Therapists that accept Cash Pay in Utah

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 17 verified therapists in Utah who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Bethany Kelley

(she/they)

Bethany Kelley, LCSW - Utah Therapist at Grow Therapy
$200/session
LCSW
23 years of experience
Virtual
Greetings to You! I am Bethany and am thankful you have made the decision to live your most phenomenal life! Do you feel utterly lost, stuck or even misunderstood? Do you feel like you know what to do but don't have the will-power or tools to execute it? I help marginalized individuals identify how to show up as their most authentic selves and get the life they deserve. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness, yoga and art to help you develop a stronger relationship with yourself. Whether you're dealing with relationship issues, racism, transphobia or addiction, I'm here to help and comfort. Seeking therapy can feel unnerving but you're making the right choice. You deserve a safe space to heal, grow, try on new perspectivesand just BE. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together and get you to the next level of your healing journey!

Lisa B. Meotti

Lisa B. Meotti, LCSW - Utah Therapist at Grow Therapy
$95/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Erin Morgan

(she/her)

Erin Morgan, LCMHC - Utah Therapist at Grow Therapy
$150/session
LCMHC
9 years of experience
Virtual
Hi! I'm Erin. I am a Licensed Mental Health Counselor with over 9 years of experience in a variety of settings in the mental health field. I utilize a goal-oriented, strengths based approach to empower clients and help them develop coping skills to deal with change, stress, worry, hopelessness, and symptoms of trauma, anxiety, and depression. I look forward to working with you!

Tori Volanski

(she/her)

Tori Volanski, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hi! I'm Tori Volanski. I'm so glad you're here and that you've taken the first step towards getting support. Maybe you aren't quite sure how to focus on what matters or even find the motivation to figure it out. You want to feel better but you aren't even sure what feels wrong. You want to find more ways to connect with those important to you, lean into the joys that life has to offer and embrace new challenges. I've been there too, many times and I'm here to support you on your journey. I connect well with adults and adolescents who are exploring their identities and learning to embrace their values. I practice from a person-centered approach which means that getting to know you, your personal experiences, and what feels most important to you right now is what will guide our work together. I'm here to help connect the dots but you decide what the bigger picture is. I look forward to learning more about you and providing a place for you to be your most authentic self. Please schedule a consultation if you have any questions.

Rebecca Gray

(she/her)

Rebecca Gray, LCMHC - Utah Therapist at Grow Therapy
$110/session
LCMHC
19 years of experience
Virtual
I am a Licensed Mental Health Counselor (LMHC) with a Master’s Degree in Clinical and Counseling Health Psychology and 19 years of experience supporting individuals through anxiety, depression, trauma, and major life stressors. I blend evidence-based approaches—including CBT, EMDR, DBT, mindfulness, and trauma-informed care—to meet your unique needs. My goal is to offer a safe, nonjudgmental space where you feel heard and empowered. Whether you are working through past wounds or present-day challenges, I’m here to help you build resilience, deepen emotional insight, and make lasting, meaningful changes in your life.

Micheal Chad Franklin

(he/him)

Micheal Chad Franklin, LCSW - Utah Therapist at Grow Therapy
$125/session
LCSW
13 years of experience
Virtual
I’m Micheal Franklin, and my journey into therapy began in a blue-collar family where my relatives worked in textile mills, battery plants, and furniture factories. Growing up, I aspired to carve a different path, aiming to be the first in my family to earn a college degree. I graduated from Western Piedmont Community College in Drug and Alcohol Technology and earned an Associate in Arts in 1996. I then continued my education at Gardner-Webb University, obtaining my Bachelor’s in Science in Human Services. Recognizing that the job market wouldn’t provide enough financial stability, I joined the Marines in 1998. During my service, I got married and welcomed a baby boy, which motivated me to seek part-time work with troubled adolescents and teens facing addiction issues. After leaving the Marines in 2003, I worked in a group home for adolescents and later became a Prevention Supervisor for adolescent substance use treatment. I also served as the lead treatment therapist for a Men's Intensive Outpatient Program at the Cognitive Connection in Hickory, NC. My passion for helping others led me to teach parenting classes and collaborate with Child Protective Services. I pursued my Master’s degree in Social Work at the University of West Florida while gaining experience in Community Mental Health. I also worked in a drug court program for two years. Since becoming licensed in 2014, I have dedicated my career to supporting clients dealing with trauma, anxiety, depression, addiction, personality disorders, and life transitions.

