Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 35 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Elnora Peters

(she/her)

Elnora Peters, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
6 years of experience
Virtual
Hi, I'm Elnora Peters, a licensed therapist with a passion for helping individuals navigate life's challenges with clarity, self-compassion, and emotional resilience. I work with adults facing anxiety, depression, major life transitions, and interpersonal issues. I help whether it's navigating a breakup, career change, or patterns that no longer serve you. My approach is grounded, supportive, and insight-driven. Together, we will explore the roots of your challenges, build emotional and mental awareness, and develop practical tools to help you feel more balanced, connected and empowered in your daily life. I believe that healing happens in safe, non-judgemental spaces. I am honored to walk alongside you as you find your path forward.

Chris Campbell

Chris Campbell, LMFT - Tennessee Therapist at Grow Therapy
$95/session
LMFT
33 years of experience
Virtual
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Tomauro Veasley

(she/her)

Tomauro Veasley, LMFT - Tennessee Therapist at Grow Therapy
$120/session
LMFT
8 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist in Tennessee. I received my Masters from Lipscomb University and have been practicing for 8 years. My goal is to provide a safe space to build awareness, to identify communication barriers and to explore your thoughts and emotions as you transition to healthier quality of life. I desire to alleviate stigmas related to seeking professional help. I am passionate about helping clients feel genuinely understood without judgement. I work with adult individuals and couples on various issues including anxiety, depression, relationship challenges, LGBTQIA+ challenges, women's issues, and life transitions. Jack Canfield said it best, "All the good stuff is outside our comfort zone.”

Rhett Brandt

(he/him)

Rhett Brandt, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
27 years of experience
Virtual
I have been doing clinical counseling for 25 years, and unlike most providers, I have a doctorate degree in counseling. I believe that the extra education helps me to provide more thorough, informed, and helpful feedback for clients. I currently provide therapy on a broad range of issues including trauma, anxiety, substance abuse and mood disorders. I am also comfortable working with sexual, gender, and eating issues. I have experience as well with neurodivergence and autism spectrum clients. My passion in a clinical setting involves working with trauma and dissociation, in particular clients with Dissociative Identity Disorder. I believe in giving you tangible feedback and practical solutions. I intend to demystify the process of counseling so that you can truly benefit from your work. In terms of my own self-care I enjoy walking outdoors as a means of reconnecting with nature. Recently, I rediscovered tennis, and have been playing doubles with a local group twice a week. I also recently started playing ping pong and pickleball.

Tina Gibson

(she/her)

Tina Gibson, LMFT - Tennessee Therapist at Grow Therapy
$65/session
LMFT
12 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.

Bracey Thomas

Bracey Thomas, LMFT - Tennessee Therapist at Grow Therapy
$155/session
LMFT
6 years of experience
Virtual
Hi! I am a Licensed Marriage and Family Therapist in Tennessee. I received by degree from Liberty University and have been practicing for 5 years. I help individuals, couples, and families who are feeling stuck in life or in relationships discern the root issues and walk toward healing together. My goal is to help each person feel more fulfilled in all areas of their life.

Amy Roberts

(she/her)

Amy Roberts, LCSW - Tennessee Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Hi, I am a Licensed Clinical social worker and I have been in practice five years. I specialize in CBT, Mindfulness, EMDR, and couples counseling. I believe in meeting each individual where they are, and designing a treatment plan based on the specific needs of each patient. I am able to assist with a range of mental health issues and disorders. Such as, ADHD, anxiety, personality disorder, autism, life coaching/empowerment, couples counseling. trauma/abuse, interpersonal issues, women's issues, and LGBTQ+.

Karen Collins

(she/her)

Karen Collins, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
Karen Collins is a psychotherapist in private practice in Palm Beach Gardens, FL. She is originally from Ohio and graduated from The Ohio State University. She has worked at inpatient adult and adolescent psychiatric hospitals in Ohio for 8 years along with managing her private therapy practice and teaching at The Ohio State University. Then in 2012, she moved to Jupiter, FL where she began working at the West Palm Beach VA Medical Center for 10 years. Her career at the WPB VA Medical Center offered her the opportunity to work with Veterans in the following capacities over that 10 year period; as a Mental Health Therapist, Program Manager of Post Deployment Clinic and the Care Giver Support Program, Supervisor of Homeless Programs and Supervisor over programs serving Veterans with serious mental health conditions. In addition to working at the WPB VA Medical Center, she had a private practice in Jupiter, FL. In March of 2022, she left the WPB VA Medical Center in February to focus completely on her private practice which moved with her from Jupiter to Palm Beach Gardens, FL. She has published two books, one on relationships and another on managing depression. She has written a couples interactive co-journal and has published multiple articles on relationships, depression, improving well-being, thriving during and after a serious health issue and reducing acute stress response. She has a YouTube Channel, “Therapy with Karen Collins” where she posts peaceful places, guided meditations, provoking ideas to consider and a segment on managing acute stress response and improving overall well-being to teach how to prevent over-responding to stressors. She has provided therapy virtually for over 12 years.

