Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 49 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Megan Fletcher

Megan Fletcher, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
Hello, my name is Megan Fletcher, and I am a Licensed Clinical Social Worker. I am passionate about assisting my clients through life transitions and improving their quality of life for increased growth and self-discovery. I am passionate about working with clients through life transitions and getting to know ones self on a deeper level. I take a person-centered approach to my therapy, meaning assisting you as a partner in identifying and exploring what you want according to your likes, dislikes, and needs in therapy. I take a holistic approach to therapy utilizing Cognitive Behavioral Therapy, EFT, ACT, DBT, mindfulness techniques, Accelerated Resolution Therapy for relief from anxiety, periods of sadness, and stress. I am here to help you make measurable, achievable, positive, and specific goals to support your day-to-day and overall improving your mental and emotional well-being. I have 20y of experience in the health and fitness industry, my journey to becoming a therapist was focused on treating the person with a whole health model approach. This includes the 8 dimensions of wellness. Our first session is a time for us to get to know each other, gather information to set goals and objectives, and plan for your therapy experiences.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Susan Ennis

Susan Ennis, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Hello, and thank you for taking the first step in your journey to a better you! I’m a Licensed Clinical Social Worker and Licensed Substance Abuse Counselor. My career spans twenty years of working with Adults, Kiddos and Families through the multiple stressors life can present. I specialize in Depression, Anxiety, Substance Abuse, ADHD, Childrens Behavioral Issues, Illness Management and Trauma. I have an extensive history of working with Helping Professionals. I will bring to you my experience in current therapeutic models, and evidence-based modalities to help you find ways to cope at this time in your life.

Tonya Shanks

(she/her)

Tonya Shanks, LCSW - Tennessee Therapist at Grow Therapy
$130/session
LCSW
3 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker and received my Masters from Aurora University. I have specialized training in EMDR and TF-CBT and have spent the last 19 years of my career as a social worker and therapist working with all age groups. I provide a safe, supportive space for children, adolescents, and adults to process their experiences and develop healthy coping strategies.

Rhett Brandt

(he/him)

Rhett Brandt, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
27 years of experience
Virtual
I have been doing clinical counseling for 25 years, and unlike most providers, I have a doctorate degree in counseling. I believe that the extra education helps me to provide more thorough, informed, and helpful feedback for clients. I currently provide therapy on a broad range of issues including trauma, anxiety, substance abuse and mood disorders. I am also comfortable working with sexual, gender, and eating issues. I have experience as well with neurodivergence and autism spectrum clients. My passion in a clinical setting involves working with trauma and dissociation, in particular clients with Dissociative Identity Disorder. I believe in giving you tangible feedback and practical solutions. I intend to demystify the process of counseling so that you can truly benefit from your work. In terms of my own self-care I enjoy walking outdoors as a means of reconnecting with nature. Recently, I rediscovered tennis, and have been playing doubles with a local group twice a week. I also recently started playing ping pong and pickleball.

Kay Collake

(she/her)

Kay Collake, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
17 years of experience
Virtual
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help

Lance Faegenburg

(he/him)

Lance Faegenburg, LCSW - Tennessee Therapist at Grow Therapy
$50/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker. i have 6 and a half years experience. I graduated with my Master's Degree in Social at at the University of Kansas in 2017. Since graduation I have worked in corrections with incarcerated youth and have worked inpatient acute care with at risk youth. I also have experience working with juveniles diagnosed with autism. Throughout my practice my primary focus has been on trauma, depression/anxiety, and anger.

Felisha Babb

Felisha Babb, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Amy Roberts

(she/her)

Amy Roberts, LCSW - Tennessee Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Hi, I am a Licensed Clinical social worker and I have been in practice five years. I specialize in CBT, Mindfulness, EMDR, and couples counseling. I believe in meeting each individual where they are, and designing a treatment plan based on the specific needs of each patient. I am able to assist with a range of mental health issues and disorders. Such as, ADHD, anxiety, personality disorder, autism, life coaching/empowerment, couples counseling. trauma/abuse, interpersonal issues, women's issues, and LGBTQ+.

Ashley Bigham-Hendricks

Ashley Bigham-Hendricks, LCSW - Tennessee Therapist at Grow Therapy
$75/session
LCSW
3 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Tennessee. I received my master's from the University of Tennessee along with a certificate for The Treatment of Trauma. I have been practicing for 8 years. I help people of all ages identify their triggers, process their trauma, and learn healthy coping skills and boundaries and how to improve relationships and self-care.

Amie Healy

(she/her)

Amie Healy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
8 years of experience
Virtual
Do you find yourself struggling with feeling heard or being able to be fully present in the moment? Each person deserves the space to be heard, a place where they can be their authentic self. I want to understand and help you work through any events or concerns that have caused you to seek out therapy. Whether you are struggling with feeling anxious, not wanting to get out of bed or do the things that you used to enjoy or have experienced a loss. Together we can identify what you need in order to live a more fulfilled life. Seeking therapy can be a scary move and many people often feel that they have lost themselves so give yourself credit for making the first step! I enter each session ready to provide you with empathy, my undivided attention, and that safe space so that you can overcome whatever challenges brought you here.

