Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 838 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/13/2026

$175/session

Warm
Intelligent
Authentic

Specialties

Perinatal Mental Health
Postpartum
Women's Issues
+4
I’m so glad you’re here! I’m Kori, the founder of Nest & Nourish: The Perinatal Health Collective. I created this space specifically to support women navigating the depths of postpartum, family planning, infertility, trauma, and anxiety. I know these transitions well, not just from my clinical training, but as someone who has navigated the heaviness of postpartum myself. This lived experience, combined with advanced training in tools like EMDR and Parts Work (IFS), allows me to offer a partnership that is both evidence-based and authentically human. Taking this step is brave, and I am honored that you are trusting me on your journey. I look forward to connecting and helping you find your footing.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Depression
Hi, I'm Ryan, a Licensed Clinical Social Worker (LCSW) located in Port St. Lucie. Over the course of my career, I've had the privilege of working in a wide variety of settings—from military environments and residential mental health facilities to hospice care and in home family therapy. My goal is simple: to create a laid-back, welcoming space where you genuinely feel heard and understood. Outside the office, I'm a dad, outdoor enthusiast (when the weather is right) and someone who appreciates a good home aquarium setup. I don't take myself too seriously, but I take my clients and their well-being incredibly seriously. Whether you're navigating a tough life transition, complex relationships, or just trying to figure things out, I'm here to help you weather the changes.
Available

New to Grow

$65/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
Hi, I'm a Licensed Clinical Social Worker (LCSW) with more than 20 years of experience helping children, adolescents, adults, and families navigate life's challenges. I believe therapy is a collaborative process where you can feel heard, supported, and empowered to create meaningful change. My approach is compassionate, practical, and tailored to your unique needs, drawing on evidence-based strategies to help you build resilience, develop healthy coping skills, and move toward the life you want.
Available

$90/session

Specialties

Addiction
Depression
Trauma and PTSD
+6
Hi, I’m Stacey, a Licensed Mental Health Counselor with 9 years of experience helping individuals navigate life’s challenges. I provide virtual therapy for adults experiencing anxiety, depression, trauma, substance use, psychosis, and other mental health concerns. I also served as a Guardian ad Litem volunteer for three years, advocating for children and families in need. My goal is to provide a compassionate, supportive, and nonjudgmental space where you feel heard, understood, and empowered to create meaningful change.
Available

New to Grow

$165/session

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
+6
Hi there! My name is Danielle Greene, LPC, LCMHC and I consider myself to be a warm, grounded, and engaged therapist. My approach focuses on the use of Internal Family Systems therapy, and I am IFS Level 1 trained. My ideal client would be adults seeking deeper, insight oriented therapy and may have experienced childhood emotional neglect, complex trauma, or dysfunctional family dynamics as well as individuals who feel stuck in anxious, avoidant, or codependent relationship loops.
Available

New to Grow

$150/session

Specialties

Mood Disorders
Trauma and PTSD
Women's Issues
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available

$125/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Family Conflict
Women's Issues
+6
Caristen Kimbrell is a licensed mental health counselor who holds a bachelor's degree in Elementary Education and a master's degree in Counseling and Psychology. She currently offers mental health services to women, couples, and adolescents, with a particular emphasis on women's wellness. Caristen integrates a faith-based perspective into her counseling sessions. Her purpose is to provide clients with a warm, nurturing environment where they can openly share their feelings and work toward healing and well-being.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Eating Disorders
Self Esteem
+8
Hi, I'm so glad you're here. Starting therapy can feel overwhelming, but you don't have to figure things out on your own. My goal is to create a space where you feel comfortable showing up exactly as you are—without judgment, pressure, or the need to have it all together. With over 14 years of experience, I work with adolescents, college students, and adults navigating anxiety, eating disorders, life transitions, identity, relationships, and the unique challenges that come with being an athlete. As an LGBTQ+ identifying therapist, I'm committed to creating an affirming, inclusive space where you feel seen, respected, and supported. I take a warm, collaborative, and holistic approach to therapy, blending evidence-based practices with an understanding of how our mental, emotional, and physical well-being are all connected. When it fits your goals, I also incorporate an integrative nutrition perspective to support your overall wellness. Outside the therapy room, you'll usually find me running, dancing, or horseback riding. As an athlete myself, I understand the highs, lows, and pressures that can come with performance, balance, and caring for both your mind and body. I believe therapy is about more than getting through hard moments—it's about building a life that feels authentic, meaningful, and sustainable. Wherever you are in your journey, you don't have to walk it alone. I'd be honored to walk alongside you.
Available

