Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 41 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/9/2026

$130/session

Authentic
Warm
Intelligent

Specialties

Couples Counseling
Life Transitions
Mood Disorders
+4
Hi! I am a licensed mental health counselor living in Savannah, GA. I am licensed in Massachusetts, Rhode Island, and Connecticut. I have been in the mental health field for 15 years. I have worked in a variety of settings including community based support, inpatient, partial hospital, and integrated primary care settings. I tend to utilize interventions across CBT, DBT, with a foundation of life experience, circumstance, and trauma stored within the body. I work with my clients to determine what goals and success means for them and I aim to create an open and safe environment where we can learn and grow together.
VirtualAvailable

$120/session

Open-minded
Warm
Authentic

Specialties

Couples Counseling
Eating Disorders
Obsessive-Compulsive (OCD)
+9
Hello everyone! Thank you for taking the time to check out this page. I have been on grow for 8 months now and it's been great. I have a real down-to-earth personality and will tell you my feedback I don't typically just nod, I am very solution focused with CBT, Assertiveness Training, IFS, Strengths-Based, DBT, and multiple other theories which means I am eclectic. I enjoy working with a variety of people, LGBTQ, adults, kids, parents, teens think of my practice in terms of grounding, a place to kick off your shoes, kick back and let me hear what's on your mind obstacles we face we'll use SFBT together or trauma dig slowly into its all your pace Life is a series of transitions, and no one should have to navigate them alone. I provide a warm, inclusive environment for individuals of all ages—from children and teens finding their voice to geriatric adults. Services Include:Grief, Loss, & Life Transitions: Providing compassionate support for adults and seniors navigating the physical and emotional shifts of aging and bereavement. Holistic & New Age Modalities: Integrating spiritual anchors and "higher power" concepts into clinical treatment for a truly mind-body-spirit approach. Trauma Recovery: Expert care for survivors of narcissistic abuse, domestic violence, and toxic stress. Family & Youth: Parent coaching, child-interactive therapy, and support for teen-specific challenges (LGBTQ+ friendly). I operate with deep cultural curiosity, ensuring that your identity and beliefs are the foundation of our work. Whether you are seeking tools for ADHD and panic attacks or a safe space to process deep-seated trauma, I offer flexible weekday and weekend scheduling tailored to your needs. I have worked in the past at places such as Community Mental Health and for substances abuse treatments. Children’s and teens inpatient, and at St. Mary’s Home ARTS clinician.
VirtualAvailable

$120/session

Authentic
Direct
Warm

Specialties

Anxiety
Depression
Domestic Violence
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable

$185/session

Warm
Authentic
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$130/session

Authentic
Warm
Direct

Specialties

Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable

$200/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Self Esteem
+10
~A Place to Pause, Reflect, and Heal Hello, I'm Dr. Ebonee. Do you feel pulled in a million directions, struggling to keep up with relationships, work, and health? Is it hard to be kind to yourself? I help individuals manage anxiety, avoid burnout, and break free from cycles of trauma, stress, and self-doubt. Together, we can identify what’s not working and get you back to balance. My interest in spirituality and utilization of spiritually integrated psychotherapy (SIP), which is not tied to any specific religion, allows me to offer a holistic approach to healing that addresses the emotional, psychological, and spiritual dimensions of well-being. I emphasize trauma’s role in shaping core beliefs, psychosocial stressors, and generational patterns, recognizing its imprint on the central nervous system. My approach integrates cognitive-behavioral therapy (CBT), coaching, and positive psychology to reframe trauma narratives, foster self-discovery, and disrupt patterns of depression, anxiety, and re-traumatization. Whether you're navigating trauma, relationship challenges, or cycles of stress and overwhelm, I provide a safe space where healing begins. I know it may seem impossible, but what if I told you that you have the power to change your life? Now is the perfect time to start your healing journey. In our sessions, I’ll meet you with compassion and evidence-based techniques to help you overcome the hangups and habits holding you back. Let’s work together to build communication strategies, set boundaries, break cyclical trauma patterns, and foster self-worth for long-term stability. I’m excited to be on this journey with you! Here's a helpful video that explains the therapeutic process and what you can expect during your healing journey. https://youtu.be/R4B9BPBiIHo?si=HGNawKl7l1gVUv-z FYI: I recognize that my schedule sometimes books 3–4 weeks in advance, so please feel free to reach out if you need a sooner appointment.
VirtualAvailable

$120/session

Warm
Direct
Humorous

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

$150/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+5
Welcome to Grow Therapy. I'm Dr. Frank J. Gallo, a licensed psychologist in Rhode Island (License: PS02017) and Massachusetts (License: PSY9800). I work with adults navigating anxiety, depression, post-traumatic stress, anger, and the psychological challenges that often come with high-demand careers and significant life transitions. I use a structured, evidence-based approach, with a particular emphasis on Acceptance and Commitment Therapy, to help you build resilience, clarify your values, and make meaningful changes in how you think and respond to difficulty. If you're looking for a therapist who brings both depth and a practical framework to the work, I may be the right fit.
VirtualAvailable

$225/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Peer Relationships
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable

$140/session

Authentic
Humorous
Open-minded

Specialties

Career Counseling
Life Transitions
Women's Issues
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

$125/session

Warm
Empowering
Authentic

Specialties

Anxiety
LGBTQ
Life Transitions
+8
Hey! I am a Licensed Clinical Social Worker stationed in Florida, where I call home. I achieved my Master’s degree from Florida Atlantic University. I assist my clients with expressing their authentic self, while tackling barriers that ultimately allow for adaptation and growth. One of my main objectives is to make my clients feel heard, safe, and comfortable. Without these, we cannot begin to embark on our adventure!
VirtualAvailable

