Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 770 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/20/2025

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Vicki Bauer

Vicki Bauer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
39 years of experience
Virtual
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Marissa Gilbert

Marissa Gilbert, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
My name is Marissa Gilbert, and I have been practicing therapy for over ten years. I’m excited to work with you and support you on your journey of personal growth and healing. My goal is to create a safe and welcoming space where you can freely express yourself without fear of judgment. I tailor my approach to therapy based on each client’s unique needs and where they are in their journey. My role is to listen, understand your concerns, and help you gain insights to navigate life’s challenges. Whether you're seeking support for depression, anxiety, family issues, or self-esteem, I am here to help you grow and empower you along the way. I strive to be down-to-earth and authentic so clients feel comfortable and connected during sessions. When a client leaves saying their session felt easy or enjoyable, I know we’re making progress in the right direction.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Charles Blickle

(he/him)

Charles Blickle, LMHC - Florida Therapist at Grow Therapy
$122/session
LMHC
6 years of experience
Virtual
I am a Christian therapist who feels that every adult person's spiritual beliefs are a strong factor for emotional healing. I am convinced that a life of hope, faith, and peace of mind awaits you. I want to help guide you to develop a clean pattern of life, a clean conscience, and self-confidence, which will remove the shadow of fear and guilt that seems to be hanging over you. Let me help you and together we will work on your development of the skills, for the successful and rewarding life that you have always desired. I received my MA in Mental Health Counseling from the University of South Florida. I have five years' experience. I did counseling at a housing center, with individuals experiencing interpersonal conflicts with members of their family. I also did counseling with the adult through Geriatrics population at a Community Mental Health Center.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Lindsey King

Lindsey King, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
12 years of experience
Virtual
Hi! I'm a licensed Clinical Psychologist based out of Montana with licenses in Florida and Montana. I have 12 years of experience working with adults and groups. I have 7 years of experience working with a bariatric population. I work with adults who want to learn how to use nutrition and physical activity to improve their physical and mental well-being. I also use evidence-based therapies and techniques and teach my clients how to use these same techniques to improve their lives!

Lily Greenan

Lily Greenan, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
I am a mental Health Counselor with 20 years of experience in working with people of all ages in many different circumstances. I have experience working with the child welfare systems, court advocacy, foster care, adoptions, children experiencing traumas, substance use and parenting, motivational interviewing, and helping those that are struggling with life circumstances that are wanting to improve their functioning.

Brenda Hodges

(she/her)

Brenda Hodges, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$70/session
LMHC
13 years of experience
Virtual
Brenda Hodges, M.A., M.S., is a licensed mental health professional with over 13 years of dedicated experience in therapeutic counseling. Holding dual master's degrees in Psychology and Rehabilitation Counseling, she brings a comprehensive approach to mental wellness, serving clients across Kentucky and Florida. Known for her warm, approachable demeanor, Brenda specializes in treating individuals struggling with depression, anxiety, post-traumatic stress disorder (PTSD), and survivors of violence and abuse. Her therapeutic style creates a safe, non-judgmental environment where clients can explore their challenges and work toward healing. Throughout her career, Brenda has helped individuals reclaim their lives and develop resilience in the face of trauma. Her dual licensure in Kentucky and Florida reflects her commitment to expanding access to quality mental health care across multiple communities. Brenda views her role as more than just a profession—it's a calling. She considers it both an honor and a privilege to guide clients through their healing journeys, drawing on her extensive education and experience to provide personalized, evidence-based support for each individual she serves.

Leah Petrucci

(she/her)

Leah Petrucci, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
12 years of experience
Virtual
I am a Licensed Mental Health Counselor and a Holistic Health Coach. I help clients seek whole health for their Mind, Body, Spirit, and Relationships. I also hold several additional certifications - I am a Spiritually Integrated Therapist, incorporating the client's spiritual beliefs into the sessions to the extent they desire. I am a Certified Vagal Toning Practitioner, where I teach clients who experience frequent Fight or Flight responses how to balance their nervous system to become more calm and resilient to stress and trauma. I am also a Certified Integrative Mental Health Provider, where I integrate a mix of natural alternatives for the mind and body to treat a variety of issues.

