Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 38 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/26/2026

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

New to Grow

$90/session

Specialties

Addiction
ADHD
Coping Skills
+10
Jonathan is a therapist dedicated to helping individuals navigate life’s challenges with authenticity, compassion, and practical guidance. Drawing on years of experience working in behavioral health and substance use recovery, Jonathan believes that healing begins with genuine human connection. His approach is collaborative, nonjudgmental, and rooted in the belief that every person has the capacity for growth, resilience, and meaningful change. Jonathan specializes in working with individuals experiencing anxiety, depression, trauma, addiction, life transitions, and relationship challenges. He creates a space where clients feel safe to be themselves, explore difficult emotions, and develop the skills needed to build healthier, more fulfilling lives. Rather than focusing solely on symptoms, Jonathan works to understand each client’s unique story, recognizing that lasting change comes from addressing the whole person. Known for his warmth, humor, and direct yet compassionate style, Jonathan balances empathy with accountability. He believes therapy should be both supportive and empowering, helping clients identify their strengths while challenging the patterns that may be holding them back. His work emphasizes resilience, self-awareness, emotional regulation, and the importance of meaningful relationships in the healing process.
Available

$100/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Grief
Trauma and PTSD
+5
Hi, I’m Ashley therapist, animal lover, creative soul, and lifelong daydreamer. I bring a warm and down-to-earth approach to my work, and I believe that connection, curiosity, and authenticity are at the heart of healing. When I’m not in session, you can usually find me lost in a good book especially fantasy, romantasy, or dark romance (I’m a proud BookTok girly). Some of my favorite reads have come straight from client recommendations. I always love hearing what’s on your bookshelf. I’m also a big fan of all things crafty. Paper crafting is my go-to especially junk journals and mini albums but I’ve dabbled in wreaths, t-shirts, and tumblers. My creativity also spills into my love of music, which spans from Sleep Token to George Strait to Eminem. I’m always up for discovering new bands or catching a local show. On slower days, I love wandering through antique stores and thrift shops. Most of my home is decorated with pieces that have a story either found secondhand or passed down through family. I find comfort in giving old things new life. Animals have always been a grounding force in my world. I’ve been riding horses since I was four, and my heart horse, Kirby, is my trail buddy and snack-sharing best friend (she’s a big fan of applesauce and cupcakes). My two dogs, Oliver and Dottie, are certified therapy dogs who’ve joined me in visits to hospices, hospitals, nursing homes, and children’s reading programs. Together, Kirby, Oliver, and Dottie inspired the name Free to Wander Counseling, a reflection of my belief that healing often begins when we allow ourselves to explore, play, and connect in gentle, open-hearted ways. Wherever you are on your journey, you are welcome here just as you are.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented

Specialties

Anxiety
Depression
Domestic Violence
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$175/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$200/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi! I'm a LCMHCS, LPCS, LCAS, CCS based in North Carolina and practicing in NC, SC, GA, TX, AZ, MA, ME, RI, NH and US VI. I received my Doctorate in Counseling Psychology from Argosy University and two Masters from Webster University in Counseling and Health Administration. I have been practicing for over 20 years and enjoy working with a diverse population of people. I have several areas of expertise and enjoy using them to support my clients in their overall life goals and plans for success.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable

$160/session

Authentic
Humorous

Specialties

Military/Veterans
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a Licensed Professional Counselor and Licensed Substance Abuse Treatment Practitioner with experience working across outpatient, community mental health, crisis, and military settings. As a Veteran, I understand many of the unique stressors associated with military life, transitions, caregiving responsibilities, and balancing the demands of work and family. I work with adolescents and adults experiencing anxiety, depression, trauma, OCD, relationship concerns, life transitions, and challenges related to stress and burnout. My approach is collaborative, compassionate, and grounded in evidence-based practices tailored to each individual's needs. I strive to provide a supportive, nonjudgmental environment where clients can explore challenges, build resilience, develop practical coping skills, and create meaningful, lasting change at a pace that feels manageable and aligned with their goals.
Available

