Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 18 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Matthew (Matt) Cruz

(he/him)

Matthew (Matt) Cruz, LPCC - Minnesota Therapist at Grow Therapy
$70/session
LPCC
6 years of experience
Virtual
Hello, my name is Matthew Cruz, but many people call me Matt. I enjoy talking with people about their problems, offering them support, and helping them to find a way forward. My background is in substance use and with that, I am familiar with CBT and DBT approaches. However, I am looking for what works and am not attached to any one mode of treatment. I enjoy helping people explore meaning and symbolism in their world through a person centered approach to treatment. For those that are interested, I am comfortable incorporating faith and spiritual practice into the treatment experience.

May Yang

May Yang, LICSW - Minnesota Therapist at Grow Therapy
$230/session
LICSW
14 years of experience
Virtual
I have a decade of experience focusing on children, adolescents, adults, women, men focusing on depression, anxiety, work life balance, sexual health, sexual addictions, grief and loss, life transitions, domestic violence, eating disorders, abuse against children, relationship health, marriage counseling, pre-marriage counseling, trans gender issues and court mandated therapy services. THIS WORK is my life’s passion and it is a honor to be in this profession. I graduated summa cum laude from the University of Michigan with a degree in Interpersonal Practice and it is my life’s work to help you get to a place you want to be. I provide a safe, nurturing, and non-judgmental environment to help you overcome your past struggles and present barriers. I will guide you to help yourself to master the tools necessary to effectively navigate through the complexities of life with a new set lenses in order to help you reach your full potential.

Katie Larson

Katie Larson, LPCC - Minnesota Therapist at Grow Therapy
$110/session
LPCC
8 years of experience
Virtual
Hello, I’m a Licensed Professional Clinical Counselor (LPCC) based in Mid Minnesota. I received my Master’s degree from Adler Graduate School and have been practicing therapy for about eight years. I work with individuals navigating life’s many transitions and challenges, and I aim to offer a space that feels supportive, respectful, and grounded. My approach is relational, person-centered, and strength-based, meaning I focus on building a genuine connection with you while helping you tap into your own resilience and inner wisdom. I also use motivational interviewing and psychoeducation to support insight and empower you with tools for growth. I believe therapy should be a collaborative journey—where you feel heard, accepted, and supported as you move forward on your own terms.

La Gr

(She/He)

La Gr, LPCC - Minnesota Therapist at Grow Therapy
$125/session
LPCC
7 years of experience
Virtual
La is invested in ongoing work to decolonize therapeutic practices in a relational, collaborative space where clients hold and cultivate personal power, receive support, and accountability, gain insight, and discover authentic living. La uses an integrated approach that includes relational and somatic (body-based) therapies that center Black, Indigenous and other POC, LGBTQIA2S+ [1] Relationship Therapy: Two or more gathered with a therapist to work on communication, connection, and relationship-- Traditional dyads, polycules, families, friends, or frienemies. [2] Neurodiversity Affirming Care: Learn how to thrive without trying to "rewrite your brain" or "cure" neurotype. Turns out, you're not actually broken. [3] Personal Development: Develop confidence and certainty. Deconstruct harm. Rewrite your story. [4] Queer, Trans & Gender Expansive Care: Whether you are exploring your identity or just need to exist without having to answer a bunch of questions, we got you covered. [5] Consensual Kink Affirming Sex and Relationship Care: A community of consent, constant communication, negotiation, and aftercare. [6] Therapy for Therapists: You need a space. There is one here for you. About 1/3 of my clients are therapists.

Cynthia White

(they/them)

Cynthia White, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
30 years of experience
Virtual
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.

Martha Mino

(she/her)

Martha Mino, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
10 years of experience
Virtual
Bilingual in Spanish, born in Mexico City, bi-cultural, got my master’s degree in social work at the University of North Dakota. I am an Independent Clinical Social Worker in the states of MN and FL. Nationwide, a Holistic Therapist and practice Alternative Medicine. With knowledge in Metaphysics, Quantum Mechanics and Epigenetics. Certified as an Emotional Freedom Therapist (tapping,) trained in clinical and spiritual hypnosis, and energy psychology among other science-based therapies and techniques.

