Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 19 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/12/2025

Dr. Rafiah Prince

Dr. Rafiah Prince, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.

Lauren McCauley

(she/her)

Lauren McCauley, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
8 years of experience
Virtual
In 2016, I graduated with a Masters Degree in Professional Counseling. I am a Licensed Professional Counselor (LPC) and Licensed Substance Abuse Treatment Practitioner (LSATP) in the state of Virginia. Previously, I have provided both individual and group therapy for non-profit agencies as well as worked as a crisis therapist. I am here to help you live the life you deserve. I am LGBTQ+ affirming and welcome all people to my practice. I specialize in treating anxiety, depression, addiction, and stress management.

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Lindsay Cole Wallace

(she/her)

Lindsay Cole Wallace, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
10 years of experience
Virtual
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.

Denise Mitchell

(She/Her)

Denise Mitchell, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
I am a Licensed Clinical Professional Counselor (LCPC) and obtained a Master of Education degree from the University of Pittsburgh. I work with teens and adults from diverse backgrounds and experiences. I work with individuals with anxiety, depression, coping skills, conflict resolution, trauma, problem-solving, and self-harm/suicidal thoughts. I am trained in two evidence-based models: Trauma-informed therapy and Cognitive Behavioral Therapy. My goal as a therapist is to help everyone reach a place where they can be their best self. I look forward to supporting you in your journey.

Andreana Yancey

(she/her)

Andreana Yancey, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
15 years of experience
Virtual
I hold a Bachelor's and Master's degrees in Social Work. I have over 15 years of experience service individuals, adolescence, and families. I have experience working in private practice as well as the public sector. I specialize in anxiety, depression, life transitions, and parenting. I strive to assist my clients to embrace change, accept, and heal. I utilize a wholistic approach when treating the clients tha I serve.

Carrie Freshour

(she/her)

Carrie Freshour, LCSW-C - Maryland Therapist at Grow Therapy
$250/session
Has intro video
LCSW-C
25 years of experience
Virtual
Hello there! I am Carrie Freshour, LCSW-C, a licensed clinical social worker with a rich tapestry of experience spanning over two decades. I am currently accepting new clients; however, please be advised that I have very specific and limited session times open at this time. Therefore, I require a consultation call before scheduling to ensure I can meet your needs and allow you to meet me. PLEASE SCHEDULE A 15-MINUTE CONSULTATION CALL BEFORE SCHEDULING. Hopefully, this will make it a win-win! Now, here is a little more about me: I wear many hats—clinician, leader, trainer, author, speaker, mom, and subject matter expert. My mission is to guide you through life's challenges, helping you unlock your true potential and achieve sustainable results. With a foundation in trauma-informed theories, I'm here to empower you. Whether regaining control over your life, boosting self-esteem, conquering self-sabotage, or mastering conflict management, I draw from my extensive clinical background to provide the best practices for lasting change. I believe in the power of strength and resilience. My approach is rooted in these principles, shaped by my lived experiences, clinical expertise, and years of coaching. I'm not afraid to have tough conversations that lead to breakthroughs, helping you overcome obstacles and turn aspirations into realities. As a therapist, I specialize in working with teens and adults who've faced trauma, abuse, and violence. I understand the unique challenges you may be facing and create a safe, supportive space to explore your thoughts and feelings. School stress, career decisions, toxic environments, or relationship issues? I'm here to listen and equip you with the tools to thrive. Together, we work towards your goals, helping you live your best life. Taking the first step toward therapy can be intimidating, but it's courageous. Congratulations on this significant leap! Stronger together! Carrie

Duarte Aguiar

Duarte Aguiar, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.

