Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 35 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 7/20/2025

Creative Healing with Jen Mele

(she/her)

Creative Healing with Jen Mele, LCSW - New York Therapist at Grow Therapy
$125/session
LCSW
17 years of experience
Virtual
Welcome to Creative Healing! I'm owner and group therapist Jen Mele LCSW EYT-200. You've taken the next steps to get support which means you're already taking care of yourself. We help Adults, Young Adults, Teens and Families with depression, anxiety, adhd, intense moods, impulsivity, self criticism, trauma and more. Our practice is holistic, honoring the mind-body connection and the ability for you to heal & take control over your life. We are deeply passionate about supporting people in finding healing and resilience through a compassionate, personalized approach. My specific journey to becoming a therapist was inspired by a desire to help others navigate emotional pain, trauma, and the complexities of life with kindness and empowerment. We specialize in modalities like Dialectical Behavior Therapy (DBT) and Internal Family Systems (IFS) because I've see seen how powerful these approaches can be in helping people build emotional regulation, develop self-compassion, and understand their internal experiences in a way that promotes true healing. IFS, in particular, offers a gentle framework for exploring the many “parts” of ourselves, fostering curiosity rather than judgment, and allowing transformation from within. In addition, we incorporate mindfulness and somatic practices because healing is not only mental but also physical and present-moment based. Mindfulness teaches us to slow down and connect to the here and now, reducing anxiety and increasing emotional balance. Somatic work helps reconnect with the body, where much of our emotional experience lives, creating a sense of safety and integration. Creative healing exercises, inspired by the work of Jen Mele and others bring an added layer of depth and flexibility to therapy. These expressive techniques — including painting collaging, writing, art, guided imagery, movement, music, poetry and more— provide alternative ways to access and process emotions, especially when words alone aren’t enough

Eric Yip

(he/him)

Eric Yip, LMHC - New York Therapist at Grow Therapy
$175/session
LMHC
15 years of experience
Virtual
My name is Eric Yip and I am a Licensed Mental Health Counselor in New York City. I received my Masters from the Alliance School of Counseling at Nyack College. Becoming a therapist is a childhood dream come true for me and with fifteen years of experience in the mental health field, I have worked in various areas, ranging from depression and personality disorders to child development and end-of-life issues.

Richard De La Garza

(he/him)

Richard De La Garza, LCSW - New York Therapist at Grow Therapy
$175/session
LCSW
18 years of experience
Virtual
Richard De La Garza is a licensed clinical social worker. His educational background includes a Bachelor's degree from San Jose State University and a Master's degree in Public Administration from Columbia University, and he is currently in pursuit of a Doctorate in Philosophy of Leadership from the University of San Diego. His research intersects multicultural facets of underrepresented first-generation, non-traditional, veteran, and disabled persons and is committed to social justice and culturally competent care. His experience includes working in a variety of settings including the US Army, as a direct commissioned officer for active-duty servicemen. Richard has provided consultation for a non-profit board of directors, case management for a community mental health clinic, and facilitated government partnerships across the military and Palo Alto VA. Richard aligns with a holistic therapeutic approach that is person-centered, psychodynamic, narrative, cognitive behavioral, solution-oriented, integrative systems, and storytelling. Richard's leadership style reflects traits like being bilingual, amiable, and tenacious. Richard strives to expand self-awareness to recognize everyone should be a learner who is capable of growth and redemption. Richard is also trained to provide EMDR therapy.

