Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 167 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Sean T. Lanegan

(he/him)

Sean T. Lanegan, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Why should you choose ME, over anyone else? That is the burning question. As I sit here and try to think of all the ways to possibly distinguish myself in comparison to my peers and colleagues, one specific thing comes to mind: the exact moment that I knew I wanted to be a therapist. My life’s trials and tribulations have put me in a strangely unique position in regard to understanding and empathizing with much of what is thrown at many of us, and it is because of that, that I found strength in my weaknesses and lowest moments. Readjusting to life after deployments, after the military, after divorce and growing pains and heartache, was a monumentally transitional period of my life, and my therapist bared the brunt of my pain with compassion and grace. In my very last session, I looked him in the eyes and said: “I want to do what you’re doing. I want to help people the way that you’ve helped me. I’ve been on this side of the table – now I want to be on that side.” So, what’re my credentials, expertise, focus and treatment approaches? Credentials: MSW, LICSW (WA), LCSW (HI, TN, TX) Expertise: My background and personal experience of the military and with Post-Traumatic Stress (PTS) ensure that I have a good handling on trauma and know all too well the burdens of Veterans that come with serving your country during war, as well as in the aftermath. Beyond that, I specialize and have experience with anger management, mood disorders, thought disorders, personality disorders, anxiety, social anxiety, depression, grief, eating disorders, self-esteem issues. Approaches: I clinically find myself utilizing a psychodynamic approach to therapy with my clients. I believe we are who we are today based on the many influences we had in our lives, especially in those formidable early childhood years. Oftentimes, we can find the source of your current concerns today by processing how you originally developed your core values and beliefs. These roots run deeper than we typically ever realize without therapy. If you choose to work with me, we will naturally dive deeper into what this may mean for you. The path of healing is not an easy road, nor a short one. Doing the work takes gusto, but I believe that you have it inside of you, and I believe that I am the one for the job to aid in your process and growth. I hope to hear from you soon!!! Respectfully, Sean

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the states of Tennessee and Alabama. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
25 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Darla Roundtree

(she/her)

Darla Roundtree, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
15 years of experience
Virtual
I am passionate about supporting people in living empowered lives. I am here to facilitate a collaborative process of inner work and inner awareness. I am well-versed in the therapeutic process and have been a Social Worker for over 15 years. I am a great listener and have the ability to attune to the needs of a person as they express and emote. My greatest offering is my presence, and my ability to provide non-judgmental support, feedback, and aid individuals in articulating their vision and taking steps in their desired direction. I see every individual as having incredible strengths, gifts, and resources, and I endeavor, in my personal and professional life, to see individuals as more than their circumstances and challenges. You are powerful and capable of any measure of growth you desire or strength you seek.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Sarah Long

(she/her)

Sarah Long, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
18 years of experience
Virtual
I'm a clinical social worker, and I finished my Masters of Science in Social Work in 2008 at the University of Tennessee. What this means is that I am trained to provide therapy services to people struggling with lots of different issues. It also means that I hold closely in mind what experiences people have had in their lives that come up for them and how their environments affect them as well.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Elizabeth Kane

Elizabeth Kane, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
32 years of experience
Virtual
I am a Licensed Clinical Social Worker with 31 years of experience in the mental health field working with a variety of clients and ages. I attended the University of Louisville and obtained a Master's in Social Work. I have worked in a variety of clinical settings including private practice, director of mental health centers, and director of psychiatric hospitals. She utilizes a variety of techniques including EMDR, somatic techniques, CBT, and faith based upon request.

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
23 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Madolyn Statler

(she/her)

Madolyn Statler, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hi there! My name is Madolyn, and I am a Licensed Clinical Social Worker (LCSW) based in Nashville, Tennessee. It's a big deal to look for help! Trusting another person to help make you or your child better is a huge leap, and it is a privilege I do not take for granted. I received my Master's in Social Work from the University of Tennessee and my Bachelor's in Psychology from the University of Mississippi. I have worked in social work for 10 years, and have been a practicing clinician for 5 years. I love serving the younger population as they make sense of their world!

Annie Handley

(she/her)

Annie Handley, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Does this sound familiar- today is the day! Today is the day that you are finally going to get organized, stop contacting your toxic ex or start that self care routine you've been thinking about for months. And you start off great but find it hard to keep those new behaviors going. Your mental résistance enters and you feel stuck. Stuck in damaging behaviors and problematic patterns. And the pattern starts again. So here's what I've learned along the way: 1. Transformation is not linear. 2. Transformation is a daily event. 3. You are your own best healer. I am here to help you on your path of transformation and healing. My goal is to create a safe space for you to be authentically you. You are the expert on your life and I am here to help you expand on your strengths as well as hold you accountable for reaching your goals. I have been a licensed Social Worker since 2007 and am both a certified grief counselor and an ADHD services professional. Are you ready to do the work? Consistent, small, daily choices can help you get from where you are to where you want to be. And I am here to help you in that process. I am currently offering telehealth in KS, MO, NC and TN. Reach out to take that first step. We can get there together.

Elnora Peters

(she/her)

Elnora Peters, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
6 years of experience
Virtual
Hi, I'm Elnora Peters, a licensed therapist with a passion for helping individuals navigate life's challenges with clarity, self-compassion, and emotional resilience. I work with adults facing anxiety, depression, major life transitions, and interpersonal issues. I help whether it's navigating a breakup, career change, or patterns that no longer serve you. My approach is grounded, supportive, and insight-driven. Together, we will explore the roots of your challenges, build emotional and mental awareness, and develop practical tools to help you feel more balanced, connected and empowered in your daily life. I believe that healing happens in safe, non-judgemental spaces. I am honored to walk alongside you as you find your path forward.

Sheri Dye

(she/her)

Sheri Dye, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
14 years of experience
Virtual
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Trisha Brown

(she/her)

Trisha Brown, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
I have been independently licensed since 2016. I have worked in many areas of social work so my knowledge in the field is very diverse. I have worked out patient, hospital and in patient. I am trained in EMDR and can provide CBT and psycho therapy. I offer therapy that focuses on what you need to live your life to its fullest. I can treat trauma, anxiety, depression and many other diagnoses that clients struggle with. I hope to be able to help you. I try very hard to make my sessions tailored to what you as a client need. I am very person centered and i want to make this experience as therapeutic as I can.

Elizabeth Botts

(she/her)

Elizabeth Botts, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
I love helping people heal from the past and learn to thrive in the present; by resolving past trauma, creating adaptive belief patterns, fostering healthy habits and sleep, and establishing life with meaning and purpose. I am a licensed clinical psychologist based in TN and serving individual adults in Tennessee, Colorado, and Alabama. I have been in the mental health field since 1999 and in practice as a psychologist since 2010.

Katherine Webb

(she/her)

Katherine Webb, LCSW - Tennessee Therapist at Grow Therapy
$100/session
Has intro video
LCSW
10 years of experience
Virtual
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.

Derrick Smith

Derrick Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
7 years of experience
Virtual
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.