Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2289 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 7/16/2025

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Liz Gazala

Liz Gazala, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) and licensed marriage and family therapist (LMFT). I obtained my masters degree from NOVA Southeastern University. I have been practicing since 2015; I started out at a homeless shelter, moved to in-home family/parenting therapy and from there worked at a local high school for several years. Meanwhile, I was building my private practice working with clients suffering from addiction. Currently, I run my own private practice working with teens and adults looking for support for a variety of concerns.

Daniel Celmer

Daniel Celmer, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I’m a human first and a therapist second. I believe in showing up authentically, because real connection is what helps people heal. I care deeply about creating space for people to feel safe, heard, and respected. I don’t pretend to have all the answers—but I know how to walk beside you as you find your own. Who I am is someone who believes in your ability to grow, even when things feel messy.

Sasha Thompson

(she/her)

Sasha Thompson, LCSW - Florida Therapist at Grow Therapy
$60/session
LCSW
8 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) who believes in the power of feeling heard and understood. I hold a Bachelor of Science Degree in Psychology and a Master of Social Work Degree, with certifications in Marriage and Family Therapy and Mental Health Disorders. I became a therapist to be a voice of hope and a listening ear for those who may feel like they don’t have one. Whether you're navigating anxiety, depression, trauma, or just feeling stuck, I’m here to walk alongside you—without judgment.

Laura Schwades

Laura Schwades, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Welcome!! I’m Laura Schwades, a Licensed Mental Health Counselor in Florida. If you are reading this, it likely means you are going through something difficult, and I want you to know that you are not alone. Whether you are feeling anxious, overwhelmed, stuck in sadness, or trying to make sense of past trauma or substance use, I see your courage in looking for support. It takes strength to ask for help, and I truly honor that step. I specialize in working with adolescents and young adults who are navigating these very challenges. I understand how heavy life can feel at times and how hard it can be to open up, especially when you are unsure if anyone will truly listen or understand. My goal is to create a space where you feel safe, supported, and never judged; a space where we can talk openly and work together to help you find clarity, confidence, and healing. I will meet you where you are, and together we will build tools that help you manage emotions, understand yourself more deeply, and create meaningful change in your life. Whether you are just starting out or have tried therapy before, this is your space, and I am here to help guide you through it. You do not have to carry it all alone. Healing takes time. But it starts with a single step, and I would be honored to be part of that journey with you. If you are ready to talk, I invite you to reach out. I am here when you are ready.

Richard Burklew

Richard Burklew, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
As a dedicated mental health professional with a background as a first responder, I understand the profound impact trauma and addiction can have on individuals. I specialize in helping those facing trauma, addiction, depression, anxiety, and grief by employing evidence-based therapies tailored to every client’s unique needs. I have spent my life working with high-intensity populations and have had the privilege of creating supportive environments, fostering resilience, and helping people achieve lasting recovery. Together, we can navigate your path to healing.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

William Sawyer

(he/him)

William Sawyer, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
Welcome – I’m William Sawyer, MSW, LICSW, LCSW Online Therapy for Individuals and Couples in Minnesota & Florida I’m a therapist who help people and couples when life feels really hard. Most of the people I work with are men and women in relationships with each other. Many come to me when they’re feeling hurt, lost, or scared their relationship might fall apart. If you and your partner are fighting all the time, feeling distant, or just can’t seem to fix things, I want you to know you’re not alone-and things can get better. Even though I’m part of the LGBTQ+ community myself, I work with all kinds of people. I have a lot of experience helping men and women who are married or dating each other, as well as people from different backgrounds, including LGBTQ+ folks. My way of helping is gentle, caring, and never judgmental. When you’re stressed out, anxious, or overwhelmed, I help you slow down, breathe, and see what’s really going on. We’ll talk through your worries and pain, and I’ll give you tools you can use right away to feel calm and in control. My approach helps couples talk without yelling, listen without shutting down, and start feeling close again-even when things seem hopeless. I also help people who are dealing with anxiety, depression, ADHD, or feeling different from others. No matter what you’re facing, my goal is to help you feel safe, understood, and less alone. Together, we’ll find ways to ease your stress and bring back hope. If you feel like you’re at the end of your rope, or just want someone to talk to who gets it, I’m here for you. We’ll work together to heal old wounds and help you feel stronger-both as a person and as a couple. If you’re ready to feel better, let’s talk.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Christopher Turrentine

