Therapists that accept Cash Pay in Utah

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 80 verified therapists in Utah who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Katie Allen

(she/her)

Katie Allen, LCSW - Utah Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Steve

Steve, LCSW - Utah Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
Steve has over 15 years experience working primarily with adolescents, young adults, and families. Steve specializes in anxiety/depression, trauma, and substance abuse. Steve utilizes evidence based practice to best serve clients while helping them reach their goals. Steve is very active and enjoys outdoor activities: sailing, kiteboarding, wing foiling, snowboarding, skiing, hiking, snorkeling, scuba diving, swimming, and just enjoying nature.

Tobias Wilde

(he/him)

Tobias Wilde, LCSW - Utah Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah. I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).

Erin Morgan

(she/her)

Erin Morgan, LCMHC - Utah Therapist at Grow Therapy
$150/session
LCMHC
9 years of experience
Virtual
Hi! I'm Erin. I am a Licensed Mental Health Counselor with over 9 years of experience in a variety of settings in the mental health field. I utilize a goal-oriented, strengths based approach to empower clients and help them develop coping skills to deal with change, stress, worry, hopelessness, and symptoms of trauma, anxiety, and depression. I look forward to working with you!

Stacy Leet

(she/her)

Stacy Leet, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I’m a Licensed Clinical Social Worker with over a decade of experience helping people heal from trauma, navigate life transitions, and reconnect with themselves in meaningful ways. Originally from Maine, my journey has taken me across the US, different countries, and through many different communities, including serving in the U.S. Air Force. These experiences continue to shape my approach—bringing structure, adaptability, and a deep respect for each person’s story. My clinical background includes extensive work with military members, veterans, first responders, and women facing anxiety, self-worth challenges, and complex relational or identity struggles. I understand what it means to carry invisible weight—and how important it is to have a safe space to unpack it. I specialize in trauma-informed care, using EMDR, somatic therapy, and attachment-based approaches to support deep, lasting healing. I take a bottom-up perspective, helping clients explore how the body holds on to difficult experiences and gently work through what’s been stuck. I also integrate CBT and Emotion-Focused Therapy to support insight, emotional regulation, and self-compassion. Clients often describe me as grounding, warm, and collaborative—with just the right amount of directness. I believe healing isn’t about fixing what’s broken, but about reconnecting with your own inner strength, clarity, and capacity to grow. If you’re feeling overwhelmed, uncertain, or stuck, you’re not alone. I’ll meet you where you are, and together we’ll move toward clarity, healing, and a stronger sense of self.

Kim Kennedy

(she/her)

Kim Kennedy, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
14 years of experience
Virtual
Are you feeling stuck and ready for a change? Let’s sit down and work through it together! Whether you are struggling with anxiety, depression, conflict in your relationships or just overall feeling stressed, I am here to help. My name is Kim and I’m a LCSW with over 10 years of experience. I’m passionate about helping people build skills to live more fulfilled, happy lives.

Tori Volanski

(she/her)

Tori Volanski, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hi! I'm Tori Volanski. I'm so glad you're here and that you've taken the first step towards getting support. Maybe you aren't quite sure how to focus on what matters or even find the motivation to figure it out. You want to feel better but you aren't even sure what feels wrong. You want to find more ways to connect with those important to you, lean into the joys that life has to offer and embrace new challenges. I've been there too, many times and I'm here to support you on your journey. I connect well with adults and adolescents who are exploring their identities and learning to embrace their values. I practice from a person-centered approach which means that getting to know you, your personal experiences, and what feels most important to you right now is what will guide our work together. I'm here to help connect the dots but you decide what the bigger picture is. I look forward to learning more about you and providing a place for you to be your most authentic self. Please schedule a consultation if you have any questions.

Teri M Haymond

(she/her)

Teri M Haymond, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
24 years of experience
Virtual
Let me be your guide by your side as we navigate this thing called life. Together in therapy, we will consider pros and cons of behavior, address upsetting beliefs, regulate emotions, grow resilience, make informed decisions, address mental health concerns, promote self-awareness and champion personal growth; aka heal. Also maybe, we'll laugh and cry. You’re the expert of your experiences and how they have and will continue to affect your life. You’ll drive the healing process and I’ll support you with my training. As a therapist, I'm genuinely curious about your story and what you want to take away from our time together.

Peter Vernezze

Peter Vernezze, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
7 years of experience
Virtual
Life is difficult. We labor at often unsatisfying occupations and manage only to keep our heads above water. Romantic relationships deliver as much heartbreak as happiness. We suffer setbacks, as do those we love. The few pleasures we encounter offer only temporary respite. Ultimately, as the Buddha reminds us, we are all overtaken by old age, sickness, and death. Amidst these realities, the modern psychopharmaceutical attempt to address natural reactions to the human condition such as anxiety and depression by dispensing medication seems like the proverbial band aid solution. What is needed is surgery for the soul. World wisdom traditions such as Stoicism and Buddhism and philosophies such as Existentialism offer an alternative (and complementary) healing pathway, and many of their insights have been integrated into modern psychotherapeutic interventions. As a philosopher and psychotherapist, I combine ancient insight with evidenced-based practices such as ACT and CBT.

