Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 52 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Kevin M. Ford

(he/him)

Kevin M. Ford, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
12 years of experience
Virtual
Life can be challenging and extremely overwhelming. Let me help you learn ways to process, navigate, & overcome difficult life emotions, and to begin to enjoy life again. I am a Licensed Professional Counselor (LPC) as well as a Licensed Clinical Drug and Alcohol Counselor (LCADC) in NJ with a deep passion for bettering the lives of others. I have been in the field of mental health & addictions treatment for 10+ years with experience in working with depression, anxiety, trauma/PTSD, stress, grief/loss, addiction, and mood disorders. I look forward to helping you grow through what you go through!

Tamar Joseph

(she/her)

Tamar Joseph, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Anah Ukpere

(she/her)

Anah Ukpere, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! Congratulations on choosing to seek out therapy. Your choice to make this decision informs me that you are on the right path! I am a Licensed Clinical Social Worker (LCSW), and have been working as a mental health therapist for a few years. The diversity of my experience as a therapist, has allowed me to interact with people from a variety of different races, ages, sexual orientations, cultures, socio-economic status and so much more!

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Diany M Fermin

(she/her)

Diany M Fermin, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
18 years of experience
Virtual
Hi there! I am a Licensed Professional Counselor in the states of Pennsylvania and New Jersey. I have been providing mental health services for over 15 years and have worked with clients with a wide range of concerns. I have experience working with clients struggling with depression, anxiety, relationship issues, parenting problems, bipolar disorder, PTSD, OCD, ODD, and ADHD. I am also bilingual and I speak both English and Spanish. We'll use a whole self and client centered approach, addressing the needs of your mind, body and spirit. My therapeutic style is Eclectic where I use various evidence based therapeutic techniques including Cognitive Behavioral (CBT), Mindfulness, Narrative, Play Therapy, Positive Psychology, Psycho-education, Solution Focused, and Trauma informed care. Together, we will identify what's not working and get you back to balance. I'm here to help! Thank you for taking this big step in your healing journey. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Tadayah Pulliam

(she/her)

Tadayah Pulliam, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Master of Social Work from Kean University and have been practicing for 12 plus years. I am the founder and owner of Therapeutically Fit Counseling, LLC. I help children, adolescents, and adults to become the best version of themselves by providing quality and reliable mental, emotional, and behavioral health services to help you navigate through difficult times and improve your quality of life. My mission is to help heal, empower, and evolve individuals and families by providing quality and culturally competent psychotherapy that transforms and renews your mind and body that leaves you therapeutically fit.

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Patricia Kenney

(she/her)

Patricia Kenney, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker in New Jersey with over 27 years of experience as a therapist. I earned my MSW from Widener University in 1997. Since then, I have worked in private practice, and as a therapist in a non-profit agency. I have run successful group therapies as well as working individually with clients. I have had great success with issues of anxiety and trauma, chronic pain, personal empowerment and relationship issues. This year, 2025, I became a Certified Mental Health and Nutrition Clinical Specialist (CMNCS). This means I have knowledge about how food and nutritional supplements affect your mental health. My professional mission has always been to be there for anybody who develops a hiccup in life and needs a helping hand to get through it.

Marge Linn

Marge Linn, LPC - New Jersey Therapist at Grow Therapy
$50/session
LPC
25 years of experience
Virtual
I am a Licensed Professional Counselor in the State of New Jersey and a Licensed Mental Health Counselor in the State of Florida. I received my undergraduate degree from Richard Stockton College and a Master’s in Applied Psychology from Rowan University. I have vast experience in both the mental health and addictions field. Through a supportive and collaborative relationship, I seek to empower my clients to identify areas of their lives they want to adjust by changing core beliefs, patterns, and behaviors that are no longer serving them. I utilize solution-focused therapy to help clients identify the positives in any situation and assist them in working through life events. “Success as a therapist is not found in doing something for the client, but rather in being someone for them.” ― Ili Rivera Walter “Mental health is not a destination but a process. It’s about how you drive, not where you are going” ― Noam Shpancer

Michelle Coleman

Michelle Coleman, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
24 years of experience
Virtual
Hello! Thanks for reviewing the information for my online practice, "Coleman Counseling". My name is Mrs. Michelle Coleman. I’m a Licensed Professional Counselor. I have worked in the field for over 20 years. I specialize in mood disorders, adjustment disorders, & addressing life stressors. Counseling is a collaborative effort between the counselor and the client and is action oriented. Previous counseling experiences have allowed me to work with individuals from a variety of backgrounds, with a host of presenting concerns. I am dedicated to working collaboratively with individuals to help them bring about positive changes in their lives. I use solution-focused and cognitive behavioral techniques to assist with concerns. Solution-focused techniques work well for individuals who present to reduce or relieve their symptoms. Cognitive therapy works best for individuals who have issues related to negative and unsuccessful patterns of behavior and make plans to change those patterns. My goal is to assist individuals with applying these strategies to their current goals and plan of action for change.

Shanique Azeez

Shanique Azeez, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
6 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) and a doctoral candidate specializing in traumatology. I am passionate about helping individuals who are navigating trauma, emotional distress, and life transitions. My goal is to provide a safe, supportive environment where clients can heal, grow, and build resilience. I believe therapy should be a positive addition to your life, fostering empowerment, growth, and lasting change.

Zeal Martin

(he/him)

Zeal Martin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
7 years of experience
Virtual
I am a Clinical Licensed Social Worker based in Central New Jersey. Life can feel heavy at times, especially when you’re carrying the weight of anxiety, depression, or other mental health challenges. If you’re struggling, please know you don’t have to face it alone. With over 7 years of experience, I’ve worked with adults navigating a wide range of mental health needs, including psychiatric disorders such as bipolar disorder, mood disorders, and serious mental health challenges. My goal is to create a safe and supportive space where you feel truly understood, valued, and empowered to make meaningful changes in your life Whether you’re looking for relief from overwhelming emotions, navigating a major life transition, or seeking clarity and balance, I’m here to guide and support you. Together, we’ll uncover your strengths and create a path toward healing and hope.

Kathryn Badger

(she/her)

Kathryn Badger, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
4 years of experience
Virtual
I am a Licensed Professional Counselor based in NJ. I obtained my Masters in Clinical Mental Health Counseling from The College of New Jersey. Whether you are here to reprocess trauma or to work through a difficult life transition, I am here to provide a space where you feel supported, valued, and empowered to achieve your goals. I utilize a variety of theoretical orientations including CBT, DBT, Solution-Focused Therapy, and EMDR therapy to meet the individual needs of each client.

Victoria Scerbo

Victoria Scerbo, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Hi there!I am a licensed Professional Counselor based in New Jersey, and have been in practice for 25 years. I help people who are struggling with Anxiety, depression, relationships, Mood disorders, ADD, Life transitions, Couple counseling & gender identity issues., and so much more! Together we could bring about positive changes and help you become a better version of yourself. If you are reading this, then you are already taking the first step towards wellness!

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy
$85/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Maybe stuck by trauma from your past? My mission is to empower individuals through identifying and cultivating their strengths, consequently building upon these qualities to achieve the vision that they have for themselves. I strive to foster a relationship that provides a safe and non-judgmental space for clients to share openly and freely. Congratulations on taking such a significant and courageous step in your self-care. My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.