Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 90 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/6/2025

Peresia Commodore

Peresia Commodore, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition. I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Katie Quin

Katie Quin, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello and welcome. I'm Katie, a Licensed Clinical Social Worker (LCSW) with 12 years of experience working with diverse populations. Finding a therapist can be intimidating, but I'm here to support you in your journey in whatever way I can. As an added bonus, my pitties Gumbo and Yoshi will want to introduce themselves and offer virtual support in our sessions! I'm currently accepting new clients who are struggling with anxiety, depression, trauma, relationship conflict, and self-esteem/body image issues. I also have experience treating military service members and their families.

Chris Everhart

(he/him)

Chris Everhart, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCMHC
20 years of experience
Virtual
Therapist in the behavioral health field since 2004. Have worked with adults male and female, couples, parents, adolescents with behavioral and development needs. Specialty in Autism specific to psychoeducation, parent training, and couples therapy. Experience in the home, community, school setting with therapy. Master’s degree in clinical counseling fully licensed -and proficient in providing clinical supervision to others. Has lead teams of up to 20 clinicians.

Taij M Johnson

(he/him)

Taij M Johnson, LCMHC - North Carolina Therapist at Grow Therapy
$130/session
LCMHC
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.

Kenneth J. Stephenson

Kenneth J. Stephenson, LCMHC - North Carolina Therapist at Grow Therapy
$105/session
LCMHC
29 years of experience
Virtual
I believe there is power in learning to balance our lives emotionally and spiritually. I have 25-plus years of experience as a counselor, and have been able to help clients find emotional and general life balance. I draw from primary treatment modalities of Cognitive Behavioral, Dialectical Behavioral, Solution Focused, Psychodynamic, and Existential Theories. At the conclusion of counseling, clients should be able to actively deal with their internal states in a way that allows them to feel more at peace with increased self-esteem, and well-being.

Aaron McGinley

Aaron McGinley, LCMHC - North Carolina Therapist at Grow Therapy
$175/session
LCMHC
9 years of experience
Virtual
You deserve support, and if you are coming with your partner , you both do, no matter how hard the road ahead may seem. You need someone that will strive to understand you, but commit to supporting you in moving towards change that feels meaningful. While I will never pretend to know your exact pain, I do find that my experience juggling life as a parent, a partner, and in demanding careers such as corporate leadership and skilled trades have often helped me find a traction point to connect with you , so I can support you.

Carmen Hinds

(she/her)

Carmen Hinds, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
32 years of experience
Virtual
Hello I am a Licensed Clinical Mental Health Counselor in North Carolina. I have over 30 years of experience working in mental health settings. I provide individual and couples counseling to adults only. I utilize CBT techniques most often. But I also tailor my sessions to the individuals or couples that I work with so I often utilize many other treatment approaches. I do my best to provide a safe, unbiased, nonjudgmental environment for my clients so they may feel comfortable discussing their feelings and concerns openly with me. I work to aid and support issues related to depression, anxiety, grief, relationship conflict, premarital counseling, job stress, LGBTQIA+ community issues and many more.

Mark Gough

(he/him)

Mark Gough, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCMHC
28 years of experience
Virtual
My practice over the past 30 years as an LCMHC has allowed me to help people of diverse backgrounds overcome a variety of life's challenges. I help people by meeting with them, learning about their problems and discovering ways for them to feel more at ease. The most common issues that I help people with involve their moods (for example sadness, worrying, anger or stress) and with their relationships. All types of people come to see me; people just like you who have hit a bump in the road and want to help themselves feel better again. I've focused on adults and couples struggling with anxiety, depression, controlling anger, family conflict, substance abuse, and behavioral issues. If you're looking for someone to help, I'd welcome your call!

