Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 61 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/13/2025

Bryan Llorente

Bryan Llorente, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, my name is Bryan, I am a licensed clinical social worker and have experience working in several clinical and therapeutic settings. I started my career working for Advent Health Hospice Care, one of the largest non-profit hospital systems in the country. Through this position I gained experience in providing therapeutic counseling services to individuals and families who are going through major transitional periods in their lives (receiving a terminal illness, death of loved one, living adjustments etc.) As a result I am well experienced in dealing with depression, anxiety, situational stress, loss of a loved one, grief, and am understanding of how medical issues can affect a person’s mental health. I have also worked for Orlando Health at the Winnie Palmer Hospital for Women and Babies covering the ED/Triage, antepartum and postpartum units of the hospital. This position gave me experience with providing crisis interventions and psychotherapeutic counseling to patient's who have a history of severe mental health issues, or who are actively experiencing medical emergencies, traumatic events, domestic violence, manic/depressive episodes, psychotic episodes, and suicidal ideations. In addition, I provided education on post partum depression and child care. In 2021 I began teaching classes as an Adjunct Professor for the University of Central Florida's College of Health Professions and Sciences. I have also worked for the National Suicide Prevention Line where I learned how to deal with a variety of mental health and emotional crisis situations over the phone. I feel well equipped to help my clients deal with a variety of issues, weather in person, or online. I take an objective and collaborative approach to understanding problems, and work with clients to create strategies to address problems head on so that clients learn the skills necessary to achieve their goals.

Olivia Caser

(she/her)

Olivia Caser, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Aloha, I’m Olivia—a Licenses Mental Health Counselor, military spouse, and yogi—devoted to helping others grow, heal, and thrive. I have experience working with children, adolescents, adults, & families navigating a wide range of mental health needs. My approach is holistic—I consider how your mind, body, relationships, and environment all play a role in your well-being. As someone who values the whole person, I integrate evidence-based approaches with holistic practices that support emotional, mental, and physical wellness. My style is compassionate, collaborative, and focused on creating a trusting space centered around you. In our work together, you can expect to gain insight, build resilience, and develop practical tools to move through life’s challenges.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Paula Standberry

(she/her)

Paula Standberry, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, my name is Paula. I am a licensed mental health counselor, utilizing a variety of evidenced based strategies and techniques to help you with issues that may be hindering you from functioning at your full potential. I am a compassionate therapist and I try to create a therapeutic atmosphere built on unconditional positive regard, non judgement, and respect. I have experience working with individuals who are struggling with anxiety and depression, have difficulty managing anger, have trauma related disorders, and many other mental health concerns that tend to sap away their energy and self esteem. Let me help you regain your confidence and shift you on a path of hope and healing.

Ana Jazin

(she/her)

Ana Jazin, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
11 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) with 11 years of experience. I provide a supportive and engaging counseling atmosphere. I believe clients play an active role in their recovery process and should be treated with the utmost dignity and respect. When clients come into my office, I meet them where they are, understanding that they may have experienced stress and trauma. As an effective counselor, I accept them as they are and strive to help them heal.

Yana Sasaki

Yana Sasaki, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$200/session
LMHC
8 years of experience
Virtual
Ever since my early years, I've drawn to the enigmatic depths of the human mind. The infinite complexity of our thoughts, emotions and behaviors has always fascinated me, igniting a passion for psychology that burns brighter with each passing day. It's a passion that led me to dedicate my life to this field, and it's my genuine pleasure to share my insights and experiences with you.

Chris Denzler

Chris Denzler, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Claudia Nichols

Claudia Nichols, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Hi! I am Claudia Nichols. I received my Masters Degree from the University of Alabama and have been a Licensed Mental Health Counselor for 20 years. During this time, I had the opportunity to assess and treat individuals of all ages who were struggling with many different stressors. The primary focus of my practice at present is to assist clients with identifying areas for change so that they can reduce negative symptoms and improve his or her quality of life.

Odalis Romero

(she/her)

Odalis Romero, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
Have you experienced some life experience or change, which you feel you need help to overcome, divorce, grief, or trauma? Have you felt as if sometimes you are drowning in your emotions instead of just experiencing them? Does anger, sadness, anxiety, or fear keep impacting your life in ways you don't want it to? Do you struggle managing your emotions and would love to learn how to cope with them effectively? Do you struggle with thoughts of self-harm, of not being good enough, hopelessness, or emptiness? Or do you have children/teens that might be going through these things? If you want a therapist who will not judge you and will help you manage what seems unmanageable, you have found me! I want to help you or your child/teen, start your new healing journey and enjoy life once more! I want you to learn to love yourself and build good relationship and have power to control your emotions and thoughts, while learning to have self-control and conquer the journey ahead! I have spoken in some conferences and am very involved in establishing awareness of mental health. I have two kids of my own and love helping parents and kids/teens understand each other and form better bonds. I also enjoy holistic medicine and therapy and therefore due practice it when needed. I am always eager to learn some new technique or read new research to better help my client's. I would be honored to help you in your healing journey.