$100/session

Open-minded
Warm

Specialties

ADHD
Anxiety
Trauma and PTSD
+10
You may be the person everyone else depends on. You're capable, responsible, and high-functioning. From the outside, it may seem like you're managing everything well—but internally, you're overwhelmed, emotionally exhausted, constantly overthinking, or wondering why life feels so much harder than it "should." Many of my clients are women who have spent years taking care of everyone else while slowly losing connection with themselves. They may be balancing demanding careers, motherhood, caregiving, relationships, or major life transitions while quietly carrying anxiety, burnout, perfectionism, people-pleasing, or self-doubt. I specialize in helping women navigate anxiety, stress, burnout, ADHD, relationship challenges, life transitions, self-esteem concerns, depression, and chronic overwhelm. I also enjoy working with individuals adjusting to chronic illness, caregiver stress, and significant changes that affect their sense of identity. My approach is warm, collaborative, and practical. I believe lasting change happens when we understand not only what we're experiencing, but why certain patterns developed in the first place. Together, we'll identify what's keeping you stuck, develop insight into those patterns, and build realistic strategies that help you create meaningful change outside of therapy—not just during our sessions. I know reaching out for therapy can feel vulnerable, especially if you're used to being the one others rely on. My goal is to provide a space where you don't have to have everything figured out—a place where you can feel understood, challenged when appropriate, and supported as you reconnect with yourself and build the life you truly want.
VirtualAvailable

$100/session

Empowering
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Domestic Violence
+6
Life can feel heavy and overwhelming, and we don’t have to carry everything alone. I’m here to help shoulder some of that weight and guide you toward the life you’re envisioning. I practice from a holistic perspective, considering all aspects of your life and how they influence one another. Even when we focus on a single concern, we’ll explore the broader patterns and connections that shape your wellbeing. Growth is rarely linear, and we’ll navigate that journey together with intention and compassion to help you get lasting change. I thrive with clients who understand they need to work for change, want to gain insight and value personal evolution. Sessions often lead to new insights, “aha” moments, and sometimes even a laugh or two. Humor doesn’t replace healing, but it sure can soften the edges of difficult moments. For my qualifications, I’m have a bachelor’s in Social Work and a master’s degree in counseling earned back in 2013. My background spans substance abuse treatment, grief and trauma work, suicide prevention, attention concerns, and mood and anxiety disorders — I’ve walked alongside people through some of life’s toughest chapters. And if you’re interested in Law of Attraction coaching, I also offer that as a way to help you align your mindset with your goals and dreams.
Available

$125/session

Humorous
Authentic
Warm

Specialties

Trauma and PTSD
Addiction
Anxiety
+8
Peace. Happiness. Love. Success. We seek them. We want them. As we see them within reach, we are knocked down by the challenges and difficulties of life. We find, instead, lives that are filled with anxiety, sadness, grief, trauma, loss and failure. I know this too well. I have experienced this in my own life and in the life of my clients. It does not matter where you are in your life. I have had celebrity clients at the top of their field. I have worked with gold medal athletes. I have worked with businessmen and women, housewives, families, adolescents. I have also worked with those who have lost everything to the ravishes of substance use and with men serving life in prison. It is possible to navigate the dangerous waters of life, but you will need a guide. I am that guide. I have excellent education from Palm Beach Atlantic University. I have a wealth of experience. I have over three decades of experience as a husband, father, grandfather, youth pastor, counselor and university professor. I have worked in the church, private practice (in Florida and the Bahamas), community mental health (specializing in crisis and families with at-risk-adolescents), foster care, substance abuse, juvenile justice and the prisons. I have maintained my relevance by teaching at the university level, advising a best-selling author on the psychological aspects of his book, and serving as a consultant to other mental health agencies. I have wonderful experience working with anxiety, depression, anger, parenting issues, challenging children and teenagers, grief, trauma, substance use issues, family and relationship issues, LGBT issues, and other issues and concerns. I have helped my clients find peace with themselves, with others and in their situations. I have helped my clients find happiness, even amid loss. I have helped my clients find belonging and love in healthy and supportive relationships. I have helped my clients increase their ability to succeed by changing their thinking. One of the foundations of my life and my work was written by M. Scott Peck in The Road Less Travelled. He wrote, “Life is difficult. This is a great truth, one of the greatest truths… Life is a series of problems. Do we want to moan about them or solve them? Do we want to teach our children to solve them?” Let’s start today to solve some of life’s problems and to begin to grasp peace, happiness, love and success.
VirtualAvailable

