Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 45 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/21/2026

$130/session

Authentic
Warm
Intelligent
Specialties
Couples Counseling
Life Transitions
Mood Disorders
+5
Hi! I'm a licensed mental health counselor living in Savannah, GA, licensed in Massachusetts, Rhode Island, and Connecticut. I've been doing this work for 15 years, in settings ranging from community-based support to inpatient, partial hospital, and integrated primary care. I lean on evidence based strategies like CBT and DBT, but the real foundation is understanding how life experience and trauma live in the body, not just the mind. My job is to help you figure out what "better" actually looks like for you, then build a space where we can get there together.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Family Conflict
Perinatal / Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services from the convenience of your own couch. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs. Please visit my website www.telehealththerapy.org for more information.
VirtualAvailable
View profile
Book session

$125/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+7
I’m Angela Miller, a Licensed Clinical Social Worker with over 14 years of experience helping Millennials navigate life’s emotional challenges. I specialize in using Cognitive Behavioral Therapy and mindfulness to support clients dealing with anxiety, depression, and self-esteem issues. I’m passionate about creating a warm, judgment-free space where you can feel heard and empowered to make positive changes in your life.
VirtualAvailable
View profile
Book session

$175/session

Authentic
Humorous
Solution oriented
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington, Virginia, and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable
View profile
Book session

New to Grow

$140/session

Specialties
Anxiety
Codependency
Suicidal Ideation
+3
I’m Dr. Valerie Jenkins, a Licensed Clinical Social Worker dedicated to helping individuals and couples find renewed hope, healing, and growth. With deep experience in treating depression, anxiety, PTSD, grief, infidelity, and suicide prevention, I provide a safe and inclusive space for every client — including those in the LGBTQ+ community.
Available
View profile
Book session

$100/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Grief
Trauma and PTSD
+5
Hi, I’m Ashley therapist, animal lover, creative soul, and lifelong daydreamer. I bring a warm and down-to-earth approach to my work, and I believe that connection, curiosity, and authenticity are at the heart of healing. When I’m not in session, you can usually find me lost in a good book especially fantasy, romantasy, or dark romance (I’m a proud BookTok girly). Some of my favorite reads have come straight from client recommendations. I always love hearing what’s on your bookshelf. I’m also a big fan of all things crafty. Paper crafting is my go-to especially junk journals and mini albums but I’ve dabbled in wreaths, t-shirts, and tumblers. My creativity also spills into my love of music, which spans from Sleep Token to George Strait to Eminem. I’m always up for discovering new bands or catching a local show. On slower days, I love wandering through antique stores and thrift shops. Most of my home is decorated with pieces that have a story either found secondhand or passed down through family. I find comfort in giving old things new life. Animals have always been a grounding force in my world. I’ve been riding horses since I was four, and my heart horse, Kirby, is my trail buddy and snack-sharing best friend (she’s a big fan of applesauce and cupcakes). My two dogs, Oliver and Dottie, are certified therapy dogs who’ve joined me in visits to hospices, hospitals, nursing homes, and children’s reading programs. Together, Kirby, Oliver, and Dottie inspired the name Free to Wander Counseling, a reflection of my belief that healing often begins when we allow ourselves to explore, play, and connect in gentle, open-hearted ways. Wherever you are on your journey, you are welcome here just as you are.
VirtualAvailable
View profile
Book session

$175/session

Empowering
Authentic
Warm
Specialties
Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable
View profile
Book session

New to Grow

$150/session

Specialties
Burnout
Sexual Abuse
Trauma and PTSD
+10
Let's reduce feelings of overwhelm, together. I am a Doctor of Social Work, trauma specialized, and clinically licensed in DC, VA, SC, RI and IN as a social worker and substance use disorder therapist serving children, teens, and adults (mandated and non-mandated). We can focus on anger, feelings of hopelessness, overwhelm, panic, grief, always thinking, people pleasing, holding guilt and shame, inability to focus, nightmares, and so many other thoughts, feelings, experiences, and emotions that result from the environment around us. We can really lean into substance use and the agonizing cycle of it all. I am nationally certified in TF-CBT (ages 3-18), and CPT and PE trained for adults with PTSD. Additionally, you can receive mindfulness-based, somatic integration, and a holistic lens to examine your needs via my 11 years’ experience and an additional master's in integrative health coaching plus 20 years’ experience in therapeutic design, so we can look together at social and environmental problem and solution spaces based upon your needs. I've also worked for several years in urban public school systems, so can help students, caregivers, and educators navigating school-based stress. I am culturally humble and honor intersectionality. Thank YOU for reading about how we can partner to increase your feelings of hope and wellness.
Available
View profile
Book session

$160/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Mood Disorders
+9
I am a licensed marriage and family therapist with more than 19 years experience working with children, adults, and families, the last 10 years in Teletherapy. I received my masters degree in psychology with a focus in marriage and family therapy in 2011, and I have completed certification training to be a functional family therapy supervisor. I'm a military veteran and have worked with individuals from a range of backgrounds, as well as provided supervision to interns. I also provide cognitive processing therapy for trauma, a gold standard evidence-based psychotherapy.
VirtualAvailable
View profile
Book session

$185/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable
View profile
Book session

$150/session

Warm
Intelligent
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable
View profile
Book session

$225/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable
View profile
Book session

