Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 526 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/20/2025

Stephanie Freeman

Stephanie Freeman, LCSW - Virginia Therapist at Grow Therapy
$70/session
LCSW
9 years of experience
Virtual
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

David Grenn

(he/him)

David Grenn, LPC - Virginia Therapist at Grow Therapy
$100/session
LPC
10 years of experience
Virtual
I have been working with individuals struggling with post-traumatic stress disorder, substance use, sexual addiction, and mental health challenges for the past ten years. I have a real heart to walk alongside you to encourage, support, and empower you to move forward in your recovery needs. I graduated from Liberty University in 2014 with an MA in Professional Counseling and completed a Doctoral program specializing in treating trauma-related challenges. I approach recovery through the eyes of motivational interviewing and cognitive-behavioral therapy. I am also trained in EMDR and Accelerated Resolution Therapy.

Justin Dixon

(he/him)

Justin Dixon, LPC - Virginia Therapist at Grow Therapy

Frequently rebooked

$175/session
LPC
8 years of experience
Virtual
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.

Miki Savage

(she/her)

Miki Savage, LPC - Virginia Therapist at Grow Therapy
$150/session
LPC
15 years of experience
Virtual
I am a passionate and dedicated therapist with over 15 years of experience providing compassionate, client-centered care to individuals, couples, and families. Throughout my career, I’ve helped clients navigate a wide range of emotional, relational, and behavioral challenges by creating a safe, supportive space for healing and growth. My approach is grounded in evidence-based practices, with a strong focus on building trust, fostering resilience, and empowering clients to make meaningful changes in their lives.

Travis Ford

(they/them)

Travis Ford, LCSW - Virginia Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hello! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia. I received my Masters from Radford University in 2016 and have been practicing for about 10 years. I help adults and teenagers who are struggling with different issues such as anxiety, depression, life transitions, relationship issues, low self-esteem, etc. find an improved quality of life. No problem is too big or small to talk about.

Jamal Fletcher

(he/him)

Jamal Fletcher, LCSW - Virginia Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
Congrats on taking the first step in initiating therapy. It may not always be easy, but taking time for your well-being is always worth it. I'm a Licensed Clinical Social Worker (LCSW) with 12 years of experience in mental health. I've had the privilege of working with trauma survivors from a broad range of sociocultural backgrounds, including combat Veterans, survivors of sexual trauma, older adults, and couples.

Vivian Tyler

(she/her)

Vivian Tyler, LMFT - Virginia Therapist at Grow Therapy
$175/session
LMFT
7 years of experience
Virtual
As a Licensed Marriage and Family Therapist (LMFT) specializing in Medical Family Therapy, I offer a supportive, culturally responsive, and nonjudgmental virtual space for individuals, couples, and families. My approach is grounded in Intergenerational Family Systems Theory, exploring how family dynamics and systemic factors shape your well-being and relationships. I also integrate evidence-based models, such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), to support meaningful and practical change. In our first session, we’ll collaborate to develop a personalized treatment plan that addresses your unique concerns—whether you're navigating the challenges of a blended family, coping with trauma or grief, or working through the early years of marriage. With experience across outpatient, partial hospitalization, residential treatment, and community-based settings, I’m committed to trauma-informed care that honors cultural identity, systemic influences, and life transitions. I also warmly welcome military members, veterans, and their families who are seeking psychotherapy support. My goal is to help you identify patterns, build on strengths, and develop tools for healthier relationships and emotional resilience. Please note that clients experiencing active suicidal or homicidal thoughts, self-harm, substance abuse or addiction, domestic violence, eating disorders or disordered eating, or those involved in any legal issues, including custody disputes, will be referred to a higher level of care or in-person therapy for appropriate, specialized support. Together, we’ll work toward your goals in a way that feels collaborative, safe, and attuned to your lived experience.

