Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 94 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the state of Tennessee. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Kelsie Patton

(she/her)

Kelsie Patton, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Hi, I’m Kelsie. I’m a licensed clinical social worker and somatic therapist with over a decade of experience sitting with people through the complexities of life. My approach is grounded in presence, body awareness, and the belief that healing happens in relationship—with ourselves, each other, and the systems we live in. I draw from somatic practices, narrative therapy, and mindfulness to help clients reconnect with their own wisdom, process what’s been stored in the body, and move toward more ease, clarity, and authenticity.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Kelly Franklin

(she/her)

Kelly Franklin, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC/MHSP
10 years of experience
Virtual
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!

Trent Eisenbeisz

(he/him)

Trent Eisenbeisz, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
10 years of experience
Virtual
I am a licensed independent clinical social worker with over 13 years of experience working as a clinician, therapist , and crisis interventionist. I have worked with clients with a wide range of concerns including depression, anxiety, substance use problems, psychosis, and ADHD. I also helped people who have experienced trauma or emotional abuse. I would like to clarify my expertise does not include eating disorders, or pornography addiction as of yet, although I do understand some of the symptoms and causes. My therapy style is genuine and solution focused.. I believe in treating everyone with respect, sensitivity, and compassion. My approach is dialectal behavioral based with strengths perspective and motivational interviewing. Any treatment plan to meet your needs will be collaborative, timely, and with measurable goals. I have worked extensively in crisis intervention in the agency and on the streets, in hospitals, and in mental health courts and case management agencies, and have managed in this capacity. I also have many years experience related to substance use disorders and have worked as a therapist utilizing primarily Dialectical Behavioral Therapy as my main approach and utilizing Cognitive Behavior Therapy . Regardless of any experience, upbringing, current, or past situation, everyone has choices they can make that best serves them and the life they want to live. I look forward to working with you!

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Robyn Chaffee

(she/her)

Robyn Chaffee, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
5 years of experience
Virtual
I’m a Licensed Professional Counselor who believes in a collaborative therapeutic relationship, where both therapist and client can show up authentically. I prioritize each client’s sense of safety and honor that trust is built over time. My approach is client-centered, relational, and trauma-informed. I love to laugh with my clients and also gently offer reflections, observations, and connections to support deeper insight. I take an integrative approach to therapy, drawing from multiple modalities to meet each client’s unique needs. I’ve been working in the mental health field since 2015, primarily in community-based settings, and I’m passionate about walking alongside clients as they reclaim their stories and build lives rooted in authenticity and self-trust.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Dr Robert m Cox

(he/they)

Dr Robert m Cox, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
24 years of experience
Virtual
Life can be tough, leaving us feeling helpless and tired. You don't have to be alone during those times. When you're struggling with grief, pain, anxiety, or depression from the effects of traumatic experiences, discrimination, toxic environments, or substance use (yours or another's), Cox Family Wellness can help. We will support your strength and resilience, help you problem-solve, and, most of all, help you live into a new future. We are trauma-informed and certified in Autism-informed treatment. Dr Robert Cox and Cox Family Wellness provide a safe, quiet, confidential, professional space for adults and couples to discuss whatever is on their minds. I work from a mindful, compassionate approach that allows people to feel seen and heard. My experience is in crisis services, substance use, anxiety, and depression. I am glad to chat about your concerns and your resilience. I want to help you remember your power. If you would like to talk about the power of attachment, the stress in your body, and the uses of self-compassion and mindfulness, please call or email. We can talk once or often. Same-day and single-session appointments are available. Be good to you!

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Kimberly Barrett

Kimberly Barrett, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
20 years of experience
Virtual
It takes courage to surrender and reach out for help. I help people who are in Transition in their lives, whether it is loss of a person, a pet, a job, a relationship, or the secondary losses experienced through chronic illness, chronic pain and terminal diagnosis. I am a Transition Specialist helping people to be able to cope through the changes with dignity and grace. Lowering anxiety levels, frustration levels and assisting people in being able to manage the big emotions, difficult decisions and sometimes challenging relationships while going through the changes and transitions in life.

Natalie Battles

(she/her)

Natalie Battles, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker working in a private practice in Chattanooga, TN. I work with individuals who are struggling with Perinatal Mood and Anxiety Disorders. I also work with adolescents and adults coping with anxiety, depression, bipolar, addiction, communication skills, trauma, grief & loss, body image, self-esteem, self harm, suicidality, and severe mental illness. I have completed the 2 day PSI Certificate Course as well as the Advanced Perinatal Mental Health Course. I use cognitive-behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing, and mindfulness skills, as I offer genuine care, support and empowerment to my clients.

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Chris Campbell

Chris Campbell, LMFT - Tennessee Therapist at Grow Therapy
$95/session
LMFT
33 years of experience
Virtual
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.

Joseph Dabbs

(he/him)

Joseph Dabbs, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
14 years of experience
Virtual
Hello! I am an experienced Licensed Therapist in 3 states (Tennessee, Kentucky, and Massachussetts) and I am passionate about wellness and providing a non-judgmental and safe space for all individuals. Having compassion and knowledge to help people going through life’s challenges and transitions is truly a privilege for me. Through a strengths-based, trauma informed, and person-centered therapeutic approach a trusting relationship is created to help individuals establish and attain their treatment goals. Watching someone empower themselves to have a better quality of life is the end goal, no matter the situation. Over the years I have held several different positions in the clinical services arena. I have been a Director of Clinical Operations and therapist for residential facilities (120 beds and 66 beds). I oversaw five outpatient clinics as a Clinical Services Supervisor and provided therapy at the clinics. I’ve worked as a therapist and director in Mental Health Courts, Drug Courts, and Veterans Courts. In the end, my true love has always been doing individual and group therapy. I am originally from Nashville, Tennessee. I left to play college basketball at 18. After graduating from Missouri State University with a teaching degree, I moved to Florida to be close to my handicapped older brother. During this time, I feel in love with helping others even more. I went back to school and graduated with a Master’s Degree in Clinical Social Work from the University of Tennessee. I have specialized in trauma work, substance use, and co-occurring mental health concerns. My goal is to support a person find the best version of who they want to be in life. I love watching someone find their best version of themselves and begin living life to the fullest.

Sheri Dye

(she/her)

Sheri Dye, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
14 years of experience
Virtual
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.

Ashley Bigham-Hendricks

Ashley Bigham-Hendricks, LCSW - Tennessee Therapist at Grow Therapy
$75/session
LCSW
3 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Tennessee. I received my master's from the University of Tennessee along with a certificate for The Treatment of Trauma. I have been practicing for 8 years. I help people of all ages identify their triggers, process their trauma, and learn healthy coping skills and boundaries and how to improve relationships and self-care.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I’m currently living in Missouri with my wonderful husband, our lovable dog, and two very sassy cats. As a military spouse and a Licensed Clinical Social Worker, I’ve had the privilege of supporting individuals and families through life’s many challenges. I earned my bachelor’s degree in Social Work from the University of Alaska and went on to complete my Master of Social Work at the University of Maine. With over 20 years of experience as a therapist, I’m passionate about helping others find healing, growth, and resilience.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.