Lori Mulligan

(she/her)

Lori Mulligan, LMHC - New York Therapist at Grow Therapy
$125/session
LMHC
20 years of experience
Virtual
Hi! My name is Lori and I am a Licensed Mental Health Counselor and Certified Alcohol and Substance Abuse Counselor. I have over 20 yrs of experience as a mental health counselor. I have worked in inpatient and outpatient clinics and college counseling centers. My specialty is working with college students and young adults. I am a LGBTQAI ally. Transitions are an amazing time in our life of growth, self reflection and of course, anxiety and depression. I will provide space for you to process and understand your emotions. My speciality is also working with individuals struggling with addiction whether it be to drugs, alcohol, gambling, eating, video gaming etc. I view addiction as behaviors we do to the extreme that are causing us problems. I meet you where you are and explore what you want to be different. We will explore your motivation to change and create a solid plan to move forward. I look forward to meeting you and beginning your mental health journey!

Bethany Nelligan

(she/her)

Bethany Nelligan, LMHC - New York Therapist at Grow Therapy
$125/session
LMHC
20 years of experience
Virtual
Hello, my name is Bethany Nelligan, and I am a Licensed Mental Health Counselor (LMHC) in New York State. I bring over 20 years of experience in the mental health field. I specialize in crisis counseling and am passionate about supporting individuals through challenging times with empathy and care. Outside of my professional life, I'm married and a proud mom to two sons, ages 15 and 20. In my free time, I enjoy traveling, bowling, birding and cooking.

Joshua Jones

(he/him)

Joshua Jones, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi everyone! I'm Josh. Do you struggle with social anxiety and poor self-confidence? I know that overcoming it is possible! Many come to therapy for social anxiety because of childhood trauma and how it has manifested in their adult lives. Often this manifests in feelings of poor self-confidence, poor self-worth, and poor self-confidence. At its root, the fundamental belief of those who have social anxiety is the belief, “I am not enough.” Clients get into the habit of comparing themselves to others and it makes them feel inadequate and insecure. Over time clients begin to avoid situations that elicit their anxiety, particularly social situations. This can lead to social isolation and loneliness. Clients will present with complaints of frequent panic attacks, not having a romantic partner, not having friends, not being happy in their jobs and feeling disconnected from life. They are labeled by others as shy, quiet, or introverted. This scenario described myself for much of my life which gives me lived experience to better able to assist you. I help individuals combat their social fears and begin to live a rich and fulfulling life. I do this through cognitive behavioral therapy techniques primarily but also integrate solution-focused therapy, assertiveness training, exposure therapy, and acceptance & commitment therapy. Whether you're a teen struggling to make friends and socialize or you are an adult unable to speak up at work meetings or unable to ask someone out on a date, I'm here for you! Seeking therapy can be frightening but I want to assure you that you will be most welcome if you take that leap of faith!

Andrea Rodriguez

Andrea Rodriguez, LMHC - New York Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
My name is Andrea. I am a Licensed Mental Health Counselor in the state of FL and NY. I have over 12 years of experience working with children and adults in inpatient and outpatients settings, including corrections. I was raised in NY by West Indian (Caribbean)/Asian parents. I then moved to FL where I earned my BA in Psychology and Masters in Mental Health Counseling. My passion is helping others figure out this crazy thing called life, and learn how to live with more satisfaction. My approach to therapy is person centered and may change from patient to patient. This means it will be tailored to each person's specific needs. I enjoy building rapport with my patients to help encourage a healthy therapeutic relationship and allow my patients to feel as comfortable as possible. So whether it's anxiety, depression, or trauma etc., let's figure this out together!

Roselyn Ortega

Roselyn Ortega, LMHC - New York Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
With a passion for helping others achieve their greatest potential, providing a safe and comfortable atmosphere to clients to lay the groundwork for open communication and personal accomplishments. Investing in clients and working with them to achieve their therapeutic goals is a priority. The ideal outcome is to help clients to learn skills that they can use in all settings and relationships and support them as they function in all areas of their life holistically. The idea is they find inner peace and personal joy. I have a Master's in Science degree in Clinical Mental Health Counseling and I am a Licensed Mental Health Counselor. I am comfortable providing therapy in Spanish as well as I am fluent. My experience has included outpatient and inpatient settings with a wide variety of client needs. I have specialized training in Trauma-Focused Cognitive Behavioral Therapy. I have years of experience with a variety of disorders most comfortable and experienced with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD, sexual abuse, human trafficking, and trauma. I specialize in treating issues relating to self-harm, depression, and anxiety. I also have both personal and professional experience as well as additional training in family military life-specific issues.

