Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 204 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/11/2025

Sarah Long

(she/her)

Sarah Long, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
18 years of experience
Virtual
I'm a clinical social worker, and I finished my Masters of Science in Social Work in 2008 at the University of Tennessee. What this means is that I am trained to provide therapy services to people struggling with lots of different issues. It also means that I hold closely in mind what experiences people have had in their lives that come up for them and how their environments affect them as well.

Joseph Sanders

(he/him)

Joseph Sanders, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
27 years of experience
Virtual
Hello and welcome. I am an LCSW who has 28 years of experience providing therapy to a wide array of clients. I enjoy meeting clients where they are at and helping them to discuss their issues, look at obstacles to making changes, make expectations that are more realistic, and helping them to learn new skills to decrease the negative effects on their life.

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Norman Shaffer

(he/him)

Norman Shaffer, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
11 years of experience
Virtual
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I like working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
25 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Kelly Franklin

(she/her)

Kelly Franklin, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC/MHSP
10 years of experience
Virtual
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!

Sean T. Lanegan

(he/him)

Sean T. Lanegan, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Why should you choose ME, over anyone else? That is the burning question. As I sit here and try to think of all the ways to possibly distinguish myself in comparison to my peers and colleagues, one specific thing comes to mind: the exact moment that I knew I wanted to be a therapist. My life’s trials and tribulations have put me in a strangely unique position in regard to understanding and empathizing with much of what is thrown at many of us, and it is because of that, that I found strength in my weaknesses and lowest moments. Readjusting to life after deployments, after the military, after divorce and growing pains and heartache, was a monumentally transitional period of my life, and my therapist bared the brunt of my pain with compassion and grace. In my very last session, I looked him in the eyes and said: “I want to do what you’re doing. I want to help people the way that you’ve helped me. I’ve been on this side of the table – now I want to be on that side.” So, what’re my credentials, expertise, focus and treatment approaches? Credentials: MSW, LICSW (WA), LCSW (HI, TN, TX) Expertise: My background and personal experience of the military and with Post-Traumatic Stress (PTS) ensure that I have a good handling on trauma and know all too well the burdens of Veterans that come with serving your country during war, as well as in the aftermath. Beyond that, I specialize and have experience with anger management, mood disorders, thought disorders, personality disorders, anxiety, social anxiety, depression, grief, eating disorders, self-esteem issues. Approaches: I clinically find myself utilizing a psychodynamic approach to therapy with my clients. I believe we are who we are today based on the many influences we had in our lives, especially in those formidable early childhood years. Oftentimes, we can find the source of your current concerns today by processing how you originally developed your core values and beliefs. These roots run deeper than we typically ever realize without therapy. If you choose to work with me, we will naturally dive deeper into what this may mean for you. The path of healing is not an easy road, nor a short one. Doing the work takes gusto, but I believe that you have it inside of you, and I believe that I am the one for the job to aid in your process and growth. I hope to hear from you soon!!! Respectfully, Sean

Elnora Peters

(she/her)

Elnora Peters, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
6 years of experience
Virtual
Hi, I'm Elnora Peters, a licensed therapist with a passion for helping individuals navigate life's challenges with clarity, self-compassion, and emotional resilience. I work with adults facing anxiety, depression, major life transitions, and interpersonal issues. I help whether it's navigating a breakup, career change, or patterns that no longer serve you. My approach is grounded, supportive, and insight-driven. Together, we will explore the roots of your challenges, build emotional and mental awareness, and develop practical tools to help you feel more balanced, connected and empowered in your daily life. I believe that healing happens in safe, non-judgemental spaces. I am honored to walk alongside you as you find your path forward.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Aaron Petrie

(he/him)

Aaron Petrie, LPC/MHSP - Tennessee Therapist at Grow Therapy
$135/session
LPC/MHSP
8 years of experience
Virtual
I’m a licensed therapist who works with high performers—athletes, entrepreneurs, creatives, and professionals—navigating anxiety, burnout, life transitions, and performance pressure. I offer a warm, focused, and collaborative space where we explore what’s beneath the surface, develop emotional resilience, and build the clarity and confidence needed to move forward with purpose. Therapy with me is both deep and practical, always tailored to your goals.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Jeffrey Freiden

(he/him)

Jeffrey Freiden, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
23 years of experience
Virtual
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I help to help you become happier with your life choices.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Alex Wright

(he/him)

Alex Wright, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
Hi, my name is Alex and I offer a safe, healing presence for those suffering from substance misuse, sex and pornography addiction, and trauma. Although the therapeutic process is different for each client, my approach utilizes mindful, experiential therapy, and addresses both the symptoms and the underlying causes of trauma and addiction, ultimately resulting in life-long recovery. Feel free to visit my website: https://alexwtherapy.com for more information.

