Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 40 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/14/2026

New to Grow

$160/session

Specialties

Military/Veterans
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a Licensed Professional Counselor and Licensed Substance Abuse Treatment Practitioner with experience working across outpatient, community mental health, crisis, and military settings. As a Veteran, I understand many of the unique stressors associated with military life, transitions, caregiving responsibilities, and balancing the demands of work and family. I work with adolescents and adults experiencing anxiety, depression, trauma, OCD, relationship concerns, life transitions, and challenges related to stress and burnout. My approach is collaborative, compassionate, and grounded in evidence-based practices tailored to each individual's needs. I strive to provide a supportive, nonjudgmental environment where clients can explore challenges, build resilience, develop practical coping skills, and create meaningful, lasting change at a pace that feels manageable and aligned with their goals.
Available

$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$120/session

Direct
Intelligent
Warm

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I’m a licensed therapist who specializes in treating anxiety, OCD, and related challenges using evidence-based approaches like ACT, ERP, and CBT. I’m warm, direct, and collaborative, and I strive to create a space where you feel understood and supported while also being gently challenged to grow. My goal is to help you break free from patterns that keep you stuck and build the skills and confidence to navigate life with more ease.
Available

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

$100/session

Empowering
Warm

Specialties

Anxiety
Crisis Intervention
Obsessive-Compulsive (OCD)
+9
Hello, I am Nancy DiStefano a mastered prepared, licensed independent social worker with over 35 years experience. I have experience in therapy with members from age 3-83. I am here to help you find peace in your life and reach whatever goals you choose to reach. I have been doing online tele-health since 2012. I specialize in CBT and ERP. I am here to help. Let's begin.
Available

$85/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Depression
Domestic Violence
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm

Specialties

ADHD
Insomnia/Sleep Issues
Military/Veterans
+4
Are you feeling overwhelmed, down, or anxious? Are some work or family relationships challenging? Maybe you're grieving or wrestling with questions of meaning, purpose, values and identity?   You are not alone- all of these are common to all of us to one degree or another. I am here to support your hope for change, healing and reaching your goals. Our work together will help you to learn more about what's going on behind what your experiencing, and help you gain that sense of wellness, peace and contentment you would like to have. Every therapist has their own personality or “style” of interacting – I am direct, solution-focused, committed to caring well for you and your unique experiences (and like to incorporate humor as appropriate!).
VirtualAvailable

$185/session

Warm
Authentic
Intelligent

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$125/session

Authentic
Holistic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+3
I believe in meeting clients where they are, offering a safe, compassionate space to explore the challenges they face. As a trauma-informed counselor, I draw from an eclectic blend of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Attachment-Focused Therapy, Person-Centered Therapy, and Christian counseling, depending on your unique needs and preferences. Together, we will sift through your experiences, gain insight, and develop practical tools that support healing and growth.
VirtualAvailable

New to Grow

$120/session

Specialties

Child or Adolescent
Coping Skills
Peer Relationships
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available

New to Grow

$120/session

Specialties

Addiction
Anxiety
Depression
My journey into therapy began with a deep curiosity about human resilience and the desire to help others find strength through life's hardest challenges. I'm a firm believer in the powerful role that therapy can play in alleviating distressing symptoms, facilitating positive growth, and increasing functioning in all areas of life. I value clear, open, and direct communication to create a supportive, non-judgmental environment. I practice active listening and will be an empathetic partner to help you accurately self-reflect. When difficult topics arise, I'll help you deeply understand yourself in the conflict.
Available

$200/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anger Management
Depression
+24
I have lived a long and colorful life. Like everyone else, I've made good and bad choices and learned from each. I have 22+ years experience in the mental health and substance abuse treatment field. I DO NOT JUDGE, AT ALL, PERIOD. I can be both blunt and gentle as appropriate. My role is to offer another perspective, a way to see life more fully and function better, no more, no less. I don't pretend to have all the answers but only one slice of wisdom. I just share what can help someone. Some people are not yet ready to be helped. Yet for those who are feeling lost on life's journey and are willing to listen and learn, I'm here to assist. My life work can be summed up in three words, "offering people hope. " "The wound is where the light enters." - Jeladdin Rumi "A coward dies a thousand deaths, a brave man only once." Martin Luther King Jr. "Wouldn't take nothin' for my journey now." - Maya Angelou "The past is gone, and there is left only a blessing." - Kahlil Gibran "Be true to yourself, and you will be false to no one else." - William Shakespeare "How very lucky are we, for just a moment to be, part of life's eternal rhyme." Charlotte's Web, movie "Not all who wander are lost." J.R.R. Tolkien
VirtualAvailable