Kim Sylla

Kim Sylla, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
It would be my pleasure to work with you! My name is Kim Sylla and I have been interested in the field of social services since childhood when I enthusiastically listened to the life stories of those around me including friends, neighbors and extended relatives. This interest grew with with my first therapist volunteer experience -- at the age of 20 -- with individuals who had substance use and mental health disorders. Since then I have had a wide array of additional volunteer and work experiences with adults and adolescents undergoing various life challenges at work, school, home and in the larger community. My varied experience, training and education prepared me to use an integrative therapeutic approach that draws on cognitive behavioral therapy, mindfulness, dialectical behavioral therapy, motivational interviewing and ecological systems theory.

Amy Eshleman

(she/her)

Amy Eshleman, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
I am licensed in Florida with 23 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self esteem, and confidence. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. I have a deep passion for helping people move past whatever is in their lives blocking them from living how they want to live and having the type of relationships they desire. I have been providing therapy for over 20 years and I have worked with many different populations and needs. I specialize in trauma treatment along with attachment concerns and dissociative qualities. I can assist with individual, couple, or family needs.

Aida M Girod

(she/her)

Aida M Girod, LCMHC - Utah Therapist at Grow Therapy
$100/session
LCMHC
15 years of experience
Virtual
I was born and raised in Puerto Rico and 20 years ago I moved to Florida where I currently reside. I graduated in 2005 from Florida International University with a Masters in Mental Health Counseling. At the present time, I hold 8 state licenses that allows me to to provide Tele-health counseling in other states besides Florida; Texas, South Carolina, Georgia, Arizona, Missouri, Utah and Michigan. I am also bilingual (English and Spanish) and I have more than 10 years of experience in the mental health and social services arena.

Paula Schoenau

(she/her)

Paula Schoenau, LCMHC - Utah Therapist at Grow Therapy
$150/session
LCMHC
7 years of experience
Virtual
Hi there! I am Brazilian and I graduated in Psychology almost 20 years ago - do not do the Math! =) I have been living in the USA since 2014 and I obtained my Masters in Clinical Mental Health Counseling in 2018. I specialized in working with LGBTQIA+ folk, most specifically transgender and non-binary (go They/Them!). Since then, I have expanded my practice and have enjoyed working with folk navigating grief, depression, anxiety, bipolar disorder and other various mental health symptoms. I provide therapy in 3 languages: English, Portuguese and Spanish. I am a Certified Grief Informed Professional and also a Trauma specialist. *** I unfortunately do not work with couples, so if you are seeking couples counseling, I am not a good fit. *** I have a 15 minutes tardiness tolerance policy, and a fee for no show/late cancel of $75.

Jennifer Phillips

(she/her)

Jennifer Phillips, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
My mission is to empower individuals to navigate life’s challenges with resilience, clarity, and confidence. I take a holistic, client-centered approach rooted in the biopsychosocial model—addressing the interconnectedness of mind, body, and environment to support lasting well-being. Drawing from evidence-based modalities such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT) skills, Mindfulness-Based Cognitive Therapy (MBCT), Motivational Interviewing (MI), and Solution-Focused Brief Therapy (SFBT), I tailor each treatment plan to meet the unique needs of the person in front of me. I am also actively pursuing certification in Mind-Body Medicine through the Center for Mind Body Medicine and frequently integrate these techniques—such as meditation, guided imagery, and breathwork—into sessions to support emotional balance and self-regulation. With extensive training in geriatric assessment, I have a deep passion for working with older adults, helping them maintain cognitive and emotional vitality in later life. As a certified clinical supervisor with the Arizona Board of Behavioral Health Examiners, I am also committed to mentoring and developing the next generation of compassionate, skilled social workers. Above all, I strive to create a warm, supportive space where clients feel heard, valued, and empowered to move toward meaningful change.

CaraJean Gray

(she/her)

CaraJean Gray, LCSW - Utah Therapist at Grow Therapy
$120/session
LCSW
18 years of experience
Virtual
I love helping people and I am so excited for you that you are considering engaging in services! I believe in an integrative approach to therapy which means focusing on the whole person rather than one problematic behavior which is most often only a symptom of underlying issues. In order to most effectively address your emotional or mental well-being we must also address your physical, biological, social, and psychological functioning. If you are ready to make changes to allow you to more fully enjoy your life then I am eager to assist you towards your goals.

