Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 36 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 7/1/2025

Stefani Melendez

(she/her)

Stefani Melendez, LMHC - New York Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
7 years of experience
Virtual
Hi there! It’s great to meet you all! I’m a certified therapist specializing in Telemental Health, Grief, and Trauma. As a woman of color, I deeply understand the unique challenges that BIPOC adults face in today’s world. Whether it’s dealing with societal expectations or the weight of racial and gender biases, I’m here to walk alongside you and provide the support you need.My areas of expertise include anxiety, depression, self-esteem, relationships, grief, racial trauma, and even career exploration. My aim is to empower you to create positive changes in your life. I believe in a strengths-based approach to therapy, where we work together to identify your unique strengths and use them to tackle challenges effectively. I also incorporate Cognitive Behavioral Therapy (CBT) to help reframe thoughts and behaviors, offering you practical techniques for problem-solving, stress management, and making lasting behavioral changes. Our sessions are goal-oriented and may even include some homework to practice what we discuss. At the heart of my philosophy is collaboration. Think of us as partners on this journey—I'm here to provide the tools and support, but you’re the one who charts your own path to growth and transformation. Just like an architect who helps you design a structure rather than building it for you, I empower you to carve out your own success. Together, we’ll establish a solid foundation so you can face future challenges with confidence and your own unique strategies. I can’t wait to start this journey with you!

Francine McNamara

(she/her)

Francine McNamara, LCSW - New York Therapist at Grow Therapy
$175/session
LCSW
25 years of experience
Virtual
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.

Bethany Nelligan

(she/her)

Bethany Nelligan, LMHC - New York Therapist at Grow Therapy
$125/session
LMHC
20 years of experience
Virtual
Hello, my name is Bethany Nelligan, and I am a Licensed Mental Health Counselor (LMHC) in New York State. I bring over 20 years of experience in the mental health field. I specialize in crisis counseling and am passionate about supporting individuals through challenging times with empathy and care. Outside of my professional life, I'm married and a proud mom to two sons, ages 15 and 20. In my free time, I enjoy traveling, bowling, birding and cooking.

Eric Yip

(he/him)

Eric Yip, LMHC - New York Therapist at Grow Therapy
$175/session
LMHC
15 years of experience
Virtual
My name is Eric Yip and I am a Licensed Mental Health Counselor in New York City. I received my Masters from the Alliance School of Counseling at Nyack College. Becoming a therapist is a childhood dream come true for me and with fifteen years of experience in the mental health field, I have worked in various areas, ranging from depression and personality disorders to child development and end-of-life issues.

Andrea Rodriguez

Andrea Rodriguez, LMHC - New York Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
My name is Andrea. I am a Licensed Mental Health Counselor in the state of FL and NY. I have over 12 years of experience working with children and adults in inpatient and outpatients settings, including corrections. I was raised in NY by West Indian (Caribbean)/Asian parents. I then moved to FL where I earned my BA in Psychology and Masters in Mental Health Counseling. My passion is helping others figure out this crazy thing called life, and learn how to live with more satisfaction. My approach to therapy is person centered and may change from patient to patient. This means it will be tailored to each person's specific needs. I enjoy building rapport with my patients to help encourage a healthy therapeutic relationship and allow my patients to feel as comfortable as possible. So whether it's anxiety, depression, or trauma etc., let's figure this out together!

Deb Sabatino

Deb Sabatino, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Welcome to my practice! My name is Deb and I am a licensed therapist committed to meeting you exactly where you are at in your journey. Are you finding it difficult to reach a sense of balance and serenity in your current situation? You have come to the right place! I will help create a safe space for you in our therapy sessions to explore what may be preventing you from experiencing the life you desire. I use a gentle wholistic approach and will encourage you to move at whatever pace is comfortable for you. I also incorporate humor into sessions when appropriate. Through our time together, we will come up with ways to alleviate your symptoms and restore you back to a place of health. Seeking a therapist is a courageous step toward getting unstuck and moving towards the life you want - I look forward to working together!

Adam Hallock

(he/him)

Adam Hallock, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.

