Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 524 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/13/2025

Donna Ford

Donna Ford, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
My dream client is someone who recognizes that they deserve to be happy and is genuinely ready to grow. They approach the therapeutic process with an open mind, understanding that motivation and introspection can develop over time. This client is committed to taking control of their life and actively managing symptoms of mental health that hinder their well-being, paving the way for a healthier and more fulfilling lifestyle.

Michelle Flynn

(she/her)

Michelle Flynn, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment. I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.

Kristal Soler

(she/her)

Kristal Soler, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
Hi there! I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I work with adults who are navigating the messy, overwhelming, and often confusing parts of life, like anxiety, relationship struggles, burnout, or major life changes. With a Master’s and Education Specialist degree from Florida State University and years of experience, I’m here to offer a space where you can feel supported, understood, and like yourself again (or maybe for the first time). My goal is to help you feel more grounded, capable, and connected as you move through whatever life is throwing your way.

Brianna Brown

(she/her)

Brianna Brown, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Are you looking for a therapist who makes you feel encouraged, heard, respected, and empowered to live authentically? Hi, I'm Brianna. I strive to create and maintain an inclusive, supportive, and collaborative environment that is safe and embracing all cultures and backgrounds. I understand your need for confidentiality, trust and respect. You aren't alone, you are heard, I can help you!

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

Christian Cannon

Christian Cannon, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
18 years of experience
Virtual
Hi, my name is Christian. I have been a therapist for almost 19 years now. I began this journey because of my own upbringing and experiences throughout my life. I have had my own personal array of issues with mental health and addiction within my family and friends. My life was once a mess and now I love my life, and I am mostly a very happy and fulfilled man. The only way that this happened for me was through therapy and being heard and seen. I love to help other people find their own peace of mind and happiness.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your difficult thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Elizabeth Mazak

Elizabeth Mazak, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
28 years of experience
Virtual
As a dedicated licensed mental health counselor and wellness advocate, I am passionate about guiding individuals towards holistic well-being through the integration of mental health support and lifestyle adjustments. With a compassionate approach and a commitment to personalized care, I strive to empower my clients to cultivate resilience, achieve balance, and thrive in all aspects of their lives. Drawing upon evidence-based practices and a client-centered approach, I provide a safe and supportive space for individuals to explore their thoughts, emotions, and experiences. Whether facing anxiety, stress management, relationship issues, chronic illness, grief and loss, or life transitions, I offer guidance and strategies to promote healing, self-discovery, and personal growth.

Jed Shlackman, M.S.

(he/him)

Jed Shlackman, M.S., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Teresa Gonzalez-Kurzy

Teresa Gonzalez-Kurzy, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
20 years of experience
Virtual
Helping you explore the deepest areas of your life that you ignore or hide away because of the guilt, shame, or pain of the past. I listen. Helping you focus on the words, feelings, and thoughts that are part of the existing pain. Building trust in our relationship so you know nonjudgment and support. I commit my skills to your needs. We’ll find what works for your healing, so working through the pain becomes something that you did to move forward into the life that you want.

Carolyn Rodriguez

(she/they)

Carolyn Rodriguez, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hola! I'm a Licensed Clinical Social Worker (LCSW) and I'm licensed to practice in Florida. I've had the privilege of working in this field for 5 years, primarily with children, teens, young adults, and their families. During this time, I have gained valuable experience in assisting clients with various challenges such as stress, anxiety, depression, behavioral concerns, motivation, self-esteem, confidence, executive dysfunction, Attention-Deficit/Hyperactivity Disorder (ADHD) and adjusting to life changes. I also specialize in providing support and a safe space to discuss and process concerns and experiences related to LGBTQIA+, neurodivergence, trauma, and relationship dynamics.

Lindsey Duncan

Lindsey Duncan, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, My Names Lindsey Duncan, I am a Licensed Mental Health Counselor (LMHC). I'm so happy that you reached out for help. Little about me, I have worked with a variety of populations for over 7 years, both online and in my private practice. My passion in life is to help individuals transform their lives. I find success when I see others blossom towards personal growth and development. I enjoy working with a wide variety of populations whom are centered with the provision of emotional growth & development, and recovery. I have worked with many populations surrounding mood disorders, addiction, anxiety, depression, eating disorders, and dual diagnosis.

Laura Ojeda

Laura Ojeda, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Are you overwhelmed by your emotions? Do you feel alone, misunderstood, and as if you’re not good enough? My name is Laura, and I am a bilingual Licensed Mental Health Counselor and Emotional Freedom Techniques - tapping (EFT) practitioner in Florida. I specialize in assisting people who feel similarly to how you are feeling in this moment: overwhelmed, misunderstood, alone and with not sight of a way out. Let me help you walk through those feelings, as scary as it might feel or sound. The path gets easier when we walk alongside others, and you are not alone. I utilize a cognitive behavioral approach, EFT - tapping to assist individuals and their loved ones make sense of their inner world. Emotions can be confusing, and sometimes there is no way of making sense of them. With CBT and EFT, I can assist you with processing and working through those challenging memories and emotions.

Jerry Phillips

(he/him)

Jerry Phillips, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
36 years of experience
Virtual
Hello, I am Jerry Phillips, a licensed mental health therapist. Welcome to our Grow platform. I'm so thankful you reached out for help. My personal and business motto has been for many years, "Helping People Help Themselves". This is also my goal with each client. I recognize that most people do not need to be fixed. Rather they need to be heard and understood. By listening and attempting to understand, I am often able to help guide people to real solutions for their personal issues. It will be a privilege to assist you exploring the concerns you discuss.

