Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 39 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Sarah Riley

(she/her)

Sarah Riley, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$65/session
LCSW
5 years of experience
Virtual
Hey! I am a licensed therapist (LCSW) in New Jersey. I have been providing individual therapy for 6 years and working with adolescents and young adults for over 15 years. Before working in outpatient, I was a therapist at high school, providing group and individual therapy to adolescents. I help teens and young adults navigate difficult periods of transition in their life and relationships.

Sondra J Dublinsky

(she/her)

Sondra J Dublinsky, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
35 years of experience
Virtual
Sondra J. Dublinsky, LCSW, LCADC, CCTP has a Master’s degree in Student Personnel Services (School Guidance Counseling) from Glassboro State College ( currently Rowan University) and a Master’s degree in Social Work from Rutgers University. Sondra has been an influential leader in the Mental Health/Substance Abuse field for the past 35 years, serving as a teacher, bilingual (Spanish/English) therapist, Substance Abuse Assessment specialist, Professional Trainer, Supervisor and Executive Director. Sondra has experience working with children, adolescents and adults utilizing the following treatment modalities: Cognitive Behavioral Therapy, Motivational Interviewing, Brief Solution Focused Therapy, Narrative Therapy, Gestalt therapy and Family-Based Therapy in an individual, group and family therapy setting. Sondra also has experience providing counseling in an Outpatient, Intensive Outpatient, and Partial Care setting with DCP &P, Drug Court and IDRC referred clients. Over the years, she has participated in training and implementing evidenced based practices to help to empower clients/counselors to move clients forward in recovery. Sondra has dedicated her life’s work to making programs better for the community, the families and the clients that use them and places high value on bringing about sustainable change.

Mary Pajic

(she/her)

Mary Pajic, LCSW - New Jersey Therapist at Grow Therapy
$75/session
LCSW
20 years of experience
Virtual
I am a licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from Rutgers University in 2007. I have been a clinical therapist for over a decade. I am also a Certified School Social Worker and can offer educational support and planning, as well as child behavior modification techniques. My focus in recent years has been working with adults, couples, and families in a clinical setting.

Jodi Houlon

(she/her)

Jodi Houlon, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
My ideal client is one who wants to change but needs guidance on how to do so. I am a warm, engaging, person who will support you through your challenges and celebrate your success. I enjoy helping clients learn new skills and change unhealthy patterns into positive personal transformation. I believe in the power of the therapeutic relationship as a catalyst for change.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Tadayah Pulliam

(she/her)

Tadayah Pulliam, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Master of Social Work from Kean University and have been practicing for 12 plus years. I am the founder and owner of Therapeutically Fit Counseling, LLC. I help children, adolescents, and adults to become the best version of themselves by providing quality and reliable mental, emotional, and behavioral health services to help you navigate through difficult times and improve your quality of life. My mission is to help heal, empower, and evolve individuals and families by providing quality and culturally competent psychotherapy that transforms and renews your mind and body that leaves you therapeutically fit.

Dr. Samantha Welsh

(she/her)

Dr. Samantha Welsh, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her). I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am a Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success. I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.

Julie Fitzick

(she/her)

Julie Fitzick, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing. Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.

Marta Warner

(she/her)

Marta Warner, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals. Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life. Please reach out so we can get started in your journey!

Gena Figliuzzi

(she/her)

Gena Figliuzzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.

Theresa Hicks

(she/her)

Theresa Hicks, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
25 years of experience
Virtual
Hi there, I'm Theresa. Do you feel overwhemed, do you feel no matter what you try, or what you do, nothing changes? Are you struggling with your relationships, work and health? Is it hard to be kind to yourself? I help indivduals that just feel plan stuck, stuck in their personal life, stuck in problem solving and stuck in this thing we call life. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I love to integrate measurable goals so that you build upon small goals that create change! Whether you're dealing with feeling overwhelmed, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Mary Bagrier

(she/her)

