Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 26 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/9/2026

$85/session

Authentic
Warm
Direct

Specialties

School Issues
Anxiety
Self Esteem
+7
Welcome! I'm Tiffany Pope, a Licensed Professional Counselor serving clients in Georgia, Florida, and Maryland. With more than 24 years of experience supporting children, families, and adults, I provide a compassionate, judgment-free space where you can explore life's challenges, strengthen your relationships, and develop practical tools for lasting change. My approach is collaborative, solution-focused, and trauma-informed, drawing from evidence-based practices while honoring your unique experiences, strengths, and goals. Whether you're navigating anxiety, life transitions, parenting challenges, stress, or relationship concerns, I'm committed to helping you cultivate resilience, confidence, and meaningful growth.
Available

$175/session

Open-Minded
Authentic
Direct

Specialties

School Issues
Anxiety
Coping Skills
+19
Hi! I am Alyson Davis, Licensed Marriage and Family Therapist. I am a millennial and military brat that grew up in Northern Virginia. Currently, I reside in Maryland and have licenses in both Maryland and Virginia. I am taking clients in both states via telehealth. For undergrad, I attended the University of Alabama (ROLL TIDE!) and for my graduate education and clinical training I practiced at Valdosta State University. The therapeutic modality I use the most often is Narrative Therapy. Using Narrative Therapy, I help clients change the problem stories in their heads to preferred stories to improve their behaviors, relationships, and life outlook. With this practice, I enjoy using journal prompts, metaphors, and media. I am not a trained Christian therapist, but I do identify as a Christian, and enjoy using all religion and spirituality in my practice, but it is not required. I am LGBTQ-IA+ affirming and believe in honoring and creating space for all identities in session. A personal joy of mine is working with Black clients who are first-timers in therapy to work on destigmatizing mental health and healing the impacts of white supremacy. More specifically, I prioritize supporting Black clients who grew up in predominantly White spaces who did not feel "Black enough." My favorite problem to work with is when someone says "I'm stuck," to help a client not only get moving but move in a healthy direction. In my personal life, I am married, am a mother to a sickle cell warrior son, have a wonderful bonus-daughter and playful Aussiedoodle. That being said, I have an appreciation for working with blended families and exploring dating post-divorce. For self-care I enjoy writing fiction, listening to 90's and 2000s R&B, and watching romcoms. Looking forward to helping your healing journey.
VirtualAvailable

$175/session

Authentic
Warm
Direct

Specialties

School Issues
Anxiety
Child or Adolescent
+6
I am a therapist who specializes in helping individuals manage and overcome social and relationship anxiety. Whether you struggle with social interactions, fear of judgment, or difficulty navigating relationships, I understand how challenging these experiences can be. My goal is to provide a safe, supportive space where you can feel heard and understood while working through the barriers that hold you back from living more fully and authentically. In our work together, I focus on building a solid foundation of self-awareness and self-compassion. We'll explore the root causes of your anxiety and identify negative thought patterns that may be contributing to your stress in social situations. By gaining insight into how anxiety affects your thinking and behavior, we can work together to challenge these unhelpful thoughts and replace them with healthier, more realistic perspectives. I also teach practical tools and techniques to help you manage anxiety in the moment, such as mindfulness, grounding exercises, and relaxation strategies.
VirtualAvailable