Gino Memoli

(he/him)

Gino Memoli, LMFT - Utah Therapist at Grow Therapy
$170/session
LMFT
2 years of experience
Virtual
Hello, I'm Gino Memoli, a licensed therapist dedicated to supporting individuals, couples, and families through personalized therapy sessions. I specialize in addressing personality disorders, mood disorders, and trauma using client-centered modality to help clients explore and heal various aspects of themselves. Additionally, I apply the Gottman Method to enhance relationship dynamics for couples and families, focusing on building stronger, more understanding connections. My approach is direct, honest, and compassionate, aimed at fostering deep personal growth and resilience in a supportive environment.

Angela Mathew

(she/her)

Angela Mathew, LMFT - Utah Therapist at Grow Therapy
$150/session
LMFT
28 years of experience
Virtual
Hello!! And, Welcome! Looking forward to meeting you!! I am a Licensed Marriage and Family Therapist. I am licensed in Kentucky, Indiana, Kansas, Maine, Utah, and Nevada. I received my Masters from Western Kentucky University, and have been practicing for 28 years. I help individuals, and couples to overcome "old programming", develop new and healing ways to see themselves and life, and utilize places of self-empowerment. Increasing one's relationship with oneself helps one to have greater relationships with others, and all other parts of life.

Michelle Milligan

(she/her)

Michelle Milligan, LCSW - Utah Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Michelle Milligan, LCSW, LCSW-C, LISW, LISW-C, and LIMHP, for the past 25 years, is a dedicated and experienced Licensed Social Worker in multiple states with a strong background in providing therapeutic services across various disciplines. Her commitment to excellence and compassionate approach make her a valuable asset in medical, clinical, and psychiatric social work settings." I specialize in treating Racial Trauma in the workplace, Post Traumatic Slave Syndrome, Social and General Anxiety and Mood Disorders (depression and bipolar), Anxiety (Social Phobia and PTSD), Transitional Stressors (divorce, grief, occupational and family changes), couples and family counseling, behavioral problems with adolescents, ADD and AD/HD, and problems with anger and impulsivity.

Jason Duenas

Jason Duenas, LCMHC - Utah Therapist at Grow Therapy
$180/session
LCMHC
11 years of experience
Virtual
Hi! I'm a licensed counselor in Florida (LMHC), Texas (LPC-Supervisor), and Utah (LCMHC). With over a decade of experience, my journey in mental health began with a passion for helping individuals overcome life's challenges and achieve their fullest potential. Throughout my career, I have dedicated myself to continuous learning and professional development. I have specialized training in trauma-informed therapies, which allows me to provide compassionate and effective support to clients who have experienced trauma. Understanding the profound impact trauma can have on an individual's life, I am committed to creating a safe and nurturing environment where clients can explore their experiences and find healing. In addition to my work with individuals, I have a deep commitment to helping couples strengthen their relationships. I am trained in the Gottman Method, a research-based approach to couples therapy that focuses on building strong, healthy relationships. Using this method, I assist couples in navigating and healing from betrayals, enhancing their communication, and fostering a deeper connection. Witnessing couples transform their relationships and rediscover trust and intimacy is incredibly rewarding. Outside of my professional life, I am passionate about self-care and mindfulness. I often incorporate these practices into my therapy sessions, empowering clients to develop their own self-care routines. I believe that a holistic approach to mental health, which includes attention to physical, emotional, and mental well-being, is essential for achieving lasting positive change. Whether working with individuals or couples, my goal is to help my clients build resilience, find balance, and lead fulfilling lives. By providing a supportive and empathetic space, I strive to guide my clients on their journey towards healing and personal growth.

Joni Carrasco, Ph.D.

(she/her)

Joni Carrasco, Ph.D., LMFT - Utah Therapist at Grow Therapy
$150/session
LMFT
21 years of experience
Virtual
Building self-awareness is often a hard place to start. I meet my patients where they are in their journey and support the process. Sometimes taking the first step to explore psychotherapy is confusing. Ask questions so you can find a therapist who is the right fit for you. My approach meets people where they are presently, to determine where they want to be in the future. I like to get to know my new patients to determine their needs in treatment.

Frequently asked questions

Why filter by Utah rather than a city like Salt Lake City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Utah from St. George to Provo! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Utah.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on LGBTQ?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in Utah that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.