Mary Bagrier, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
6 years of experience
Virtual
Hello! My name is Mary Bagrier and I am your Licensed Professional Counselor. After working in the mental/behavioral health field for over 11 years, I specialize in working with individuals who experience anxiety, depression, mood disorders, Bipolar Disorder, ADHD, Schizophrenia, Psychosis, Schizoaffective Disorder Bipolar Type, and trauma, with goals to understand their triggers as well as needing assistance with coping/managing their emotions. I assist individuals through eclectic evidenced based therapy and provide each person with a therapeutic environment. I boast in providing my clients with active listening, supportive feedback, and a calming, non-judgmental space. I have over 11 years of experience working in the Mental Health field with 10 years of Counseling.

Amie Berlinski

Amie Berlinski, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
15 years of experience
Virtual
I am a Bilingual, Creative, and Motivated Counselor who utilizes a range of therapeutic interventions to help individuals overcome obstacles and develop skills to enjoy a rewarding life. I have myself transitioned from various roles and counseling positions most recently crisis counseling, domestic violence, geriatric, school counseling, child and adolescent, and into private practice. For many people, starting counseling can be a scary and intimidating task. I hope to help ease you into finding ways to explore and enhance your abilities and experiences, as well as uncover the obstacles or fears that can hold you back from revealing your strengths and inner resources and managing life stressors and challenges.

Ali Ross

(she/her)

Ali Ross, LPC - New Jersey Therapist at Grow Therapy
$115/session
LPC
15 years of experience
Virtual
Hi, I’m Ali—a licensed therapist passionate about helping adolescents and adults navigate life’s challenges with confidence and clarity. I provide a warm, supportive, and nonjudgmental space where clients can feel safe to be themselves and work toward meaningful goals. My approach blends evidence-based therapies like CBT and DBT with a person-centered foundation, always meeting clients where they are. I have extensive experience working in schools, partial hospital, and intensive outpatient settings, which helps me support clients through transitions, emotional struggles, and everyday stressors. Whether you’re dealing with anxiety, school or work stress, identity exploration, or relationship issues, I’m here to help you feel more empowered and connected to yourself.

LaToya King-Robinson

LaToya King-Robinson, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I have 15 years experience in the Mental Health field and have been practicing as a therapist for 7 years. I help young people to adults who are struggling with various life issues , trauma and concerns to become the best versions of themselves. While using CBT model to help them evolve.

Lauren Morrison

(she/her)

Lauren Morrison, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
11 years of experience
Virtual
Specializing In..... Child and Adolescent and Family Therapy * Individual Anxieties *School & Group Counseling * Children and Adolescent Counseling *Eating Disorder Counseling *Divorce Recovery and Peaceful Resolution of Family *Education Counseling for Elementary Students and Special Education Students and Parents *Educational Plan and IEP consulting * Social Skills and Conflict Resolution Board Certified Licensed Professional Counselo-dual Master's from University of Pennsylvania in School Counseling as well as Mental Health Counseling.She has her Bachelor's degree from St. Joseph's University in Education. Lauren specializes in working with children and adolescents and families as well as eating disorders, anxiety and school related issues. Lauren has experience as a school counselor at Hartranft Elementary School in Philadelphia, PA. She has private practice counseling experience at Starting Point in Westmont,NJ. Lauren also has experience in working with woman and girls suffering from eating disorders at the Eating Disorder Treatment Center in Marlton,NJ.

Sandra Keller-Hojecki

Sandra Keller-Hojecki, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker who graduated from Rutgers School of Social Work. I have over 25 years of experience treating clients from diverse backgrounds and across various generations. I believe in acting as a guide as opposed to a leader and as such I am always open to my clients’ preferences or suggestions regarding how to proceed with treatment. I work in collaboration with them as a means of empowering my clients to adopt a proactive, as opposed to reactive approach to their clinical challenges.