$140/session

Authentic
Solution oriented
Direct

Specialties

School Issues
ADHD
Anxiety
+15
If you can read this, you made the first step. Congratulations. Seeking therapy is hard. Most people delay and tell themselves that whatever they are experiencing must be the way life is. Chances are if you have reached the point to begin exploring therapy, counseling can help make your life better. While therapy is often hard, it can be an enjoyable and uplifting experience as well. I believe that you cannot laugh without a combination of insight and relief. You can expect some humor in most sessions. I have been a Licensed Professional Counselor for over 20 years. In that time I have worked with men, women, teens, and families on a wide variety of issues. Sometimes that work simply involved helping them through a particular incident or life change that overwhelmed them. Other times our work together centered around longstanding issues of depression, anxiety, trauma, and addiction. In addition to traditional cognitive behavioral therapy, I also offer a fourth-wave therapy, Emotional Freedom Technique (EFT). I have found this technique to be highly effective in helping people with trauma and or anxiety. Our minds and bodies are connected. Anyone who has experienced a tight neck and shoulders or an upset stomach when they were stressed knows this. EFT uses acupressure (done by the client) and cognitive interventions to provide fast and effective relief. With over 20 years of clinical experience, I am ready to help you through the challenges you are facing. In addition to counseling, I also provide vocational testing, coaching, and consulting. I provide both Christian and secular counseling depending on the needs of my clients. For clients with high level confidentiality concerns due to corporate or clearance issues, there are ways we can do EFT without you ever speaking out loud about events.
VirtualAvailable

$165/session

Warm
Open-minded
Empowering

Specialties

School Issues
Anxiety
Depression
+10
Whether you are struggling with life’s daily stressors, setting boundaries with family members or friends, struggling in your marriage or relationship, transitioning to a new career, or just need someone to vent to about it all - I am here to help and listen. It’s amazing what you can accomplish when you have the added support of a dedicated therapist in your corner! My goal is to create an environment where you feel relaxed to let your mind run free. There are no right or wrong thoughts or feelings - no pressure to filter those thoughts! I would love the opportunity to be that therapist supporting and encouraging you to live your best life.
Available

$200/session

Warm
Authentic
Empowering

Specialties

School Issues
Career Counseling
Coping Skills
+9
I have been practicing therapy for over twenty years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.
VirtualAvailable

$127/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Coping Skills
+3
Hello! I'm a licensed independent clinical social worker. I received my Master's from the University of Maryland, Baltimore and have been practicing therapy for the last 5 years. I bring a client-centered approach to my work and help young adults struggling with anxiety, life transitions, and identity formation. I am committed to making a positive impact through compassionate, evidence-based practices and look forward to supporting others on their healing journey. As a Cape Verdean immigrant, I bring a culturally attuned and relational approach to therapy, with an understanding of the complexities of identity, family dynamics, and navigating multiple worlds.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented

Specialties

School Issues
Anger Management
Anxiety
+10
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.
VirtualAvailable

$160/session

Warm
Authentic
Solution oriented

Specialties

School Issues
ADHD
Anxiety
+10
****Please note that the times that are open are my current openings*****. I do not have any evening availabilty. I specialize in symptoms of Adult and Child Anxiety and Depressive Disorders, and ADHD. I assist frustrated parents with changing child behaviors which are impacting the family in a negative way. I believe that everyone is capable of overcoming obstacles and moving toward becoming their best self. All families have challenges, and can use these challenges as opportunities to improve their relationships. Therapy is a tool that provides a safe, accepting environment in which people can begin to make the changes they need to have the life they want to live.
VirtualAvailable

$150/session

Warm
Solution oriented
Humorous

Specialties

School Issues
Depression
Grief
+6
“It’s Okay to not be Okay”. I am a passionate advocate for Mental Health wellness. My goal is to create a safe space to help to heal in a nurturing environment while finding balance through self-care, empowerment, and healing. With positivity provided to motivate self awareness and growth; while focusing on strengths and be guided, heard and understood to find who you really are and the capabilities you possess. With the vision of breaking down the stigma surrounding mental health and creating a sacred space for healing within the community. My passion is to support those facing adversity and guiding individuals thru life stressors pertaining to self-esteem and self worth, grief and loss, managing anxiety and depression, trauma, healthy relationships, stress management and suicidal behaviors. Through an integrative and holistic approach I provide a variety of tools so you learn to cope with stressors outside of therapy while learning to process them within therapy. The Healing Powell nurtures the mind, body, and spirit while empowering individuals to heal, grow, and thrive.
VirtualAvailable