$80/session

Authentic
Open-minded
Empowering

Specialties

Anxiety
Self Esteem
Women's Issues
+2
Hi! I'm a Licensed Professional Counselor (LPC) based in Pennsylvania. I received my Masters from Philadelphia University and have been practicing for the past 9 years. I help people of all ages struggling with anxiety, depression, self-esteem and any other general life stresses. I am passionate about helping others evolve and grow to live in the best possible version of themselves.
VirtualAvailable

$150/session

Solution oriented
Warm

Specialties

Anger Management
Anxiety
Self Esteem
+7
My name is Betsy and I am a licensed mental health clinician with over 10 years of experience working with adolescents and adults. Through my training and experience, I have developed a philosophy that simply listening, validating and being non-judgmental is “help.” However, to guide a patient’s growth in mental health treatment, it is important to challenge them in a non-threatening manner but to promote thought is necessary. Additionally, It is sometimes important to be the mirror that clients do not want to look in. Lastly, treatment should be collaborative and educate which means providing psycho-education information, written treatment work, and provide well rounded mental health guidance and support to help patient identify and achieve treatment goals.
VirtualAvailable
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New to Grow

$100/session

Authentic
Warm

Specialties

Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
+10
I bring a patient and empathetic presence to each session. I listen deeply to your goals, striving to understand your experiences and needs. Together, we collaborate to clarify what you want to achieve, and I support you in moving toward those goals at a pace that feels right for you. I’m here to support you in a way that feels grounding and compassionate. My goal is to offer an outlet that helps you strengthen your mental well-being and navigate the challenges life can bring. LCSW offering a variety of experience.
Available

Often rebooked

$150/session

Authentic
Direct
Intelligent

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+3
Hello! Do you identify as LGBTQIA? Are you struggling to find a therapist who understands your lived experience and the unique challenges the LGBTQIA community is currently facing? I am a member of the LGBTQIA community and have 25 years of experience in mental health and allied fields. As a retired attorney, I also bring a special perspective to working with attorneys and other professionals who are struggling with work-life balance and/or addiction issues. I see therapy as a partnership. I take a client-centered and trauma-informed approach. I find fulfillment in helping clients recover from trauma and addiction, as well as, develop healthy relationships. I specialize in CBT, DBT, EMDR, and mindfulness. I would be honored to help you achieve your mental health goals. Let's schedule a time to talk soon! Jenn
VirtualAvailable

$125/session

Authentic
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+9
Life doesn’t always go as planned. Illness, loss, and life changes can leave you feeling overwhelmed, disconnected, and unsure of who you are now. I specialize in working with adults coping with anxiety, grief, life transitions and adjustment, including the emotional toll that often comes with complex or ongoing challenges. Whether you're adjusting to a diagnosis, processing a loss, or struggling with the direction your life is headed, therapy can help you find your way forward. Together, we’ll focus on what matters most to you—building coping skills, reconnecting with your values, and moving forward in a way that feels meaningful and sustainable. My approach is grounded in evidence-based care and guided by a holistic, nature-informed perspective. I integrate mindfulness, compassion, and practical strategies to support you in your day-to-day life. Sessions may be structured and skills-focused at times, or more reflective when you need space to process and make sense of your experiences. I work from a humanistic, strengths-based lens and strive to create a space where you feel safe, understood, and supported as you navigate change and reconnect with yourself.
Available

$175/session

Empowering
Solution oriented
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I am Brandy, a Licensed Independent Clinical Social Worker (LICSW/LCSW) offering compassionate and specialized psychotherapy services to adults in California, Massachusetts, and Rhode Island. I am also a U.S. military Veteran with multiple deployments, and my lived experience deeply informs the care I provide. My own healing journey, combined with my service background and professional training, has shaped an integrative, trauma-informed approach to therapy that honors the interconnectedness of mind, body, and spirit. I am an EMDRIA-trained EMDR therapist and offer evidence-based trauma treatment to help clients process and heal from painful life experiences. I specialize in supporting individuals navigating anxiety, depression, grief, trauma, relationship challenges, life transitions, and the emotional impact of serious health diagnoses. Whether you're coping with the aftermath of trauma or facing a new chapter in life, I offer a collaborative, supportive space focused on strengthening your resilience, restoring your sense of self, and promoting lasting emotional well-being.
VirtualAvailable

$200/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs.
VirtualAvailable

$120/session

Intelligent
Authentic
Direct

Specialties

Anxiety
Depression
Peer Relationships
+10
Hello, I am a LICSW from Massachusetts. I work most effectively with individuals struggling with identity, depression, and issues of stagnation in life. I specialize in anxiety, depression, grief, trauma, identity, and complex stressors, especially if complicated by varied relationship and familial dynamics. I aim to assist individuals desiring greater motivation, purpose, and self-determination following unresolved trauma and unforeseen hardships. I hope to support individuals seeking mental health stability, peace, and personal clarity.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable
Frequently asked questions

Why filter by state rather than a city?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.