Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 44 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/12/2026

New to Grow

$100/session

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+7
believe healing is not about fixing what is “wrong,” but about building a kinder, more trusting relationship with yourself. I work with adolescents and adults who are navigating life transitions, issues around identity and self esteem, or feeling the lingering effects of traumatic experiences. Together we will work towards restoring a sense of grounding, choice, and self-compassion. With compassion and curiosity, the survival responses that once protected us can begin to soften opening the door to healing, thriving, and building a life lived with intention. My approach is heart centered and trauma informed. My work integrates EMDR (technique for reprocessing traumatic experiences), Acceptance and Commitment Therapy, and Internal Family Systems (IFS). As a certified yoga teacher and Reiki practitioner, I value the body’s wisdom and may incorporate mindfulness or somatic awareness into our sessions. Whether you’re brand new to therapy or returning after time away, my hope is to offer a space that feels welcoming, supportive, and collaborative. I believe that you are the expert on yourself and I am here to help guide you along your healing journey to help you move towards your goals and a life that feels more authentic and aligned.
Available

Often rebooked

$160/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+9
I am a licensed marriage and family therapist with more than 19 years experience working with children, adults, and families, the last 10 years in Teletherapy. I received my masters degree in psychology with a focus in marriage and family therapy in 2011, and I have completed certification training to be a functional family therapy supervisor. I'm a military veteran and have worked with individuals from a range of backgrounds, as well as provided supervision to interns. I also provide cognitive processing therapy for trauma, a gold standard evidence-based psychotherapy.
VirtualAvailable

$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$160/session

Authentic
Humorous

Specialties

Military/Veterans
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a Licensed Professional Counselor and Licensed Substance Abuse Treatment Practitioner with experience working across outpatient, community mental health, crisis, and military settings. As a Veteran, I understand many of the unique stressors associated with military life, transitions, caregiving responsibilities, and balancing the demands of work and family. I work with adolescents and adults experiencing anxiety, depression, trauma, OCD, relationship concerns, life transitions, and challenges related to stress and burnout. My approach is collaborative, compassionate, and grounded in evidence-based practices tailored to each individual's needs. I strive to provide a supportive, nonjudgmental environment where clients can explore challenges, build resilience, develop practical coping skills, and create meaningful, lasting change at a pace that feels manageable and aligned with their goals.
Available

$120/session

Warm
Direct
Intelligent

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$150/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs.
VirtualAvailable
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New to Grow

$100/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Depression
+2
I am originally from Mobile, Al. I am a two time HBCU graduate with a Bachelors in Social Work from Alabama Agriculture and Mechanical University and a Masters in Social Work from Clark Atlanta University. I am a Licensed Clinical Social Worker in the State of Georgia and Licensed Clinical Social in the state of Rhode Island with over 7 years of clinical experience. I have experience dealing with adolescents and adults with severe mental health diagnosis, gerontology, therapeutic foster care, Crisis mental health counseling, military and family crisis intervention, social service program planning and adults with mild to severe substance abuse issues.
Available

$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable

New to Grow

$120/session

Specialties

Addiction
Anxiety
Depression
My journey into therapy began with a deep curiosity about human resilience and the desire to help others find strength through life's hardest challenges. I'm a firm believer in the powerful role that therapy can play in alleviating distressing symptoms, facilitating positive growth, and increasing functioning in all areas of life. I value clear, open, and direct communication to create a supportive, non-judgmental environment. I practice active listening and will be an empathetic partner to help you accurately self-reflect. When difficult topics arise, I'll help you deeply understand yourself in the conflict.
Available

$150/session

Solution oriented
Warm

Specialties

Anger Management
Anxiety
Self Esteem
+7
My name is Betsy and I am a licensed mental health clinician with over 10 years of experience working with adolescents and adults. Through my training and experience, I have developed a philosophy that simply listening, validating and being non-judgmental is “help.” However, to guide a patient’s growth in mental health treatment, it is important to challenge them in a non-threatening manner but to promote thought is necessary. Additionally, It is sometimes important to be the mirror that clients do not want to look in. Lastly, treatment should be collaborative and educate which means providing psycho-education information, written treatment work, and provide well rounded mental health guidance and support to help patient identify and achieve treatment goals.
VirtualAvailable