Nathan Hunzicker

Nathan Hunzicker, LMFT - Tennessee Therapist at Grow Therapy
$90/session
LMFT
4 years of experience
Virtual
I am a Licensed Marriage & Family Therapy (LMFT) providing virtual sessions in the state of Tennessee. I have been married to my wife for 10 years we have 3 amazing kids. My specialties are: Helping clients overcome Depression, Relationship Issues & Parenting. In each of these treatment areas are years of personal experience. My parents divorced when I was 10 years old and I struggled with depression from ages 15-25. I know the joy that comes from overcoming struggles and I would like to help you win battles in your life.

Shalanda Rose-Snearley

Shalanda Rose-Snearley, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Are you paralyzed by grief, depression, or anxiety? Do marital problems or family issues have you overwhelmed? As a therapist, I believe in the power of healing and personal growth. . My goal is a therapist is to provide a safe, supportive environment where individuals can explore their thoughts, emotions and experiences. Whether you're facing challenges in relationships, navigating life's transitions, or seeking to understand yourself better, I am here for you! With a compassionate, client-centered approach, I offer tailored therapy to meet your unique needs. As a trained professional, I utilize evidence-based techniques to empower you on your journey toward well-being and resilience. Take the first step towards a brighter tomorrow. I look forward to partnering with you on your path to healing.

Patrick Powell

(he/him)

Patrick Powell, LPC/MHSP - Tennessee Therapist at Grow Therapy
$85/session
LPC/MHSP
17 years of experience
Virtual
Hello there! I'm Patrick Powell. I think of myself as a practitioner, counselor educator, and researcher. I work with children, adults, couples, and families. I think of counseling as a process where you and I build a relationship and work together to address whatever issues are impacting you. I'm a holistic counselor, meaning that I will explore multiple aspects of your life, including how you engage socially, how you think about situations, how you manage or express your emotions, your behaviors and skills, the quality of your interactions with family and friends, and several other areas of funcitoning. I'm also a strength-based counselor. I believe that we all have untapped resources, both internal and external, that we can use to make our lives better. I have worked in non-profit and two private practice environments. In terms of my credentials, I received a Master of Arts degree in Community Counseling and a Doctorate in Counselor Education and Supervision. Along with clinical practice, I have served as a faculty member in clinical mental health counseling programs since 2011. I train future generations of counselors to work with people. I hold several licenses and certifications. I am a Nationally Certified Counselor as well as a Licensed Mental Health Counselor in Florida and a Licensed Professional Counselor in Tennessee. I am also a Qualified Supervisor in Florida. I have published several manuscripts, a book on the assessment and treatment of trauma and I have current works in press. I also often deliver presentations on process addictions and other topics at the SACES and ACA conventions.

Lisa Vespico-Mull

(she/her)

Lisa Vespico-Mull, LPC/MHSP - Tennessee Therapist at Grow Therapy
$75/session
LPC/MHSP
10 years of experience
Virtual
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with Substance Use Disorder and those with Obsessive Compulsive Disorder. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages.

Barbara Jean Lanz

(she/her)

Barbara Jean Lanz, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
10 years of experience
Virtual
I am someone who likes to make a difference. I love helping people, and love seeing the changes client's can make when they know the path through. My therapeutic approach is inspired by a profound message from one of my favorite therapists: “You may feel like you're in the desert right now, but I will walk beside you. I won't pull you or push you. When you're tired, we'll rest. When you're scared, I'll stand with you. When you're sad, I'll sit with you. Together, we will reach the other side.” These words continue to resonate deeply with me and shape my compassionate, supportive practice.

Stacey Shine

Stacey Shine, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
15 years of experience
Virtual
Hello! My name is Stacey Shine. Whether you're navigating anxiety, relationship challenges, past trauma, or simply feeling overwhelmed by daily life, therapy can offer clarity and relief. I work with individuals (ages 10 and up) and couples to explore what’s not working, uncover inner strengths, and develop practical tools for real, lasting change. Clients often share that they feel at ease in our sessions—that therapy feels low-stress, grounded, and collaborative. My goal is to create a space where you can speak freely, feel safe, and do meaningful work toward your personal goals. My approach is warm, direct, and personalized. I draw from evidence-based practices including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, The Gottman Method for couples, and Strengths-Based techniques. Whether we're tackling anxiety, improving communication, or building resilience, we'll move at a pace that feels right for you. Therapy doesn't have to feel intimidating. It can be a supportive space to pause, reflect, and grow—and you don’t have to do it alone. If you’re ready to take the next step, I’d be honored to walk alongside you.

