Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 36 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/14/2026

Often rebooked

$120/session

Warm
Solution oriented
Authentic

Specialties

ADHD
Anxiety
Depression
+10
Since earning my Master’s in Counseling in 2019, I have partnered with clients across school-linked, residential, and crisis settings. Today, I dedicate my practice to full-time individual therapy, helping adults navigate life’s complex stressors—including relationship challenges, anxiety, depression, and traumatic experiences. I am trained in several specialized modalities to meet you where you are, including: CBT & DBT: To help you connect thoughts, emotions, and behaviors while building tangible skills for emotional regulation and distress tolerance. Acceptance & Commitment Therapy (ACT): To practice mindfulness and guide you toward living a values-driven life. Cognitive Processing Therapy (CPT): To safely process trauma, understand its impact, and rebuild a healthy sense of safety, trust, and self-worth. Believing deeply in a whole-body approach to mental health, I also collaborate with you to integrate healthy lifestyle habits that reduce symptoms and support long-term well-being. Together, we will transform difficult obstacles into a meaningful path forward.
VirtualAvailable

$90/session

Warm
Authentic
Intelligent

Specialties

ADHD
Addiction
Anxiety
+8
I am licensed in Minnesota with more than 12 years of professional work experience. I have always believed in the potential of each person as an individual and my goal as a therapist is to help each person find new ways to approach the obstacles that keep them from achieving their full potential and being secure and content in who they are. I use Dialectical Behavior Therapy or DBT, Buddhist Concepts like Present Moment Living and Mindfulness, and Behavioral Activation to assist people in areas that include Depression, Anxiety, Addiction, Trauma, Family Dynamics, and Chronic Pain and Aging. Personally, I love dogs, nature, animals, and doing crafts like knitting and crocheting. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards change. I am here to support & empower you in that journey.
VirtualAvailable

$125/session

Authentic
Warm
Intelligent

Specialties

ADHD
Depression
Trauma and PTSD
+7
Hello, as a licensed clinical social worker with fourteen years of clinical experience I specialize in treating simple and complex trauma, neurodivergent traits (ADHD, ASD, sensitivities) and along with general mental health issues such as anxiety and depression. I draw on a number of tools to identify and resolve the underlying events and experiences that contribute to distress and disruption including CBT, DBT, IFS, EMDR and Somatic Experiencing. You deserve to work with someone who hears you and understands your experience(s) and offers action plans for healing. I help my clients create the change they are seeking. In my practice you will be seen and heard in a secure, safe place with free from judgement. I am so fortunate to be working with people who want to make meaningful changes in their lives so they can find the happiness they deserve! Its takes courage and bravery to do this work and I am here for the journey.
VirtualAvailable

$175/session

Open-minded
Warm

Specialties

ADHD
Autism
Trauma and PTSD
+3
Carrie Snyder, MSW, LICSW, LCSW is a compassionate, experienced clinician offering thoughtful, strengths-based support to individuals, children, adolescents, and families. With 17 years of practice, Carrie creates a safe and engaging space where clients feel encouraged to explore their stories, deepen self-understanding, and build resilience. She believes in the power of mindful narration and a collaborative therapeutic relationship to support lasting growth. Carrie brings curiosity, creativity, and genuine care to her work, helping clients navigate life’s challenges and discover meaning and confidence along the way.
Available

$200/session

Warm
Direct
Empowering

Specialties

ADHD
Coping Skills
Mood Disorders
+8
I work with people to achieve their stated goals as well as to reach their fullest potential. I am a partner with my clients in their care, and therapy only ever moves at the client's pace. From intake to treatment planning to ongoing work, I find that partnership is a positive way to help clients work through their presenting issues, and to find ways to improve their lives overall.
VirtualAvailable

$120/session

Authentic
Warm
Direct

Specialties

ADHD
Addiction
Anxiety
+9
As a Licensed Professional Clinical Counselor, I choose to practice part-time because I truly enjoy this work and the people I have the privilege of walking alongside. Counseling isn’t just what I do—it’s work I value deeply. I believe meaningful change happens through genuine connection, trust, and a safe space where you feel heard and understood. I have experience working with both adolescents and adults, supporting individuals through substance use concerns, infertility, adoption journeys, and a wide range of mental health challenges. Whether you’re navigating a specific life transition or feeling weighed down by ongoing struggles, you don’t have to face it alone. I deeply respect the courage it takes to seek help. Reaching out is often the hardest step, and it’s also a powerful one. I’ve seen how people develop incredible strength, resilience, and clarity as they move through life’s difficulties. My role is to support you in discovering that strength within yourself and to walk with you as you build the life you want and deserve. If you’re ready to begin—or even just considering it—I welcome the opportunity to connect.
VirtualAvailable

