Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 37 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/29/2026

Often rebooked

$150/session

Warm
Authentic
Solution oriented
Empowering
Direct
Open-minded
Intelligent

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist with a compassionate approach, drawing on my personal experience as a mother and wife of children facing serious health challenges. I specialize in telehealth therapy, offering expert care for a variety of mental health conditions. My mission is to provide a safe and supportive environment where individuals can address life’s challenges, cultivate resilience, and pursue holistic healing.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+2
I’m a Licensed Clinical Social Worker and EMDR-trained therapist who helps adults work through anxiety, trauma, self-doubt, and relationship challenges. I specialize in supporting first-generation immigrants and high-achieving individuals who struggle with imposter syndrome, people-pleasing, or feeling “not good enough.” My approach is warm, culturally responsive, and grounded in evidence-based practices like EMDR and CBT. I create a space where you can process difficult experiences, build confidence, and develop tools to feel more secure and empowered in your life.
VirtualAvailable

New to Grow

$200/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I am a Licensed Mental Health Counselor providing telehealth therapy to adults in Massachusetts and Rhode Island. Many people come to therapy feeling overwhelmed, emotionally exhausted, or easily triggered without fully understanding why. Anxiety, depression, or past experiences may continue to show up in your thoughts, body, or relationships. You don’t have to have the “right” words to start therapy. My goal is to create a space where you can slow down, be honest, and begin making sense of what you have been carrying. Therapy should feel supportive, collaborative, and free from judgment.
VirtualAvailable

$120/session

Warm
Authentic
Direct
Humorous
Intelligent
Open-minded

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

$150/session

Solution oriented
Warm

Specialties

Anger Management
Anxiety
Self Esteem
+7
My name is Betsy and I am a licensed mental health clinician with over 10 years of experience working with adolescents and adults. Through my training and experience, I have developed a philosophy that simply listening, validating and being non-judgmental is “help.” However, to guide a patient’s growth in mental health treatment, it is important to challenge them in a non-threatening manner but to promote thought is necessary. Additionally, It is sometimes important to be the mirror that clients do not want to look in. Lastly, treatment should be collaborative and educate which means providing psycho-education information, written treatment work, and provide well rounded mental health guidance and support to help patient identify and achieve treatment goals.
VirtualAvailable

$185/session

Intelligent
Warm
Authentic
Empowering
Open-minded

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented
Warm

Specialties

Mood Disorders
Personality Disorders
Trauma and PTSD
+10
I know taking that first step to enter into therapy can often be difficult. I am here to empower you and give you the tools and skills needed to improve your quality of life as well as provide you with a safe, empathetic place to do so. I work with a very wide array of diagnoses including Borderline Personality Disorder, substance use disorders, Bipolar Disorder, and more. I have been practicing for 10 years and specialize in trauma informed care, mood disorders, and crisis intervention. I am a certified Dialectical Behavior Therapist and will use those skills to help you live a life of fulfillment. I will work with you throughout the entire process.
VirtualAvailable

$150/session

Specialties

Anxiety
Military/Veterans
Spirituality
+5
Hi, My name is Kim; I provide a holistic approach to mental health and wellbeing. I believe that you hold the power for change and I am the vessel where you can gain insight, information, and practice your skills. I assist clients recognize patterns and help them co-create portable solutions and insights that assist them evolve and gain optimal results. I have over 20 years of clinical experience and would be honored to walk alongside you in discovery and evolution.
VirtualAvailable

Often rebooked

$115/session

Authentic
Warm
Empowering
Solution oriented
Intelligent
Open-Minded
Open-minded
Solution oriented

Specialties

Coping Skills
Depression
Peer Relationships
+8
Hello, my name is Cheryl Murray, LCSW, LICSW-OSW-C. I am a therapist with 13 years of experience, licensed in CT and RI, and certified in Oncology Social Work. I have worked in various settings, including inpatient psychiatry, substance use programs, oncology, medical social work, and outpatient therapy with children to older adults. I use an evidence-based approach, drawing skills from ACT, CBT, DBT, and mindfulness to meet my clients' goals. I focus on understanding where my clients are, what they hope for, and breaking it down into small, achievable goals over time. I enjoy being a therapist and feel honored when clients choose to work with me.
VirtualAvailable