Brooke McKenzie

(she/her)

Brooke McKenzie, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
20 years of experience
Virtual
My name is Brooke McKenzie and I am a Licensed Clinical Social Worker (LCSW) with a Master of Business Administration (MBA) and over 20 years of experience in clinical practice. Throughout my career, I have had the opportunity to work with individuals, couples, and families with a wide range of issues, including anxiety, depression, addiction, and more. I have worked in both inpatient and outpatient settings, in both private and public practice. My work has taken me to diverse settings, including state hospitals, jails, courtrooms, schools, and private offices. I have a strong commitment to providing quality services to my clients and strive to ensure that each individual is able to get the best possible care. My experience and expertise in the field of mental health allow me to provide a comprehensive approach to treatment, including the use of cognitive-behavioral therapy, psychodynamic approaches, and cognitive reprocessing. I am also trained in the use of mind-body therapies, such as meditation to help my clients manage their stress and anxiety. I have a passion for helping people to make positive changes in their lives and take steps towards improved health and well-being. My commitment to my clients’ health and well-being is the cornerstone of my practice and I am dedicated to helping people reach their potential.

Jeff Harris

Jeff Harris, LMFT - North Carolina Therapist at Grow Therapy
$120/session
LMFT
20 years of experience
Virtual
I am a licensed marriage and family therapist and licensed professional counselor with 20 years of experience. I am fond of saying that I believe in the healing power of relationships, which is a big reason why I do what I do as a therapist. I have experience working with kids, couples, families, and adult individuals. As a licensed marriage and family therapist, I am no stranger to helping those in struggling relationships and marriages. I also have an extensive history in working with individuals struggling with many different issues including (but not limited to) anxiety, over-thinking, perfectionism, depression, rejection/abandonment issues, sexual issues, inferiority feelings, panic, and trauma. While my approach is very much evidence based, I often remark that I am more like a tour-guide helping others better understand their own emotional world. You are the one doing the work, I am just making connections and pointing out the interesting tidbits along the way.

Shawna Mackie

(she/her)

Shawna Mackie, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
11 years of experience
Virtual
I am a solution-focused and strengths-based therapist with 11 years of licensed clinical experience. I am dedicated to helping individuals and families navigate life's challenges through compassionate care. Everyone is on their own unique path and sometimes we all need a little help along the way. I believe in empowering clients by helping them recognize their inherent abilities and guiding them toward healing and growth. Utilizing a client-centered approach, I honor each person's experiences and focus on supporting them to achieve their goals. Whether addressing the past, present or future; together we will build on abilities and cultivate skills to thrive in all aspects of life.

Jarrett Taylor

(he/him)

Jarrett Taylor, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
9 years of experience
Virtual
Hello, my is Jarrett and I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist in North Carolina. I look forward to working with you to motivate you to develop a skill set to take back control of your life. I am understanding and compassionate about the various battles that individuals go through in life. I use that understanding and compassion to truly listen to assist with goal setting and ultimately goal achievement. I am down to earth and easy to speak with, which will provide the sense of comfort necessary for therapy.

Ricky Speller

(he/him)

Ricky Speller, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
2 years of experience
Virtual
Hello, I know that sometimes counseling can seem taboo or generic. I strive to make the counseling experience more exciting and fulfilling. I have worked with many different populations and different cultures. I have worked in different settings such as offices, schools and group homes. I have conducted in person and telehealth therapy sessions to meet the needs of my clients. I have a Bachelor's in Criminology from NC State University in Raleigh, NC and a Masters Degree in Professional Counseling From Grand Canyon University. I am eager and ready to work with each client to address their specific needs whether it is couples counseling, family counseling, or individual counseling.

