Finding the right online therapy platform can be overwhelming. With so many services, styles of care, and pricing options, the choice seems complicated. With mental health needs growing and access to care evolving, selecting the platform that matches your goals can make a meaningful difference in both convenience and effectiveness.
This guide breaks down the key differences between Grow Therapy vs. Online-Therapy.com. In it, we share what you need to know to pick the platform that suits your needs, lifestyle, and budget. Whether you’re seeking long-term support, specialized care, or a structured program, this comparison will help you make a confident, informed choice.
Key takeaways
- Grow Therapy connects clients with licensed therapists and mental health professionals who accept insurance and offer in-person or virtual care.
- Online-Therapy.com provides a Cognitive Behavioral Therapy-focused (CBT) subscription-based program with worksheets, modules, and messaging support.
- Grow Therapy offers 135 specialties, medication management, and night/weekend availability.
- Online-Therapy.com may appeal to those seeking structured, self-guided CBT tools at a consistent monthly cost.
- Grow Therapy provides live sessions with a licensed professional, while Online-Therapy.com offers mostly self-guided CBT tools with weekly check-ins.
Grow Therapy vs. Online-Therapy.com at a glance
Here’s how the two platforms stack up across core categories:
Grow Therapy | Online-Therapy.com | |
| Pay-per-session pricing model | ✔ Pay-per-session | X Monthly subscription |
| Accepts insurance | ✔ 100+ plans | X No |
| Medication management | ✔ Available | X Not offered |
| Specialties offered | ✔ 135 specialties, including counseling for couples, children, and teens | ✔ Limited; primarily CBT-focused |
| Virtual and in-person sessions | ✔ Virtual or in-person | X Virtual only |
| Therapy tools | ✔ Progress tracking tools, therapy toolkit, self-guided resources | ✔ CBT worksheets, modules, messaging |
What is Grow Therapy?
Grow Therapy is a mental health platform that connects clients with licensed therapists, counselors, and psychiatric providers who offer personalized mental health care.
Grow Therapy clients can book in-person or virtual sessions, use their health insurance benefits, and choose from providers offering 135 specialties, including care for individuals, couples, teens, and children. It emphasizes accessibility, flexibility, and insurance-friendly pricing. Grow Therapy makes it easier to start therapy with a provider who feels like a great fit for a long-term relationship.
Grow Therapy pros and cons
| Pros | Cons |
| • Accepts 100+ insurance plans including Medicare and Medicaid in some states • Offers both in-person and online therapy • Medication management available • Broad scheduling flexibility, including nights and weekends | • Cash pay rates vary by provider • In-person availability depends on location |
Grow Therapy offers consistent sessions with a licensed therapist or mental health professional. People can use insurance to dramatically reduce the cost of care. This helps make Grow Therapy the top choice for people who want long-term therapy, psychiatric services, or specialized treatment.
Unlike Online-Therapy.com, it is not a subscription platform, so it may not appeal to people who prefer that method of payment. Grow Therapy offers a personalized therapy experience grounded in clinical expertise rather than daily worksheets or structured CBT modules.
What is Online-Therapy.com?
Online-Therapy.com is a self-paced, CBT-based therapy platform. It offers guided worksheets, online modules, and journal prompts. Virtual therapy sessions are also available, depending on the subscription tier.
While some tiers include weekly therapy sessions, most tiers focus on structured cognitive behavioral therapy tools and regular check-ins. Online-Therapy.com is fully virtual, doesn’t accept insurance, and is mainly self-guided.
Online-Therapy.com pros and cons
| Pros | Cons |
| • Affordable subscription options • Strong CBT-based structure with worksheets and modules • Good for self-directed learners • Includes messaging or video depending on subscription tier | • No insurance coverage • No in-person care or medication management • Limited specialty care • Not ideal for complex or long-term needs |
Online-Therapy.com is built around CBT, one of the most evidence-based therapy methods. But the platform’s style means it may not offer the depth or personalization some people want. It’s best for those who want self-paced assignments, structure, and journaling rather than care that’s customized to each person.
Compare Grow Therapy vs. Online-Therapy.com benefits
Here’s how pricing, insurance, and flexibility differ between the two platforms.
