Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 22 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Edna Sanders

(she/her)

Edna Sanders, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
Hello prospective client. My name is Edna and I have been providing therapy for over ten years. I approach my work in a caring and respectful manner. I am compassionate and empathetic. I will put your mind at ease by engaging with you to develop a therapeutic rapport, listening to you attentively, ensuring you feel supported, and validating your thoughts and feelings. I will also provide the necessary psycho-education to help you gain insight, learn healthy ways to cope and/or handle difficult situations so that you will feel more empowered to improve your quality of life.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Jamill Baker

(he/him)

Jamill Baker, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager. I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.

Tamar Joseph

(she/her)

Tamar Joseph, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.

Tairah Brown

(she/her)

Tairah Brown, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi my name is Tairah. First, I admire your ability to start your journey, and I’m here to guide you through the process. I specialize in working with individuals navigating through life transitions, anxiety, depression, and trauma. I take a client-centered, collaborative approach to therapy, tailoring each session to your unique needs and goals. I encourage you to connect with me to establish a path of healing and self-discovery, that best aligns with your needs.

LaToya McLaughlin

LaToya McLaughlin, LCSW - New Jersey Therapist at Grow Therapy
$160/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Feeling lost due to traumatic experiences, or struggling with unresolved grief? I believe in empowering individuals by helping them identify and cultivate their strengths. Together, we can build upon these qualities to realize the vision you have for yourself. Creating a safe, supportive, and non-judgmental space where you can share openly and honestly is the top priority. Whether you're navigating difficult emotions or seeking greater clarity, I am committed to guiding you toward healing, growth, and self-discovery. This is your moment! My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Rukiya Bluford

(she/her)

Rukiya Bluford, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Hello! My name is Rukiya and I am a Licensed Professional Counselor based in New Jersey. I have been working as an outpatient clinician in community mental health for the past four years and working in the field for the past 6 years. I have my Masters in Clinical Mental Health Counseling from New Jersey City University. I work with a variety of people from different communities who are looking to address their challenges at their own pace. My focus has been helping individuals find healthy ways to reconnect with themselves and their communities.

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Wendi Shepherd

Wendi Shepherd, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
15 years of experience
Virtual
I am a Black/African American woman from the Tri-State area offering well over 15 years of experience in the mental health arena. I have developed a specialty in building a strong, in-depth rapport with clients where they walk away knowing that I get them, that I understand who they are, and as a result, we end up doing some powerful work together. In addition to being a therapist, I have an MBA, and this has allowed me to work well with clients who are in the business, finance, and corporate sectors as they navigate intricate work-related stress issues.

Kera Johannes

(she/her)

Kera Johannes, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.

Shenay Toles

(she/her)

Shenay Toles, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello! I'm Shenay, a dedicated therapist passionate about helping individuals navigate their mental health journey. With a compassionate, client-centered approach, I strive to create a safe and supportive environment where you can explore your thoughts and feelings. My therapeutic style is grounded in evidence-based practices, such as Cognitive Behavioral Therapy (CBT) and Mindfulness-Based Therapy, tailored to meet your unique needs. I believe in the power of building a strong therapeutic relationship and working collaboratively towards your goals. Together, we will focus on enhancing your well-being, fostering resilience, and empowering you to lead a fulfilling and balanced life. I look forward to supporting you on this journey and helping you achieve positive and lasting change.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Marcellus Broomes

(he/him)

Marcellus Broomes, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
16 years of experience
Virtual
I am offering telehealth sessions through Therapy Notes, and Spruce Platforms We are living in some challenging times today and many people are struggling with dealing with these issues that we face today. Several of these challenges are affecting us in several ways directly and indirectly. If you are suffering from trauma, anxiety, and substance abuse I am here to assist you on your journey in coming up with positive coping skills to manage your life. I have 17 years of experience working with the mental health and substance abuse population. My style focuses on how outside relationships affects your wellbeing.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LMFT - New Jersey Therapist at Grow Therapy
$200/session
LMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Amy Rhoades PhDc MSW BSN

(she/her)