Marcia Trejo

(she/her)

Marcia Trejo, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
14 years of experience
Virtual
I’m delighted to see that you have taken a step towards investing in You! I will challenge you to think outside of the box. My priorities in therapy are helping clients build awareness around negative thoughts and finding the drive to build skills needed to support change. I pride myself on being empathetic, authentic, and open. I will consider your life experiences, cultural background, and values to meet you where you are. My goal is to create the most positive therapeutic relationship and open atmosphere. I am an Army Veteran, and I have a master’s degree in Mental Health Counseling from Capella University. I am also a certified transformation and life coach that empowers individuals to make and sustain positive life changes. I help individuals who are struggling with different aspects of their lives. As a clinician, I work with individuals who are seeking mental health care for anxiety, depression, bipolar disorder, individuals who may have a lack of motivation, needing guidance towards self-care, and ways to become a better person in general. The motivation to begin a private practice came from years of working with many different individuals in mental health and realizing that there is not a ‘one fits all’ scenario to helping people. I wanted to reach more people in a more authentic manner.

Tiffany Scott

Tiffany Scott, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
9 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker- Certified serving the state of Maryland. I earned my Master’s degree in Social Work from Columbia University in New York City, with a specialization in advanced clinical social work practice, and my Bachelor’s degree in Social Work from Morgan State University in Baltimore, MD. My goal is to serve children, youth and adults who are striving to become the best version of themselves.

Fanta Conde

(she/her)

Fanta Conde, LCMFT - Maryland Therapist at Grow Therapy
$250/session
LCMFT
17 years of experience
Virtual
Dr. Fanta Conde is a licensed psychotherapist with a profound understanding and attention to individualism and multiculturalism. She is an alumna of the University of Maryland Eastern Shore, where she earned her Bachelor’s and Master’s degree in Rehabilitation Counseling. In 2016, she earned a Doctorate Degree in Marriage and Family Therapy from Nova Southeastern University. Fanta is passionate about her work in psychotherapy and her role in supporting clients to find peace, clarity, and happiness in all aspects of their lives. She has extensive experience in working with clients who present with various mental health disorders, relational concerns, and life transitions. Her approach to psychotherapeutic treatment is innovative and customized to the client’s individual needs. Dr. Conde brings a unique approach to individual, family, couple, and group therapy. Her extensive experience working in outpatient, residential, and in-home settings enables her to offer a multi-disciplinary, and creative approach to therapy.

Hillarie Akinwale

Hillarie Akinwale, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
5 years of experience
Virtual
Hillarie Akinwale is a Licensed Clinical Professional Counselor (LCPC) in the state of Maryland with over 5 years of experience in the human and behavioral health field. She also holds a masters in Post Traumatic Stress Disorders (PTSD) and Childhood and Adolescents Disorders. She uses a comprehensive method to focus on areas like anxiety, depression, PTSD and more. Hillarie provides therapy to children, adolescents, women and men ranging from 7 years old to 65 years old.

Kemi Adelakun

(she/her)

Kemi Adelakun, LCSW-C - Maryland Therapist at Grow Therapy
$90/session
LCSW-C
7 years of experience
Virtual
Hi! I am a licensed clinical social worker (LCSW) based in the DMV (D.C., Maryland, Virgina) area. I am a compassionate and dedicated therapist committed to helping you navigate life's challenges and achieve your personal goals. My approach is grounded in empathy, respect, and collaboration, providing you with a safe and supportive space to explore your thoughts, feelings, and experiences. Recognizing that culture plays a significant role in shaping beliefs, behaviors, and coping mechanisms, I am dedicated to providing interventions that are culturally responsive as well. I deeply value diversity and understand that each individual's cultural background informs their worldview and healing journey. By integrating cultural perspectives into our work together, I aim to honor your unique identity and experiences, ensuring that our interventions resonate with your cultural context. Together, we will work towards fostering positive change, building resilience, and enhancing your overall well-being. My goal is to empower you to live a more fulfilling and meaningful life, equipped with the tools and insights needed to thrive.