Jonathan F Riffey, MSW

Jonathan F Riffey, MSW, LCSW - North Carolina Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
I’ve helped others succeed in their marriages and goals, with varying addictions, PTSD, Anxiety, Men's Issues, the rebuilding of lives after difficult times & the pressures that today's First Responders, Caregivers, Healthcare Clinicians, Veterans, Business Leaders & Educators felt and will face in pre & post-pandemic America. I will confidentially support you, your partner, or your family in reaching your goals. Some desire to process events in their life, some prefer tangible real-world solutions right now, and some want both. Even as you help others, I am here to help. I am licensed as a therapist in North Carolina, Texas, West Virginia, Mississippi, and Rhode Island (LCSW). I am a Licensed Clinical Addiction Specialist (LCAS) in N.C. and am a Certified Clinical Supervisor in Mental Health and Addictions. I offer Clinical Supervision Services and guidance to aspiring and practicing clinicians. For a complete description of my services available, please visit www.riffeypllc.com.

Lauren Grantham

Lauren Grantham, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
9 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (LCMHC) who currently resides in North Carolina. I received my degree online Capella University. I have been practicing for 10 years and I help men and women deal with anxiety, depression and also help married couples with relationship issues. I believe in supporting the total person since everything is connected, mind, body and spirit.

Sherrita Ried

(she/her)

Sherrita Ried, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
7 years of experience
Virtual
I’m a licensed clinical mental health counselor. My approach is warm, person-centered, and grounded in empathy, honesty, and collaboration. I work with individuals and couples navigating life transitions, trauma, grief, anxiety, relationship issues, and identity-related challenges. My goal is to help each client feel seen, supported, and empowered to make meaningful changes. With over a decade of experience, I specialize in trauma-informed care, drawing from Person-Centered Therapy, Solution-Focused Brief Therapy, and Cognitive Behavioral Therapy. I’m also trained in Eye Movement Desensitization and Reprocessing (EMDR), which allows me to help clients process and heal from past trauma in a safe and structured way. Before counseling, I worked in nursing, where I saw firsthand the impact of unaddressed emotional pain. That insight continues to shape my commitment to holistic, compassionate care. Whether you’re feeling stuck, overwhelmed, or simply ready to grow, I’m here to walk alongside you with curiosity and care. At R&R Counseling, I strive to create a space where you can breathe, reflect, and take steps toward the life you want. Therapy isn’t about fixing you, it’s about rediscovering your strength.

Sarah Baker

(she/her)

Sarah Baker, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
26 years of experience
Virtual
I am a Licensed Clinical Social Working with over 25 years experience in a wide variety of Mental Health Services. I have worked with clients as young as 4 and as old as 99. I have an ongoing passion working with individuals who are looking for a safe, ethical, trusted therapist who has strong skills in Person Centered Treatment. I am so grateful to have been a part of so many people's healing journeys, from managing anxiety, improving overall mood, repairing relationships, healing from childhood trauma, and adjusting to the many changes life sends our way.

David Steinman

(he/him)

David Steinman, LCMHC - North Carolina Therapist at Grow Therapy
$140/session
LCMHC
5 years of experience
Virtual
Hello, my name is David and I provide counseling services to a variety of age groups, but I specifically provide services to adolescents, adults, and the elderly. I strive to provide individuals, couples and families with the skills to not only cope with their mental health challenges, but also empower them to create their own paths in life. I am a person-centered clinician that seeks to fully understand my client’s needs and goals. I have completed additional training to help me provide the best possible counseling in areas that focus on behavioral issues, and working with couples. I also have a degree in special education and taught for nine years, and most of those years were spent working with students that had emotional needs. My counseling approach is holistic, meaning that my goal is to help you learn more about yourself and build off of where you are.

Jason Martin

(he/him)

Jason Martin, LCMHC - North Carolina Therapist at Grow Therapy
$90/session
LCMHC
8 years of experience
Virtual
Hello and thank you for considering me as your therapist. I have been working in the mental health field since 2016 and I am happy to assist children between the ages of 5-12, adults, couples, and families. I work from an existential, strengths-based format and utilize techniques from cognitive-behavioral therapy, applied ecopsychology, and Rogerian therapies among many others. I believe that we all have the ability to be successful and happy, but that we sometimes get stuck along the way. That is what I am here for. Let me help you continue your journey.

