Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 736 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/14/2025

Constance Raines

(she/her)

Constance Raines, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
11 years of experience
Virtual
Hello my name is Constance,
I am a Licensed Clinical Social Worker (LCSW) in the states of Virginia, Maryland, DC and Florida. I have 11 years of experience employed in behavioral health facilities, outpatient therapy clinics, correctional centers, and also providing medical social work/ therapy to oncology, emergent, and crisis patients in the hospital setting. Focusing on the client through a strength-based approach, building resilience and rapport is key in obtaining a therapeutic relationship and striving for successfully outcome.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Alex Vis

Alex Vis, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
8 years of experience
Virtual
I am a farm boy from Minnesota who, after being diagnosed with Multiple Sclerosis and losing a career in banking, suffered and endured a few years of physical and emotional health instability. My own journey of having my story and heart cared for by a compassionate yet sturdy mentor and friend led me to reconnect with a desire to help people, a desire that I had some knowledge of but had not yet cultivated. My wife and I met during my career transition, and after enduring infertility treatments we adopted 2 boys, whom I am daily delighted by. My story is messy and beautiful, and my ability to own my insecurities, weaknesses, and failures has led me to know a strength that I did not know existed before. I want to help others experience the kind of sturdiness that I know operate with, at least most of the time!

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Olivia Caser

(she/her)

Olivia Caser, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Aloha, I’m Olivia—a Licenses Mental Health Counselor, military spouse, and yogi—devoted to helping others grow, heal, and thrive. I have experience working with children, adolescents, adults, & families navigating a wide range of mental health needs. My approach is holistic—I consider how your mind, body, relationships, and environment all play a role in your well-being. As someone who values the whole person, I integrate evidence-based approaches with holistic practices that support emotional, mental, and physical wellness. My style is compassionate, collaborative, and focused on creating a trusting space centered around you. In our work together, you can expect to gain insight, build resilience, and develop practical tools to move through life’s challenges.

Rebecca Montrose

(she/her)

Rebecca Montrose, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Shelly Mark Lewin

(he/him)

Shelly Mark Lewin, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
30 years of experience
Virtual
My name is Shelly Mark Lewin, and I am deeply honored to be joining the team of therapists at Grow Therapy. I am a Licensed Clinical Social Worker (LCSW) with over 30 years of experience working with individuals, groups, and families in a variety of settings including private practice, outpatient mental health clinics, hospitals, healthcare systems, hospice care, and private organizations. My work is informed by my own personal life experience with mental health challenges and my goal is always to provide you with support and guidance during difficult times and on your healing journey. My professional career includes clinical positions in renown healthcare organizations including Northwestern Memorial Hospital and Joint Commission in Chicago, Kaiser Permanente in California and Mount Sinai Health System In New York City. I have extensive experience working with multi-cultural and diverse populations providing individual and group therapy, case management and crisis intervention.

Suzanne Stokes

(she/her)

Suzanne Stokes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
39 years of experience
Virtual
I have worked as a Mental Health Therapist for 30 years and I love my work as much today as the day I started. I am a Licensed Mental Health Counselor and a Certified Addictions Professional. I am honored to join people where they are at on their journey. I focus on positive goals for getting back on track or even transformation. As I realize the courage it takes to come to therapy, I focus on the patient/therapist relationship. There must first be an experience of safety and trust. Then, of course, the therapeutic work will follow. I utilize a warm, relaxed style with fierce reflection or gentle support as needed. I believe that everyone benefits from a therapeutic experience to attain the best version of themselves for the best quality of life. 1 utilize humor combined with therapeutic skills which makes my approach unique. Laughter isn't always appropriate, but it can be very helpful with reframing and bringing down barriers. With so many years of experience and training, I have a broad skill set and utilize multiple interventions to create a unique treatment plan for each person, couple, or family. Some of the modalities that I frequently utilize are: Solution- Focused therapy, Cognitive Behavioral Therapy, Psycho-education, Systems Theory, Emotion Focused Therapy, Behavioral Modification, Skills training and Motivational interviewing/coaching.