Josh Holbrook

(he/him)

Josh Holbrook, LPC - Virginia Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
I have been licensed since 2017 and I've been working in the mental health arena for just under a decade. I began working in community mental health and that gave me an excellent opportunity to work with people who were dealing with a large variety of issues, including significant trauma, depression, anxiety, self-harm, relationship issues, self-esteem issues, people struggling to find motivation, people who are grieving significant losses, people with attention or focus issues, and people just trying to find their place in the world. My primary concern is ensuring that you feel comfortable and safe to share openly. Wherever you are on your adventure, I want to meet you there and work with you until you reach your destination. I primarily practice cognitive behavioral therapy and I work very hard to keep myself updated on treatments that are identified as best practice therapy models by the state of Virginia. It is important to me to provide a service that is supported by research to ensure that my clients get the best service available. I tend to pull a lot from DBT, strength based counseling, motivational-interviewing, solution focused therapy, and mindfulness. It should also be mentioned that I have a lot of experience working with people who have had significant legal issues. I enjoy working with people from all walks of life, and I love to learn.

V Thomas

V Thomas, LPC - Virginia Therapist at Grow Therapy
$120/session
LPC
12 years of experience
Virtual
I am a licensed therapist dedicated to providing compassionate and evidence-based support to individuals navigating life's challenges. With a focus on building trust and empowering clients, I offer a safe, nonjudgmental space for growth, healing, and self-discovery. Whether you're managing anxiety, stress, or life transitions, I tailor therapeutic approaches to meet your unique needs, helping you develop lasting coping strategies and emotional resilience.

Jaime Miller

(she/her)

Jaime Miller, LPC - Virginia Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Hi! I am a Licensed Professional Counselor (LPC) in Virginia. I have been in the mental health field since 2013. I enjoy working with individuals (ages 16-99 years old), couples, and families. I utilized an eclectic blend of treatment methods that best suits the client. I assist clients in gaining clarity on their goals and living the life they imagined.

Stefanie Rider

(she/they)

Stefanie Rider, LPC - Virginia Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
18 years of experience
Virtual
My goal is to empower individuals in achieving our fullest potential by providing an environment where they can feel heard and understood, and where they can work towards personal growth, self-awareness, and healing. ​I believe in the importance of treating the whole person in a holistic approach to healing. Whether talking about anxiety to depression to specific life stressors to complex trauma, I'm here to walk alongside individuals as they identify their paths forward in an enriching and centered life. If you need to schedule afternoons & evenings, those times are available I take a strengths-based approach to therapy, along with cognitive behavioral therapy (CBT) methods in addressing concerns. I am EMDR trained and enjoy using this method to healing. Overall, my approach is that I consult the client, not the theory or methodology. As a result, I'm eclectic in my approach and work to personalize counseling services. If you are struggling with the aftermath of trauma and are seeking support, I am here to help. Please don't hesitate to reach out to schedule a consultation or to learn more about my approach to therapy.

Jeremy Poling

(he/him)

Jeremy Poling, LPC - Virginia Therapist at Grow Therapy
$120/session
LPC
20 years of experience
Virtual
My counseling experience includes treating adolescents, adults, and couples. My practice is highly individualized to address common symptoms associated with anxiety, depression, and relationship issues. I treat my clients as unique individuals with their distinctive concerns impacting their lives. I greatly honor the trust I am given by them and will help them navigate difficult times and unexpected life changes. I believe the decision to start the journey toward healing and reconciliation demonstrates a great deal of courage and resolve. Together we can discern a path toward a more balanced and joyful life. Emotional/spiritual growth and symptom reduction are the primary focus of practice. I accomplish this by helping clients understand how their internal life is interacting with outside stressors causing discomfort and impeding growth. I also endeavor to help clients recognize destructive patterns in personal relationships that may be keeping them from further healing. In addition to private practice experience, I also have pastoral/spiritual counseling experience.

Jessica R Stallard

(she/her)

Jessica R Stallard, LCSW - Virginia Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
16 years of experience
Virtual
Are you looking to make changes but need support and gentle accountability? Then, let me introduce myself. My name is Jessica Stallard and I am a licensed clinical social worker (LCSW) in the state of Virginia (license #0904008299). I received a Bachelor’s Degree (BA) in Sociology and a Master’s Degree in Social Work (MSW) from Radford University in Radford, VA (Go Highlanders!). I have over 15 years of experience working with people from diverse backgrounds and various ages in a variety of clinical settings including crisis assessment, biopsychosocial assessment, outpatient counseling, EAP, teaching, and clinical supervision. I am a person-centered and trauma-informed therapist who uses cognitive behavioral and mindfulness concepts to help those I work with achieve the goals they set for themselves. If you think you might like to work with me, please reach out. I would love to see what we can do!