Kristel Byrd

(she/her)

Kristel Byrd, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with a deep well of life experiences that inform my perspective. As a former military brat and spouse (married 18 years), working mother, single mother, trauma survivor, I've intimately understood the complexities of life's transitions. My journey has taken me from being a stay-at-home mom to transitioning back into the workforce, granting me a unique appreciation for both roles. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.

Dr Barbara M Orticelli

Dr Barbara M Orticelli, LCMHC - North Carolina Therapist at Grow Therapy
$140/session
LCMHC
6 years of experience
Virtual
I am a retired veteran and a single mother; I am here to validate you as the client, and you are here for a 3rd or 4th perspective in your journey through your mental well-being. I am faith-based; however, that will never allow me to turn anyone away from mental care, and everyone is accepted. I love cooking (chef skills), roller skating, and spending time with family and my furbabies. I am the author of two books and a women-based journal that includes wellness for women. I love NFL football and GO BILLS!

Dr. Carizma Amila Chapman

(she/her)

Dr. Carizma Amila Chapman, LMFT - North Carolina Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
15 years of experience
Virtual
Hi, my name is Dr. Carizma Chapman and I am a psychotherapist specializing in treating individuals and couples. I curate therapeutic experiences that support women and couples to achieve lifestyle, intimacy/relationship, career, wellbeing, and general life goals. I thoroughly enjoy and am adept at working with people with diverse identities and from diverse backgrounds. I tailor my therapeutic approach to the unique needs of clients.I am always jazzed to support clients to experience enhanced personal wisdom, develop a deepened experience of being grounded and alive, cultivate enhanced intimacy, create alignment with desires and behavior, and develop greater alignment of mind, body, and soul. I use evidenced-based experiential and system therapies to support clients to heal. You can expect me to create meaningful encounters for you to work with emotions, body sensations, thoughts, and relational patterns in real time. Our process will be thoughtful, appropriately paced, and attentive to any needs, concerns, or issues that come into the room. Whether you need support enhancing your work performance or relationships, adjusting to a major life transition, healing from a trauma, navigating a time of darkness, despair, and loneliness, or any other important issue, I invite you to connect with me to explore if I can support you on your healing journey. ** I am not accepting couples at this time.

Sharise M Bijou

(she/her)

Sharise M Bijou, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
I am a licensed clinical social worker with 16 years of professional work experience. I am trained to work with multiple specialties; such as trauma/PTSD, anxiety, depression, communication, relationship problems, substance use disorders, confidence, work stress, sleep issues, and a lot more. I believe in constantly enhancing my clinical skills to accomplish my mission of helping as many people as I can to heal. I am trained in Cognitive Processing Therapy, Cognitive Behavioral Therapy, Prolonged Exposure, EMDR, DBT, Emotional Focused Couples Therapy, ADHD (adults only who have previously been diagnosed), Narcissistic Abuse and Personality disorders, and Internal Family Systems. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. It takes courage to seek a more fulfilling and happier life and take the first steps towards a change. I am here to support and empower you in that journey. Success looks different to everyone, so together we will work on a plan to get you to where you want to be. I look forward to supporting you on your healing journey.

Patricia Greer (Tricia)

Patricia Greer (Tricia), LCSW - North Carolina Therapist at Grow Therapy
$90/session
LCSW
19 years of experience
Virtual
Feeling stressed, anxious, confused, bored, lonely, sad or down? Struggling with an addiction or past/current traumas? Over the years I have helped many people work through these issues to empower them to improve and enjoy a better quality of life. I know firsthand how it may feel vulnerable and unsettling to reach out and ask for help with therapy. However, I firmly believe we all deserve the opportunity to improve ourselves. I am a LCSW and LCAS, graduated with a MSW in 2005 from UNC-Charlotte. I am a skilled and accomplished Behavior Health Therapist with integrity, empathy and compassion specializing in the treatment of co-occurring Mental Health and Substance Use Disorders to empower clients and their families to improve their quality of life.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.