Liz Sakatos

Liz Sakatos, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
I specialize in helping women navigate the mental and emotional impact of perimenopause and menopause because it’s about a lot more than hot flashes. This chapter of life often brings heightened anxiety, mood swings, self-doubt, and relationship strain, all while society tells you to “just push through it.” I help women take back control by examining the impact of hormonal changes, internal pressures (like relentless, negative self-talk), and external stressors (like toxic relationships and unrealistic expectations). Together, we replace what’s no longer working with strategies that empower you to feel grounded, capable, and more like yourself again. I firmly believe that the way you speak to yourself shapes how you handle the pressures of midlife — and let’s be honest, women are often their own harshest critics. It’s time to rewrite that inner narrative.

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Joan Popkin

(she/her)

Joan Popkin, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
21 years of experience
Virtual
Greetings! I am a Licensed Psychologist based in Tennessee and also have my PSYPACT authorization. I received my Ph.D. from the University of Tennessee and have been practicing for over 20 years. I am a generalist treating a variety of conditions across the life span utilizing a holistic approach. I believe in the integration of diverse services to enhance optimal interventions for children, youth, and adults. I help clients at every stage of life struggling with anxiety, stress, depression, and trauma. I specialize in helping people achieve their own definition of a healthier life in a supportive environment.

Ben Smith

Ben Smith, LP - Tennessee Therapist at Grow Therapy
$160/session
LP
12 years of experience
Virtual
Are you feeling stuck and unsure of how to get past symptoms of anxiety, depression or past trauma? It's common to experience mental health-related challenges in life and to get stuck at times. We're not born with a built-in understanding of how to be psychologically healthy, so sometimes it's a good idea to get a little guidance from an unbiased professional. My ideal client is motivated to understand themselves better and to make the necessary adjustments to improve their quality of life.

Joseph Dabbs

(he/him)

Joseph Dabbs, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
14 years of experience
Virtual
Hello! I am an experienced Licensed Therapist in 3 states (Tennessee, Kentucky, and Massachussetts) and I am passionate about wellness and providing a non-judgmental and safe space for all individuals. Having compassion and knowledge to help people going through life’s challenges and transitions is truly a privilege for me. Through a strengths-based, trauma informed, and person-centered therapeutic approach a trusting relationship is created to help individuals establish and attain their treatment goals. Watching someone empower themselves to have a better quality of life is the end goal, no matter the situation. Over the years I have held several different positions in the clinical services arena. I have been a Director of Clinical Operations and therapist for residential facilities (120 beds and 66 beds). I oversaw five outpatient clinics as a Clinical Services Supervisor and provided therapy at the clinics. I’ve worked as a therapist and director in Mental Health Courts, Drug Courts, and Veterans Courts. In the end, my true love has always been doing individual and group therapy. I am originally from Nashville, Tennessee. I left to play college basketball at 18. After graduating from Missouri State University with a teaching degree, I moved to Florida to be close to my handicapped older brother. During this time, I feel in love with helping others even more. I went back to school and graduated with a Master’s Degree in Clinical Social Work from the University of Tennessee. I have specialized in trauma work, substance use, and co-occurring mental health concerns. My goal is to support a person find the best version of who they want to be in life. I love watching someone find their best version of themselves and begin living life to the fullest.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Madolyn Statler

(she/her)

Madolyn Statler, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hi there! My name is Madolyn, and I am a Licensed Clinical Social Worker (LCSW) based in Nashville, Tennessee. It's a big deal to look for help! Trusting another person to help make you or your child better is a huge leap, and it is a privilege I do not take for granted. I received my Master's in Social Work from the University of Tennessee and my Bachelor's in Psychology from the University of Mississippi. I have worked in social work for 10 years, and have been a practicing clinician for 5 years. I love serving the younger population as they make sense of their world!

Robyn Chaffee

(she/her)

Robyn Chaffee, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
5 years of experience
Virtual
I’m a Licensed Professional Counselor who believes in a collaborative therapeutic relationship, where both therapist and client can show up authentically. I prioritize each client’s sense of safety and honor that trust is built over time. My approach is client-centered, relational, and trauma-informed. I love to laugh with my clients and also gently offer reflections, observations, and connections to support deeper insight. I take an integrative approach to therapy, drawing from multiple modalities to meet each client’s unique needs. I’ve been working in the mental health field since 2015, primarily in community-based settings, and I’m passionate about walking alongside clients as they reclaim their stories and build lives rooted in authenticity and self-trust.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.