Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 38 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the state of Tennessee. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Elnora Peters

(she/her)

Elnora Peters, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
6 years of experience
Virtual
Hi, I'm Elnora Peters, a licensed therapist with a passion for helping individuals navigate life's challenges with clarity, self-compassion, and emotional resilience. I work with adults facing anxiety, depression, major life transitions, and interpersonal issues. I help whether it's navigating a breakup, career change, or patterns that no longer serve you. My approach is grounded, supportive, and insight-driven. Together, we will explore the roots of your challenges, build emotional and mental awareness, and develop practical tools to help you feel more balanced, connected and empowered in your daily life. I believe that healing happens in safe, non-judgemental spaces. I am honored to walk alongside you as you find your path forward.

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Emily Trahan

(she/her)

Emily Trahan, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
3 years of experience
Virtual
Hello, I am Emily and I am a licensed mental health counselor in Florida and Tennessee. I am passionate about helping others and seek to provide a safe place for exploration, healing, and empowerment. I am relational, compassionate, and strengths focused. I offer a space free of judgement to explore self, process experiences, and gain confidence. I specialize in identity work. This includes finding who you are when you go to college and are out on your own for the first time, exploring sexuality and gender, reconsidering values and beliefs, finding self after loss, and figuring out who you are in and outside relationships. I would be happy to offer a free consult to see if we would be a good fit! You can contact me through Grow or HealingEmpoweredCounseling.com. *I may have availability outside of hours shown on Grow

Aleana Young

(she/her)

Aleana Young, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
14 years of experience
Virtual
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 14 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. In addition, I am a reiki master and have been practicing natural healing for 30 years. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.

Beth P Siller

(she/her)

Beth P Siller, LMFT - Tennessee Therapist at Grow Therapy
$175/session
LMFT
5 years of experience
Virtual
My journey towards becoming a Licensed Marriage and Family Therapist began in 2004 when I received my B.A. in Theater from Southern Connecticut State University. Knowing it was my passion to creatively help others, I began teaching children in diverse settings including preschools, elementary schools, community centers, homes, and camps. I was introduced to Drama Therapy and Expressive Arts Therapy as an Early Childhood Educator and never looked back! As I continued working with children, families, and parents of all backgrounds over the years, I found myself becoming more intrigued with their social/emotional dynamics as opposed to the academics of the profession. My realization led me to The Chicago School of Professional Psychology where I pursued my M.A. in Clinical Psychology with a specialization in Marital and Family Therapy. Since then, I’ve had many incredible opportunities to gain experience through the roles of a School Counselor, Program Therapist, Private Practice Owner, and Group Therapist. Through these experiences, I've grown immensely as a therapist by expanding the populations I work with and the specialties I’m able to offer.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Rhett Brandt

(he/him)

Rhett Brandt, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
27 years of experience
Virtual
I have been doing clinical counseling for 25 years, and unlike most providers, I have a doctorate degree in counseling. I believe that the extra education helps me to provide more thorough, informed, and helpful feedback for clients. I currently provide therapy on a broad range of issues including trauma, anxiety, substance abuse and mood disorders. I am also comfortable working with sexual, gender, and eating issues. I have experience as well with neurodivergence and autism spectrum clients. My passion in a clinical setting involves working with trauma and dissociation, in particular clients with Dissociative Identity Disorder. I believe in giving you tangible feedback and practical solutions. I intend to demystify the process of counseling so that you can truly benefit from your work. In terms of my own self-care I enjoy walking outdoors as a means of reconnecting with nature. Recently, I rediscovered tennis, and have been playing doubles with a local group twice a week. I also recently started playing ping pong and pickleball.

Jackie Taylor-Mays

(she/her)

Jackie Taylor-Mays, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
30 years of experience
Virtual
If you're in need of a concerned and respectful therapist, I'm the person for you. I help people struggling with anxiety, addiction, depression and relationship issues. I’ve accomplished over 20 years of experience as a Licensed Clinical Social Worker with a graduate degree from University of Tennessee and 10 additional years of experience specific to justice-related mental health counseling. I am the ideal therapist for someone interested in reaching goals and becoming their best version. I’m empathetic and can relate to life experiences and be open and honest in giving feedback and suggestions. A therapist with active listening skills is essential for clients to be heard. Being heard and understood without judgement is a major step in the healing process.

Kay Collake

(she/her)

Kay Collake, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
17 years of experience
Virtual
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help

Amie Healy

(she/her)

Amie Healy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
8 years of experience
Virtual
Do you find yourself struggling with feeling heard or being able to be fully present in the moment? Each person deserves the space to be heard, a place where they can be their authentic self. I want to understand and help you work through any events or concerns that have caused you to seek out therapy. Whether you are struggling with feeling anxious, not wanting to get out of bed or do the things that you used to enjoy or have experienced a loss. Together we can identify what you need in order to live a more fulfilled life. Seeking therapy can be a scary move and many people often feel that they have lost themselves so give yourself credit for making the first step! I enter each session ready to provide you with empathy, my undivided attention, and that safe space so that you can overcome whatever challenges brought you here.

Marli Simpson

(she/her)

Marli Simpson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
10 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in Tennessee and a Clinical Professional Counselor (CPC) in Nevada, with over 13 years of experience helping adults navigate life’s challenges and build fulfilling lives. My specialty areas include LGBTQIA+ issues, trauma, addiction recovery, anxiety and mood disorders, neurodiversity, relationships, personality disorders. I am passionate about creating a supportive, affirming space where clients can feel understood and empowered to make meaningful changes. My clinical background spans a variety of settings, including inpatient mental health, residential substance abuse treatment, outpatient therapy, corrections, and domestic violence shelters. This diverse experience allows me to bring a well-rounded, client-centered approach to my work. Whether you’re working through life transitions, healing from trauma, or exploring identity, my goal is to help you feel seen, supported, and capable of moving forward with confidence.