$165/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
Welcome! I’m so glad that we found each other! My mission is to help alleviate the weight of your current stressors, assist in processing past experiences, and guide you in developing the new skills and practices that will illuminate your path forward. My approach to therapy is integrative, drawing from various models and methods to tailor the treatment to your unique needs. I employ techniques that encourage you to identify patterns of behavior and observe how you relate to yourself and others.
VirtualAvailable

$225/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Peer Relationships
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+9
I am a licensed clinical social worker in FL, Idaho, Virginia; licensed independent clinical social worker in Massachusetts, Minnesota, and Rhode Island. I graduated from Barry University in 2014 and have been working within the mental health and hospital field since. I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe change is possible. I provide psychotherapy services to individuals in a collaborative, supportive, and safe environment.
VirtualAvailable
No reviews yet

New to Grow

$75/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

$185/session

Warm
Authentic
Intelligent

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$130/session

Authentic
Warm
Direct

Specialties

Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable

$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable

$150/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+5
Welcome to Grow Therapy. I'm Dr. Frank J. Gallo, a licensed psychologist in Rhode Island (License: PS02017) and Massachusetts (License: PSY9800). I work with adults navigating anxiety, depression, post-traumatic stress, anger, and the psychological challenges that often come with high-demand careers and significant life transitions. I use a structured, evidence-based approach, with a particular emphasis on Acceptance and Commitment Therapy, to help you build resilience, clarify your values, and make meaningful changes in how you think and respond to difficulty. If you're looking for a therapist who brings both depth and a practical framework to the work, I may be the right fit.
VirtualAvailable

$140/session

Authentic
Empowering
Open-Minded

Specialties

Anxiety
Bipolar Disorder
Depression
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable

$120/session

Warm
Direct
Humorous

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

$225/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Depression
Life Transitions
+7
I am Elizabeth Jones, LCSW-BACS, QSSW from New Orleans, LA. I received my Masters of Social Work from Tulane University. My professional experience has allowed me the opportunity to support children, adolescents, and adults in the state of Louisiana for the past 11 years, and more recently the states of Rhode Island and Maryland. I have experience supporting individuals in schools (traditional & alternative), outpatient behavioral health clinics (community & school based), corrections and homelessness. My goal is to create an open, safe space where thoughts and feelings can be shared without fear of judgment, and where individuals can be supported with improving their overall quality of life.
VirtualAvailable

$140/session

Authentic
Humorous
Open-minded

Specialties

Career Counseling
Life Transitions
Women's Issues
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

$80/session

Authentic
Open-minded
Empowering

Specialties

Anxiety
Self Esteem
Women's Issues
+2
Hi! I'm a Licensed Professional Counselor (LPC) based in Pennsylvania. I received my Masters from Philadelphia University and have been practicing for the past 9 years. I help people of all ages struggling with anxiety, depression, self-esteem and any other general life stresses. I am passionate about helping others evolve and grow to live in the best possible version of themselves.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+7
believe healing is not about fixing what is “wrong,” but about building a kinder, more trusting relationship with yourself. I work with adolescents and adults who are navigating life transitions, issues around identity and self esteem, or feeling the lingering effects of traumatic experiences. Together we will work towards restoring a sense of grounding, choice, and self-compassion. With compassion and curiosity, the survival responses that once protected us can begin to soften opening the door to healing, thriving, and building a life lived with intention. My approach is heart centered and trauma informed. My work integrates EMDR (technique for reprocessing traumatic experiences), Acceptance and Commitment Therapy, and Internal Family Systems (IFS). As a certified yoga teacher and Reiki practitioner, I value the body’s wisdom and may incorporate mindfulness or somatic awareness into our sessions. Whether you’re brand new to therapy or returning after time away, my hope is to offer a space that feels welcoming, supportive, and collaborative. I believe that you are the expert on yourself and I am here to help guide you along your healing journey to help you move towards your goals and a life that feels more authentic and aligned.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.