(he/him)

Christopher Turrentine, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
I have extensive experience with individual therapy, working for substance use treatment centers, and working at various psychiatric hospitals. I have worked in roles including Behavioral Health Tech, Case Management, Primary Therapist, and Clinical Supervisor. I have worked with age groups ranging from young children to geriatrics. I firmly believe that in order to help someone, you have to understand them. In order to understand someone, you require personal life experience to truly understand where they are coming from. I am very passionate about what I do. People have asked me previously if I enjoy what I do. I inform them that in my perspective, this is what I "designed" to be. There is no "taking off the therapy hat" for me - this is simply who I am and my purpose. You will learn very quickly how dedicated I am to serving people. I am well-versed in both DSM-IV and DSM-5 (the manuals used to diagnose someone). I have dedicated approximately 30 years of my life to this. Many clients throughout the years told me in their words that I am the "best therapist" they ever had. I encourage you to hire me and judge for yourself. I was entered into two international honor societies (top 15% of students in the field across the span of 8 countries with a flawless 4.0 GPA). Please note: I am a licensed mental health counselor. If you are seeking medication management, you will need to book an appointment with a psychiatrist.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Amber Pestian

(she/her)

Amber Pestian, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
My name is Amber Pestian, and I’m a Licensed Clinical Social Worker (LCSW) providing psychotherapy to individuals, couples, and families. I offer a supportive, client-centered space where people can explore life’s challenges and move toward healing. With over a decade of experience, I bring a compassionate, informed approach to every session—whether we’re working through mental health concerns, behavioral challenges, or relationship dynamics.

Laiken Miller

(she/her)

Laiken Miller, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
4 years of experience
Virtual
Hi! I’m so glad you’re here. I know first-hand the vulnerability it takes to seek support, and the courage it takes to make change. My name is Laiken and I’m a Licensed Clinical Social Worker (LCSW) deeply committed to supporting the neurodivergent community. Having navigated the complexities of neurodivergence myself, I bring a unique perspective that informs my practice and fuels my passion for helping others. I have received my Bachelors (BSW) and Masters of Science degree (MSSW) in Social Work from Troy University. I utilize a holistic approach in a therapeutic setting, blending various methods to nurture a well-rounded healing experience, and meet each client’s individual needs.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Lauren Buck

Lauren Buck, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
I’m a licensed mental health counselor that meets you where you are — literally and emotionally. Through secure telehealth sessions, I help adults work through anxiety, trauma, burnout, life transitions, and all the messy in-between moments. My approach is trauma-informed, culturally aware, and deeply human. No judgment. No pretense. Just real talk, real healing, and real tools you can use.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Vicki Bauer

Vicki Bauer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
39 years of experience
Virtual
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!

Sherol Ziegenbein

(she/her)

Sherol Ziegenbein, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
24 years of experience
Virtual
Hi, I’m a therapist who believes therapy doesn’t have to feel intimidating or clinical to be effective. I help people sort through stress, self-doubt, relationship tension, and life transitions—with clarity, compassion, and a healthy dose of humor. My clients often tell me they chose me because I feel relatable and real, and because I’m not afraid to laugh with them even when things are tough. I’m straightforward and down-to-earth. I’ll meet you where you are without judgment, help you challenge what’s keeping you stuck, and walk alongside you as you make sense of what’s working—and what isn’t. I don’t believe in one-size-fits-all therapy. I believe in real conversations, real growth, and helping you feel like yourself again (or maybe for the first time). Whether you’re navigating anxiety, burnout, relationship struggles, or just trying to feel more grounded in your life, I’m here to help you reconnect with your strength, your clarity, and your sense of possibility. You don’t have to be perfect or polished. Just bring yourself—we’ll take it from there.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.