Amy Rhoades PhDc MSW BSN, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
13 years of experience
Virtual
Me - Amy Rhoades, PhDc, MSW, LCSW, BSN, RN - I live a life of service to others. My ideal client? It's you! Whether you are 18 or 88, I want to work with you. Have childhood trauma? That is one of my specialties. People say you are hard to work with? I got you. Geriatric concerns? I can help you navigate the senior moments. As a registered nurse, I can also help you with any medical conditions/diagnoses you or a loved one may have that is causing strife in your life. Whatever you are experiencing, right here, right now, I will walk beside you in it. I am an experienced provider who thinks outside of the box and have a bit of an eclectic style. I am well versed in many treatment modalities and will work with you on finding what best fits your needs in this moment. Feel lost? I will help you find yourself. It only takes one phone call to start getting your life back in order. I care about you and what you are experiencing. Together, we will work it out. My Specialties include: Trauma and PTSD Borderline Personality Dual Diagnosis I provide treatment for: ADHD Addiction Alcohol Use Alzheimer's Anger Management Anxiety Behavioral Issues Bipolar Disorder Career Counseling Chronic Illness Chronic Relapse Codependency Coping Skills Depression Drug Abuse Geriatric Specialty Grief Hoarding Queer/Sexual/Gender/Racial/Cultural Identity Relationship Issues Self Esteem Self-Harming Spirituality Stress Substance Use Suicidal Ideation Mental Health Elderly Persons Disorders Mood Disorders Personality Disorders Psychosis Client Focus on Ages: Elders (65+) Adults Teen *Earlier or later appointments require a conversation with me*

Lisa Blount

(she/her)

Lisa Blount, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
8 years of experience
Virtual
My dream clients are members of the BIPOC community is someone who is deeply committed to their personal growth and healing. This client recognizes the impact of systemic racism on their mental health and is ready to actively engage in therapy to address the unique challenges they face in the workplace. They are open to exploring the intersections of their racial identity, work environment, and emotional well-being, and are motivated to develop strategies for resilience, empowerment, and self-compassion.

Jamil Akil

(he/him)

Jamil Akil, LPC - New Jersey Therapist at Grow Therapy
$95/session
LPC
11 years of experience
Virtual
"True success is the predictable result of hard work, patience, sacrifice & learning put into practice everyday." - Unknown Hey there! Thank you for sliding on past my profile and the above quote is essential to not only my mindset in how I approach everyday as a Licensed Professional Counselor (LPC) but also how I want to assist in creating a space for my clients. I am currently based in Pennsylvania & have over 10 years of experience working with an array of clients. I have helped many from young adults to older adults take a deep dive within themselves to challenge thoughts, perspectives and beliefs that create a mental and emotional limitation on becoming a more empowered and improved version of themselves. My goal is to respectfully challenge and guide clientele to look within themselves since they are the best expert on their own life and choices so that they can discover the innate skills and abilities that can take them to higher heights within their situations and lives.

Ayana Foluke Mckanney

(she/her)

Ayana Foluke Mckanney, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
27 years of experience
Virtual
I am Ayana Foluke McKanney, a seasoned Clinical Social Worker and Life Coach with over 26 years of experience in both public and private sectors, helping individuals and families navigate life’s most challenging circumstances. I hold clinical social worker licenses in New York (#098940), New Jersey (#44SL06739500) and Rhode Island (#ISW04317). I believe that obstacles are opportunities for growth, and I support my clients in reflecting on their experiences, safely processing their feelings, and then choosing empowered ways to move forward. I specialize in supporting individuals as they heal, build fulfilling careers, navigate family dynamics, and create a life of balance and purpose.

Shani Muhammad

(she/her)

Shani Muhammad, LCSW - New Jersey Therapist at Grow Therapy
$180/session
Has intro video
LCSW
8 years of experience
Virtual
My name is Shani Muhammad and I am a Licensed Clinical Social Worker in New Jersey. I graduated Cum Laude with a Bachelor of Science in Health Studies from Monmouth University. I graduated in 2014 from Stockton University with a Master's in Social Work. I am the founder/therapist at Journey of Rose & Mary, LLC. I help young adults and women overcome trauma, depression, anxiety, and grief.

Agness Mclean

(she/her)

Agness Mclean, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
With both personal and clinical experience working through depression, anxiety, PTSD, dissociation and grief, I am most passionate about working through trauma and PTSD. Having overcome complex trauma and PTSD, I believe that others can too. I know what it is like to feel desperate. I know what it's like to wake up in the morning and wish I hadn't. I know what it's like to lose hope. And I know what it's like to journey through the stages of grief and find new life. If I can find hope and laugh and love again, you can too.

Phyzna Lamartine

(she/her)

Phyzna Lamartine, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
9 years of experience
Virtual
Hi! I am a Licensed Clinical social worker based in New Jersey. I've been working in the mental health field for almost a decade. I received my masters in Social Work from Rutgers University. I help safe r Black women struggling with career stress, burnout and self esteem to heal, love and thrive building upon their strengths while integrating their culture, and background.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Racism?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.