Lisa B. Meotti

Lisa B. Meotti, LCSW - Utah Therapist at Grow Therapy
$95/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Irene Ona

(she/her)

Irene Ona, LCSW - Utah Therapist at Grow Therapy
$300/session
LCSW
20 years of experience
Virtual
Greetings! I am Irene Ona, a first generation Fil-Am Licensed Clinical Social Worker (LCSW). I was born and raised in the Midwest; now residing in San Diego, California. My work has been primarily in geriatrics. I'm proud to witness older adults at all stages of aging from independence to end of life planning. My experience comes from volunteering at senior centers, internships as a in-home counselor for my bachelor of social work (BSW) and an outpatient behavioral health clinic counselor for my masters of social work (MSW) specializing in mental health. I used my degrees to serve people in skilled nursing facilities (SNF) and hospice. Aside from my experience in healthcare, my passion is connect to clients who want to live more genuinely and be authentic in their everyday exchanges.

Nicole Joseph

(she/her)

Nicole Joseph, LCMHC - Utah Therapist at Grow Therapy
$125/session
LCMHC
13 years of experience
Virtual
I am Nicole Joseph, a dedicated therapist specializing in solution-focused therapy. My practice centers on helping clients harness their strengths and resources to overcome challenges and achieve their goals. By focusing on solutions rather than problems, I guide individuals and families toward a more positive and fulfilling future. With a passion for helping individuals improve their mental well-being and enhance their lives through therapy, my empathetic and non-judgmental approach creates a safe space for clients to explore their feelings, emotions, and challenges.

Hilary Matthews

(she/her)

Hilary Matthews, LMFT - Utah Therapist at Grow Therapy
$200/session
LMFT
10 years of experience
Virtual
Hi my name is Hilary Matthews and I am a therapist specializing in mood disorders, substance use treatment and trauma. People often report fears and sadness as life changes affect them. I beleive that change is something to embrace and I will show you how. In my client centered practice I use Cognitive behavior, mindfulness, motivational interviewing, trauma informed care to assist clients with their challenges.

Micheal Chad Franklin

(he/him)

Micheal Chad Franklin, LCSW - Utah Therapist at Grow Therapy
$125/session
LCSW
13 years of experience
Virtual
I’m Micheal Franklin, and my journey into therapy began in a blue-collar family where my relatives worked in textile mills, battery plants, and furniture factories. Growing up, I aspired to carve a different path, aiming to be the first in my family to earn a college degree. I graduated from Western Piedmont Community College in Drug and Alcohol Technology and earned an Associate in Arts in 1996. I then continued my education at Gardner-Webb University, obtaining my Bachelor’s in Science in Human Services. Recognizing that the job market wouldn’t provide enough financial stability, I joined the Marines in 1998. During my service, I got married and welcomed a baby boy, which motivated me to seek part-time work with troubled adolescents and teens facing addiction issues. After leaving the Marines in 2003, I worked in a group home for adolescents and later became a Prevention Supervisor for adolescent substance use treatment. I also served as the lead treatment therapist for a Men's Intensive Outpatient Program at the Cognitive Connection in Hickory, NC. My passion for helping others led me to teach parenting classes and collaborate with Child Protective Services. I pursued my Master’s degree in Social Work at the University of West Florida while gaining experience in Community Mental Health. I also worked in a drug court program for two years. Since becoming licensed in 2014, I have dedicated my career to supporting clients dealing with trauma, anxiety, depression, addiction, personality disorders, and life transitions.

Caitilin Barrett

(she/her)

Caitilin Barrett, LP - Utah Therapist at Grow Therapy
$150/session
LP
6 years of experience
Virtual
I’m a licensed clinical psychologist in the Mountain West, serving clients from around the US through teletherapy. I received my Ph.D. from the University of Wyoming and completed my predoctoral internship with the Cheyenne VA Healthcare System. I’ve been working in the mental health field for over a decade and have been practicing as an independently licensed provider for the last six years. I work with adult clients struggling with a range of issues, including depression, anxiety, trauma, and adjusting to life changes. Through evidence-based skills and techniques delivered with compassion, I help them bring their lives back into balance so they can get back to doing the things that bring them joy and fulfillment.

Jennifer J. Ramos

(she/her)

Jennifer J. Ramos, LCSW - Utah Therapist at Grow Therapy
$125/session
LCSW
17 years of experience
Virtual
Welcome! My name is Jennifer. I am a dedicated Bilingual Clinical Social Worker with over 17 years of clinical experience and two decades spent working in various capacities within the Social Work Profession. I have cultivated a deep passion for supporting children, families, and communities. I was born in Puerto Rico and raised in New York City, my heritage has profoundly shaped my perspective, allowing me to connect with diverse populations and understand the unique challenges they face.