$120/session

Warm
Authentic
Open-minded
Specialties
Depression
LGBTQ
Self Esteem
+10
Hello, I'm Liz, a Licensed Clinical Professional Counselor and Licensed Mental Health Counselor with over 20 years of experience. My journey in mental health therapy has been deeply rooted in a trauma-informed approach, and I have dedicated much of my career to helping individuals understand personality disorders—their own and those of family members. I have a strong connection with the LGBTQIA+ community and extensive experience working with children through music, art, and theater. My practice also includes working with families, couples, and individuals, addressing a wide range of concerns such as depression, anxiety, relationship issues, parenting challenges, body dysmorphic disorder, and struggles related to transitioning or alternative life styles. Additionally, I have supported many clients who have experienced physical trauma or emotional abuse. I use EMDR as part of my trauma treatment. My therapy style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion, and I reject stigmatizing labels. My approach combines cognitive-behavioral, humanistic, psychodynamic, rational-emotive therapy, Cognitive Behavioral Therapy (CBT), Solution focused therapy, EMDR for trauma and complex PTSD. and I work tailoring our dialogue to meet your unique and specific needs. It takes courage to seek a more fulfilling and happier life and to take the first steps toward change. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! -Liz Lizotte
VirtualAvailable
View profile
Book session

$130/session

Authentic
Warm
Direct
Specialties
Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable
View profile
Book session

$120/session

Solution oriented
Warm
Specialties
Child or Adolescent
Coping Skills
Peer Relationships
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available
View profile
Book session

New to Grow

$100/session

Authentic
Holistic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+7
believe healing is not about fixing what is “wrong,” but about building a kinder, more trusting relationship with yourself. I work with adolescents and adults who are navigating life transitions, issues around identity and self esteem, or feeling the lingering effects of traumatic experiences. Together we will work towards restoring a sense of grounding, choice, and self-compassion. With compassion and curiosity, the survival responses that once protected us can begin to soften opening the door to healing, thriving, and building a life lived with intention. My approach is heart centered and trauma informed. My work integrates EMDR (technique for reprocessing traumatic experiences), Acceptance and Commitment Therapy, and Internal Family Systems (IFS). As a certified yoga teacher and Reiki practitioner, I value the body’s wisdom and may incorporate mindfulness or somatic awareness into our sessions. Whether you’re brand new to therapy or returning after time away, my hope is to offer a space that feels welcoming, supportive, and collaborative. I believe that you are the expert on yourself and I am here to help guide you along your healing journey to help you move towards your goals and a life that feels more authentic and aligned.
Available
View profile
Book session

$150/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+4
Hello! Do you identify as LGBTQIA? Are you struggling to find a therapist who understands your lived experience and the unique challenges the LGBTQIA community is currently facing? I am a member of the LGBTQIA community and have 25 years of experience in mental health and allied fields. As a retired attorney, I also bring a special perspective to working with attorneys and other professionals who are struggling with work-life balance and/or addiction issues. I see therapy as a partnership. I take a client-centered and trauma-informed approach. I find fulfillment in helping clients recover from trauma and addiction, as well as, develop healthy relationships. I specialize in CBT, DBT, EMDR, and mindfulness. I would be honored to help you achieve your mental health goals. Let's schedule a time to talk soon! Jenn
VirtualAvailable
View profile
Book session

$150/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Grief
Hi. I'm Debra, and I want you to know that I understand that life can feel overwhelming and confusing at times. Seeking support from someone with an objective perspective can make a significant difference in your journey towards clarity and peace. Reaching out allows you to gain valuable insights, clarify your path, and find practical ways to address the challenges you face. You will learn how to conquer your fears and to walk into your destiny. No longer feeling stuck, you can rise to the top and become the best version of yourself. I'm here to help guide you out of your dark time and back into the light and joy of life.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable
View profile
Book session

$75/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available
View profile
Book session

$225/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Peer Relationships
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable
View profile
Book session

$90/session

Empowering
Humorous
Solution oriented
Specialties
Addiction
ADHD
Coping Skills
+10
Jonathan is a therapist dedicated to helping individuals navigate life’s challenges with authenticity, compassion, and practical guidance. Drawing on years of experience working in behavioral health and substance use recovery, Jonathan believes that healing begins with genuine human connection. His approach is collaborative, nonjudgmental, and rooted in the belief that every person has the capacity for growth, resilience, and meaningful change. Jonathan specializes in working with individuals experiencing anxiety, depression, trauma, addiction, life transitions, and relationship challenges. He creates a space where clients feel safe to be themselves, explore difficult emotions, and develop the skills needed to build healthier, more fulfilling lives. Rather than focusing solely on symptoms, Jonathan works to understand each client’s unique story, recognizing that lasting change comes from addressing the whole person. Known for his warmth, humor, and direct yet compassionate style, Jonathan balances empathy with accountability. He believes therapy should be both supportive and empowering, helping clients identify their strengths while challenging the patterns that may be holding them back. His work emphasizes resilience, self-awareness, emotional regulation, and the importance of meaningful relationships in the healing process.
Available
View profile
Book session

$150/session

Solution oriented
Authentic
Intelligent
Specialties
Anxiety
Career Counseling
Trauma and PTSD
+4
Welcome to Grow Therapy. I’m Dr. Frank J. Gallo, a licensed psychologist in Rhode Island (License: PS02017) and Massachusetts (License: PSY9800). I use Acceptance and Commitment Therapy (ACT)—a structured, evidence-based process—to help you build resilience, clarify your values, and facilitate meaningful changes in how you think and respond to difficulty. If you’re looking for a therapist who brings both depth and a practical framework to our work, I may be the right fit.
VirtualAvailable
View profile
Book session

$100/session

Solution oriented
Direct
Warm
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+9
Hello, I am Nancy DiStefano a mastered prepared, licensed independent social worker with over 35 years experience. I have experience in therapy with members from age 3-83. I am here to help you find peace in your life and reach whatever goals you choose to reach. I have been doing online tele-health since 2012. I specialize in CBT and ERP. I am here to help. Let's begin.
Available
View profile
Book session

$120/session

Warm
Intelligent
Direct
Specialties
Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.