Marie Dillinger

(she/her)

Marie Dillinger, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
17 years of experience
Virtual
Welcome! I am Marie Dillinger, a licensed therapist who has been working with individuals, couples and families pursuing counseling for over 17 years. My experience has centered around assisting adults who are experiencing depression, anxiety, difficulty adjusting and adapting to the changes they are experiencing in life, grief and trauma. The philosophical foundation of my therapy is based on the understanding that what we think influences how we feel which impacts how we behave. Therefore, to change any behavior or feeling we first need to address our thinking. My goal in the counseling process is to assist you in improving the quality of your life by guiding you in how to manage, resolve, and/or reconcile those issues in your life creating difficulty for you.

Thom Barry

Thom Barry, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
13 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 13 years of experience helping clients. I am a proud Appalachian-American that was born and raised deep in the mountains of Upper Northeast TN. Although my life experience is about what one would expect from this area (cue banjo music), my work experience is vastly different. I have been fortunate to get to work with individuals from all walks of life. I have worked with clients (thanks to the internet) from all over the world, various cultures, religious beliefs, race, gender spectrums and socioeconomic status. One thing I have learned in my work with all of these individuals is that although each of their stories are unique, ultimately, they all seek/want the same core things. I think much of my success in working with a wide assortment of clients is that I attempt to be open, understanding, curious and cultivate a nonjudgmental atmosphere for our sessions. The working relationship between a therapist and their client is a key factor to client’s achieving treatment goals.

Elias Tamene

Elias Tamene, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
15 years of experience
Virtual
I am a dedicated psychotherapist committed to helping individuals navigate life's challenges, improve emotional well-being, and foster personal growth. With a client-centered approach, I provide a supportive and nonjudgmental space where you can explore your thoughts, feelings, and behaviors. Whether you're struggling with anxiety, depression, relationship concerns, trauma, or life transitions, I integrate evidence-based techniques tailored to your unique needs. My goal is to empower you with the tools and insights to create lasting change and live a more fulfilling life.

Danielle Choate

(she/her)

Danielle Choate, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
4 years of experience
Virtual
Life can be difficult to navigate and there's no user manual. Are you struggling with anxiety or depression? Do you have a child or teenager who is often mislabeled as a "bad kid"? Do you feel your plate is more than full? Are you struggling to manage it all at once? Life can feel overwhelming. You keep burying these feelings and telling yourself "I'm fine". You deserve time to slow down and focus on yourself.

Monifa McCarther

(she/her)

Monifa McCarther, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
15 years of experience
Virtual
Monifa is a native New Yorker, currently living is Georgia. She has a deep commitment to understanding and supporting her clients on their unique therapeutic journeys. Her holistic approach focuses on addressing the diverse issues her client’s face. Throughout her career, Monifa has dedicated herself to working with individuals in various challenging settings, including the correction system foster system, hospice and hospitals. Her expertise lies in helping clients with alcohol and substance issues, issues, parenting challenges and eating disorder treatment.

Chandra Malamud

(she/her)

Chandra Malamud, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
16 years of experience
Virtual
Are you struggling with a major transition? Life can certainly throw us some curve balls. Although you may feel overwhelmed or discouraged, things can get better. I specialize in helping people deal with big events like grief, illness, caring for a loved one, and divorce. These changes might contribute to anxiety, self-doubt, or depression. These challenging times can be exhausting, and it’s key to take care of yourself. With the right help, you can heal and even thrive. More and more people are understanding that mental health support isn’t a luxury, but a necessity that we all deserve. I keep up with the most effective therapies so that I can provide you with the best care possible. I also recognize that your situation is unique, and you have your own struggles and strengths. We will tailor your care to where you’re at, and what you need at this time. I am dedicated to supporting you however I can, through evidence-based therapy, education, and resources. I offer flexible appointments online, through a secure, HIPAA-compliant platform. If you’re ready for the next step, call to set up an initial consultation. I look forward to seeing how I can help.

Nathan Hunzicker

Nathan Hunzicker, LMFT - Tennessee Therapist at Grow Therapy
$90/session
LMFT
4 years of experience
Virtual
I am a Licensed Marriage & Family Therapy (LMFT) providing virtual sessions in the state of Tennessee. I have been married to my wife for 10 years we have 3 amazing kids. My specialties are: Helping clients overcome Depression, Relationship Issues & Parenting. In each of these treatment areas are years of personal experience. My parents divorced when I was 10 years old and I struggled with depression from ages 15-25. I know the joy that comes from overcoming struggles and I would like to help you win battles in your life.

Lisa Vespico-Mull

(she/her)

Lisa Vespico-Mull, LPC/MHSP - Tennessee Therapist at Grow Therapy
$75/session
LPC/MHSP
10 years of experience
Virtual
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with Substance Use Disorder and those with Obsessive Compulsive Disorder. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages.

Dr. Lesa Cook

(she/her)

Dr. Lesa Cook, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Dr. Cook specializes in Cognitive Behavioral Therapy (CBT) and trauma-focused care for individuals, couples, and families. She is an experienced child and family therapist with over 20 years in the field. Dr. Cook provides treatment for children, adolescents, and adults experiencing mental health challenges related to depression, anxiety, PTSD, ADHD, and various behavioral difficulties. As a nationally certified and rostered Trauma-Focused CBT provider, Dr. Cook is uniquely qualified to treat those affected by a childhood history of abuse and/or neglect. Other areas of specialty include personality disorders, intellectual disabilities and grief/loss therapy. Dr. Cook uses a strengths-based approach that is solution-focused and practical.

Ken A

Ken A, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anger Management?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anger Management, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.