New to Grow

$200/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs.
VirtualAvailable

$125/session

Authentic
Direct

Specialties

Anxiety
Depression
Self Esteem
+3
I’m Angela Miller, a Licensed Clinical Social Worker with over 14 years of experience helping Millennials navigate life’s emotional challenges. I specialize in using Cognitive Behavioral Therapy and mindfulness to support clients dealing with anxiety, depression, and self-esteem issues. I’m passionate about creating a warm, judgment-free space where you can feel heard and empowered to make positive changes in your life.
VirtualAvailable

$150/session

Empowering
Authentic
Direct
Humorous
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$100/session

Warm
Authentic
Direct
Solution oriented
Open-minded
Intelligent
Empowering

Specialties

Coping Skills
Foster Care/Adoption
Trauma and PTSD
+9
Thank you for reaching out! I have been in the field for almost 20 years. My goal is to provide a safe space for my clients to explore whatever they need to work on to reach their goals and lead a more healthy productive life. I look forward to working with you to achieve those dreams in the most mindful way possible
VirtualAvailable

$110/session

Empowering
Intelligent
Open-minded
Warm

Specialties

Anxiety
Coping Skills
Depression
+4
Hi there, my name is Karen. Are symptoms of stress, anxiety and/or depression getting in the way of you enjoying life to its fullest? Are your relationships or job performance feeling the impact too? Accepting support could be the best decision you make to start heading in a much better direction. I find it to be an incredible honor to get to know clients, no matter where they are on their journeys. And I love the process of holding a safe space for those ready to do what it takes to break free of the perceived limitations that difficult symptoms conspire to create. And for those just thinking about getting ready too! I utilize a variety of therapeutic approaches (including CBT, Nurtured Heart, EFT), infused with some humor and deep reverence for the clients with whom I have the honor of meeting. If you're looking for support, even if it's not with me, I hope you take that first step today!
VirtualAvailable

Often rebooked

$125/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable

New to Grow

$150/session

Specialties

ADHD
Anxiety
Depression
+7
My name is Leah and I have been a social worker for 10 years. I have worked with a variety of populations and have a lot of experience working with children and adults. My therapeutic approach integrates Cognitive Behavioral Therapy (CBT), mindfulness-based interventions, and solution-focused strategies. Alongside my private practice work, I have seven years of experience as a school adjustment counselor supporting elementary-aged students and their families in navigating emotional, behavioral, and academic challenges.
VirtualAvailable

$150/session

Authentic
Intelligent
Empowering
Solution oriented
Direct
Holistic
Humorous
Open-Minded
Solution oriented

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+6
Welcome to Grow Therapy! I'm Frank J. Gallo, a licensed psychologist here to help you perform better and live a more meaningful life. I am licensed in Rhode Island (PS02017) and Massachusetts (PSY9800). I use effective, science-based methods to help professionals in all fields—including government, defense, technology, finance, and healthcare—overcome challenges and reach their full potential. If you're looking for an experienced leader and clinical trainer to help you achieve higher performance and purpose, I'm here for you. To learn more about my practice, what you'll learn in therapy, and resources available to you during and after therapy, you may visit my website at https://frankjgallo.com.
VirtualAvailable