Deb Sabatino

Deb Sabatino, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Welcome to my practice! My name is Deb and I am a licensed therapist committed to meeting you exactly where you are at in your journey. Are you finding it difficult to reach a sense of balance and serenity in your current situation? You have come to the right place! I will help create a safe space for you in our therapy sessions to explore what may be preventing you from experiencing the life you desire. I use a gentle wholistic approach and will encourage you to move at whatever pace is comfortable for you. I also incorporate humor into sessions when appropriate. Through our time together, we will come up with ways to alleviate your symptoms and restore you back to a place of health. Seeking a therapist is a courageous step toward getting unstuck and moving towards the life you want - I look forward to working together!

Dr. Tenisha NeilRobinson

(she/her)

Dr. Tenisha NeilRobinson, LCSW - New York Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
Finding the right therapist is one of the most important facets to improving your mental health and overall well-being. A strong therapeutic relationship can provide the support, guidance, and tools needed to navigates life's challenges and achieve personal growth. As a compassionate and dedicated mental health professional, I am committed to supporting individuals on their journey toward healing. I believe that everyone has the capacity for change, and through a collaborative, non-judgmental approach, I work with my clients to help them navigate life's challenges specifically relating to stress, trauma, and life transitions.

Jennifer Rowe

(She/Her)

Jennifer Rowe, LCSW - New York Therapist at Grow Therapy
$130/session
LCSW
30 years of experience
Virtual
I’m Jennifer L. Rowe, MSW, LCSW, and founder of Journey Life Balance Inc. I believe transformation is possible — even in life’s hardest seasons. With over 30 years of experience, I offer flexible, supportive care for teens, college students, and adults throughout Connecticut. Whether you're navigating high school, finding your way through college, managing a life transition, or simply feeling stuck, I meet you where you are. Using an eclectic therapy style, I blend different approaches to fit your journey — because real healing isn't one-size-fits-all. Let's connect: jennifer@journeylifebalance.com or on Instagram @journeylifebalance.

Danielle Sands

(she/her)

Danielle Sands, LMHC - New York Therapist at Grow Therapy
$200/session
LMHC
16 years of experience
Virtual
Welcome! I'm a New York based therapist (LMHC-Licensed Mental Health Counselor). I received my Masters from Columbia University and have been practicing for 16 years. I help adults struggling with managing their stress, difficulties with life changes, general anxiety, career stress, and work burnout. My passion is to support clients with learning about themselves, how to pursue their life goals and learning how to cope, in order for them to become the better versions of themselves. **Gentle Important Note: If you are Suicidal, Homicidal or in a Crisis, you must immediately utilize emergency phone numbers 911, or call 988 for the NY Crisis and Suicide Hotline, and go to your local hospital emergency room immediately. Grow Therapy DOES NOT provide Mental Health Crisis or Emergency Services. Virtual Therapy is NOT the appropriate form of treatment to best address Mental Health Crisis, Suicidal ideation or homicidal ideation.

Doris Purnell-Joe

(she/her)

Doris Purnell-Joe, LCSW - New York Therapist at Grow Therapy
$120/session
LCSW
40 years of experience
Virtual
Doris has collected her skills from independently providing clinical supervision for Master of Social work students and over 30 years of supporting individuals with chronic mental illness, homelessness and medical issues. She provides Reproductive Mental Health to veterans. The use of Cognitive Behavioral Therapy and supportive counseling helps her to give individuals and groups the uncovered strength that they have to go through life.