Terese Elam

(she/her)

Terese Elam, LCSW - Virginia Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
Hi, my name is Terese and I am a Licensed Clinical Social Worker! I am a retired Air Force veteran who developed a passion for counseling during 11 years of helping military members navigate life’s challenges and begin to heal from the wounds of combat trauma. Since retiring, I've spent 8 years working with persons in crisis. Healing through my own life challenges was the catalyst for purpose. My purpose is to help women overcome adversity, heal and thrive.

Joseph Autry

Joseph Autry, LPC - Virginia Therapist at Grow Therapy
$100/session
LPC
10 years of experience
Virtual
Hello. I'm Joseph. Do you feel so anxious it is hard to leave the house in the morning? Do you feel so depressed and sad that is hard to get out of bed in the morning? Anxiety and depression are common. You are not alone in feeling this way. I help people who struggle to deal with the stresses of life. Working together, we can identify what causes your depression and anxiety and work to find solutions which will make life easier for you. It is all about finding balance. My experience allows me to help you deal with your stress, relationship issues, anxiety, trauma, or depression. Some people worry about what others will think if they seek out therapy. You are not alone. Many people deal with the same kind of things you dealing with. Therapy is a place where many people come to heal and grow. It is safe place where you can talk about whatever is on your mind and know that everything is confidential. Through compassion, empathy, and evidence-based techniques, we will find solutions for your problems and worries. Look forward to working with you!

Tara Zandi

(she/her)

Tara Zandi, LCSW - Virginia Therapist at Grow Therapy
$190/session
LCSW
17 years of experience
Virtual
Meet Tara Zandi, LICSW – a compassionate and highly skilled therapist with over a decade of experience supporting adults, children, and families. Tara holds a Master’s in Clinical Psychology and an MSW in Clinical Social Work, blending deep academic knowledge with practical expertise. She’s trained in a powerful range of evidence-based approaches, including CBT, DBT, PCIT, EMDR, and even yoga for children—offering a holistic and personalized approach to healing. Whether working through depression, anxiety, or behavioral health challenges, Tara meets her clients with empathy, insight, and culturally sensitive care. Fluent in English and Farsi, Tara creates a welcoming space for diverse communities to feel seen, heard, and supported on their journey toward wellness.

Kecia Adams

(she/her)

Kecia Adams, LCSW - Virginia Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
I am wired for hearing about struggle, metabolizing it and offering a listening ear or practical guidance. My extensive experience enables me to create a comfortable space quickly so we are able to identify and work on your therapy goals without delay. Former clients praise my attentive listening, sense of humor and ability to offer straightforward, effective solutions for achieving peace. I am a Licensed Clinical Social Worker with 15 years of experience. I am an EMDRIA trained EMDR practitioner working toward certification. I offer telehealth appointments to residents of Florida and Virginia. I am an experienced therapist seeing clients in both Florida and Virginia. My work focuses on anxiety, depression, ADHD, trauma, long-term recovery from substance abuse, adoption triad issues, LGBTQ+ concerns, racial discrimination, grief, and burnout. I provide compassionate, down-to-earth guidance to help you move forward with clarity and confidence. My approach is client-centered. I use trauma-informed and strength based interventions to help my clients feel empowered and find peace.

Amber Hudson

(she/her)

Amber Hudson, LPC - Virginia Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
15 years of experience
Virtual
Hello! I am License Clinical Professional Counselor, specializing in the treatment of Depressive Disorders, Anxiety Disorders, and Trauma-Related Disorders. Presenting advanced counseling skills through the techniques of Cognitive Behavioral Therapy, Cognitive Processing Therapy, Humanistic Therapy. I offer the support of hearing the client's lived experiences, emotions, and perspective. The therapeutic environment is cultivated with reflective listening, open-ended questions, and experiential exercises. I partner with you to support healthy behavior activation and change to guide you in achieving optimum wellness.