$150/session

Authentic
Empowering
Open-minded
Solution oriented
Warm

Specialties

Anxiety
Depression
Grief
Hi there. I'm Debra. I'm a licensed mental health counselor, licensed clinical addictions specialist and a board certified Christian counselor. I grew up in a challenging family/neighborhood in the Boston area. I have worked to overcome my environment and to become my best self. I believe in using my lived experience and education to help you do the same. Whether your struggling with depression, overthinking, family issues, alcohol/substance use, grief, self-esteem, self harm or suicidal ideation, I can help.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Open-Minded
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+3
Welcome and thank you for your interest! I am a Licensed Independent Clinical Social Worker in Massachusetts, Connecticut, and Rhode Island with a Masters's degree in Social Work from Boston College. I have 20 years of experience helping clients work through personal challenges. I focus on developing and fostering a safe, non-judgmental space in which clients can more comfortably explore their struggles and barriers to self-fulfillment. My approach to therapy is integrative and draws on multiple modalities (e.g. cognitive-behavioral, solution-focused, trauma-informed, interpersonal, mindfulness-based), thus allowing me to tailor how I work with each client as an individual. I am passionate about treating survivors of all types of trauma and have advanced training in Prolonged Exposure Therapy. I help clients with depression and anxiety, grief and loss issues, and have over 15 years of hospital-based social work experience, helping clients work through end-of-life issues, sudden traumatic losses, pregnancy losses, infertility & difficult diagnoses. I am a former EMT and have previously worked with veterans and public servants. I look forward to meeting you and supporting you on your journey!
VirtualAvailable

$100/session

Authentic
Warm
Solution oriented
Open-minded
Empowering
Direct
Holistic
Humorous
Intelligent
Challenging
Open-Minded

Specialties

Anxiety
Grief
Trauma and PTSD
+5
Hi, I’m Ashley therapist, animal lover, creative soul, and lifelong daydreamer. I bring a warm and down-to-earth approach to my work, and I believe that connection, curiosity, and authenticity are at the heart of healing. When I’m not in session, you can usually find me lost in a good book especially fantasy, romantasy, or dark romance (I’m a proud BookTok girly). Some of my favorite reads have come straight from client recommendations. I always love hearing what’s on your bookshelf. I’m also a big fan of all things crafty. Paper crafting is my go-to especially junk journals and mini albums but I’ve dabbled in wreaths, t-shirts, and tumblers. My creativity also spills into my love of music, which spans from Sleep Token to George Strait to Eminem. I’m always up for discovering new bands or catching a local show. On slower days, I love wandering through antique stores and thrift shops. Most of my home is decorated with pieces that have a story either found secondhand or passed down through family. I find comfort in giving old things new life. Animals have always been a grounding force in my world. I’ve been riding horses since I was four, and my heart horse, Kirby, is my trail buddy and snack-sharing best friend (she’s a big fan of applesauce and cupcakes). My two dogs, Oliver and Dottie, are certified therapy dogs who’ve joined me in visits to hospices, hospitals, nursing homes, and children’s reading programs. Together, Kirby, Oliver, and Dottie inspired the name Free to Wander Counseling, a reflection of my belief that healing often begins when we allow ourselves to explore, play, and connect in gentle, open-hearted ways. Wherever you are on your journey, you are welcome here just as you are.
VirtualAvailable

$140/session

Warm
Authentic
Empowering
Solution oriented
Open-minded
Direct
Intelligent
Holistic
Humorous
Challenging

Specialties

Anxiety
Life Transitions
Self Esteem
+9
I am a licensed clinical social worker in FL, Idaho, Virginia; licensed independent clinical social worker in Massachusetts, Minnesota, and Rhode Island. I graduated from Barry University in 2014 and have been working within the mental health and hospital field since. I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe change is possible. I provide psychotherapy services to individuals in a collaborative, supportive, and safe environment.
VirtualAvailable

$100/session

Warm
Authentic
Empowering
Open-minded
Solution oriented

Specialties

Coping Skills
First Responders/Healthcare Workers
Parenting
+10
Hi! I'm a Licensed Clinical Social Worker based in Indiana. I received my Masters from the University of Louisville and have been practicing for 12 years. I help people struggling with guilt, shame, anxiety or stress from their career, parenting or relationships... as well as many other life challenges. I wants to help you experience life in the best way possible . I believe in getting as much background information in order to better explore how to help you with undoing patterns or maybe learning new ones.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented
Intelligent
Empowering
Solution oriented
Open-minded
Direct
Open-Minded
Humorous
Holistic