Stefani Melendez

(she/her)

Stefani Melendez, LMHC - New York Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
7 years of experience
Virtual
Hi there! It’s great to meet you all! I’m a certified therapist specializing in Telemental Health, Grief, and Trauma. As a woman of color, I deeply understand the unique challenges that BIPOC adults face in today’s world. Whether it’s dealing with societal expectations or the weight of racial and gender biases, I’m here to walk alongside you and provide the support you need.My areas of expertise include anxiety, depression, self-esteem, relationships, grief, racial trauma, and even career exploration. My aim is to empower you to create positive changes in your life. I believe in a strengths-based approach to therapy, where we work together to identify your unique strengths and use them to tackle challenges effectively. I also incorporate Cognitive Behavioral Therapy (CBT) to help reframe thoughts and behaviors, offering you practical techniques for problem-solving, stress management, and making lasting behavioral changes. Our sessions are goal-oriented and may even include some homework to practice what we discuss. At the heart of my philosophy is collaboration. Think of us as partners on this journey—I'm here to provide the tools and support, but you’re the one who charts your own path to growth and transformation. Just like an architect who helps you design a structure rather than building it for you, I empower you to carve out your own success. Together, we’ll establish a solid foundation so you can face future challenges with confidence and your own unique strategies. I can’t wait to start this journey with you!

Khiam Kramer

Khiam Kramer, LCSW - New York Therapist at Grow Therapy
$80/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker with experience providing individual, couple, and family therapy to children, adolescents, and adults. I have assisted individuals work through a variety of different issues including depression, anxiety, family/relationship issues, identify confusion and life transitions. My therapeutic style is person centered and utilizes aspects of cognitive behavioral, motivational interviewing, and mindfulness techniques. Together we will focus on empowering you to be your best self and the person you’ve always wanted to be. Let's embark on this therapeutic journey together!

Vanessa Sejour

Vanessa Sejour, LMHC - New York Therapist at Grow Therapy
$130/session
LMHC
10 years of experience
Virtual
Hello! I'm a Licensed Mental Health Counselor based in Virginia. I'm originally from New York and received my Masters from Long Island University in Brooklyn. I have been practicing since 2016 and I am passionate about helping adolescents and young adults struggling with anxiety and depression become the best version of themselves. My goal is to help my clients build the tools necessary to navigate their lives.

Kathy Brammer

(she/her)

Kathy Brammer, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Welcome! I’m Kathy Brammer and I have worked as a therapist and counselor for over 20 years, mostly with adolescents and young adults. I believe that it is a privilege to work alongside my clients to help them to cope with difficulties, problem solve, and support them to feel better . In my view, therapy is a kind, supportive partnership, and a source of support and encouragement for every client.

Runicka Singh

(she/her)

Runicka Singh, LMHC - New York Therapist at Grow Therapy
$225/session
LMHC
6 years of experience
Virtual
Hello, I am a License Mental Health Counselor (LMHC, NCC), based in New York. I earned my Masters degree at CUNY Queens College. I have been practicing for 6 years assisting children, teens and adult navigating daily life stressors for a more functional day. I am authentic, with a genuine approach in building a therapeutic relationship with clients for a successful and positive therapeutic experience.

Dr. Davisha Scudder

Dr. Davisha Scudder, LP - New York Therapist at Grow Therapy
$150/session
LP
9 years of experience
Virtual
I am a psychologist that is licensed in Florida and New York with 9 years of experience. I have worked as a school psychologist, trauma-informed postdoctoral resident and a clinical psychologist. I have worked with clients with a wide range of concerns including depression, anxiety, executive functioning deficits, relationship difficulties, school issues, parenting struggles and career challenges. I also helped many people who have experienced trauma and/or abuse. My counseling style is empathetic and warm. I believe in treating anyone with compassion, understanding and openness and I don't believe in the stigmatization of clinical diagnoses. My approach combines cognitive-behavioral, client-centered, and integrated theory. I will tailor our treatment plan to meet your unique and specific needs. It takes bravery and initiative to take the first steps towards change. If you are ready to take those steps I am here to help guide you and provide support along your journey of self-discovery as you unlock your potential and continue to grow as a person. I look forward to working with you!