$150/session

Authentic
Warm

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I have over 25 years experience working to resolve mental health concerns. I have a Master's degree in Counseling, and am a Licensed Mental Health Counselor in FL. I have specialized training in resolving trauma, military/veteran issues, anxiety, depression, stress, and strategies for elevating your life experience. I enjoy working with adults 18+ from all walks of life. If you’re ready to gain tools that will help ,you stay grounded, present, and fully engaged in your life.
Available

Often rebooked

$150/session

Intelligent
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I graduated Eastern Michigan University with a major in psychology and a minor in nutrition in 2007. I completed my PhD program at the University of Detroit Mercy in 2014. During that time period I worked with patients in outpatient and inpatient settings including the University psychology clinic, Wayne State Family Medicine Center, Providence Alaska Family Medicine Center, and Providence Alaska inpatient services.I’m a clinical psychologist (PhD) specializing in trauma, anxiety, depression, and the mind–body impact of stress. My approach is warm, relational, and psychodynamic — I help you understand not just what you’re feeling, but why it keeps happening. Many of my clients come to me after trying short-term or skills-only therapy and not feeling truly understood. Together, we look at the deeper patterns shaped by past experiences, trauma, and relationships. This includes medical trauma, chronic illness, health anxiety, and eating issues rooted in shame or self-criticism. I offer teletherapy to adults who want thoughtful, insight-oriented work that leads to lasting change.
VirtualAvailable

$125/session

Authentic
Open-minded
Humorous

Specialties

Child or Adolescent
Couples Counseling
Trauma and PTSD
+10
Hello, I'm Olga Nikitina, a Licensed Professional Counselor serving clients in Texas, Oklahoma, and Florida. I provide a supportive, compassionate, and culturally responsive environment where clients can safely explore challenges, build resilience, and work toward meaningful change. My practice focuses on helping children, adolescents, adults, couples, and families navigate trauma, anxiety, depression, relationship concerns, and life transitions using evidence-based approaches tailored to each client's unique needs and goals.
Available

$120/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+10
I am a warm, compassionate therapist dedicated to creating a safe and supportive space where clients feel seen, heard, and empowered. I earned my Master of Science in Mental Health Counseling from Nova Southeastern University and have over 10 years of experience working with clients of all ages and backgrounds. I support individuals navigating anxiety, depression, trauma, ADHD, pregnancy and postpartum challenges, life transitions, everyday stressors, and more. Whether you are seeking support during a difficult season or looking to better understand yourself and your relationships, I am here to help you feel empowered, supported, and capable of moving forward with confidence.
Available

$120/session

Authentic
Direct
Empowering

Specialties

Anger Management
Anxiety
Coping Skills
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
Painful experiences often lead people to develop protective strategies to manage overwhelming emotions. These strategies may appear as perfectionism, emotional avoidance, anger toward loved ones, or repeated involvement in unhealthy relationships. While they can offer temporary relief, they often create disconnection from oneself and others, contributing to feelings of loneliness, shame, anxiety, and depression. I am dedicated to helping individuals strengthen their sense of self worth and process traumatic experiences that contribute to insecure attachment and unhelpful patterns. I believe that although emotional wounds often occur within relationships, healing also takes place through safe and supportive connection. With compassion, courage, and a willingness to explore difficult experiences, meaningful and lasting change is possible. Healing can happen, and there is always hope.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+7
I'm a Licensed Mental Health Counselor who works with children, teens, and adults experiencing anxiety, trauma, ADHD, emotional regulation challenges, self-esteem concerns, and parenting stress. I believe therapy should be a place where you feel genuinely heard, supported, and empowered to create lasting change. My approach is warm, collaborative, and practical, helping clients build skills they can use in everyday life. I also provide EMDR therapy for clients seeking an evidence-based approach to processing trauma and other distressing experiences.
Available