Chala Barrington-Cruz

Chala Barrington-Cruz, LCSW - Utah Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Chala Barrington-Cruz, LCSW, is a licensed Clinical Social Worker and Applied Behavioral Analyst with over 20 years of experience. Providing compassionate, evidence-based care to individuals. Specializing in caregiver stress, Christian-based counseling, adoption, depression, anxiety, grief, racial identity, parenting challenges and raising children with autism. Chala brings both clinical expertise and heartfelt understanding to every client relationship. Rooted in a holistic approach, Chala integrates spiritual principles with therapeutic modalities to help clients navigate life's most complex emotional challenges

Amber Smith

(she/her)

Amber Smith, LCMHC - Utah Therapist at Grow Therapy

Frequently rebooked

$115/session
LCMHC
20 years of experience
Virtual
With over 20 years of experience as a Mental Health Counselor, I have dedicated my career to helping individuals navigate life's challenges with compassion and understanding. Whether it's anxiety, depression, trauma, medical issues, or infertility, I truly believe in the power of healing and growth, and I am honored to walk alongside others on their journey toward peace and well-being.

Jennifer Fuller

(she/her)

Jennifer Fuller, LCMHC - Utah Therapist at Grow Therapy
$165/session
LCMHC
15 years of experience
Virtual
In my practice I value wellness for the mind and body. A comfortable and safe environment are my priorities, as we work towards meaningful personal and relational changes together. I rely heavily on body and nervous system focused practices, mindfulness and intentionality, as well as healing, relational, and experiential strategies. I will come alongside you to guide you towards connection, growth, and embodiment.

Elizabeth King

(she/her)

Elizabeth King, LCMHC - Utah Therapist at Grow Therapy
$150/session
LCMHC
18 years of experience
Virtual
I provide virtual individual therapy for adults who are navigating life transitions, relationship challenges, anxiety, or just feeling stuck. My approach draws from Cognitive Behavioral Therapy (CBT), Solution-Focused Brief Therapy, mindfulness, and Positive Psychology, and I tailor each session to meet your unique goals. I hold a Master’s in Marriage and Family Therapy and a PhD in International Psychology, and I'm passionate about helping clients build self-compassion, strengthen their self-care practices, and move toward meaningful, values-driven change. Outside of therapy, I enjoy traveling and spending time with my two Shih-Tzu pups, who may occasionally make a guest appearance in session.

Michael Cooksie

Michael Cooksie, LCSW - Utah Therapist at Grow Therapy
$85/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) in Indiana and Utah. I help my clients overcome challenges that stand in the way of living a happier and healthier life congruent with their values and aspirations. I have clinical experience working with those suffering from relationship problems, low-self esteem, addiction and anxiety and depression. I am also a career development facilitator. I guide my clients through interviewing techniques, job search and resume building techniques. I previously worked as career development facilitator for the US Army in Germany and at West Point, NY.

Jessie Gambrell

(she/her)

Jessie Gambrell, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
15 years of experience
Virtual
Hi! I am Jessie and I am a Licensed Clinical Social Worker. I am licensed in CT, SC, FL and UT! I help clients navigate relationships and life changes that may be causing stress or keeping them stuck. I am trained by the BECK Institute of Cognitive Behavioral Therapy with extensive training in depression, anxiety, bipolar disorder, personality disorder and meditation CBT style!

Denise Billings

(she/her)

Denise Billings, LCMHC - Utah Therapist at Grow Therapy
$125/session
LCMHC
13 years of experience
Virtual
I am licensed in Florida and Utah and have 11 years of professional experience, with over 14 years in various roles within the mental health field. I specialize in helping clients with stress and anxiety, relationship issues, family conflicts, trauma, and borderline personality disorder. I believe in treating everyone with respect, sensitivity, and compassion, tailoring my dialogue and treatment plans to meet your unique needs. Taking the first step towards a more fulfilling and happier life requires courage, and the therapeutic relationship between therapist and client is of utmost importance. I am here to support you throughout this journey.

Sondra McKinney

Sondra McKinney, LCSW - Utah Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
9 years of experience
Virtual
Hi, I'm Sondra! My mission is to help individuals and families improve their lives through effective mental health counseling. My goal is to empower my clients and offer them skills that will help them overcome the challenges they face, so they can live a full and happy life. I believe it's my job to be there to assist my clients as they overcome life's challenges

Joleen Kim

(she/her)

Joleen Kim, LCSW - Utah Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
If you are struggling with stress or depression, I can help. Hi, I am a Licensed Clinical Social Worker. I am licensed in Virginia, Utah, and Nevada. I feel that therapy is a gift you give yourself. I work online as a telehealth therapist. I enjoy meeting you where you are at and helping you get through the rough spots, whether it's finding your voice, identifying the obstacle and need for change, or just understanding from a different perspective. I work mainly with clients who have experience with anxiety, depression, and trauma in their life.

Frequently asked questions

Why filter by Utah rather than a city like Salt Lake City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Utah from St. George to Provo! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Utah.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.