$100/session

Warm
Direct
Authentic

Specialties

School Issues
Anxiety
Depression
+10
Hi there, I'm Ladonna, a Licensed Clinical Social Worker supporting clients in Virginia, Washington DC, and Maryland. I have experience providing crisis intervention for a crisis line and providing psychotherapy services to children, adults, and families in private practice, schools, nonprofit outpatient clinics, and a local government agency. I meet my clients where they are at using an eclectic approach, pulling from multiple evidence-based therapy practices.
VirtualAvailable

$180/session

Empowering
Authentic
Solution oriented

Specialties

School Issues
ADHD
Anxiety
+7
I began my journey to private practice working in a school setting with students while also conducting monthly family sessions with them and their families. I enjoyed working on communication strategies and parenting skills. As my experience and career have grown I better understand how anxiety can be debilitating and new ways to help clients using CBT skills. I chose to complete a certification in grief therapy as I believe loss and grief is the basis for why people seek out a therapist. I enjoy helping people walk on their path of discovery and understanding themselves.
VirtualAvailable

$100/session

Warm
Empowering
Open-minded

Specialties

School Issues
Anxiety
Depression
+7
I am Elizabeth Jones, LCSW-BACS, QSSW from New Orleans, LA. I received my Masters of Social Work from Tulane University. My professional experience has allowed me the opportunity to support children, adolescents, and adults in the state of Louisiana for the past 11 years, and more recently the states of Rhode Island and Maryland. I have experience supporting individuals in schools (traditional & alternative), outpatient behavioral health clinics (community & school based), corrections and homelessness. My goal is to create an open, safe space where thoughts and feelings can be shared without fear of judgment, and where individuals can be supported with improving their overall quality of life.
VirtualAvailable

$125/session

Authentic
Warm
Empowering

Specialties

School Issues
Anxiety
Depression
+10
Hi! I'm a Licensed Certified Social Worker-Clinical (LCSW-C) based in Maryland; dedicated to empowering individuals to overcome challenges, cultivate resilience, and live authentically. I received my Masters from the University of Maryland-Baltimore and have been practicing for 13+ years. I'm here to support you on your journey to healing and growth. I bring a compassionate, nonjudgmental, and collaborative approach to therapy. **Currently not accepting new couples for therapy. Individual sessions are available**
VirtualAvailable

$200/session

Authentic
Empowering
Warm

Specialties

School Issues
Mood Disorders
Sexual Abuse
+14
Great to meet you! I am Dr. Shannon D. Howard, a Licensed Professional Counselor (LCPC, LPC) for the states of DC & MD, a Certified Life Coach, and an Author. I have been helping individuals, children, couples, and families navigate grief and loss, trauma, anxiety, adjustment, depression and more for over 24 years. My educational background consists of a dual Master's in both Counseling and Clinical Psychology. I received my first master's at Towson University in 2000, a second Masters and Doctorate in 2008 and 2010 from The American School of Professional Psychology at Argosy University. I minored in Philosophy as well as Women's Studies at Frostburg State University. I possess specialized training in areas of trauma, specifically in the assessment and treatment of sex offenders and survivors of sexual assault. I have worked in an adult inpatient psychiatric hospital, a day program for adults with chronic and acute mental illness, as well as on an outpatient basis as a private practitioner and with a group practice. I worked with Parole and Probation to help clients maintain compliance and management while on the registry. As a Certified Life Coach, I help coaching clients discover what they truly desire. We collaborate to create a roadmap to move forward and build a future that feels grounded and authentic to you. At present, I offer a full range of services and am open to accepting new virtual clients. I am LGBTQIA+allied, sex-positive, kink-friendly and nurturing to clients within this community. I also help clients navigate open relationships (ENM), polyamory, and non-traditional relationships. **I CAN ONLY SEE CLIENTS WHO ARE IN THE STATES OF DC AND MD AT THE TIME OF THEIR SCHEDULED **Individuals & families ONLY at this time.
VirtualAvailable

