying challenges, transforming them into opportunities to become a stronger and more resilient person.
Chandra Malamud
(she/her)
$125/session
LCSW
16 years of experience
Virtual
Are you struggling with a major transition? Life can certainly throw us some curve balls. Although you may feel overwhelmed or discouraged, things can get better. I specialize in helping people deal with big events like grief, illness, caring for a loved one, and divorce. These changes might contribute to anxiety, self-doubt, or depression. These challenging times can be exhausting, and it’s key to take care of yourself. With the right help, you can heal and even thrive. More and more people are understanding that mental health support isn’t a luxury, but a necessity that we all deserve.
I keep up with the most effective therapies so that I can provide you with the best care possible. I also recognize that your situation is unique, and you have your own struggles and strengths. We will tailor your care to where you’re at, and what you need at this time.
I am dedicated to supporting you however I can, through evidence-based therapy, education, and resources. I offer flexible appointments online, through a secure, HIPAA-compliant platform. If you’re ready for the next step, call to set up an initial consultation. I look forward to seeing how I can help.
Stormy Malone
(she/her)
$125/session
LPC/MHSP
6 years of experience
Virtual
Hello, I am Stormy
I can help you feel empowered to reach your goals, make changes that you want in your life, recover from trauma, anxiety, and depression, and manage life stress. I use a person-centered approach, which focuses on you as a whole person and the individual needs that you have.
I have been working in community mental health for almost 10 years. I have a Ph.D. in community psychology and am a licensed counselor. I have been practicing counseling since 2016, and I have provided virtual counseling since 2019. I have experience working with adults, children, adolescents, and couples.
Beginning therapy can be overwhelming and scary. I will be here to work with you through those feelings and provide you with an environment that is safe and compassionate.
Tina Gibson
(she/her)
$65/session
LMFT
12 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.
Frequently asked questions
Why filter by Tennessee rather than a city
like Nashville?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.