$95/session

Authentic
Solution oriented
Warm

Specialties

ADHD
Anxiety
Personality Disorders
+10
I’m a trauma-informed therapist who works with adults navigating anxiety, trauma histories, personality disorders, and the hidden weight of living in survival mode for too long. I bring a steady, grounded style—direct when needed, supportive always—and use CBT, DBT, MI, and evidence-based trauma work to help clients understand their patterns and regain control of their lives. I also have extensive experience with justice-involved individuals, helping people rebuild identity, stability, and self-trust after systems involvement. My work centers on safety, clarity, and real-world change.
VirtualAvailable

$200/session

Authentic
Humorous
Direct

Specialties

ADHD
Anxiety
Bipolar Disorder
+8
My goal as a therapist is to help clients face both the real and perceived challenges in their lives with clarity, support, and renewed strength. I approach each person as a unique human being with their own story, strengths, and struggles, and I see therapy as a collaborative process of moving forward together. I work in a way that is direct and pragmatic, drawing on psychoeducation and clinical experience to give clients new ways of seeing, understanding, and coping with life’s difficulties. At the same time, my style is deeply connection-based, rooted in empathy and authenticity, with room for levity when appropriate. I am a hopeful therapist who believes in the process of growth and in our ability as human beings to continually renew ourselves. I find it a genuine honor to share in a client’s journey, and I approach the work with respect, presence, and care. I work with a wide range of mental health concerns, including anxiety and anxiety disorders, depression, bipolar disorder, relationship and coupling challenges, parenting stress, OCD, and many others.
VirtualAvailable

$110/session

Authentic
Solution oriented
Warm

Specialties

ADHD
Anxiety
Coping Skills
+8
Hi! I am Ashley, I am a Licensed Professional Counselor in Georgia and South Carolina with extensive knowledge of standard counseling practices and procedures and over 15 years of experience providing evidence-based psychotherapy services for individuals, families and couples. I strive to promote the mental health and emotional well-being of every individual I serve. I look forward to working with you.
VirtualAvailable

New to Grow

$150/session

Specialties

ADHD
LGBTQ
Trauma and PTSD
+10
Starting therapy can feel vulnerable, so I strive to create a space where you can show up exactly as you are—without judgment or pressure to have everything figured out. My style is warm, genuine, collaborative, and down-to-earth. I believe the best therapy happens when we work together, combining your expertise on your life with my clinical experience. I value curiosity over criticism, and while I won't shy away from challenging you, I'll do so with compassion and respect. I enjoy using humor when it fits, celebrating your strengths, and helping you recognize the resilience and wisdom you already possess. Whether you're feeling stuck, overwhelmed, navigating a difficult relationship, or simply wanting to know yourself more deeply, we'll work together to better understand what's keeping you where you are and build practical, meaningful change. My hope is that you'll leave sessions feeling understood, empowered, and a little more connected to yourself than when you walked in.
Available

$100/session

Solution oriented
Empowering
Authentic

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
Also licensed in Oregon, Minnesota, and New York. With over 30 years in the helping professions, I have worked in many settings, including street outreach, community programs, inpatient and outpatient treatment programs, and private practice. I bring a real-world perspective. I specialize in helping people navigate the difficulties of Bipolar Disorder, ADHD, Depression, Anxiety, and Grief. I also have a heart for women navigating the complexities of morbid obesity by providing a space free of judgment. We focus on the person, not just the scale. My background working in impoverished neighborhoods has taught me how people can build resilience and maintain it. I am a cradle Catholic and honor all spiritual journeys, should you want to bring that part of yourself into therapy. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

$125/session

Solution oriented
Warm
Authentic

Specialties

ADHD
Grief
LGBTQ
+9
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.
VirtualAvailable