Roselyn Ortega

Roselyn Ortega, LMHC - New York Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
With a passion for helping others achieve their greatest potential, providing a safe and comfortable atmosphere to clients to lay the groundwork for open communication and personal accomplishments. Investing in clients and working with them to achieve their therapeutic goals is a priority. The ideal outcome is to help clients to learn skills that they can use in all settings and relationships and support them as they function in all areas of their life holistically. The idea is they find inner peace and personal joy. I have a Master's in Science degree in Clinical Mental Health Counseling and I am a Licensed Mental Health Counselor. I am comfortable providing therapy in Spanish as well as I am fluent. My experience has included outpatient and inpatient settings with a wide variety of client needs. I have specialized training in Trauma-Focused Cognitive Behavioral Therapy. I have years of experience with a variety of disorders most comfortable and experienced with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD, sexual abuse, human trafficking, and trauma. I specialize in treating issues relating to self-harm, depression, and anxiety. I also have both personal and professional experience as well as additional training in family military life-specific issues.

Lori Mulligan

(she/her)

Lori Mulligan, LMHC - New York Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
20 years of experience
Virtual
Hi! My name is Lori and I am a Licensed Mental Health Counselor and Certified Alcohol and Substance Abuse Counselor. I have over 20 yrs of experience as a mental health counselor. I have worked in inpatient and outpatient clinics and college counseling centers. My specialty is working with college students and young adults. I am a LGBTQAI ally. Transitions are an amazing time in our life of growth, self reflection and of course, anxiety and depression. I will provide space for you to process and understand your emotions. My speciality is also working with individuals struggling with addiction whether it be to drugs, alcohol, gambling, eating, video gaming etc. I view addiction as behaviors we do to the extreme that are causing us problems. I meet you where you are and explore what you want to be different. We will explore your motivation to change and create a solid plan to move forward. I look forward to meeting you and beginning your mental health journey!

Joshua Jones

(he/him)

Joshua Jones, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi everyone! I'm Josh. Do you struggle with social anxiety and poor self-confidence? I know that overcoming it is possible! Many come to therapy for social anxiety because of childhood trauma and how it has manifested in their adult lives. Often this manifests in feelings of poor self-confidence, poor self-worth, and poor self-confidence. At its root, the fundamental belief of those who have social anxiety is the belief, “I am not enough.” Clients get into the habit of comparing themselves to others and it makes them feel inadequate and insecure. Over time clients begin to avoid situations that elicit their anxiety, particularly social situations. This can lead to social isolation and loneliness. Clients will present with complaints of frequent panic attacks, not having a romantic partner, not having friends, not being happy in their jobs and feeling disconnected from life. They are labeled by others as shy, quiet, or introverted. This scenario described myself for much of my life which gives me lived experience to better able to assist you. I help individuals combat their social fears and begin to live a rich and fulfulling life. I do this through cognitive behavioral therapy techniques primarily but also integrate solution-focused therapy, assertiveness training, exposure therapy, and acceptance & commitment therapy. Whether you're a teen struggling to make friends and socialize or you are an adult unable to speak up at work meetings or unable to ask someone out on a date, I'm here for you! Seeking therapy can be frightening but I want to assure you that you will be most welcome if you take that leap of faith!

Nicollette DiBenedetto

Nicollette DiBenedetto, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
9 years of experience
Virtual
Welcome! I’m passionate about making therapy a safe space for you to explore your challenges, uncover your strengths and find actionable strategies that work best for you. I take a collaborative, supportive and relatable approach to ensure therapy feels like a comfortable place for you to share your story and grow. I strive to empower you towards self-acceptance, help you manage your emotions effectively and build resilience. I understand that each individual’s journey is unique; therefore, each client’s therapeutic care is tailored to meet them where they are at.

Carrie Hunter

Carrie Hunter, LCSW - New York Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Hi there, I’m Carrie! I’m a Licensed Clinical Social Worker with 9 years of experience helping young adults, especially women of color, who often feel like they have to hold it all together for everyone else. Many of the clients I work with are navigating anxiety, self-doubt, life transitions, and the quiet pressure to prove themselves while feeling overwhelmed inside. I specialize in creating a warm, supportive space where you don’t have to perform or prove anything. Together, we’ll explore the patterns that make it hard to be kind to yourself and work toward feeling more connected, confident, and at home with who you are.