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy
$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Ashley Busch

Ashley Busch, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
11 years of experience
Virtual
I'm a FL-based LMHC and have a master of science degree in Art Therapy and Counseling from Eastern Virginia Medical School. I've been a practicing therapist for over 10 years. I work with adults via telehealth and specialize in helping people manage and work through chronic mental illness. My treatment areas include trauma, mood instability, anger management, impulsive behavior, and relationships. I also treat and specialize in Borderline Personality Disorder.

Jill Rosen

Jill Rosen, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
30 years of experience
Virtual
I have been the field for 30 years and have worked in many different areas. From, inpatient psychiatric settings, to addiction center rand private practice and family based programs. I am skilled at assisting individuals reach their true potential. Sometimes we feel blocked and need to process our thoughts and dreams in a safe setting. There are many obstacles that can get in the way and together we can discover what they are.

Spencer Lee

(she/her)

Spencer Lee, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
In counseling, I believe in meeting my clients where they are and helping them achieve the goals they set for themselves. I want my clients to realize the decisions they make have consequences, good and bad, and like to assist them to remain accountable for their decisions. It is important for me to look at the client as a whole, to help determine the course of treatment that will suit them best. I look forward to helping you reach your goals.

Angie Hamilton

Angie Hamilton, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
8 years of experience
Virtual
Welcome! My name is Angie Hamilton and I’m a Licensed Psychotherapist. Are you tired of life weighing you down? Do you want to get un-stuck? Do you keep repeating the same mistakes? I specialize in anxiety, PTSD, trauma, self-esteem issues, and also addictions. I use traditional psycho-analytic techniques to get to the bottom of the issues to the root causes. They say it will feel worse before it gets better, but I promise you it is well worth it, and YOU are worth it. I'm honest and will give you a clear view of what I see is going on! I believe healing is found in the truth. PLEASE ONLY BOOK APPOINTMENTS ON THE FULL HOUR.

Maria Johnson

(she/her)

Maria Johnson, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
3 years of experience
Virtual
Hello, and welcome. I'm Maria, a Licensed Mental Health Counselor in Florida. I earned my master's degree in Clinical Mental Health Counseling from Lynn University and have spent the past several years working in both mental health and substance use treatment settings. I work with adults navigating depression, trauma, PTSD, psychotic disorders, grief, dissociation, and mood disorders. I know that reaching out for support takes courage. My role is to meet you exactly where you are with compassion, respect, and the belief in your capacity for growth.

Marsha Hicks

Marsha Hicks, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LCSW
17 years of experience
Virtual
Do you find yourself over thinking, over-reacting, procrastinating and or second guessing yourself? Has your inner critic taken control of your thought patterns, making it difficult for you to live your very best life? My name is Marsha Hicks- Richards and as a therapist, my objective is to assist with re-aligning you with your strengths and power. Beginning therapy means different things to different people, but it is often an action of courage, hope, self-care, and self-determination. I also have years of experience working with individuals diagnosed with Borderline Personality Disorders. I incorporate a holistic approach while utilizing DBT, CBT, Schema Therapy, Inner Child and Mindfulness Techniques.

Shana Castro

(she/her)

Shana Castro, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
I help adults struggling to form deep and meaningful relationships with others as a result of lonely or painful childhood experiences. My ideal client is motivated for change and is open to developing a curiosity about his or her inner experiences. As a therapist, I am relationship-focused and believe that, while it does not define us, our early life experiences form templates from which we operate in our lives. Sometimes those templates or "old ways" no longer work for us meaningfully and we find ourselves stuck. My ideal client is open to assessing relationships with others, themselves, and past experiences to bring vibrancy and enrichment to their lives. Should this be you, I want to empower you by building awareness and insight from a holistic/integrative perspective so you can respond to life with choice and freedom. You deserve to breathe easier.