$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+10
I always work from a strength based approach. You are the author of you own life and we will work together to write the next chapter. I have been in this business of helping people find their path and heal for over 40 years. If you are looking for a mature therapist who understands your needs and concerns we will work together easily. My degree is in Clinical Social Work but my credentials are a life process of experiencing many challenges and losses and striving to learn and grow from all of them, everyday, all the time. I have a wicked sense of humor and a strong sense of the irony and quirkiness of life. I take my clients very seriously, but I don't take myself too seriously and laughing can sometimes be the best medicine.
Available

$120/session

Authentic
Warm
Empowering

Specialties

ADHD
Couples Counseling
Family Conflict
+19
Hello, my name is Dr. Collins. Are you experiencing emotional, psychological, spiritual, or other challenges that are interfering with your ability to live your best life? My goal is to create a safe and compassionate space where you can explore your thoughts, emotions, and experiences. In our sessions, I prioritize building a trusting and collaborative therapeutic relationship. I believe in the power of empathy, active listening, and genuine understanding. Together, we will navigate the challenges you face and uncover your inner strengths and resilience.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Anxiety
LGBTQ
+9
I’m a queer Licensed Clinical Social Worker providing in-person and virtual therapy in Northwest Indiana, as well as virtual therapy in Minnesota and Michigan. I offer affirming, client-centered care for teens and adults navigating LGBTQ+ identities, anxiety, depression, life transitions, and the challenges that come with being human. My goal is to create a safe, inclusive space where you can show up as your authentic self and explore your feelings and experiences without judgment. I blend evidence-based approaches with genuine human connection, because feeling truly seen and supported is often where healing begins.
Available

$200/session

Warm
Solution oriented
Authentic

Specialties

ADHD
Anxiety
Trauma and PTSD
+9
Hello! My name is Rana and I have over a decade of working with children (ages 6+) and adults. I specialize in anxiety, depression, life adjustments, ADHD, parent training, and trauma. I enjoy getting to know each client on an individual level. I aim to create a warm, compassionate, and safe space for healing. Some treatment approaches I offer are Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, and Accelerated Resolution Therapy.
VirtualAvailable

$120/session

Open-minded
Warm

Specialties

ADHD
Child or Adolescent
Substance Misuse
+10
Welcome! I am the founder of Pawprint Pathway Counseling, PLLC and a dedicated therapist with over 20 years of clinical experience. Licensed in Iowa, Minnesota, and Illinois, I specialize in helping clients navigate depression, anxiety, and complex trauma. I also possess deep expertise in supporting children and teens facing school difficulties, social challenges, and behavioral concerns. My approach is warm and eclectic, utilizing methods like EMDR, Play Therapy, and CBT to help you or your child find balance and lasting healing.
VirtualAvailable

$95/session

Warm
Authentic
Empowering

Specialties

ADHD
Anger Management
Anxiety
+6
I'm passionate about supporting individuals who are going through a life changing experience. We will work together to uncover the anxiety or depression that you may be struggling with. I help my clients achieve their goals and provide a safe and non-judgmental space for them to explore their thoughts and feelings. I believe you can overcome any obstacle. ​There is light at the end of the tunnel. During sessions we will work on taking small steps towards achieving your goals. I know it can feel overwhelming and you don't know where to begin. But you have taken a giant step by just recognizing that you want change. I'm ready to help you start that path forward. ​My main goals for my clients include reducing symptoms of anxiety and depression, improving overall well-being, and promoting personal growth and resilience, and helping them transition back to a healthier and happier mindset and way of life. I care about helping people make a positive change in their life.
VirtualAvailable

$65/session

Authentic
Empowering
Intelligent

Specialties

ADHD
Sexual Abuse
Suicidal Ideation
+10
I believe in the healing power of a strong therapeutic alliance. My practice is based on the conviction that with the right support, everyone can effect change in their lives. My style is caring and not judgmental; I utilize Cognitive behavioral therapy, existential therapy, and Brief Cognitive hypnosis to guide you in the process of learning new skills to manage your thoughts, emotions and behavior. I am clinically licensed in the states of Illinois, Texas, Utah and Minnesota. I have been providing therapy through video sessions for more than three years. I am bilingual in Spanish and English. I am a painter and a poet; I consider that Art is another wonderful tool to achieve healing.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Addiction
Child or Adolescent
+10
Josh started in the mental health field early out of high school and worked his way up to being a therapist. This provides a unique and comprehensive view of the mental health system. He received his Masters of Science in Christian Counseling from Grand Canyon University in the Spring of 2021. He has over five and a half years of experience as a therapist. Josh recently became an LPCC in the State of Minnesota. He believes in resiliency and overcoming life’s challenges. Josh has worked in a variety of settings and positions throughout the mental health field, including residential, outpatient, day treatment, and crisis. He has a direct but laid-back approach. Josh accepts people at where they are at and works from there to see you succeed and become the best version of you possible. He is person-centered and allows the client to choose what works best for them in a collaborative approach. Josh uses an eclectic approach to best fit and meet your needs. He has numerous certifications in, Trauma, Addiction, Sand Tray, Autism, Somatic Therapy, and is in the process of getting certified in Dialectical Behavioral Therapy and Internal Family Systems approach. Josh is able to bring Christian aspects into treatment upon client request. He is currently trained in Emmanuel Healing and Basic Sozo.
Available