Khiam Kramer

Khiam Kramer, LCSW - New York Therapist at Grow Therapy
$80/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker with experience providing individual, couple, and family therapy to children, adolescents, and adults. I have assisted individuals work through a variety of different issues including depression, anxiety, family/relationship issues, identify confusion and life transitions. My therapeutic style is person centered and utilizes aspects of cognitive behavioral, motivational interviewing, and mindfulness techniques. Together we will focus on empowering you to be your best self and the person you’ve always wanted to be. Let's embark on this therapeutic journey together!

Tawanna Peacock

Tawanna Peacock, LCSW - New York Therapist at Grow Therapy
$90/session
LCSW
18 years of experience
Virtual
Hi! My name is Tawanna Peacock and I am a Licensed Psychotherapist {LCSW}. I am licensed and certified to practice in the state of New York. I received my Masters degree from the Hunter College School of Social Work and have been practicing since 2005. I have worked in human services for over 27 years and have been afforded a wealth of opportunities to help others. Each wonderful opportunity has allowed me to further utilize and develop my skills and assist my clients with reaching their personal goals.

Kathy Brammer

(she/her)

Kathy Brammer, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Welcome! I’m Kathy Brammer and I have worked as a therapist and counselor for over 20 years, mostly with adolescents and young adults. I believe that it is a privilege to work alongside my clients to help them to cope with difficulties, problem solve, and support them to feel better . In my view, therapy is a kind, supportive partnership, and a source of support and encouragement for every client.

Jaclyn Bencivenga

Jaclyn Bencivenga, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
*Currently accepting new adult individual clients via telehealth* I am a licensed mental health counselor in NY and FLA working in the field for 8 years in various different roles. I have experience with children, adolescents, and adults. I have worked in group practices to hospital settings helping clients suffering from anxiety, depression, relationship issues, impulsivity, and more. I use a cognitive behavioral approach to therapy helping clients understand their thoughts and develop ways that they can change their negative thought process to more positive thoughts to better their overall well being. In our first session, we will get to know one another better and decide what goals are important to work towards making the positive life changes that help you become the best version of yourself.

Lisa Eipp

(she/her)

Lisa Eipp, LMHC - New York Therapist at Grow Therapy
$90/session
LMHC
25 years of experience
Virtual
Hi! My name is Lisa Eipp and I am a Licensed Mental Health Therapist. I have a School Counselor's degree from Syracuse University along with my licensure for Mental Health. I retired from the public school system in 2023 and I have been in private practice for over 25 years. I feel absolutely blessed to have this opportunity to share your journey.

Carrie Gheith

(she/her)

Carrie Gheith, LCSW - New York Therapist at Grow Therapy
$80/session
LCSW
20 years of experience
Virtual
I am a licensed therapist in NY State and have been practicing social work for over 20 years. Therapy is a journey and a relationship. Each client is their own expert and is steering the ship when they work with me. I am the navigator. I will consistently give you honesty, respect and a space to be fully heard and validated. The directions we go and the goals we set will be up to you to decide. Therapy can be very intense at times, bu it does not have to feel like work. I am here to help you carry the load and lift the weight of your problems off your shoulders.

Dr. Davisha Scudder

Dr. Davisha Scudder, LP - New York Therapist at Grow Therapy
$150/session
LP
9 years of experience
Virtual
I am a psychologist that is licensed in Florida and New York with 9 years of experience. I have worked as a school psychologist, trauma-informed postdoctoral resident and a clinical psychologist. I have worked with clients with a wide range of concerns including depression, anxiety, executive functioning deficits, relationship difficulties, school issues, parenting struggles and career challenges. I also helped many people who have experienced trauma and/or abuse. My counseling style is empathetic and warm. I believe in treating anyone with compassion, understanding and openness and I don't believe in the stigmatization of clinical diagnoses. My approach combines cognitive-behavioral, client-centered, and integrated theory. I will tailor our treatment plan to meet your unique and specific needs. It takes bravery and initiative to take the first steps towards change. If you are ready to take those steps I am here to help guide you and provide support along your journey of self-discovery as you unlock your potential and continue to grow as a person. I look forward to working with you!