$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Depression
Grief
Hi. I'm Debra, and I want you to know that I understand that life can feel overwhelming and confusing at times. Seeking support from someone with an objective perspective can make a significant difference in your journey towards clarity and peace. Reaching out allows you to gain valuable insights, clarify your path, and find practical ways to address the challenges you face. You will learn how to conquer your fears and to walk into your destiny. No longer feeling stuck, you can rise to the top and become the best version of yourself. I'm here to help guide you out of your dark time and back into the light and joy of life.
VirtualAvailable

New to Grow

$120/session

Specialties

Child or Adolescent
Coping Skills
Peer Relationships
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available

$125/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Marriage and Family Therapist based in Connecticut. I received my Master's Degree in Marriage and Family Therapy from Central Connecticut State University, and have been in practice for 6 years. I work with culturally and ethnically diverse individuals and families who are struggling with anxiety, depression, peer/family relationships, and life transitions to help them build better relationships with themselves and with others.
VirtualAvailable

$85/session

Authentic
Direct
Solution oriented

Specialties

Anxiety
Depression
Domestic Violence
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$120/session

Open-minded
Warm
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
Hey there! I am a clinician who just lives it one day at a time and I am probably the most diverse and accepting of them. I find myself good in parenting dilemma, coaching, men's issues, issues for those with economic hardships and college students or those at roads of turn pathways, truly those to be changed by the work we put in. I am person and a mother, I am imperfect and still learning to run this online so bear with me. I am a great learner and have only my best intentions to you all! Life is a series of transitions, and no one should have to navigate them alone. I provide a warm, inclusive environment for individuals of all ages—from children and teens finding their voice to geriatric adults honoring their legacy. My Specializations Include: Grief, Loss, & Life Transitions: Providing compassionate support for adults and seniors navigating the physical and emotional shifts of aging and bereavement. Holistic & New Age Modalities: Integrating spiritual anchors and "higher power" concepts into clinical treatment for a truly mind-body-spirit approach. Trauma Recovery: Expert care for survivors of narcissistic abuse, domestic violence, and toxic stress. Family & Youth: Parent coaching, child-interactive therapy, and support for teen-specific challenges (LGBTQ+ friendly). I operate with deep cultural curiosity, ensuring that your identity and beliefs are the foundation of our work. Whether you are seeking tools for ADHD and panic attacks or a safe space to process deep-seated trauma, I offer flexible weekday and weekend scheduling tailored to your needs. I have worked in the past at places such as Community Mental Health and for substances abuse treatments. Children’s and teens inpatient, and at St. Mary’s Home ARTS clinician.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented

Specialties

Mood Disorders
Personality Disorders
Trauma and PTSD
+10
I know taking that first step to enter into therapy can often be difficult. I am here to empower you and give you the tools and skills needed to improve your quality of life as well as provide you with a safe, empathetic place to do so. I work with a very wide array of diagnoses including Borderline Personality Disorder, substance use disorders, Bipolar Disorder, and more. I have been practicing for 10 years and specialize in trauma informed care, mood disorders, and crisis intervention. I am a certified Dialectical Behavior Therapist and will use those skills to help you live a life of fulfillment. I will work with you throughout the entire process.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+9
I am a licensed clinical social worker in FL, Idaho, Virginia; licensed independent clinical social worker in Massachusetts, Minnesota, and Rhode Island. I graduated from Barry University in 2014 and have been working within the mental health and hospital field since. I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe change is possible. I provide psychotherapy services to individuals in a collaborative, supportive, and safe environment.
VirtualAvailable

$150/session

Specialties

Anxiety
Military/Veterans
Spirituality
+5
Hi, My name is Kim; I provide a holistic approach to mental health and wellbeing. I believe that you hold the power for change and our sessions are the container where you can gain insight, information, and practice your skills. I assist clients recognize patterns and help them co-create portable solutions and insights that assist them evolve and gain optimal results. I earned my Master of Social Work from Boston College and have advanced training in Usui Reiki, and Auricular Acupuncture which provide the container for integrative awareness. I have over 20 years of clinical experience and would be honored to walk alongside you in discovery and evolution.
VirtualAvailable

$185/session

Warm
Authentic
Intelligent

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$80/session

Authentic
Open-minded
Empowering

Specialties

Anxiety
Self Esteem
Women's Issues
+2
Hi! I'm a Licensed Professional Counselor (LPC) based in Pennsylvania. I received my Masters from Philadelphia University and have been practicing for the past 9 years. I help people of all ages struggling with anxiety, depression, self-esteem and any other general life stresses. I am passionate about helping others evolve and grow to live in the best possible version of themselves.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable

$130/session

Authentic
Warm
Direct

Specialties

Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable

$225/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Peer Relationships
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.