$250/session

Empowering
Authentic
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I am Brandy, a Licensed Independent Clinical Social Worker (LICSW/LCSW) offering compassionate and specialized psychotherapy services to adults in California, Massachusetts, and Rhode Island. I am also a U.S. military Veteran with multiple deployments, and my lived experience deeply informs the care I provide. My own healing journey, combined with my service background and professional training, has shaped an integrative, trauma-informed approach to therapy that honors the interconnectedness of mind, body, and spirit. I am an EMDRIA-trained EMDR therapist and offer evidence-based trauma treatment to help clients process and heal from painful life experiences. I specialize in supporting individuals navigating anxiety, depression, grief, trauma, relationship challenges, life transitions, and the emotional impact of serious health diagnoses. Whether you're coping with the aftermath of trauma or facing a new chapter in life, I offer a collaborative, supportive space focused on strengthening your resilience, restoring your sense of self, and promoting lasting emotional well-being.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Anxiety
Coping Skills
Self Esteem
+4
Hi! I am a holistic mindfulness-based therapist who specializes in helping motivated adults manage their emotions, heal their inner child wounds, increase their self-esteem, improve their relationships, navigate their career and ultimately create a life they love. I am an empathetic, compassionate listener and will take the time to truly be present with you. I am a strong believer in the mind-body connection and take a holistic approach to therapy. Each session will be tailored to you and what we decide together will help you best.
VirtualAvailable

$250/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
VirtualAvailable

$135/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable

$100/session

Warm
Empowering
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+7
I am Elizabeth Jones, LCSW-BACS, QSSW from New Orleans, LA. I received my Masters of Social Work from Tulane University. My professional experience has allowed me the opportunity to support children, adolescents, and adults in the state of Louisiana for the past 11 years, and more recently the states of Rhode Island and Maryland. I have experience supporting individuals in schools (traditional & alternative), outpatient behavioral health clinics (community & school based), corrections and homelessness. My goal is to create an open, safe space where thoughts and feelings can be shared without fear of judgment, and where individuals can be supported with improving their overall quality of life.
VirtualAvailable

New to Grow

$120/session

Specialties

Child or Adolescent
Coping Skills
Peer Relationships
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available

$80/session

Authentic
Open-minded
Empowering

Specialties

Anxiety
Self Esteem
Women's Issues
+2
Hi! I'm a Licensed Professional Counselor (LPC) based in Pennsylvania. I received my Masters from Philadelphia University and have been practicing for the past 9 years. I help people of all ages struggling with anxiety, depression, self-esteem and any other general life stresses. I am passionate about helping others evolve and grow to live in the best possible version of themselves.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable

New to Grow

$90/session

Specialties

Addiction
ADHD
Coping Skills
+10
Jonathan is a therapist dedicated to helping individuals navigate life’s challenges with authenticity, compassion, and practical guidance. Drawing on years of experience working in behavioral health and substance use recovery, Jonathan believes that healing begins with genuine human connection. His approach is collaborative, nonjudgmental, and rooted in the belief that every person has the capacity for growth, resilience, and meaningful change. Jonathan specializes in working with individuals experiencing anxiety, depression, trauma, addiction, life transitions, and relationship challenges. He creates a space where clients feel safe to be themselves, explore difficult emotions, and develop the skills needed to build healthier, more fulfilling lives. Rather than focusing solely on symptoms, Jonathan works to understand each client’s unique story, recognizing that lasting change comes from addressing the whole person. Known for his warmth, humor, and direct yet compassionate style, Jonathan balances empathy with accountability. He believes therapy should be both supportive and empowering, helping clients identify their strengths while challenging the patterns that may be holding them back. His work emphasizes resilience, self-awareness, emotional regulation, and the importance of meaningful relationships in the healing process.
Available

$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Depression
Grief
Hi. I'm Debra, and I want you to know that I understand that life can feel overwhelming and confusing at times. Seeking support from someone with an objective perspective can make a significant difference in your journey towards clarity and peace. Reaching out allows you to gain valuable insights, clarify your path, and find practical ways to address the challenges you face. You will learn how to conquer your fears and to walk into your destiny. No longer feeling stuck, you can rise to the top and become the best version of yourself. I'm here to help guide you out of your dark time and back into the light and joy of life.
VirtualAvailable

New to Grow

$100/session

Authentic
Holistic

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+7
believe healing is not about fixing what is “wrong,” but about building a kinder, more trusting relationship with yourself. I work with adolescents and adults who are navigating life transitions, issues around identity and self esteem, or feeling the lingering effects of traumatic experiences. Together we will work towards restoring a sense of grounding, choice, and self-compassion. With compassion and curiosity, the survival responses that once protected us can begin to soften opening the door to healing, thriving, and building a life lived with intention. My approach is heart centered and trauma informed. My work integrates EMDR (technique for reprocessing traumatic experiences), Acceptance and Commitment Therapy, and Internal Family Systems (IFS). As a certified yoga teacher and Reiki practitioner, I value the body’s wisdom and may incorporate mindfulness or somatic awareness into our sessions. Whether you’re brand new to therapy or returning after time away, my hope is to offer a space that feels welcoming, supportive, and collaborative. I believe that you are the expert on yourself and I am here to help guide you along your healing journey to help you move towards your goals and a life that feels more authentic and aligned.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.