Marie Sze-Yim

(she/her)

Marie Sze-Yim, LMHC - New York Therapist at Grow Therapy
$225/session
LMHC
21 years of experience
Virtual
Hello, my name is Marie Sze-Yim and I am a licensed mental health counselor in both Florida, New York, and New Jersey. Also, I am a qualified supervisor in Florida. I have 21+ years of experience working with diverse clients of all ages stemming from anxiety, coping, phase of life events, depression, trauma, and relationship issues (family, career, etc.). Are you experiencing feelings of anxiety, depression, and/or stress with phase of life events? Do you feel overwhelmed like you are being pulled in many different directions all at once? Offering a safe, respectful, and supportive environment in your journey to heal, learn, and gain clarity. I am here to help!

Doris Purnell-Joe

(she/her)

Doris Purnell-Joe, LCSW - New York Therapist at Grow Therapy
$120/session
LCSW
40 years of experience
Virtual
Doris has collected her skills from independently providing clinical supervision for Master of Social work students and over 30 years of supporting individuals with chronic mental illness, homelessness and medical issues. She provides Reproductive Mental Health to veterans. The use of Cognitive Behavioral Therapy and supportive counseling helps her to give individuals and groups the uncovered strength that they have to go through life.

Dr. Tenisha NeilRobinson

(she/her)

Dr. Tenisha NeilRobinson, LCSW - New York Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
Finding the right therapist is one of the most important facets to improving your mental health and overall well-being. A strong therapeutic relationship can provide the support, guidance, and tools needed to navigates life's challenges and achieve personal growth. As a compassionate and dedicated mental health professional, I am committed to supporting individuals on their journey toward healing. I believe that everyone has the capacity for change, and through a collaborative, non-judgmental approach, I work with my clients to help them navigate life's challenges specifically relating to stress, trauma, and life transitions.

Jennifer Rowe

(She/Her)

Jennifer Rowe, LCSW - New York Therapist at Grow Therapy
$130/session
LCSW
30 years of experience
Virtual
I’m Jennifer L. Rowe, MSW, LCSW, and founder of Journey Life Balance Inc. I believe transformation is possible — even in life’s hardest seasons. With over 30 years of experience, I offer flexible, supportive care for teens, college students, and adults throughout Connecticut. Whether you're navigating high school, finding your way through college, managing a life transition, or simply feeling stuck, I meet you where you are. Using an eclectic therapy style, I blend different approaches to fit your journey — because real healing isn't one-size-fits-all. Let's connect: jennifer@journeylifebalance.com or on Instagram @journeylifebalance.

Anna Azeglio-Stranahan

(she/her)

Anna Azeglio-Stranahan, LMHC - New York Therapist at Grow Therapy
$125/session
LMHC
25 years of experience
Virtual
I am a compassionate, empathetic and intuitive licensed mental health counselor. I enjoy working with clients who are ready to embark on their journey of self-discovery which will allow them to make changes that will ultimately make them feel better and inspired to accomplish their goals. I earned an Ed.M in Counseling Psychology at Teachers College, Columbia University. I have held my NYS Mental Health Counselor License for over 25 years. I am also bilingual English and Spanish for clients who may have a preference or would like to have the option to express their thoughts and feelings in either or both languages

Runicka Singh

(she/her)

Runicka Singh, LMHC - New York Therapist at Grow Therapy
$225/session
LMHC
6 years of experience
Virtual
Hello, I am a License Mental Health Counselor (LMHC, NCC), based in New York. I earned my Masters degree at CUNY Queens College. I have been practicing for 6 years assisting children, teens and adult navigating daily life stressors for a more functional day. I am authentic, with a genuine approach in building a therapeutic relationship with clients for a successful and positive therapeutic experience.

Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in New York that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.