Specialties

Anxiety
Family Therapy
Trauma and PTSD
+3
Hi this is Carol. I am a licensed independent clinical social worker in eight states. My career started in Pennsylvania where I attended Chestnut Hill College and received my Master's in Counseling Psychology, Marriage and Family Therapy Option. It continued in upstate Pennsylvania where I attended Elmira College (M.S.Ed) and attended SUNY University of Buffalo (MSW). I capped those off with a Psy.D. from Cal Southern University, Magnum Cum Laude 2012. I hold an LCSW in PA, VA, NC, TX, IL and FL. I hold an LISW-CP in South Carolina, and LICSW in RI and MA. I facilitate stress reduction meditations several times weekly on an internet platform for Mindful Leaders. I am a certified AADC in South Carolina. I am trained in EMDR methods including their substance, pain control, and grief and loss protocols. All licensures and certifications are current. I am trained in MBSR, am a certified workplace mindfulness facilitator and have almost completed my MBCT certification. I am a trainer for www.loveandlogic.com in these areas: Parenting the Love and Logic Way and 9 Essential Skills for the Love and Logic Classroom
VirtualAvailable

$120/session

Solution oriented
Intelligent
Authentic
Empowering
Warm
Direct
Open-minded
Holistic
Challenging

Specialties

Anxiety
Depression
Life Transitions
+10
I am an experienced professional with a strong background in supporting people facing a wide range of concerns, including anxiety and depression, life changes, lack of confidence, communication issues, and chronic illness. I work collaboratively with clients to identify practical, meaningful changes that can create the greatest positive impact in their lives. My approach is interactive, respectful, direct, encouraging, and sometimes includes a bit of humor. I strive to create a supportive environment that is both encouraging and authentic. If you’re ready to move toward meaningful change, I invite you to take the first step today. I do not treat substance abuse or addictions. I do not do court related work.
VirtualAvailable

$150/session

Empowering
Authentic
Warm
Open-minded
Direct
Intelligent
Solution oriented
Holistic
Open-Minded
Solution oriented
Challenging
Humorous

Specialties

Anxiety
Depression
Self Esteem
+10
~A Place to Pause, Reflect, and Heal Hello, I'm Dr. Ebonee. Do you feel pulled in a million directions, struggling to keep up with relationships, work, and health? Is it hard to be kind to yourself? I help individuals manage anxiety, avoid burnout, and break free from cycles of trauma, stress, and self-doubt. Together, we can identify what’s not working and get you back to balance. My interest in spirituality, which is not tied to any specific religion, allows me to offer a holistic approach to healing that addresses the emotional, psychological, and spiritual dimensions of well-being. I emphasize trauma’s role in shaping core beliefs, psychosocial stressors, and generational patterns, recognizing its imprint on the central nervous system. My approach integrates cognitive-behavioral therapy (CBT), coaching, and positive psychology to reframe trauma narratives, foster self-discovery, and disrupt patterns of depression, anxiety, and re-traumatization. Whether you're navigating trauma, relationship challenges, or cycles of stress and overwhelm, I provide a safe space where healing begins. I know it may seem impossible, but what if I told you that you have the power to change your life? Now is the perfect time to start your healing journey. In our sessions, I’ll meet you with compassion and evidence-based techniques to help you overcome the hangups and habits holding you back. Let’s work together to build communication strategies, set boundaries, break cyclical trauma patterns, and foster self-worth for long-term stability. I’m excited to be on this journey with you! Here's a helpful video that explains the therapeutic process and what you can expect during your healing journey. https://youtu.be/R4B9BPBiIHo?si=HGNawKl7l1gVUv-z FYI: I recognize that my schedule sometimes books 3–4 weeks in advance, so please feel free to reach out if you need a sooner appointment.
VirtualAvailable
Frequently asked questions

Why filter by state rather than a city?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.