Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 47 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/24/2025

Alex Kranz

(he/him)

Alex Kranz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. I specialize in integrative individual and couples therapy for the mind and body. My perspective on therapy starts with the central belief that if you listen to your clients, they will always tell you what's going on. While that may seem very basic, unfortunately, there is very little listening going on these days. When we are listened to and are unconditionally respected and accepted, we instinctively have the right stuff inside of us to figure out our issues. That's how we become empowered . That's how we grow. Whether you're dealing with overwhelming anxiety, relationship issues or depression. In our sessions together, I'll meet you with compassion, understanding and respect. And I will use the latest evidence-based techniques to support you in your journey Helping you find that inner strength and resolve is what makes me uniquely qualified to help.

Aquilla Simmons

(she/her/hers)

Aquilla Simmons, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With 22 years of experience, I’ve worked with people where life happens—in their homes, at their schools, and in their communities. I’ve helped children, teens, and adults navigate life’s toughest moments, from managing ADHD, anxiety, and depression to handling relationships, big transitions, and everyday stressors. Life can feel overwhelming at times, but you don’t have to figure it out alone. I know that mental health isn’t one-size-fits-all. Everyone’s journey is different, and what works for one person might not work for another. That’s why I take a client-centered, individualized approach that meets you where you are. I incorporate CBT, DBT, Somatic techniques and practical strategies to help you gain insight, develop coping skills, and create real, lasting change.

Michelle Katz

Michelle Katz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, I’m Michelle, a Licensed Mental Health Counselor (LMHC) in Hollywood, Florida. I help individuals navigate anxiety, depression, grief, trauma, and relationship challenges, as well as offer support for OCD, adolescent issues, and self-esteem enhancement. Consider me a therapy mixologist, blending evidence-based modalities like psychodynamic, person-centered, CBT, DBT, and ACT to create personalized treatment plans. I believe that no two clients are alike, so I take time to understand your unique story, strengths, and goals. My approach is collaborative and compassionate, ensuring that each session is tailored to meet you where you are. In addition to traditional therapy techniques, I also incorporate creative strategies, including therapeutically applied role-playing games, to make therapy engaging and relevant for you. Whether you’re struggling with overwhelming emotions, feeling stuck in old patterns, or simply seeking greater meaning and confidence in your life, I’m committed to helping you build resilience, develop practical tools, and uncover new possibilities for growth and healing.

Chelsie Maccarone

Chelsie Maccarone, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$145/session
LMHC
11 years of experience
Virtual
Are you looking to improve your emotional experience or going through a life transition? Do you feel over whelmed or anxious because you are stagnant and not gaining the results in life you desire? Perhaps you feel you are banging your head against the wall trying to recover, set boundaries or get through a dramatic change or transition in your life? I get it, overcoming the hurdles life throws at you can be challenging, I look forward to working together to find clarity and facilitate change! I focus on your individual strengths and help guide you to find solutions that work best for you.

Karina Chernacov

(she/her)

Karina Chernacov, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
20 years of experience
Virtual
I have a Master's degree in clinical psychology, and am passionate about what I do. Helping clients reinvent, re signify and solve their own life problems is the best reward to my practice. I believe that the power of a good psychotherapy process lies in its ability to help my clients understand themselves better, address their emotional psychological challenges, and make meaningful changes in their lives. I also believe strongly in the transformative power of connection and communication, and know that psychotherapy is the key to evolve and learn new skills that may be hidden inside someone. I am simply a facilitator of my client's own awareness, their emotional healing, and their growth.

Annie (Chana)

Annie (Chana), LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
I’m a warm, insight-oriented therapist who offers a steady, compassionate space for adults navigating grief, relational wounds, and the impact of growing up around emotional chaos or inconsistency. My approach is grounded in deep listening and curiosity—I help clients slow down and make sense of their inner experience, uncovering patterns that may have once been protective but now feel limiting. Together, we create room for new ways of relating—to yourself, to others, and to your story. Healing, in my work, begins with being deeply seen and understood.

Jaquelina Kopytkin

Jaquelina Kopytkin, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
31 years of experience
Virtual
I am a Licensed Mental Health Counselor with over 30 years of professional experience providing psychotherapy services. I speak English and Spanish. I provide my clients with a unique approach helping them to identify and achieve specific therapy goals in a confidential, empathetic, and trusting atmosphere I help individuals understand their current circumstances in order to make changes that will have lasting positive effects. I use an Insight approach, where I help, a better understanding of my patients that leads to “individualized solutions”. My treatment approach is short-term, problem-oriented therapy sustained by my psychoanalytic background i. I use a combination of cognitive-behavioral, psycho-educational, and humanistic modalities, as well as evidence-based techniques. I strive to create a balance within my therapeutic approach based on my client’s particular needs and preferences. I have had the honor to serve a diversity of individuals and their families in a variety of settings, such as community mental health, crisis helplines, and outpatient programs (in a hospital setting). This was the first step. This is a safe space where you can create a vision for your life along with an action plan and strategies for how to achieve your goals once you have identified them. I will support you and encourage you to find your ambition and desire and ways to realize your possibilities.