Cindy Burman

(she/her)

Cindy Burman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
21 years of experience
Virtual
If you're navigating a major life change—like a divorce, separation, loss, career shift, retirement, or the challenges of single parenting—you don’t have to go through it alone. I work with individuals who are ready to grow, even when it’s uncomfortable. My approach is direct, honest, and supportive. I specialize in helping people move through transitions that feel overwhelming, especially when anxiety, depression, loneliness, or burnout are taking over. Whether you're feeling stuck, betrayed, lost, or simply stretched too thin—I’m here to help you find clarity, build resilience, and move toward a life that feels more balanced and fulfilling. If you're open to being challenged in a compassionate space and ready to invest in meaningful change, I’d be honored to work with you.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

John W. Soria

(he/him)

John W. Soria, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
I am doctoral-trained therapist who integrates evidenced based clinical practices in ways that can meet your unique needs/challenges. For instance, I will utilize your strengths, resources and culture in order to explore problems from multiple vantage points. And, I will develop a treatment plan that incorporates co-existing issues. Whether you are experiencing family problems, anxiety, depression, relationship challenges or another issue, I will facilitate conversations where solutions to the problem become more accessible and visible: I believe my clients have the capacity and agency to take actions that are right for them. These are times of uncertainty and challenges for many people. Each person, relationship and family is impacted differently. I am trained to work with individuals, couples, children and families; hence, I am prepared to offer you or your family comprehensive and holistic recommendations. This can be that first step toward an experience where the destination will be determined by each of you. If this speaks to you, I invite you to contact me and schedule a consultation.

Emily Pudlinski

(she/her)

Emily Pudlinski, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Finding the right therapist can be like finding your coziest sweater. I work closely with clients to establish a comfortable rapport before helping them work through difficult adjustments in life. I'm a Licensed Mental Health Counselor with a Master's degree from the University of North Florida. I have been practicing for nine years, specializing in helping adults navigate transitions and overcome burnout to achieve their best selves. I look forward to meeting and working with you!

Paula Standberry

(she/her)

Paula Standberry, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, my name is Paula. I am a licensed mental health counselor, utilizing a variety of evidenced based strategies and techniques to help you with issues that may be hindering you from functioning at your full potential. I am a compassionate therapist and I try to create a therapeutic atmosphere built on unconditional positive regard, non judgement, and respect. I have experience working with individuals who are struggling with anxiety and depression, have difficulty managing anger, have trauma related disorders, and many other mental health concerns that tend to sap away their energy and self esteem. Let me help you regain your confidence and shift you on a path of hope and healing.

Rayan Bain

(she/her)

Rayan Bain, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
Hi, I’m Rayan, a licensed mental health counselor who’s passionate about helping people feel seen, understood, and supported. I specialize in working with Black clients navigating anxiety, life transitions, identity exploration, and burnout. My therapeutic style is warm, collaborative, and culturally affirming. I believe in creating a space where you can show up fully—no masks, no judgment—as we work together to build insight, set boundaries, and reconnect with your inner strength.

Samantha Toney

(she/her)

Samantha Toney, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
15 years of experience
Virtual
Hi there! Thanks for taking the time to check out my profile. I am a Marriage and Family Therapist, Licensed in Florida, with over 15 years of experience. You don't have to be coupled or dealing with family issues for me to work with you, it simply means I have a unique perspective on how to assist you to meet the challenges of your life and thrive.

Gabe Lamas

(he/him)

Gabe Lamas, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
I would describe myself as a goofy and radically empathetic therapist that struggles with severe ADHD and also anxiety. Not to mention the grief! I am big on being vulnerable myself. We must lead by example. I also am a strong believer in the power of connection. If you cannot connect with your therapist, research says that therapy is not likely to be effective. I prioritize the therapeutic relationship above all else. That is my foundation. That means I pride myself on not being a robot. I cannot believe I have to say this, but many students in therapy have told me that they have had robotic therapist. That is not me. I believe the most powerful therapeutic techniques are empathy and unconditional love, and those are the values I do my best to display consistently. I currently provide individual counseling to students at Miami Dade College and I have found that I really enjoy working with college students that recently graduated from high school. I find that the world treats them cruelly at such an overwhelming time of their lives and they deserve unconditional love, not tough love.

Nicholas Hercules

Nicholas Hercules, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
I offer a solution-focused approach to therapy. I have 14 years of experience in the field of therapy. I have been happily married for 11 years, and am a proud father of 2 sons. Please feel free to reach out to me for help with any issues relating to Relationships, Trauma , Grief , Intimacy-related issues , Sleeping disorders , Parenting issues , Anger management , Self esteem , Career difficulties , Coping with life changes , Coaching , Compassion fatigue , ADHD , Attachment Issues , Blended Family Issues , and more.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.