Often rebooked

$175/session

Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+7
Hi, I'm Ashley, a Licensed Professional Counselor and Reiki II practitioner. I believe that somewhere underneath the anxiety, the self-doubt, and the patterns that keep repeating, there is a version of you that already knows the way. My job isn't to fix you. It's to create a space steady enough that you can actually hear yourself. Together we get curious about the thoughts that won't quiet down, the emotions that feel bigger than the moment, the behaviors that keep showing up even when you don't want them to, and what all of it is actually trying to tell you. I utilize a holistic approach, bringing tools into our work that help you understand what's happening in your mind and body when you're overwhelmed, so you can actually do something about it instead of just surviving it. But more than any method or modality, I show up as a real person walking alongside you, trusting that you are the expert on your own life. If you're ready to listen to that wiser part of yourself and create meaningful change, I'd be honored to walk with you.
VirtualAvailable

$175/session

Authentic
Warm

Specialties

Anxiety
LGBTQ
School Issues
+10
If you're used to being the one who has it together for everyone else, but lately you've been running on empty, you don't have to keep carrying it alone! I work with adolescents, college students, young adults, and women navigating anxiety, burnout, perfectionism, people-pleasing, identity shifts, and life transitions. Many of my clients are dancers, athletes, performers, helping professionals, and high-achievers who look successful on the outside while quietly struggling on the inside. Before becoming a therapist, I spent years in high-performance coaching, fitness, and behavior change. Today, I blend that background with evidence-based therapy to help clients understand themselves more deeply while building practical skills for lasting change.
Available

$150/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Couples Counseling
Depression
+18
Hello, I am Teresa! Are you looking for a therapist who will help you find a better balance in your life? If that sounds like you, I am the Therapist for you! I believe in the importance of building rapport with clients. I want my clients to feel as comfortable as possible, and I do my best to achieve this by using a client-centered approach. I use a balanced approach that allows my client to work through current and past issues that are preventing them from moving forward. I tend to use a Cognitive Behavioral approach with an emphasis on Mindfulness. However, I believe in utilizing an approach that is best for my client this may also include Dialectical Behavioral or Solution Focused therapies. Little about your therapist...I have been in the counseling field for over 20 years. I have worked with individuals (ages 5 and up), couples and families. I received my Masters's Degree in Counseling from Webster University in 2004. I have worked in various settings such as community mental health, public/private schools and private practice.
VirtualAvailable

$130/session

Warm
Solution oriented
Authentic

Specialties

Addiction
Mood Disorders
Women's Issues
+9
My name is Jessica Vermaak, I am a Licensed Mental Health Counselor and Qualified Supervisor through the Florida Board of Clinical Social Work, Marriage & Family Therapy, and Mental Health Counseling as well as a Licensed Professional Clinical Counselor through the Ohio Counselor, Social Worker, and MFT Board. My approach to therapy begins with client-centered care. I utilize various therapeutic frameworks to ensure that our sessions are collaborative.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Anger Management
Anxiety
Career Counseling
+10
Are you hurting, feeling stuck, overwhelmed, scared, or lost? It can be hard to see sometimes, but you have what it takes to make powerful changes, to create your own pathway to health and well-being. Whether it is anxiety, depression, grief, adjustment to change, relationship problems, or other issues, we can work toward resolution and a greater sense of peace. I have been a licensed counselor for more than twenty five years and have helped clients of all ages, backgrounds, and circumstances. I have an eclectic and nonjudgmental approach and my goal is to unconditionally support you throughout this process. You are not here by mistake. There is no better time to begin taking steps to improve your life situation. I am licensed in South Carolina, Georgia, and Florida and my counseling practice is entirely online (video and phone). My hours are Monday through Friday, with first appointments starting at 9 AM and last appointments at 5 PM. I use the first session to get to know you better, and from there we can address your issues together.
VirtualAvailable

$100/session

Authentic
Direct
Intelligent

Specialties

Anxiety
Couples Counseling
Depression
+3
I am a Licensed Clinical Social Worker having been in practice for the past 35 years as a Clinical Social Worker working with individuals and couples. I work exclusively with clients in the State of Florida seeing adults ages eighteen and older. I perform telehealth sessions with individuals and couples. I assist patients helping them to find solutions to their problems while helping to relieve depression, anxiety, stress and relationship problems.
VirtualAvailable

$100/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hello! I am a Licensed Mental Health Counselor in the state of Florida, having received my Masters in Clinical Mental Health Counseling from Capella University. I have been engaged in the field of mental health since 2018, serving diverse populations of various ages. I aim to help individuals discover their personal strengths to develop resiliency skills and become the best version of their authentic selves.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.