Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 163 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Shelby Saliba-Rogers

(she/her)

Shelby Saliba-Rogers, LPC/MHSP - Tennessee Therapist at Grow Therapy
$75/session
LPC/MHSP
3 years of experience
Virtual
Hello! I am a Licensed Professional Counselor-Mental Health Service Provider in the state of Tennessee. I received my Master of Science in Clinical Mental Health Counseling from Capella University. I help adolescents and adults through some of life's most challenging circumstances and give them the space they need to process such events and experiences. I want to assist you through your past and current adversities.

Kelly Franklin

(she/her)

Kelly Franklin, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC/MHSP
10 years of experience
Virtual
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!

Ashley Richmond

(she/her)

Ashley Richmond, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
Is life feeling messy? Are you ready to take charge of your thoughts, emotions and behaviors? It can seem overwhelming when asking yourself "Where do I begin?". I'm happy to walk alongside you to provide support and guidance while building your skill set and coping skills to feel more grounded and stable. Hi! I'm Ashley Richmond, a therapist in the Tennessee community working with individuals navigating their life journey. At the heart of my practice is a commitment to providing non-judgmental support, a safe space to communicate openly, and evidenced based treatment interventions.

Juan Valenzuela

Juan Valenzuela, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Sarah Berger

(she/her)

Sarah Berger, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$115/session
LCSW
23 years of experience
Virtual
Hello! I am licensed clinical social worker, LICSW who is a dedicated and compassionate therapist committed to supporting you on your path to emotional well-being and personal growth. I have had the privilege of guiding individuals through their various challenges for over two decades, helping each client discover their inner strength and resilience to manage symptoms or overcome life transitions and difficulties. I have worked with people of all ages ranging from children to the elderly, with more focus devoted to people in late teens to mid-life stages. I current reside and am licensed in Tennessee with additional licensure in Florida, North Dakota and Minnesota.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Rebecca DeLong

(she/her)

Rebecca DeLong, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Compassion, trust and balance are at the heart of the work that we do. We approach challenges with curiosity and collaboration. We strive to provide a supportive and therapeutic environment where you can navigate your concerns and align yourself with your goals. Treatment is customized and unique, as each person who we work with is special and has distinct strengths, needs and preferences. We value diversity and foster inclusivity as an ally and as a partner on your individual path. We are direct and thoughtful, supportive and empathic. We work with clients to develop strengths and achieve life goals.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Joan Popkin

(she/her)

Joan Popkin, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
21 years of experience
Virtual
Greetings! I am a Licensed Psychologist based in Tennessee and also have my PSYPACT authorization. I received my Ph.D. from the University of Tennessee and have been practicing for over 20 years. I am a generalist treating a variety of conditions across the life span utilizing a holistic approach. I believe in the integration of diverse services to enhance optimal interventions for children, youth, and adults. I help clients at every stage of life struggling with anxiety, stress, depression, and trauma. I specialize in helping people achieve their own definition of a healthier life in a supportive environment.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Drea Ross

(she/her)

Drea Ross, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Oquandryia is a Licensed Clinical Social Worker (LCSW) with more than 7 years of experience. She specializes in providing compassionate and effective support to individuals navigating a variety of life challenges, including stress, anxiety, relationship issues, and personal growth. Her approach is client-centered, drawing on evidence-based practices to empower individuals to achieve their goals and improve their overall well-being. She is committed to creating a safe, non-judgmental space where you can explore your thoughts, feelings, and experiences at your own pace.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Natalie Battles

(she/her)

Natalie Battles, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker working in a private practice in Chattanooga, TN. I work with individuals who are struggling with Perinatal Mood and Anxiety Disorders. I also work with adolescents and adults coping with anxiety, depression, bipolar, addiction, communication skills, trauma, grief & loss, body image, self-esteem, self harm, suicidality, and severe mental illness. I have completed the 2 day PSI Certificate Course as well as the Advanced Perinatal Mental Health Course. I use cognitive-behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing, and mindfulness skills, as I offer genuine care, support and empowerment to my clients.

Tina Gibson

(she/her)

Tina Gibson, LMFT - Tennessee Therapist at Grow Therapy
$65/session
LMFT
12 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.

Danielle Mattingly

Danielle Mattingly, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social working serving both Kentucky and Tennessee. I received my Masters from the University of Southern California and have been practicing for 10 years. My therapy approach is dedicated to empowering individuals of all ages who are navigating significant shifts in mood and self-esteem. My goal is to help you explore underlying challenges, transforming them into opportunities to become a stronger and more resilient person.

Aleana Young

(she/her)

Aleana Young, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
14 years of experience
Virtual
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 14 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. In addition, I am a reiki master and have been practicing natural healing for 30 years. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.