Dr. Linda Timme

(she/her)

Dr. Linda Timme, LCSW-C - Maryland Therapist at Grow Therapy
$250/session
LCSW-C
15 years of experience
Virtual
“Fortunate are those who take the first steps.” - Paulo Coelho. My goal is to help others embrace life’s journeys and promote wellness. A great moment in therapy happens when you take steps to become the best version of yourself and feel worthy. My name is Dr. Linda Timme. I am a current Licensed Clinical Social Worker certified by the National Board of Social Work in Maryland, Virginia, and Pennsylvania. I am a Bilingual Clinical Therapist with over 15+ years of experience in mental health and specialize in the treatment of Post-Traumatic Disorder, complex trauma that results from grief and loss, domestic violence, among other traumatic events. Life transitions are difficult and can result in situations such as cultural adjustment, prejudice/discrimination, decreased self-esteem, depression, and anxiety. I base my therapy on a powerful blend of traditional, holistic approaches that are client-centered and evidence-based. These techniques are proven to be effective in treating multiple and co-occurring conditions.

Lisa Thommen

(she/her)

Lisa Thommen, LPC - Maryland Therapist at Grow Therapy
$120/session
LPC
25 years of experience
Virtual
I specialize in symptoms of Adult and Child Anxiety and Depressive Disorders, and ADHD. I assist frustrated parents with changing child behaviors which are impacting the family in a negative way. I believe that everyone is capable of overcoming obstacles and moving toward becoming their best self. All families have challenges, and can use these challenges as opportunities to improve their relationships. Therapy is a tool that provides a safe, accepting environment in which people can begin to make the changes they need to have the life they want to live.

Dashaira Bennett

(she/her)

Dashaira Bennett, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi! I'm a Licensed Certified Social Worker-Clinical (LCSW-C) based in Maryland; dedicated to empowering individuals to overcome challenges, cultivate resilience, and live authentically. I received my Masters from the University of Maryland-Baltimore and have been practicing for 12 years. I'm here to support you on your journey to healing and growth. I bring a compassionate, nonjudgmental, and collaborative approach to therapy.

Michelle Milligan

(she/her)

Michelle Milligan, LCSW-C - Maryland Therapist at Grow Therapy
$155/session
LCSW-C
25 years of experience
Virtual
Michelle Milligan, LCSW, LCSW-C, LISW, LISW-C, and LIMHP, for the past 25 years, is a dedicated and experienced Licensed Social Worker in multiple states with a strong background in providing therapeutic services across various disciplines. Her commitment to excellence and compassionate approach make her a valuable asset in medical, clinical, and psychiatric social work settings." I specialize in treating Racial Trauma in the workplace, Post Traumatic Slave Syndrome, Social and General Anxiety and Mood Disorders (depression and bipolar), Anxiety (Social Phobia and PTSD), Transitional Stressors (divorce, grief, occupational and family changes), couples and family counseling, behavioral problems with adolescents, ADD and AD/HD, and problems with anger and impulsivity.

Katrina Colleton

(she/her)

Katrina Colleton, LCMFT - Maryland Therapist at Grow Therapy
$100/session
LCMFT
15 years of experience
Virtual
Hello, I am a Licensed Clinical Professional Counselor and Licensed Marriage and Family Therapist. In my 15+ years of experience I’ve worked with adolescents, adults, couples and families to identify challenges and use their strengths and values to overcome them. I have experience working with clients who are having mental health or emotional challenges that affect work, school, home, and community relationships and success. I also have experience with athletes being a former professional athlete myself. My goal is always to partner with clients to identify the problem, manage emotions related to the problem and develop and implement strategies to decrease or eliminate the problem.

Ari Rosner

Ari Rosner, LCSW-C - Maryland Therapist at Grow Therapy
$180/session
LCSW-C
7 years of experience
Virtual
Hello, Ari here. Are you constantly putting out fires? Do you ever feel like a better life is waiting for you but you just can't seem to reach it? You know what you need to do but you're still nervous. I’m here for you. Together, we will put you in the best position to make clear choices about your life with confidence. Working together, we will help you regain control of your automatic thoughts and feelings so that YOU can make conscious choices and own them.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.