$125/session

Warm
Empowering
Open-minded

Specialties

School Issues
Anxiety
Child or Adolescent
+8
Hello everyone. I am Rose Detwiler-Shreve and I enjoy reading, and taking care of my cats, dogs, and horse. I am caring, compassionate, and non-judgmental. I have encouraged and helped various patients of all ages throughout the last 8+ years find peace and hope for their lives. Together, we can discover strategies and goals for your future for next month,next year, or even 10 years from now. When you are ready to leave the stress and discomfort behind, I will be here to help you in your walk through life.
VirtualAvailable

$130/session

Empowering
Warm
Solution oriented

Specialties

School Issues
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker/Therapist who is dedicated and committed to transforming lives by instilling hope in my clients and empowering them to maintain psychological well-being in the face of adversity. I am passionate about meeting the emotional and mental health needs of my clients. I have a genuine interest in making a meaningful impact on individual's lives, by supporting them through emotional challenges and personal growth. I enjoy being a positive force in someone’s life by providing guidance and support.
VirtualAvailable

$120/session

Direct
Solution oriented
Authentic

Specialties

School Issues
Anxiety
Couples Counseling
+5
I am licensed in Maryland with 20 years of professional work experience to include individual and family therapy as well as teens and adults. I have experience in helping clients with stress and anxiety, motivation, self esteem, confidence, and depression. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.
VirtualAvailable

$180/session

Warm
Authentic
Direct

Specialties

School Issues
Anger Management
Anxiety
+10
Professor Tuesday Isom-Cyrus, MSW, LCSW-C, serves as a Clinical Director of the Child Welfare Fellowship Program at Morgan State University. With over 15 years of experience in advocating for individuals, families, and vulnerable populations. My career in Social Work began in school counseling during her undergrad program. I then had the honor of being accepted into the Title IV-E Program as an Advanced Standing student. Following graduation, I began my career briefly in School Social work at ACCE Academy and then pivoting to Baltimore City Department of Social Services (DSS) as a fearless CPS social worker and later matriculating to Permanency/foster Care, as a hospital liaison and then promoted to a Social Work Supervisor in the Intensive Case Management (ICM) Unit. Leading a team of passionate case workers and licensed social workers towards utilizing education, expertise, community resources and compassion to provide safety, support/care, and life skills to the troubled youth of Baltimore City. I then went into private sector gaining experience as a Mental Health Therapist at Guadenzia (Inpatient Substance treatment facility) in Addictions/Dual-Diagnosing for adolescents and adults. Lastly obtaining my own private practice delivering Psychotherapy, Psychiatric Rehabilitation (PRP) counseling, Child Welfare contracted Mentoring (child/adolescent), Substance Treatment and Life Coaching for individuals, couples and families.
VirtualAvailable

$100/session

Authentic
Empowering
Humorous

Specialties

School Issues
ADHD
Anxiety
+12
Bilingual in English and Spanish. Bilingüe en inglés y español. I am licensed in Florida with 13 years of professional work experience. Soy licenciada en la Florida con 13 años de experiencia como terapeuta profesional. I have experience in helping patients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence, and career difficulties. Tengo vasta experiencia ayudando a mis clientes con sus estresores, ansiedades, con pérdidas de seres queridos u otra índole, motivación, autoestima y autoconfianza, así como cambios o desarrollos de carreras. I work with my patients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. Trabajo con mis pacientes para crear un ambiente abierto y seguro en el cual los pensamientos y sentimientos pueden ser compartidos sin temor a ser juzgados. Tomar el primer paso hacia la terapia se puede sentir extraño, pero es el camino a una vida más plena, lo cual requiere valentía. With the application of cognitive behavioral therapy, client-centered, motivational interviewing, and solution-focused brief therapy methods as well as other individual techniques that match your individual needs, we can work towards alleviating how you feel and create insights into your unique situation. Con la aplicación de la terapia cognitiva conductual, centrada en el cliente, técnicas de motivación y con métodos de solventación de problemas, además de estrategias que pueden ser adaptadas a tus necesidades individuales, podemos colaborar para aliviar tus sentimientos y desarrollar diferentes perspectivas hacia tu situación, la cual es única e individual.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Empowering