Annaliese Thomas

(she/her)

Annaliese Thomas, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
11 years of experience
Virtual
My name is Annaliese and I am a seasoned clinician with over 11 years of experience helping adults with their mental health goals. I have an extensive history treating individuals with depression, anxiety, trauma histories, mood disorders and other life challenges. I utilize a compassionate and holistic approach with my clients while also challenging them to consider other perspectives. My goal is to help you accomplish your treatment goals in a warm and judgement free environment. I look forward to speaking to you and seeing if we're a good therapeutic match.

Jeffrey Freiden

(he/him)

Jeffrey Freiden, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
23 years of experience
Virtual
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I help to help you become happier with your life choices.

Susan Warren

Susan Warren, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker in Florida with a Master’s Degree in Social Work. I specializes in working with adults who are Autistic, ADHD, have neurodivergent children, and individuals from minority communities. Through this, I help clients work through developmental trauma, PTSD, grief, addiction, and codependency, as well as understand the impact of stress, hormones, and autoimmune conditions on mental health. I take an eclectic approach to therapy, utilizing a variety of modalities to create a personalized treatment experience tailored to each client’s unique needs. By integrating different therapeutic techniques, I help individuals, identify their strengths, gain new perspectives, develop effective strategies to overcome challenges, and develop a healthy sense of identity and confidence in who they are and how they see the world.

Sara Fackelman

(she/they)

Sara Fackelman, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
30 years of experience
Virtual
Hi! I am a licensed mental health counselor based in Florida. I worked for several years as a drug and alcohol counselor and returned to school, Springfield College, to get my master in community psychology. My focus and passion is on the transgender community and helping with the challenges of coming out.

Lisa Rubenstein

Lisa Rubenstein, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
27 years of experience
Virtual
Hi there! I’m so glad that we found each other! My name is Lisa Rubenstein and 2024 is my 27th year in the behavioral health field providing therapeutic services for children and adults of all ages and their families. I am a Florida Licensed Mental Health Counselor (LMHC), and a Certified Florida Professional School Counselor (PSC: PreK-12th). My lifelong passion has been committed to helping others. If you are here, you have made the courageous decision to seek help on your healing journey! Ultimately, our goal is positive change, personal growth, empowerment, resilience, symptom management, and happiness all leading to a more stable and content life…WELCOME!

Eliana Gassette

(she/her)

Eliana Gassette, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
13 years of experience
Virtual
Hi there, I am Eliana Gassette. I am an LMHC for more than 13 years. I speak English and Spanish. I am specializing in anxiety, ADHD, depression, and panic attacks. I love mixing cognitive behavior and conversation to get to the root of your struggles. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling with your relationships, work, and health? Is it hard to be kind to yourself? I help high performers manage anxiety and increase self-confidence and self-esteem. Together, we can identify what's not working and get back to balance. We'll use a whole-self approach, addressing the needs of your mind, body, and spirit. I also integrate mindfulness to help you develop a stronger relationship with yourself. I'll meet you with compassion and evidence-based techniques so you can overcome your struggles. Let's work together! My website is https://www.focusmind.online

Cynthia Schwartz

Cynthia Schwartz, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
11 years of experience
Virtual
Hello, My name is Cynthia "Does life become overwhelming and out of control at times and that feeling of being in control seems to go out the window? I help people during difficult periods of life whether it's caused by relationships with loved ones, illness, loss and grief, lifestyle changes caused by transitioning and being able to get to the reasons and ways to manage health issues and other issues that would affect your mental health well-being. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Hilah Krieger

(she/her)

Hilah Krieger, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years of experience. I have worked in a variety of settings, including a youth village for at-risk teens, home health care agencies, hospitals, hospices, foster care, and schools. I provided social services support and therapy to the senior population, children and families, and individuals struggling with addiction and trauma. I am also a LCSW qualified supervisor.

Cara Carleton

(she/her)

Cara Carleton, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Are you wondering if your drug or alcohol use is becoming a problem? Or maybe you know it is, but feel powerless to stop. Perhaps your struggle looks different—binge eating, compulsive spending, sabotaging your success at work or in relationships. These self-destructive patterns can take many forms, but they often have one thing in common: they feel automatic, inescapable, and deeply frustrating. These behaviors may seem like choices, but they often serve a hidden purpose—keeping you safe in the familiar, avoiding painful emotions, or preserving a status quo that no longer serves you. Over time, they can trap you in cycles of shame, regret, and hopelessness.

Andrea Mann

(she/her)

Andrea Mann, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
5 years of experience
Virtual
I am a Licensed Mental Health Counselor and Nationally Certified Counselor practicing in the State of Florida. I completed a graduate program studying psychology, and another studying mental health counseling, both with Summa Cum Laude distinction. I hold a Registered Play Therapist Sujpervisor certification, a certification in Adlerian Play Therapy (Advanced), and I am both a Certified Clinical Trauma Professional and a Brainspotting Practitioner. I am a member of the Association for Play Therapists, Florida Mental Health Counselors Association, and North American Society of Adlerian Psychology. I work with individuals from age 3 to age 65 in a variety of areas including anxiety, depression, trauma, play therapy, LGBTQIA+ concerns, somatic issues, personality disorders, bipolar disorders, schizophrenia, obsessive-compulsive disorder, and cultural assimilation. I look forward to working with you on your journey of self-discovery.