Semir Karic

Semir Karic, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi! My name is Semir. Are you looking for a way to develop skills to overcome anxiety, depression, and other issues within your life? Well, together we can work on creating a plan to achieve your goals. Therapy is a collaborative effort we will focus on catering it to your needs. Whether you have anxiety, depression, struggling with substance use, trauma, and mood disorders. We can develop strategies to empower you to be the best you. I have 4-years of experience working with those suffering from trauma, anxiety, depression, substance use, and other forms of issues. I use a variety of therapeutic modalities to address a variety of issues. I provide EMDR therapy, CBT therapy, or DBT therapy depending on your needs. I believe what makes therapy successful is the relationship you form with your therapist. Therefore, my approach is to create a safe, and empowering environment for you to feel supported. Seeking help can be a scary first step but it is the first step to positive change. If you feel ready to make that first step, let's get started!

Rose Mary Lagravere

Rose Mary Lagravere, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
30 years of experience
Virtual
I earned my Master's Degree in Mental Health Counseling from Nova Southeastern University. Since 2006, I have held a Mental Health Counseling License for the State of Florida. In addition to my clinical work, I have had the privilege of serving as a Clinical Supervisor, providing guidance and support to mental health programs, interns, volunteers, and administrative staff. With over 30 years of experience in the field, I am dedicated to supporting individuals and families on their journey towards improved mental well-being. Being fluent in both English and Spanish allows me to effectively connect with clients from diverse communities and cultures.

Paige Whitley

(she/her)

Paige Whitley, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
3 years of experience
Virtual
Hey there! I'm Paige, a Licensed Mental Health Counselor based in the sunny state of Florida. My passion lies in empowering individuals who are prepared to embark on a transformative journey toward a brighter future. With a wealth of experience spanning various demographics and challenges, I specialize in supporting those navigating neurodiversity (such as Autism and ADHD), trauma (including survivors of sexual assault and domestic violence), substance abuse, and the complexities of anxiety and depression.

Maria J. Milana

(she/her)

Maria J. Milana, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
Hello, I am Maria Milana, a skilled LMHC in Florida who uses integrative and cognitive behavioral approaches tailored to my client's needs. I am collaborative with individuals and couples on their mental health journey toward personal growth through matters of anxiety, depression, life transitions, relationship challenges, grief and loss, and other diverse mental health difficulties. I understand the importance of creating a safe counseling environment and building a trusting, non-judgmental atmosphere to help my clients achieve positive mental health outcomes.

Dawn Nessler, PhD

Dawn Nessler, PhD, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
14 years of experience
Virtual
Hi there, my name is Dawn, and I want to personally thank you for taking the time to engage in one of the most difficult steps of this journey by reaching out for support. We all have a personal story, often with many struggles; however, we do not have to face the story alone or with fear. I have a vast array of experience within various therapeutic techniques and individualize according to each person/situation. I aim to create a gentle, safe space where you will be heard and supported without judgement as we navigate through your concerns, anxiety, depression, fear, grief, frustration, and other feelings you might be experiencing. I will bring my expertise in therapy, education, and leadership to collaboratively find the relief and the balance you seek while encouraging self-efficacy and empowerment.

Erin Mankin

(she/her)

Erin Mankin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
6 years of experience
Virtual
I am passionate about helping Millennials and Gen Z overcome hopelessness, exhaustion and self-doubt. My clients feel like they’re forcing a smile but deep down they feel depressed and defeated. It’s confusing and scary. I’ll help you shed a light on your sadness so you don’t have to feel like a fraud or a crazy person. I get it, we can figure this out together. My clients describe me as warm, caring and authentic. Even though what we talk about is important, I believe it’s our genuine connection that will allow you to create true and lasting change.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Kristine King

(she/her)

Kristine King, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
Hello, and welcome! As a licensed clinical social worker with 15 years of experience, I’ve had the privilege of supporting individuals on their unique paths toward healing and personal growth here in the beautiful State of Florida. Through my counseling journey, I’ve discovered that real, lasting change begins with self-compassion. My goal is to create a safe, nurturing, and nonjudgmental space where you feel empowered to express yourself and explore the challenges you’re facing. Whether you’re navigating feelings of stress, anxiety, or depression, we’ll work together to uncover the root causes and develop personalized strategies to overcome them. My therapeutic approach is eclectic, drawing on mindfulness practices, cognitive behavioral therapy (CBT), dialectical behavioral therapy (DBT), and solution-focused techniques tailored to your individual needs. It takes courage to seek support and take the first steps toward a more joyful and fulfilling life, and I’m here to guide you every step of the way. Together, we’ll work to help you build a life of purpose, resilience, and happiness. Let’s begin this transformative journey—you don’t have to do it alone!

Yanique Anderson

Yanique Anderson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
I’m a Licensed Clinical Mental Health Counselor based in Florida with a Master’s degree from Nova Southeastern University. With over 5 years of experience, I work with clients ranging from 7 to 99 years old, addressing a variety of concerns including severe mental illness, mood disorders, anxiety, depression, addiction, and everyday challenges such as work, family, and relationship stress. My approach is compassionate and tailored to support you through life’s difficulties in a safe and supportive environment.

Martha Mino

(she/her)

Martha Mino, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Bilingual in Spanish, born in Mexico City, bi-cultural, got my master’s degree in social work at the University of North Dakota. I am an Independent Clinical Social Worker in the states of MN and FL. Nationwide, a Holistic Therapist and practice Alternative Medicine. With knowledge in Metaphysics, Quantum Mechanics and Epigenetics. Certified as an Emotional Freedom Therapist (tapping,) trained in clinical and spiritual hypnosis, and energy psychology among other science-based therapies and techniques.

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Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on ADHD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.