Whidden Flores

(she/her)

Whidden Flores, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
7 years of experience
Virtual
Hello, my name is Whidden Flores. I am an LCSW who is a Certified Traumatic Stress Specialist, Grief Recovery Specialist, Certified Peer Recovery Specialist, and former Crisis Prevention Instructor. I specialize in helping people through crisis and hardship so they can come out feeling empowered while avoiding all worst case scenarios. For the past 5 years, I've worked with complex clients ranging from 12-75 with a focus on complex trauma, schizophrenia, self harm/severe depression, chronic illness- and any combination of diagnosis that requires more than "average" anxiety management. I also specialize in Narcissistic Abuse & Betrayal Trauma Recovery. I believe in being the therapist that you need and meeting you where you are at. As a consumer of mental health services and a professional, I acutely understand all aspects of recovery on a personal level and will also model health recovery values. I believe I have to earn your trust each time we meet and will work hard to show up solid and supportive regardless of situation. Therapy shouldn't just be about managing a diagnosis, it should be about transforming all aspects of your life to make you better prepared for what the future holds. We all get hit by hardship and there is no shame in seeking out help or better ways to cope. I am LGBTQA+ friendly and supportive of all alternative lifestyles. Let me create a safe space for you so you don't have to go through the worst moments of life by yourself. I very much look forward to meeting you.

Andrea Rodriguez

Andrea Rodriguez, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
My name is Andrea. I am a Licensed Mental Health Counselor in the state of FL and NY. I have over 12 years of experience working with children and adults in inpatient and outpatients settings, including corrections. I was raised in NY by West Indian (Caribbean)/Asian parents. I then moved to FL where I earned my BA in Psychology and Masters in Mental Health Counseling. My passion is helping others figure out this crazy thing called life, and learn how to live with more satisfaction. My approach to therapy is person centered and may change from patient to patient. This means it will be tailored to each person's specific needs. I enjoy building rapport with my patients to help encourage a healthy therapeutic relationship and allow my patients to feel as comfortable as possible. So whether it's anxiety, depression, or trauma etc., let's figure this out together!

Dr. James M. Moore, Jr.

(he/him)

Dr. James M. Moore, Jr., LP - Florida Therapist at Grow Therapy
$120/session
LP
56 years of experience
Virtual
Hello. I am James Moore and I have 55 years of experience as a clinical psychologist in a variety of settings including institutional, academic and private practice. I developed and ran a head injury treatment facility in Carbondale, Illinois, but have spent my last 36 years in private practice in Miami, Coral Springs and The Villages, Florida. I have specialized in psychological evaluation, neuropsychology, and forensic psychology. geriatric psychology and individual psychotherapy. My modes of treatment include psychodynamic psychotherapy, cognitive behavioral therapy and, when called for, some degree of psychoanalytic therapy. After 3 years in academia and 8 years as a forensic psychologist, I moved my family to Miami in 1986 and joined a large private practice firm. Three years later, I was entirely on my own and have been so ever since. I look forward to utilizing my unique experience to assist new clients to achieve a more satisfying and successful quality of life.

Carmen Bernard

(she/her)

Carmen Bernard, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Life can be both beautiful and challenging. At times, we all require support to navigate our journey towards healing. I help my clients find their confidence, repair their relationships with themselves, and heal from past traumas. I am an EMDR Trained Therapist, specializing in the treatment of trauma and PTSD, CPTSD, maternal mental health, anxiety and depressive disorders, adjustment disorders, relational trauma, self esteem, interpersonal difficulties and phase of life issues.

Lori Long

Lori Long, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
36 years of experience
Virtual
With a direct yet compassionate approach to therapy, I help clients identify issues that are causing distress in their lives. I have 36 years of experience and have written two books: "Bipolarized" and "Borderline" -- one on bipolar disorder and the other on borderline personality disorder. Many clients gain insight into their disorders through reading my books and identifying a list of issues to work on in therapy. Hypnotherapy is extremely valuable and I ask clients to record the sessions to listen to the recording every day. This reinforces positive messages to improve self-esteem, reduce anxiety, stress and depression and identify relevant issues on a subconscious level.

Heidi Hanson

Heidi Hanson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida. Welcome to my practice! I received my Masters from Florida State University. I work with an array of diagnosis. I help people of all ages including children and teens be the best versions of themselves. I provide psychoeducation to my families and clients to help them understand the why? The approach helps getting to root causes.

Joe Gladden

(he/him)

Joe Gladden, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
19 years of experience
Virtual
As a seasoned therapist with nearly 20 years of consecutive licensing across multiple states, I specialize in a diverse array of client issues, including men's issues, LGBTQ+ concerns, aging and chronic illness challenges, sexual addiction, trauma and PTSD, anger management, clinical depression, and anxiety. My approach is built on an affirming and caring nature, allowing clients to feel safe and understood in our collaborative work. I utilize various therapeutic modalities, including person-centered therapy, CBT, and ACT, alongside group therapy, to tailor my interventions to each individual’s unique needs. My strong listening and speaking skills facilitate deep connections with clients, empowering them to explore their struggles, find meaning, and ultimately create positive changes in their lives. The impact of my work is reflected in the growth and resilience of my clients, as they navigate their personal journeys toward healing and fulfillment.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Dissociative Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Dissociative Disorders, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.