Dr. Sheryl Weir-Thompson

Dr. Sheryl Weir-Thompson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
12 years of experience
Virtual
I am a licensed mental health counselor in Florida and for over 13 years I have had the honor of helping individual and their families navigate through life's challenges. I have experience in helping clients with stress and anxiety, relationship issues, coping with grief and loss, & depression. Everyone is unique and one technique or treatment modality will not work for everyone.

Sarah Mehan

(she/her)

Sarah Mehan, LMHC - Florida Therapist at Grow Therapy
$165/session
LMHC
7 years of experience
Virtual
Hi! I'm Sarah and I'm a Licensed Mental Health Counselor (LMHC) and a Nationally Certified Counselor (NCC) based in Florida. I received my Master's Degree in Clinical Mental Health Counseling in 2018 from Lynn University in Boca Raton and have been practicing for seven years. I have worked with various populations dealing with anxiety, depression, trauma, substance use, women's issues, and LGBTQIA+ issues. I appreciate working with clients in young and early adulthood who are ready and willing to put in the work to make changes in their life.

Norman Levitan

(he/him)

Norman Levitan, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
9 years of experience
Virtual
I am a licensed Marriage and Family Therapist in the State of Florida. I'm experienced working with individuals, groups, couples and families. When working with an individual, couple or family I assess and addresses the entire family history, the sum of its parts, and not simply the individuals that comprise it. The distress or problem that originated may not solely be within an individual but a natural reaction to a family dynamic that creates the distress. By using Family Systems Theory I'm able to help the Client have a deeper awareness of their personal conflicts, how to resolve them, and live a more fulfilling life without addictions. I have a Bachelor’s from the University of Arizona and a Master’s in Marriage and Family Therapy from the University of Southern California. Im experienced working with Adolescents, LGBTQ+ Community, HIV/AIDS, Domestic Violence, Sex and Love Addiction, and 12 Step Recovery.

Nicole Bakewell

(she/her)

Nicole Bakewell, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
8 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master’s from Capella University and have been practicing for 8 years. I help everyone from young adults struggling with emerging adult issues to those who are in their 60’s transitioning into retirement. I help adults struggling with depression, anxiety and all mental health issues associated with both.

Bruce Forman

Bruce Forman, LP - Florida Therapist at Grow Therapy
$150/session
LP
45 years of experience
Virtual
Because sleep quality is critical to physical and mental health I am passionate about helping people get good sleep. I received my PhD from Duke University and have been a practicing psychologist for many years. I work primarily with behavioral sleep medicine because sleep problems are so widespread and there are not enough specialists to meet the need. I continue working with people with anxiety, depression, and couples issues. The methods I use are evidence-based and trauma-informed. I am also an ordained member of the clergy (rabbi) and consider one's spirituality an important part of treatment for many, though not all people. I’ve practiced telehealth exclusively since early 2020. Most people like working this way because of convenience. Therapy is not adversely affected and I am even able to do hypnosis via telehealth.

Jana Gottesman

(she/her)

Jana Gottesman, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
12 years of experience
Virtual
I have 12 years of clinical experience working with teens, young adults and adults. In addition to working with common mental health conditions such as anxiety, depression, interpersonal challenges, etc., I have broader experience working with children of divorce, trauma, grief and LGBTQAI+ populations. We all have a fundamental need to feel known, cared for and understood and I am honored to have a career in which I can be that person for others. The therapeutic process is hard to explain and better to be experienced. As we feel known, cared for and understood by not only another but with time, ourselves, it’s a special kind of magic that can bring about deep healing and shifts. A little bit about me; I was born and raised in Miami, Florida and have also lived in Boston, Massachusetts and Boulder, Colorado. I am now back home, married and a mother of two wild and wonderful boys. Some things that I love are music, nature, hidden gems, good food, deep talks, movies, a good workout, and adventure!

Seth Rogers

Seth Rogers, LMFT - Florida Therapist at Grow Therapy
$110/session
LMFT
6 years of experience
Virtual
Congratulations on taking this forward step towards counseling. I understand how difficult it can be searching and finding a therapist that is a good fit. That's why in my practice I prioritize building a trustful and deep working relationship with my clients. From this foundation, we may explore your difficulties, target stressors, and dive into your psyche to untangle knots so you can be your best self. As Carl Jung said "the privilege of a lifetime is to become who you really are."

Wilson Flanders

(he/him)

Wilson Flanders, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
Welcome, I'm Wilson Flanders, I have been a psychotherapist for over 25 years. I am a licensed clinician in 4 states (CA, NY, FL & MA) and enjoy helping clients improve their mental health and their lives. I find joy in seeing clients achieving their goals, and feeling that I made a difference in their lives. I am a digital nomad, and meeting people from diverse backgrounds and cultures.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.