Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 36 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/31/2026

$100/session

Specialties

Anxiety
Crisis Intervention
Obsessive-Compulsive (OCD)
+9
Hello, I am Nancy DiStefano a mastered prepared, licensed independent social worker with over 35 years experience. I have experience in therapy with members from age 3-83. I am here to help you find peace in your life and reach whatever goals you choose to reach. I have been doing online tele-health since 2012. I specialize in CBT and ERP. I am here to help. Let's begin.
Available

New to Grow

$150/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I’m a licensed therapist who specializes in treating anxiety, OCD, and related challenges using evidence-based approaches like CBT and ERP. I’m warm, direct, and collaborative, and I strive to create a space where you feel understood and supported while also being gently challenged to grow. My goal is to help you break free from patterns that keep you stuck and build the skills and confidence to navigate life with more ease.
Available

$175/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

Often rebooked

$250/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Military/Veterans
Mood Disorders
+6
Hello! My name is Diana. I am a Licensed Professional Counselor (LPC/LMHC) in multiple states, including CT, AK, MA, RI, TX and FL. I earned a Master's Degree in Art Therapy/Mental Health Counseling from Springfield College. I am a registered Art Therapist and Play Therapist, with over 12 years experience working with children, adolescents and adults. I have significant experience working with active duty Service members and military families worldwide.
VirtualAvailable

$120/session

Direct
Intelligent
Warm

Specialties

Anxiety
Depression
Grief
+6
I am a bilingual (English and Spanish) Licensed Clinical Social Worker in the States of Florida and Rhode Island. My experience includes working with individuals with a wide range of concerns, including depression, anxiety, trauma , post-traumatic stress disorder (PTSD) and end of life. I have worked with Clients in a variety of settings such as homes, schools, clinics and agencies. I utilize multiple modalities including, Cognitive Behavioral Therapy (CBT), Solution Focused Therapy, Motivational Interviewing and Mindfulness. I enjoy working with diverse populations, and providing client-centered therapeutic services.
VirtualAvailable

$100/session

Authentic
Direct
Intelligent

Specialties

Anxiety
Depression
Domestic Violence
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Grief
I am a dedicated therapist who brings a compassionate, steady, and deeply human approach to the work I do. My clinical practice is shaped not only by years of professional experience, but also by my personal journey as a mother and wife navigating the complex realities of children facing serious health challenges. These experiences have strengthened my empathy, broadened my understanding of resilience, and deepened my commitment to supporting individuals through their most difficult moments. I specialize in telehealth therapy, providing accessible, high‑quality care for a wide range of mental health conditions, including anxiety, depression, trauma, stress, and life transitions. In every session, my goal is to create a safe, supportive, and non‑judgmental space where you can explore your emotions, understand your patterns, and feel genuinely heard. My mission is to help individuals address life’s challenges with clarity and confidence, cultivate resilience, and move toward holistic healing. Whether you’re seeking relief, growth, or a renewed sense of balance, I am here to walk alongside you as you build the tools, insight, and strength needed to move forward.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable

$185/session

Warm
Authentic
Intelligent

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

$150/session

Solution oriented
Warm

Specialties

Anger Management
Anxiety
Self Esteem
+7
My name is Betsy and I am a licensed mental health clinician with over 10 years of experience working with adolescents and adults. Through my training and experience, I have developed a philosophy that simply listening, validating and being non-judgmental is “help.” However, to guide a patient’s growth in mental health treatment, it is important to challenge them in a non-threatening manner but to promote thought is necessary. Additionally, It is sometimes important to be the mirror that clients do not want to look in. Lastly, treatment should be collaborative and educate which means providing psycho-education information, written treatment work, and provide well rounded mental health guidance and support to help patient identify and achieve treatment goals.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
+10
I bring a patient and empathetic presence to each session. I listen deeply to your goals, striving to understand your experiences and needs. Together, we collaborate to clarify what you want to achieve, and I support you in moving toward those goals at a pace that feels right for you. I’m here to support you in a way that feels grounding and compassionate. My goal is to offer an outlet that helps you strengthen your mental well-being and navigate the challenges life can bring. LCSW offering a variety of experience.
Available