Amanda Lewis

(she/her)

Amanda Lewis, LPC - Virginia Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Hi! I'm Amanda and I'm a Licensed Professional Counselor with 10 years of experience working with people from various backgrounds and lifestyles. Settings that I've worked in include client's homes, community facilities, schools, prisons, and hospitals. It is my goal to assist my clients with improving and maintaining the quality of life that they deserve by working on healing personal, family, interpersonal, and community challenges. It is my belief that each individual is special with a story, characteristics, and strengths that are unique to them.

Maria Tarquinio-Kuhn

(she/her)

Maria Tarquinio-Kuhn, LPC - Virginia Therapist at Grow Therapy
$195/session
LPC
20 years of experience
Virtual
My name is Maria. I have been practicing therapy for 20 years. I have worked in a variety of settings such as, a hospital emergency room seeing individuals struggling with mental health issues. I have also work with children and adults. I feel privileged to have you allow me into your life and share your experiences and struggles with me.

Dr. Shawna Guerrero

(she/her)

Dr. Shawna Guerrero, LP - Virginia Therapist at Grow Therapy

Frequently rebooked

$125/session
LP
15 years of experience
Virtual
Hi! I am a Licensed Clinical Psychologist who has been working with adults since 2010. I served as a military psychologist for a decade and specialize in Veterans mental health. I also have a significant amount of experience working with non-military clients. My goals for you in therapy are your goals. We will work together to ensure you are improving your quality of life! No problem is too small; your goals are my goals!

Meagan Capers

(she/her)

Meagan Capers, LCSW - Virginia Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), Licensed Clinical Addiction Specialist (LCAS), and Certified Clinical Supervisor (CCS) with over 13 years of experience. I’m licensed in South Carolina, North Carolina, Virginia, Utah, and Maine. I specialize in working with neurodivergent adults, first responders, military personnel, and trauma survivors navigating addiction, burnout, anxiety, and major life transitions. My approach is warm, nonjudgmental, and grounded in trauma-informed, evidence-based care. I believe in honoring each client’s unique identity and special interests while helping them turn pain into power and reconnect with their sense of purpose.

Carrie Jones

(she/her)

Carrie Jones, LPC - Virginia Therapist at Grow Therapy
$130/session
LPC
15 years of experience
Virtual
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.

Jeffrey M. Williams

(he/him)

Jeffrey M. Williams, LCSW - Virginia Therapist at Grow Therapy
$70/session
LCSW
15 years of experience
Virtual
Therapy should be interactive and dynamic and this is generated from focusing on a Cognitive Behavioral Therapy approach with a strong grounding in Strengths Perspective. A variety of issues to include Depression and Anxiety, trauma, relationship issues, men's issues, and personality disorders are areas in which I have particular experience in treating. The relationship between therapist and client should be one of trust and competence and it should promote open communication and honesty for change to occur. My clinical experiences began in acute psychiatric treatment facilities and have taken me through a variety of environments and populations to include adolescents as well as adults. I feel the therapeutic relationship can produce change through hard work and guidance as well as creativity and persistence. The therapeutic relationship is one of the most important foundations for change.

Crystal Hawkes

(she/her)

Crystal Hawkes, LPC - Virginia Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
21 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) in Virginia with 20 years of professional work experience. I received my Master's from Virginia State University. I have experience helping clients with trauma and abuse, oppositional and conduct-disordered behaviors, crisis management, parenting issues, anger management, motivation, self-esteem, and confidence. I am certified in evidence-based programs: Multisystemic Therapy, an intensive family and community-based treatment for juvenile offenders with possible substance use issues and their families, Trauma Focused Cognitive Behavioral Therapy and Incredible Year as a Parent Training Facilitator. I believe in treating everyone with dignity, respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. I feel taking the first step to sign up for therapy can take courage, and I am proud of you for getting started!

Frequently asked questions

Why filter by Virginia rather than a city like Richmond?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.