Michael Shippole

(he/him)

Michael Shippole, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
As your licensed mental health counselor, we'll begin by building a strong and trusting rapport, which lays the foundation for effective therapy. Together, we will carefully identify your presenting issues and concerns, exploring the patterns, emotions, and experiences that have shaped your current challenges. Using evidence-based therapeutic techniques such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness practices, I will tailor our sessions to meet your unique needs. Along the way, we will create clear, achievable strategies designed to help you reach your personal, academic, or professional goals. Throughout the process, you will feel genuinely heard and understood in a safe, supportive environment. You will gain confidence in your ability to navigate difficulties, develop greater emotional resilience, and foster personal growth that leads to meaningful and lasting change. My goal is to empower you to live a more fulfilling, balanced life while equipping you with the tools to continue thriving beyond our time together.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Colette Biondi

(she/her)

Colette Biondi, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
40 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Erin Moyer Johnston

Erin Moyer Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
30 years of experience
Virtual
Going through a change can be very tough and hard to navigate. Whether the changes are good or difficult, they can still be hard to work through. I can help you find a balance with the changes occurring in your life and the peace you hope to feel. Together we can work as a team to locate solutions to find acceptance and work out a plan to help you move forward in your life in a way that brings fulfillment. I use a whole self-approach, addressing the needs of your mind, body and spirit. Although I can help you work through most changes you might be experiencing, I have many year's experience working with individuals in the Hospice setting, helping patients and survivors find peace during the end of life with dignity. These experiences have been strengthened by my personal journey with breast cancer, which has given me a perspective on the other side. I hope I can use my 29 years experience as a therapist and my personal experience as a cancer survivor to help you learn how to find happiness and peace in your life.

Terry Matz

(she/her)

Terry Matz, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Ashna K. Wallace

(she/her)

Ashna K. Wallace, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
Does this sound familiar: · Feeling stuck? · Trapped? · Struggling to cope with all the demands placed on you? · Feel like you have no control over things in your life? · Struggling to remain organized? · Struggling with life's transitions? · Difficulty managing daily stresses? · Struggling to regulate your emotions? If you answered 'yes' to any of those and are ready to make a change and take control of your life, allow me to help you. Change is not easy, and it can be scary, but it is necessary in order to move forward. Together we can work to identify and overcome the obstacles in your life that are preventing you from reaching your potential and realizing your goals. I can help you gain insight and develop healthy coping skills so that you may experience personal growth. Contact me today for a free 20 minute consultation to see if we would be a good fit to work together. If not, I would be happy to help you find someone who is! If you do not see a day/time that works for you, let me know. I am happy to be flexible if my schedule allows for it. My schedule may not always be up to date during busy times as it changes every week. While I only conduct sessions from Monday to Thursday, I am happy to have a consultation call on Fridays, Saturdays, and Sundays.

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Christopher Turrentine

(he/him)

Christopher Turrentine, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
I have extensive experience with individual therapy, working for substance use treatment centers, and working at various psychiatric hospitals. I have worked in roles including Behavioral Health Tech, Case Management, Primary Therapist, and Clinical Supervisor. I have worked with age groups ranging from young children to geriatrics. I firmly believe that in order to help someone, you have to understand them. In order to understand someone, you require personal life experience to truly understand where they are coming from. I am very passionate about what I do. People have asked me previously if I enjoy what I do. I inform them that in my perspective, this is what I "designed" to be. There is no "taking off the therapy hat" for me - this is simply who I am and my purpose. You will learn very quickly how dedicated I am to serving people. I am well-versed in both DSM-IV and DSM-5 (the manuals used to diagnose someone). I have dedicated approximately 31 years of my life to this. Many clients throughout the years told me in their words that I am the "best therapist" they ever had. I encourage you to hire me and judge for yourself. I was entered into two international honor societies (top 15% of students in the field across the span of 8 countries with a flawless 4.0 GPA). Please note: I am a licensed mental health counselor. If you are seeking medication management, you will need to book an appointment with a psychiatrist.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.