New to Grow

$200/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs.
VirtualAvailable

$130/session

Authentic
Warm
Direct

Specialties

Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable

$165/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
Welcome! I’m so glad that we found each other! My mission is to help alleviate the weight of your current stressors, assist in processing past experiences, and guide you in developing the new skills and practices that will illuminate your path forward. My approach to therapy is integrative, drawing from various models and methods to tailor the treatment to your unique needs. I employ techniques that encourage you to identify patterns of behavior and observe how you relate to yourself and others.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Family Therapy
Trauma and PTSD
+3
Hi this is Carol. I am a licensed independent clinical social worker in eight states. My career started in Pennsylvania where I attended Chestnut Hill College and received my Master's in Counseling Psychology, Marriage and Family Therapy Option. It continued in upstate Pennsylvania where I attended Elmira College (M.S.Ed) and attended SUNY University of Buffalo (MSW). I capped those off with a Psy.D. from Cal Southern University, Magnum Cum Laude 2012. I hold an LCSW in PA, VA, NC, TX, IL and FL. I hold an LISW-CP in South Carolina, and LICSW in RI and MA. I facilitate stress reduction meditations several times weekly on an internet platform for Mindful Leaders. I am a certified AADC in South Carolina. I am trained in EMDR methods including their substance, pain control, and grief and loss protocols. All licensures and certifications are current. I am trained in MBSR, am a certified workplace mindfulness facilitator and have almost completed my MBCT certification. I am a trainer for www.loveandlogic.com in these areas: Parenting the Love and Logic Way and 9 Essential Skills for the Love and Logic Classroom
VirtualAvailable

$225/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Peer Relationships
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+9
I am a licensed clinical social worker in FL, Idaho, Virginia; licensed independent clinical social worker in Massachusetts, Minnesota, and Rhode Island. I graduated from Barry University in 2014 and have been working within the mental health and hospital field since. I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe change is possible. I provide psychotherapy services to individuals in a collaborative, supportive, and safe environment.
VirtualAvailable

$175/session

Empowering
Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I am Brandy, a Licensed Independent Clinical Social Worker (LICSW/LCSW) offering compassionate and specialized psychotherapy services to adults in California, Massachusetts, and Rhode Island. I am also a U.S. military Veteran with multiple deployments, and my lived experience deeply informs the care I provide. My own healing journey, combined with my service background and professional training, has shaped an integrative, trauma-informed approach to therapy that honors the interconnectedness of mind, body, and spirit. I am an EMDRIA-trained EMDR therapist and offer evidence-based trauma treatment to help clients process and heal from painful life experiences. I specialize in supporting individuals navigating anxiety, depression, grief, trauma, relationship challenges, life transitions, and the emotional impact of serious health diagnoses. Whether you're coping with the aftermath of trauma or facing a new chapter in life, I offer a collaborative, supportive space focused on strengthening your resilience, restoring your sense of self, and promoting lasting emotional well-being.
VirtualAvailable

$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Depression
Grief
Hi. I'm Debra, and I want you to know that I understand that life can feel overwhelming and confusing at times. Seeking support from someone with an objective perspective can make a significant difference in your journey towards clarity and peace. Reaching out allows you to gain valuable insights, clarify your path, and find practical ways to address the challenges you face. You will learn how to conquer your fears and to walk into your destiny. No longer feeling stuck, you can rise to the top and become the best version of yourself. I'm here to help guide you out of your dark time and back into the light and joy of life.
VirtualAvailable

$150/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+6
Welcome to Grow Therapy! I'm Frank J. Gallo, a licensed psychologist here to help you perform better and live a more meaningful life. I am licensed in Rhode Island (PS02017) and Massachusetts (PSY9800). I use effective, science-based methods to help professionals in all fields—including government, defense, technology, finance, and healthcare—overcome challenges and reach their full potential. If you're looking for an experienced leader and clinical trainer to help you achieve higher performance and purpose, I'm here for you.
VirtualAvailable

$150/session

Specialties

Anxiety
Military/Veterans
Spirituality
+5
Hi, My name is Kim; I provide a holistic approach to mental health and wellbeing. I believe that you hold the power for change and our sessions are the container where you can gain insight, information, and practice your skills. I assist clients recognize patterns and help them co-create portable solutions and insights that assist them evolve and gain optimal results. I earned my Master of Social Work from Boston College and have advanced training in Usui Reiki, and Auricular Acupuncture which provide the container for integrative awareness. I have over 20 years of clinical experience and would be honored to walk alongside you in discovery and evolution.
VirtualAvailable

New to Grow

$200/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I am a Licensed Mental Health Counselor providing telehealth therapy to adults in Massachusetts and Rhode Island. Many people come to therapy feeling overwhelmed, emotionally exhausted, or easily triggered without fully understanding why. Anxiety, depression, or past experiences may continue to show up in your thoughts, body, or relationships. You don’t have to have the “right” words to start therapy. My goal is to create a space where you can slow down, be honest, and begin making sense of what you have been carrying. Therapy should feel supportive, collaborative, and free from judgment.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Crisis Intervention
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable
Frequently asked questions

Why filter by state rather than a city?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.