Amy Roberts

(she/her)

Amy Roberts, LCSW - Tennessee Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Hi, I am a Licensed Clinical social worker and I have been in practice five years. I specialize in CBT, Mindfulness, EMDR, and couples counseling. I believe in meeting each individual where they are, and designing a treatment plan based on the specific needs of each patient. I am able to assist with a range of mental health issues and disorders. Such as, ADHD, anxiety, personality disorder, autism, life coaching/empowerment, couples counseling. trauma/abuse, interpersonal issues, women's issues, and LGBTQ+.

Lance Faegenburg

(he/him)

Lance Faegenburg, LCSW - Tennessee Therapist at Grow Therapy
$50/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker. i have 6 and a half years experience. I graduated with my Master's Degree in Social at at the University of Kansas in 2017. Since graduation I have worked in corrections with incarcerated youth and have worked inpatient acute care with at risk youth. I also have experience working with juveniles diagnosed with autism. Throughout my practice my primary focus has been on trauma, depression/anxiety, and anger.

Antoine Jackson

(he/him)

Antoine Jackson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$95/session
LPC/MHSP
23 years of experience
Virtual
You have taken the first step and you are here. Let's get started! I am highly motivated and compassionate about providing safe and realistic therapy designed to meet your needs. As a therapist who believes that therapy should help you in real life. I want us to work together to thrive instead of just surviving. My practice is designed to include all walks of life such as professionals, stay-at-home parents, teens and adolescents, entrepreneurs students, family, friends or someone who seeks direction and personal management. Therapy should be non-judgemental, helpful, and affirming. I look forward to hearing from you so we can begin your therapy journey that aligns with your future! Are you still having doubts? It is okay! Let's do something about it! Are you ready for the next step? If so, select a time below that aligns with our schedules!

Mayme Siders

Mayme Siders, LCSW - Tennessee Therapist at Grow Therapy
$105/session
LCSW
10 years of experience
Virtual
Hello! I am an LCSW based in Evansville Indiana that serves Tennessee, Indiana, and Kentucky clients through telehealth. I have been a counselor for 10 years. I attended UTK in Knoxville Tennessee. I am an Integrative, Humanistic therapist that emphasizes positive psychology in my practice. I use a client centered, strengths based, solution focused approach. My goal is always to support you in moving toward your personal goals in ways that feel comfortable & accessible to you. Whether the issue is anxiety, depression, grief, relationship difficulties, poor coping skills, or phase of life issues, my approach is based in genuine support & kind, honest feedback.

Dr. Lauren Smith

(she/her)

Dr. Lauren Smith, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I hold a BA in psychology with a minor in children's studies and a master's degree in social work. I was licensed as a clinical social worker in Florida in 2020. I earned my doctorate in social work at Walden University. I have worked in various settings including foster care, jails, and schools. My counseling style is laid-back and conversational. I believe in creating safe and open spaces for people to be themselves and share their truths. My approach combines cognitive-behavioral, humanistic, psychodynamic, and attachment counseling. I will tailor the treatment plan to meet your unique and specific needs.

Tiffany Lindsey

(she/her)

Tiffany Lindsey, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
15 years of experience
Virtual
I've been a counselor for a little over 15 years. I've most often worked with teens, women and parents as they navigate their lives. Helping survivors of trauma is a particular passion of mine, and probably the one where I've had the most experience. Helping clients navigate life transitions like heading to college or finding direction after a major life event like divorce is an area of expertise for me as well. I value warm, inclusive spaces where people feel affirmed and cared about. I want my support to be practical, tailored to the individual, and help clients start to feel better fast. I'm grateful for experiences in case management, crisis work, private practice, and program leadership. I have experience teaching continuing education to fellow counselors and spent time as faculty in higher education. I think those diverse experiences have helped me learn how to solve real-world challenges, learn new treatment approaches, and meet people's needs in practical and accessible ways. I genuinely care about my clients and want to give my very best to help.

Jason Fox

(he/him)

Jason Fox, LPC/MHSP - Tennessee Therapist at Grow Therapy
$95/session
LPC/MHSP
19 years of experience
Virtual
Are you stuck? Struggling with big feelings? Trouble focusing and staying organized? I can help! The journey of a thousand miles begins with the first step. It is often difficult to begin the journey of therapy and I am glad you are considering it. Most people come to therapy hoping to try and fix something in their life that does not seem to be working so well. I will work with you to try and discover what all is going on and how we can work together to help you be the best self you can be. I believe in focusing on building small, easy to learn coping skills and taking consistent baby steps towards your goals. Hello! My name is Jason Fox and I am a Licensed Professional Counselor with a Mental Health Service Provider designation in Tennessee (LPC,MHSP) I have 19 years experience in mental health. I practice primarily cognitive behavioral therapy. I focus on trying to teach people that we need to think and act better first in order to feel better. I have experience working in crisis and crisis supervision. I have seen a lot of different things over the years and the most important thing to me as a therapist is to meet clients where they are at and to have a positive working relationship with them to help them get to where they are going.

Tiffany Lopez

(she/her)

Tiffany Lopez, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker, licensed to practice in various states. I have experience working in a variety of mental health settings and have found my passion working as an outpatient therapist. In our work together you can expect to be met with a therapeutic alliance that promotes safety, empathy, compassion, and value, as a human being.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on LGBTQ?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.