Pricing model
Grow Therapy
Grow Therapy uses a pay-per-session model and Grow providers accept insurance. Many clients pay only a small copay for care. Cash-pay appointments vary based on provider experience and location, but there are no subscription fees or recurring charges. This model is best for people who want ongoing therapy and have the ability to pay through insurance.
Online-Therapy.com
Online-Therapy.com operates through a monthly subscription. Plans include access to CBT worksheets, messaging, and optional video sessions. There are no per-session charges, and insurance is not accepted. This may appeal to those looking for a predictable monthly cost and self-guided tools.
Insurance acceptance
Grow Therapy
One of Grow Therapy’s biggest advantages is its insurance acceptance. The platform takes over 100 plans across the U.S. Clients can use employer-provided insurance, Medicaid or Medicare (in some states), or pay cash. To learn more, explore Grow Therapy’s health insurance overview.
Online-Therapy.com
Online-Therapy.com does not accept any insurance. All of its subscription options are paid out-of-pocket. This may be limiting for people looking to reduce therapy costs through benefits.
Specialties offered
Grow Therapy
Grow Therapy’s network includes providers offering 130+ specialties, including trauma, anxiety, depression, ADHD, couples therapy, child therapy, culturally informed care, and LGBTQ+ affirming care. Licensed therapists and psychiatrists provide care, making Grow Therapy comprehensive, personalized, and medically informed.
Online-Therapy.com
Online-Therapy.com focuses primarily on CBT-based concerns such as stress, anxiety, mild depression, and relationship concerns. While useful, it doesn’t match the range of services available through a provider marketplace like Grow Therapy.
Session flexibility
Grow Therapy
Grow Therapy offers in-person sessions, virtual sessions, evening and weekend availability, and flexible scheduling with individual providers. This makes Grow Therapy the best option for people with work, school, or childcare responsibilities who want to fit therapy into their lives and schedules.
Online-Therapy.com
Online-Therapy.com sessions — if included — are only virtual. Most therapeutic interactions happen through messaging, worksheets, and modules which can be done on your own time at your own pace.
Therapy tools
Grow Therapy
Clients gain access to symptom and progress tracking, therapy toolkits, treatment planning tools, and education about therapy. These tools supplement — but do not replace — regular sessions with a licensed therapist.
Online-Therapy.com
Online-Therapy.com’s tools include worksheets, CBT modules, journaling prompts, yoga videos, and messaging during the week. For self-motivated individuals or those familiar with CBT, this structure may be useful.
How to choose the right therapy platform
Choosing between Grow Therapy and Online-Therapy.com depends on your mental health needs.
Choose Grow Therapy if you:
- Want to use insurance to lower therapy costs
- Prefer in-person sessions or virtual therapy with flexibility
- Like working with a licensed therapist or psychiatric provider
- Need specialized care (e.g., trauma, couples therapy, ADHD, grief)
- Are looking for long-term, ongoing support
Choose Online-Therapy.com if you:
- Want a structured CBT program you can follow at your own pace
- Like worksheets, journaling, and action-based therapy modules
- Prefer a low-cost subscription option for self-guided care
- Don’t need medication management or specialized therapy
Still deciding? Explore our guide to the best online therapy platforms.
Final thoughts
Grow Therapy and Online-Therapy.com offer valuable ways to access mental health support. The best choice depends on your individual needs.
If you want personalized therapy, wide provider options, insurance-friendly pricing, or the ability to meet in person or online, Grow Therapy is likely the better fit.
If you prefer a structured CBT program with worksheets and weekly exercises, Online-Therapy.com may be a helpful alternative.
Ready to find a provider who fits your needs? Explore Grow Therapy’s network of licensed professionals and find a therapist today.
Frequently asked questions
The “best” platform depends on your needs. If you want personalized therapy from licensed professionals who accept insurance, Grow Therapy is for you. If you prefer a self-guided, structured CBT program with worksheets, Online-Therapy.com may be a better fit.
Grow Therapy offers more flexibility, accepts insurance, and provides access to a wide network of mental health professionals. For more comparisons, explore Grow Therapy vs. BetterHelp and Grow Therapy vs. Talkspace.