Specialties

School Issues
Coping Skills
Life Transitions
+12
In 2016, I graduated with a Masters Degree in Professional Counseling. I am a Licensed Professional Counselor (LPC) and Licensed Substance Abuse Treatment Practitioner (LSATP) in the state of Virginia. Previously, I have provided both individual and group therapy for non-profit agencies as well as worked as a crisis therapist. I am here to help you live the life you deserve. I am LGBTQ+ affirming and welcome all people to my practice. I specialize in treating anxiety, depression, addiction, and stress management.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

School Issues
Anxiety
Depression
+5
Hi! I am a Licensed Clinical Social Worker- Certified serving the state of Maryland. I earned my Master’s degree in Social Work from Columbia University in New York City, with a specialization in advanced clinical social work practice, and my Bachelor’s degree in Social Work from Morgan State University in Baltimore, MD. My goal is to serve children, youth and adults who are striving to become the best version of themselves.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

School Issues
Anxiety
Bipolar Disorder
+8
I am from Washington, DC. I have 14 years of experience in the therapy field. I am passionate about creating a safe space to begin your healing journey. I am able to meet you where you are and empowers healthy decision making. I am innovative, creative and uses cognitive behavioral therapy, motivational interviewing, mindfulness, solution-focused, and strengths-based approaches to provide a therapeutic experience with my clients.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm

Specialties

School Issues
Anxiety
Coping Skills
+9
I am a Licensed Certified Social Worker, Clinical (LCSW-C) offering individual counseling. I work with women navigating the pressures of midlife — juggling careers, aging parents, raising kids, and their own health, often while putting everyone else's needs first. My clients are typically balancing multiple roles at once and are ready to stop running on empty. Areas of focus: Career stress, burnout, and transitions Caregiving for aging parents while raising a family ("sandwich generation") Health changes and the emotional toll of getting older Life transitions — empty nest, divorce, career shifts, becoming a caregiver Boundary-setting with parents, partners, children, and at work Anxiety, overwhelm, and mood related to role overload My counseling style is warm, interactive, and collaborative — I believe deeply in treating every client with respect, sensitivity, and compassion. I tailor my approach to meet each client's unique needs, drawing on cognitive-behavioral and solution-focused therapy to help you move toward meaningful, lasting change. I meet you where you are, and we work together to define and achieve your goals at a pace that feels right for you. I have experience working with a wide range of concerns, including depression, anxiety, relationship issues, parenting challenges, ADHD, chronic health conditions, and perinatal mental health — including postpartum depression. It takes courage to seek a more fulfilling life and to take that first step toward change. If you're ready, I am here to support and empower you.
Available

$150/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker, proudly continuing a family legacy of service and commitment to helping others. With over a decade of experience, I have worked in a variety of clinical settings, including hospitals, home health, outpatient centers, and most recently within a K–12 school system. Throughout my career, I have considered it a true privilege to support individuals during some of their most vulnerable and transformative moments. I specialize in individual therapy and am now opening my practice to teens. My recent experience as a School Social Worker allowed me to provide direct therapeutic services to students across all grade levels, supporting them through anxiety, depression, academic stress, peer and family challenges, and crisis situations. This chapter feels especially meaningful, as I originally pursued my education with the goal of becoming a School Social Worker. In many ways, this transition represents a full-circle moment in my professional journey. I bring the insight, developmental understanding, and collaborative approach from the school setting into my practice, offering teens and their families compassionate, structured, and informed support.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.