Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 81 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/9/2025

Elnora Peters

(she/her)

Elnora Peters, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
6 years of experience
Virtual
Hi, I'm Elnora Peters, a licensed therapist with a passion for helping individuals navigate life's challenges with clarity, self-compassion, and emotional resilience. I work with adults facing anxiety, depression, major life transitions, and interpersonal issues. I help whether it's navigating a breakup, career change, or patterns that no longer serve you. My approach is grounded, supportive, and insight-driven. Together, we will explore the roots of your challenges, build emotional and mental awareness, and develop practical tools to help you feel more balanced, connected and empowered in your daily life. I believe that healing happens in safe, non-judgemental spaces. I am honored to walk alongside you as you find your path forward.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
25 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Aaron Petrie

(he/him)

Aaron Petrie, LPC/MHSP - Tennessee Therapist at Grow Therapy
$135/session
LPC/MHSP
8 years of experience
Virtual
I’m a licensed therapist who works with high performers—athletes, entrepreneurs, creatives, and professionals—navigating anxiety, burnout, life transitions, and performance pressure. I offer a warm, focused, and collaborative space where we explore what’s beneath the surface, develop emotional resilience, and build the clarity and confidence needed to move forward with purpose. Therapy with me is both deep and practical, always tailored to your goals.

Christy Barongan

(she/her)

Christy Barongan, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.

Liz Sakatos

Liz Sakatos, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
I specialize in helping women navigate the mental and emotional impact of perimenopause and menopause because it’s about a lot more than hot flashes. This chapter of life often brings heightened anxiety, mood swings, self-doubt, and relationship strain, all while society tells you to “just push through it.” I help women take back control by examining the impact of hormonal changes, internal pressures (like relentless, negative self-talk), and external stressors (like toxic relationships and unrealistic expectations). Together, we replace what’s no longer working with strategies that empower you to feel grounded, capable, and more like yourself again. I firmly believe that the way you speak to yourself shapes how you handle the pressures of midlife — and let’s be honest, women are often their own harshest critics. It’s time to rewrite that inner narrative.

Natalie Battles

(she/her)

Natalie Battles, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker working in a private practice in Chattanooga, TN. I work with individuals who are struggling with Perinatal Mood and Anxiety Disorders. I also work with adolescents and adults coping with anxiety, depression, bipolar, addiction, communication skills, trauma, grief & loss, body image, self-esteem, self harm, suicidality, and severe mental illness. I have completed the 2 day PSI Certificate Course as well as the Advanced Perinatal Mental Health Course. I use cognitive-behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing, and mindfulness skills, as I offer genuine care, support and empowerment to my clients.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Antoine Jackson

(he/him)

Antoine Jackson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$95/session
LPC/MHSP
23 years of experience
Virtual
You have taken the first step and you are here. Let's get started! I am highly motivated and compassionate about providing safe and realistic therapy designed to meet your needs. As a therapist who believes that therapy should help you in real life. I want us to work together to thrive instead of just surviving. My practice is designed to include all walks of life such as professionals, stay-at-home parents, teens and adolescents, entrepreneurs students, family, friends or someone who seeks direction and personal management. Therapy should be non-judgemental, helpful, and affirming. I look forward to hearing from you so we can begin your therapy journey that aligns with your future! Are you still having doubts? It is okay! Let's do something about it! Are you ready for the next step? If so, select a time below that aligns with our schedules!

Megan Fletcher

Megan Fletcher, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
Hello, my name is Megan Fletcher, and I am a Licensed Clinical Social Worker. I am passionate about assisting my clients through life transitions and improving their quality of life for increased growth and self-discovery. I am passionate about working with clients through life transitions and getting to know ones self on a deeper level. I take a person-centered approach to my therapy, meaning assisting you as a partner in identifying and exploring what you want according to your likes, dislikes, and needs in therapy. I take a holistic approach to therapy utilizing Cognitive Behavioral Therapy, EFT, ACT, DBT, mindfulness techniques, Accelerated Resolution Therapy for relief from anxiety, periods of sadness, and stress. I am here to help you make measurable, achievable, positive, and specific goals to support your day-to-day and overall improving your mental and emotional well-being. I have 20y of experience in the health and fitness industry, my journey to becoming a therapist was focused on treating the person with a whole health model approach. This includes the 8 dimensions of wellness. Our first session is a time for us to get to know each other, gather information to set goals and objectives, and plan for your therapy experiences.