Ken A

Ken A, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Audra Kennedy

Audra Kennedy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
17 years of experience
Virtual
I believe in the importance of treating the whole person: body, mind, spirit. My approach is empowering you to make your own decisions, to help you set your own goals and to walk with you on your journey to health. I specialize in women's issues: self image, hormonal changes, sexual issues including desire issues, pain and trauma. Other issues addressed both male and female: relationships, anxiety, depression, grief & loss. I want to partner with you on your journey to mental health and wellness.

Molly Heiss

(she/her)

Molly Heiss, LCSW - Tennessee Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
I am an LCSW based in TN with ten years of experience with mental health and substance use disorders. I have a passion for working with individuals, couples, and families. I use a process approach to healing that fosters a safe space for each client. I am a Certified Clinical Anxiety Treatment Professional (CCATP) with an exposure focused practice perspective.

Deborah Vaughn

(she/her)

Deborah Vaughn, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
20 years of experience
Virtual
Hi. My name is Deborah Vaughn and I have dedicated my life to making your life better. I have laughed and I have loved. I have cried and I have lost. I have experienced anxiety and depression, poverty and wealth. I have had beauty and acceptance, age and neglect. I have given birth to four children, two that were incarcerated for crimes, and I have had them brought back to me renewed again in life. I've been sad and lonely and I have been on top of the mountain singing praises to the God of the Universe. Experiences, I've had too many to number, both good and bad, and I have learned from each and every one. Empathy I have for all, because I too have probably been there, or I could have been there easily enough. I have saved them all in my mind and heart so that I can help you through any of them you might need my help with. Sincerely, Deborah

Darleena R Cozzo

(she/her)

Darleena R Cozzo, LPC/MHSP - Tennessee Therapist at Grow Therapy
$200/session
LPC/MHSP
30 years of experience
Virtual
About Darleena Cozzo , is a licensed professional counselor serving Virginia and Tennessee who has over 28 years of experience in the social services field. Darleena's style is warm and professional and, at the same time, passionate and committed to you and your relationships. Darleena focuses on personal and spiritual growth to over-come the fears, regrets, and excuses that keep us stuck, depressed, anxious and unable to ACT. Many of us have made choices based on fear instead of purpose and hope. As a result , we live lives that we never intended for ourselves. Our relationships, our families, our careers, our lifestyles are very unsatisfying, at best, and damaging and crippling at worst. This marginal existence is not what you intended; nor was it intended for you . You were meant for MORE; more gratitude, more love, more happiness, more peace. Come see me and lets beginning the Passage of Healing.

Marcia Lara

Marcia Lara, LPC/MHSP - Tennessee Therapist at Grow Therapy
$85/session
LPC/MHSP
25 years of experience
Virtual
I have been treating clients through talk therapy for the past 25 years. I have worked with end of life issues through hospice, with children and adolescents struggling with learning and mental health issues, and most recently with adults who seek help to relieve symptoms of mood, anxiety and trauma disorders. I try to move at the clients pace and have been told that I am a good listener, and that people find relief in sharing their life stories with me.

David Nabea

(he/him)

David Nabea, LCSW - Tennessee Therapist at Grow Therapy
$140/session
LCSW
11 years of experience
Virtual
Hi! I am a psychotherapist (LCSW) with 11 years of practice in the clinical field and over 30 years of experience in the Christian approach. I graduated from the University of Hawaii but serve both Hawaii and Tennessee. I do my best work with clients who are seeking an amalgamation of the clinical and Christian approaches specifically in couples work and infidelity recovery.

Dr. LeChey S. Hibbler

(she/her)

Dr. LeChey S. Hibbler, LP - Tennessee Therapist at Grow Therapy
$225/session
LP
8 years of experience
Virtual
Navigating life while trying to manage overwhelming emotions can be difficult. The good news is that you don't have to do it alone. My name is Dr. LeChey Hibbler, licensed clinical psychologist, and I help individuals acquire the tools needed to be the best version of themselves while honoring their authenticity. I have over 8 years of experience providing psychotherapy to individuals who have difficulties managing their symptoms. I have a strong passion for diversity, equity, and inclusion and I treat individuals as people first. I place emphasis on allowing my patients and clients to explore the connection between physical health and emotional well-being, often highlighting the importance of the whole health approach. I see psychotherapy as a means to help people overcome their struggles and begin to live a more present, meaningful, and fulfilling life.

Arnold Presley

Arnold Presley, LP - Tennessee Therapist at Grow Therapy
$200/session
LP
19 years of experience
Virtual
I am a Clinical Psychologist with over 19 years of experience in the area of Physical, Emotional and Sexual Trauma. I have provided services to military, law enforcement and crime victims as well as those who have less violent experiences that cause problems with their family members and spouses. I feel that it is essential for people to have a safe, respectful and healthy relationship with their loved ones in order to fully appreciate and enjoy life to the fullest.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.