Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 759 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 6/23/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Christopher Isbell

(he/him)

Christopher Isbell, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
3 years of experience
Virtual
I am a therapist dedicated to a deeply collaborative healing journey. My practice is built on creating a genuine connection where authenticity and curiosity are our guides. Together, we work to uncover insightful perspectives and practical strategies, empowering you to approach life's challenges and opportunities in ways that deeply resonate with your personal values and aspirations for a more fulfilling future.

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

John Checkett

(he/him)

John Checkett, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
John Checkett is the first man in history to earn a master's degree in Women's Studies in Florida. How many times has this happened to you: You've made an innocent remark, and the other person distorts it and blames you for the distortion, not for what you actually said. That's called the Strawman Argument and is a common problem of communication -- communication typically being the single biggest problem couples have. Communication is one of the social sciences, and one of John's specialties, along with Women's Studies, Pastoral Psychology and Clinical Social Work. He helps high-functioning men and women free themselves from low self-esteem and negative thinking. As a former officer in the Theosophical Society and a former professional psychic, he firmly believes in the value of Spirituality to Mental Health. He can also help with exercise and nutrition, to help create a holistically healthy situation for you. Whether you're dealing with anxiety or depression, relationship problems, or just feel overwhelmed, Prof Checkett is here to help -- even with time management! You might feel bit nervous about starting therapy, but he's extremely easy to talk to, knowledgeable in a wide variety of subjects, and very media-literate. Most people feel better after a session. In a short time we can get you unstuck and back to living a happy life again.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Vicki Bauer

Vicki Bauer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
39 years of experience
Virtual
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
1 year of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Nicole dempsey

Nicole dempsey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I graduated from the University of Texas at Austin in 2011 with my Masters in Social Work and have since worked in a variety of settings and with different populations. Have you ever wished, "I wish I was more like (fill the blank)", or thought, "I am not good enough." We are born with a certain temperament and into a certain situation but there are things we can control. My favorite part of my job is helping people see the best parts of themselves and using their strengths to achieve their goals.

Michael Shippole

(he/him)

Michael Shippole, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
As your licensed mental health counselor, we'll begin by building a strong and trusting rapport, which lays the foundation for effective therapy. Together, we will carefully identify your presenting issues and concerns, exploring the patterns, emotions, and experiences that have shaped your current challenges. Using evidence-based therapeutic techniques such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness practices, I will tailor our sessions to meet your unique needs. Along the way, we will create clear, achievable strategies designed to help you reach your personal, academic, or professional goals. Throughout the process, you will feel genuinely heard and understood in a safe, supportive environment. You will gain confidence in your ability to navigate difficulties, develop greater emotional resilience, and foster personal growth that leads to meaningful and lasting change. My goal is to empower you to live a more fulfilling, balanced life while equipping you with the tools to continue thriving beyond our time together.

Laura Beth Blomquist

(they/them)

Laura Beth Blomquist, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
7 years of experience
Virtual
My background is in teaching yoga and meditation, both of which I incorporate in sessions. Rest assured that I will collaborate with you so each and every session supports you and your needs, exactly as you are. Our work together will be collaborative and tailored to your evolving needs. I support clients both in and outside of sessions, with the option to communicate between sessions.

Ashna K. Wallace

(she/her)

Ashna K. Wallace, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
Does this sound familiar: · Feeling stuck? · Trapped? · Struggling to cope with all the demands placed on you? · Feel like you have no control over things in your life? · Struggling to remain organized? · Struggling with life's transitions? · Difficulty managing daily stresses? · Struggling to regulate your emotions? If you answered 'yes' to any of those and are ready to make a change and take control of your life, allow me to help you. Change is not easy, and it can be scary, but it is necessary in order to move forward. Together we can work to identify and overcome the obstacles in your life that are preventing you from reaching your potential and realizing your goals. I can help you gain insight and develop healthy coping skills so that you may experience personal growth. Contact me today for a free 20 minute consultation to see if we would be a good fit to work together. If not, I would be happy to help you find someone who is! If you do not see a day/time that works for you, let me know. I am happy to be flexible if my schedule allows for it. My schedule may not always be up to date during busy times as it changes every week. While I only conduct sessions from Monday to Thursday, I am happy to have a consultation call on Fridays, Saturdays, and Sundays.

Chad Thompson

(he/him)

Chad Thompson, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Life is always changing and sometimes those changes are not always easy to deal with. There is no one way to deal with everything thrown at us. Using a person-centered and integrative model of therapy helps clients feel better about their current situation. I have an extensive background working with worry issues, feeling down, and matters of spirituality. I have trained in and have 10 year experience in expressive art therapy, solution-focused therapy, nature therapy, yoga, mindfulness, nutrition, processing events, positive relationships, and more. I am here to guide you through the hard times, bad times, and good times. In graduate school at Saint Leo University, I obtain a Master's in Social Work (MSW) specializing in Advanced Clinical Practice. Before receiving my MSW, I earned a Bachelor of Arts degree in Interpersonal and Organizational Communication with minors in Film and Creative Writing. I have worked in a wide range of positions in the helping professions including community health centers, private practice, child welfare diversion, non-profits, life coaching, overnight summer camps, tutoring, in county school systems, Department of Veteran Affairs, among others. In his free time, Chad likes to travel, see movies, be in nature, and participate in the arts. I am also Licensed in Utah and take cash paying clients currently living in Utah.