Matthew M. Sniscak

Matthew M. Sniscak, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Sometimes it is not easy to ask for help, whether dealing with small issues that life presents or with more complicated situations that can arise. Through identifying your natural strengths and emphasizing a solution-based approach, my primary goal as your therapist is to guide you towards finding your own truth and meaning, as well as meeting you where you are at through the process of self-discovery. I am a Licensed Professional Counselor in the Commonwealth of Pennsylvania, and a National Certified Counselor. My background consists of over a decade of experience working with children, adolescents, parents and guardians, families, and adults in the mental health system from varying backgrounds. My experience includes, but is not limited to, treating the following: • Obsessive-Compulsive Disorder • Panic Disorder, Panic Attacks, and Hoarding • Anxiety and Anxiety-Related Disorders, such as Social Anxiety and Phobia • Trauma • ADHD, Anger, Stress Management, and Skill Building • Family and Relationship issues • Child and School related issues • Occupational and Life transitioning • Spirituality and Life Purpose

Rosneylin Garrido

(she/her)

Rosneylin Garrido, LPC - New Jersey Therapist at Grow Therapy
$75/session
LPC
4 years of experience
Virtual
Hi there! I'm a Licensed Professional Counselor (LPC) in both Pennsylvania and New Jersey, passionate about helping people find strength and resilience during life's most challenging moments. I earned my Master’s degree from Chestnut Hill College in Philadelphia and have spent the past five years working closely with adolescents and adults navigating the effects of mental health disorders, trauma, and major life transitions. Whether it's processing a painful past or adapting to unexpected change, I’ve supported clients in building healthier coping skills and improving their daily lives. My approach is compassionate, collaborative, and tailored to each person’s unique journey toward healing and growth.

Debbie Chisolm

Debbie Chisolm, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
20 years of experience
Virtual
Hi! I am a License Clinical Social Worker, Professional Counselor, and have a Licensed in Addictions. I have worked with children, adolescents, and adults for over 30 years providing support, guidance, therapy, and treatment helping each one overcome their obstacles in life. My focus is Wellness and treatment is driven by my clients self- stated goals as I meet them where they are at.

Kristy Randall

(She/Her)

Kristy Randall, LCSW - New Jersey Therapist at Grow Therapy
$195/session
LCSW
12 years of experience
Virtual
Welcome and thanks for stopping in. My name is Kristy, I am a Licensed Clinical Social Worker (LCSW) and my pronouns are she/her/hers. My ancestry is both Native American and northern European. I have been working with young people since 2013 and I have seen how overwhelming life can feel these days. There are so many pressures in school, at home, with your peers and in society at large! Have you been feeling stressed, anxious, and/or worried about your future? Perhaps you feel consumed with thoughts about how you compare to others and what others think of you? Is your mind full of racing thoughts about how you just might not be good enough? Or perhaps there is a relentless inner critic that won't let you off the hook? I know how this feels because I have been there myself and I can tell you it does not have to be this way. You can learn to develop a different kind of relationship with yourself: One in which you can learn how the mind works & how to navigate its unhelpful & painful patterns more effectively; one in which you can discover how to approach yourself with kindness & support--the way you would a good friend in pain; one in which you uncover your strengths, gifts & values and allow this self-knowledge to help you make decisions in your life of which you feel proud. PARENTS: Are you in a place where you are ready to dive deeper into your own unconscious patterns that are affecting the way you parent? Do you ever think that you do not want to do some of the same ineffective things with your children that your parents did with you, but find it hard to stop? I am here for you too.

Jaime Barilla

(she/her)

Jaime Barilla, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
17 years of experience
Virtual
Life can be extremely busy and trying at times, especially now with all of the stressful changes in our lives, and we can feel as though we have too many roles to fill at once. This can create anxiety, depression, stress, and family issues. Having someone to help work through these difficulties can be extremely beneficial. I have many years of experience providing counseling services to children, adolescents, adults, and families who have needed assistance with child behavioral issues, parenting, family conflict, parent-child conflict, relationship issues, stress related to life transitions, self-injurious behaviors, depression, anxiety, infertility stress, and trauma. I like to build a good rapport with the client, sometimes through humor, to help them feel comfortable sharing their stories with me.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.