$250/session

Warm
Open-Minded
Solution oriented

Specialties

ADHD
Anxiety
Couples Counseling
+10
Hi! I am a clinical psychotherapist. I help clients struggling with anxiety, depression, workplace burnout, eating disorders, obsessive compulsive disorder (OCD), and trauma become the best versions of themselves. I use Cognitive Behavior Therapy (CBT) Method, mindfulness, and Gottman's Method. Gottman's Method identifies and addresses the states of mind and behaviors shown to underlie intimacy and helps partners maintain a positive relationship.
Available

New to Grow

$150/session

Specialties

ADHD
Anxiety
Depression
+5
Hello, my name is Jo Boraas and I have worked in the mental health field for over 20 years and the past 6 years as a licensed therapist. My practice is person centered and have worked with children and adults. I have helped clients with trauma, process grief, depression and anxiety. I believe in helping the client help themselves and walking beside them through the process.
Available
No reviews yet

New to Grow

$185/session

Empowering
Solution oriented

Specialties

ADHD
Anxiety
Grief
+9
Claire has a warm and welcoming style where you will go at the pace that is comfortable for you. Claire specializes in treating anxiety, ADHD, and concerns about substance use. Other areas that Claire is helpful is with trauma, grief, and OCD. Claire is well trained in DBT and ACT, and incorporates these into treatment seamlessly so therapy does not feel overly clinical. You will have to comfort of going at your own pace while being challenge to grow in the direction that meets your goals, values, and priorities.
Available

$200/session

Authentic
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
Feeling stuck, stressed, or misunderstood? You’re not alone — and support is closer than you think. I’m Karie, a neurodivergent Licensed Professional Clinical Counselor certified in ADHD and autism, and the founder of Imagine Perspectives, a mental health practice established in 2024. I work with children, teens, and adults who are ready to navigate life’s challenges, build confidence, and find practical strategies to manage stress, anxiety, and overwhelm. Since 2012, I’ve also offered adult and pediatric hypnotherapy to help clients achieve emotional balance, clarity, and personal growth. At Imagine Perspectives, therapy isn’t just about sitting and talking. It’s about creating a warm, welcoming space where you feel safe, seen, and understood. We use interactive tools, games, art, and play to help clients explore challenges in ways that feel natural, engaging, and empowering — meeting each person exactly where they are. In addition to therapy, we offer one- and two-day interactive workshops for children and adults. These experiences provide a chance to pause, reset, and gain tools that build resilience, spark confidence, and inspire hope — even when life feels overwhelming. They’re practical, fun, and designed to leave participants feeling refreshed and ready to approach life with a new perspective. Whether you’re here for therapy or a workshop, my goal is the same: to create a space where you feel truly seen, supported, and empowered. A place where your experiences are honored, your challenges met with compassion, and your strengths celebrated. Because everyone deserves a space to grow, connect, and simply be themselves.
VirtualAvailable

$225/session

Warm
Authentic
Intelligent

Specialties

ADHD
Anxiety
Child or Adolescent
+10
Dr. Ostergaard is an experienced licensed practitioner with specialized training in neuropsychology. She has been a licensed practitioner since 2006 and completed her fellowship training in pediatric neuropsychology through the University of Minnesota Medical School’s Division of Pediatric Clinical Neuroscience. Her research and clinical interests have focused on traumatic brain injury (TBI) assessment and recovery. Dr. Ostergaard looks forward to collaborating with you to accomplish your goals by creating positive and sustainable changes, ultimately enhancing your quality of life.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Minnesota. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in Minnesota that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.