Samantha Skirka

(she/her)

Samantha Skirka, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Hi, I’m Samantha! I’ve been a clinician for over twelve years and truly love what I do. I’m passionate about helping clients tap into their strengths, overcome challenges, and move toward the life they want. My background includes working with people of all ages in schools, juvenile justice, and long-term care settings. As a mom, I know how rewarding—and overwhelming—life can be. I bring that real-life perspective into my work, along with compassion, curiosity, and a sense of humor. Outside of work, I enjoy audiobooks, organizing (it’s therapeutic for me!), and family time. Fun fact: I have a degree in Philosophy and studied Japanese in high school!

Eddie Melville

Eddie Melville, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
11 years of experience
Virtual
Do you have habits, hang-ups, or daily life problems that you just can't seem to shake? Have you sensed that you may benefit from talking about your issues, but just haven't known where to start? I aim to give my clients an opportunity to discuss their struggles, process their emotions, and work towards practical solutions. I enjoy helping clients gain a better understanding of what their problems really are and collaborate with them on setting realistic goals. I believe everyone is capable of learning healthy coping skills that can make life more manageable. Whether you're dealing with depression, anxiety, trauma, addiction, or relationship issues, I'm here to help. I realize whether this is your first time seeking therapy or you've been down this road before, it can be difficult to come to counseling. You deserve a safe space to heal and grow. In our sessions together, I strive to be compassionate while also utilizing evidenced based approaches such as DBT and CBT. I believe you are capable of making the changes you desire to make; take that first step!

Christopher Turrentine

(he/him)

Christopher Turrentine, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
11 years of experience
Virtual
I have extensive experience with individual therapy, working for substance use treatment centers, and working at various psychiatric hospitals. I have worked in roles including Behavioral Health Tech, Case Management, Primary Therapist, and Clinical Supervisor. I have worked with age groups ranging from young children to geriatrics. I firmly believe that in order to help someone, you have to understand them. In order to understand someone, you require personal life experience to truly understand where they are coming from. I am very passionate about what I do. People have asked me previously if I enjoy what I do. I inform them that in my perspective, this is what I "designed" to be. There is no "taking off the therapy hat" for me - this is simply who I am and my purpose. You will learn very quickly how dedicated I am to serving people. I am well-versed in both DSM-IV and DSM-5 (the manuals used to diagnose someone). I have dedicated approximately 30 years of my life to this. Many clients throughout the years told me in their words that I am the "best therapist" they ever had. I encourage you to hire me and judge for yourself. I was entered into two international honor societies (top 15% of students in the field across the span of 8 countries with a flawless 4.0 GPA). Please note: I am a licensed mental health counselor. If you are seeking medication management, you will need to book an appointment with a psychiatrist.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Amanda Hawkins

Amanda Hawkins, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Dalia Kelly

(she/her)

Dalia Kelly, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Taking the first step to seek counseling can be challenging but also very empowering and rewarding at the same time. What I provide is a safe, nonjudgmental space for clients to feel supported and heard. As a licensed mental health counselor with over 10 years of experience I have worked in various residential treatment centers, crisis and detox facilities, and hospitals in the community. My experience has equipped me with the knowledge to utilize a variety of treatment modalities and interventions to provide clients with the necessary tools they need to realize their full potential.

Suleidy Fana

(she/her)

Suleidy Fana, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Ofrezco servicios en español. I'm a Licensed Mental Health Counselor with significant experience treating children, adolescents and adults struggling with trauma, depression, anxiety, among other concerns. Florida has been my home for many years after leaving my beautiful Dominican Republic. I feel passionate about normalizing therapy and helping my community navigate life challenges. I believe that you are the expert in your life and I would feel honored to help you maximize your potential and find fulfillment through this journey we call life. It takes courage to seek out change and I praised you for allowing yourself to take this first step. Let's work together!

Lindsey King

Lindsey King, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
12 years of experience
Virtual
Hi! I'm a licensed Clinical Psychologist based out of Montana with licenses in Florida and Montana. I have 12 years of experience working with adults and groups. I have 7 years of experience working with a bariatric population. I work with adults who want to learn how to use nutrition and physical activity to improve their physical and mental well-being. I also use evidence-based therapies and techniques and teach my clients how to use these same techniques to improve their lives!

Terry Matz

(she/her)

Terry Matz, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.