Emily Trahan

(she/her)

Emily Trahan, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
3 years of experience
Virtual
Hello, I am Emily and I am a licensed mental health counselor in Florida and Tennessee. I am passionate about helping others and seek to provide a safe place for exploration, healing, and empowerment. I am relational, compassionate, and strengths focused. I offer a space free of judgement to explore self, process experiences, and gain confidence. I specialize in identity work. This includes finding who you are when you go to college and are out on your own for the first time, exploring sexuality and gender, reconsidering values and beliefs, finding self after loss, and figuring out who you are in and outside relationships. I would be happy to offer a free consult to see if we would be a good fit! You can contact me through Grow or HealingEmpoweredCounseling.com. *I may have availability outside of hours shown on Grow

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
Has intro video
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Patricia Bishop

(she/her)

Patricia Bishop, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Hello! I'm Patricia. Thanks for checking out my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs keeping you stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I’m currently living in Missouri with my wonderful husband, our lovable dog, and two very sassy cats. As a military spouse and a Licensed Clinical Social Worker, I’ve had the privilege of supporting individuals and families through life’s many challenges. I earned my bachelor’s degree in Social Work from the University of Alaska and went on to complete my Master of Social Work at the University of Maine. With over 20 years of experience as a therapist, I’m passionate about helping others find healing, growth, and resilience.

Derrick Smith

Derrick Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
7 years of experience
Virtual
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.

Elizabeth Botts

(she/her)

Elizabeth Botts, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
25 years of experience
Virtual
I love helping people heal from the past and learn to thrive in the present; by resolving past trauma, creating adaptive belief patterns, fostering healthy habits and sleep, and establishing life with meaning and purpose. I am a licensed clinical psychologist based in TN and serving individual adults in Tennessee, Colorado, and Alabama. I have been in the mental health field since 1999 and in practice as a psychologist since 2010.

Amy Roberts

(she/her)

Amy Roberts, LCSW - Tennessee Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Hi, I am a Licensed Clinical social worker and I have been in practice five years. I specialize in CBT, Mindfulness, EMDR, and couples counseling. I believe in meeting each individual where they are, and designing a treatment plan based on the specific needs of each patient. I am able to assist with a range of mental health issues and disorders. Such as, ADHD, anxiety, personality disorder, autism, life coaching/empowerment, couples counseling. trauma/abuse, interpersonal issues, women's issues, and LGBTQ+.

Rachel Baker

Rachel Baker, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hello and Welcome~ My name is Rachel Baker and I am a licensed clinical social worker and cancer survivor who focuses on helping others to prioritize their mental health. I started my private practice to help others realize that prioritizing their life is a necessity, and not an option. I continue the work because I know that it is transformative once a decision is made to prioritize self.

Nathan Hunzicker

Nathan Hunzicker, LMFT - Tennessee Therapist at Grow Therapy
$90/session
LMFT
4 years of experience
Virtual
I am a Licensed Marriage & Family Therapy (LMFT) providing virtual sessions in the state of Tennessee. I have been married to my wife for 10 years we have 3 amazing kids. My specialties are: Helping clients overcome Depression, Relationship Issues & Parenting. In each of these treatment areas are years of personal experience. My parents divorced when I was 10 years old and I struggled with depression from ages 15-25. I know the joy that comes from overcoming struggles and I would like to help you win battles in your life.

Briana Whitted

(she/her)

Briana Whitted, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi there, my name is Briana and I am here to support you through various challenges and transitions. We can oftentimes feeling frustrated, stuck, or anxious - whether this be as a spouse, parent, employee, or just feeling overwhelmed as a human in general. We can all experience getting to a place where we feel completely numb & just trying to survive. You might feel like a hamster running on its wheel, feeling completely stuck and going nowhere, unsure of what to do differently. Maybe you're trying to heal on your own from the things that you never talk about, and are in need of someone who can listen & validate your emotions.

Kathy Hilbert

(she/her)

Kathy Hilbert, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$95/session
LPC/MHSP
5 years of experience
Virtual
I am a licensed professional counselor in the state of Tennessee who has been providing individual counseling for approximately four years. I had a background in social work prior to becoming a therapist, so I have always had a passion for helping people. I help people who are eager for change and growth but may be overwhelmed by challenging emotions or experiences that keep them stuck in seemingly endless cycles. As a therapist, I hope to cultivate a relationship that facilitates change, wholeness, and health wherever you are in your journey. I want to create a space where you feel free to bring your whole self: body, mind, and spirit. I look forward to walking alongside of you as you take your first steps toward deeper levels of health and wholeness.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Life Transitions?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.