Charlene Mahan

(she/her)

Charlene Mahan, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
Hi there, I am a license mental health counselor licensed in Florida, Georgia, New York and DC. I obtained my degree from Troy University in Orlando, Florida. I have 15 years of experience working with clients. I have experience helping teens (13-17 years) and adults (18 years and older) manage their feelings of anger, anxiety, depression, career exploration/change, increase their self-esteem and others.

Lisa Arnone

Lisa Arnone, LCSW - New York Therapist at Grow Therapy
$225/session
LCSW
38 years of experience
Virtual
When the time comes to make a change, it takes courage to ask for help. To be one who can respond to the request is a privilege. I believe the response needs gentle and warm and welcoming. I integrate my relational approach with long- and short-term, problem focused psychotherapeutic work. I am trained both psychodynamically and relationally and have recently added EMDR to my practice modalities to ease the burden of seemingly intractable trauma responses. My focus, above all, is to create a meaningful connection. That connection will provide a foundation for the work of diminishing suffering and supporting each person to be in their lives as fully and joyfully as possible.

Nicollette DiBenedetto

Nicollette DiBenedetto, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
9 years of experience
Virtual
Welcome! I’m passionate about making therapy a safe space for you to explore your challenges, uncover your strengths and find actionable strategies that work best for you. I take a collaborative, supportive and relatable approach to ensure therapy feels like a comfortable place for you to share your story and grow. I strive to empower you towards self-acceptance, help you manage your emotions effectively and build resilience. I understand that each individual’s journey is unique; therefore, each client’s therapeutic care is tailored to meet them where they are at.

Melissa Sellers

(she/her)

Melissa Sellers, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
Hello, I'm Melissa. Are you feeling lost, stressed or overwhelmed? Taking the steps to make changes in your life is the beginning of enhancing your well being. I strongly believe in working with you to create techniques to fit your specific needs for happiness. Together we will customize a treatment plan to help guide you on a path to a healthy body and mind. We will work towards finding proper self-care skills, balance, and coping skills that work for you. I specialize in providing therapy for adolescents, adults, couples and families of varied needs, including anxiety, depression, and addiction. I have a certification for EMDR (Eye Movement Desensitization and Reprocessing) to assist and aid with any trauma, PTSD, or strong inhibitions. I am passionate about helping you take charge of your thoughts, feelings, & emotions to live a full life. Fulfillment is not a destination; it's a process. My passion is providing excellent clinical services which I deliver in a warm, compassionate setting. I aim to teach you the skills you need to overcome the limitations you are facing so you can go on to lead a productive life. Let's start your goals today! *EMDR and couples/family therapy will be at a cash-pay rate only.

Nicole Finley

Nicole Finley, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I am a NYS Licensed Clinical Social Worker. I work with clients to manage symptoms of Depression, Anxiety, Grief. I also helped people dealing with domestic violence, trauma, school issues, challenges with relationships, work stress, low self-esteem, and life transitions. I use a strengths based approach as well as CBT interventions and techniques. I have worked with people of all ages.

Jaclyn Bencivenga

Jaclyn Bencivenga, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
*Currently accepting new adult individual clients via telehealth* I am a licensed mental health counselor in NY and FLA working in the field for 8 years in various different roles. I have experience with children, adolescents, and adults. I have worked in group practices to hospital settings helping clients suffering from anxiety, depression, relationship issues, impulsivity, and more. I use a cognitive behavioral approach to therapy helping clients understand their thoughts and develop ways that they can change their negative thought process to more positive thoughts to better their overall well being. In our first session, we will get to know one another better and decide what goals are important to work towards making the positive life changes that help you become the best version of yourself.

Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in New York that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.