Elisa Sarmento

(she/her)

Elisa Sarmento, LPCC - Minnesota Therapist at Grow Therapy
$85/session
LPCC
12 years of experience
Virtual
Hello, Hola! I am Elisa Sarmento, MA, LADC, LPCC, based out of Bloomington, MN, fully licensed and working through telehealth in both Minnesota and Florida, practicing for over 10 years. I provide both bilingual (Spanish/English) psychotherapy, life coaching services and am particularly passionate about working with the specific challenges faced by individuals (teens and adults) living in fear and addiction.

Heidi Dummer

(she/her)

Heidi Dummer, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
15 years of experience
Virtual
As a seasoned therapist with dual degrees in Occupational Therapy and Social Work, I offer a unique blend of expertise to guide clients through various life challenges. With experience spanning outpatient, inpatient, and community settings, I've had the privilege of working with individuals of all ages, from infants to adults. I consider it a privilege to accompany clients on their journey towards healing and personal growth. Every individual's story is unique, and I am committed to walking alongside you with empathy, respect, and unwavering support. If you're seeking guidance through life's challenges, I'm here to help you discover your inner strength and resilience. Together, we can navigate the path towards a brighter tomorrow.

Rana Nelson

(she/her)

Rana Nelson, LICSW - Minnesota Therapist at Grow Therapy
$200/session
LICSW
13 years of experience
Virtual
Hello! My name is Rana and I have over a decade of working with children (ages 6+) and adults. I specialize in anxiety, depression, life adjustments, ADHD, parent training, and trauma. I enjoy getting to know each client on an individual level. I aim to create a warm, compassionate, and safe space for healing. Some treatment approaches I offer are Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, and Accelerated Resolution Therapy.

Tessa Fultz

Tessa Fultz, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
8 years of experience
Virtual
Hi! I'm a Licensed Mental Health Therapist based in Minnesota & have a WI license also (only BCBS at this time). I own my own private practice in Minnesota and Wisconsin (telehealth only WI). I can see client in person in Minnesota, Farmington. I received a MSW from Walden University, a psychology degree from Brandman University. With over 10 years of experience in the mental health field, I have learned a lot about what works and doesn't work and am honored to help people on their journey in life. My goal is to provide a safe, relaxing space for clients to help them reach their goals. I love helping others and providing a safe, caring space and tools that work to help others as a therapist. I am also a wife and a mom. We are a blended family. I enjoy traveling, writing, art, family outings, cooking, camping, and reading. I've been through many life challenges, medical issues, divorce, learning and behavioral concerns with children and normal life events as we all do go through. I feel this helps me to relate to others. I try to have a warm, compassionate approach.

Shirley Butcher

(she/her)

Shirley Butcher, LPCC - Minnesota Therapist at Grow Therapy
$100/session
LPCC
14 years of experience
Virtual
Hi! I'm a Licensed Professional Clinical Counsellor (LPCC) based in Minnesota. I received my Masters from Adler Graduate School and working on my PhD in Behavioral Health Leadership. I have been practicing for 14 years. I love to help people struggling to take control of their mental health, heal past wounds, build a life aligned with their values, to uncover their inner resilience and strengths, create positive change, and work toward the future they envision.

Anita Twiner-Watkins

(she/her)

Anita Twiner-Watkins, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
Hi I am Anita. Are you ready to talk with someone who can help you problem solve? I have 20+ years of experience and am skilled in helping people put the pieces of the puzzle together to gain more insight and recognize patterns that contribute to feeling stuck or helpless. Have you been feeling disconnected, or stressed, had trouble sleeping, or noticed difficulty keeping up with your routine? Whether these issues have started recently, or have plagued you for years, I am here to help. I will partner with you to help you identify strategies that are already working well for you, and I will help you find time to implement new techniques that will make life easier into your daily schedule. I can help you have a better understanding of where your struggles might originate and can help you build skills to overcome them.

Neil Greco

(he/him)

Neil Greco, LICSW - Minnesota Therapist at Grow Therapy
$90/session
LICSW
19 years of experience
Virtual
I have been supporting health and wellness in all its forms one day, one moment, one interaction at a time for many years. To that end I have studied many methods that allow me to bring a variety of skills and knowledge to persons I work with. I promote others feeling empowered to use not only what occurs in therapy, but their skills, talents, knowledge, etc., to move forward in every session with a greater sense of empowerment.

Diane Recob

(she/her)

Diane Recob, LICSW - Minnesota Therapist at Grow Therapy
$125/session
LICSW
13 years of experience
Virtual
Hello, I am a licensed clinical social worker who specializes in treating simple and complex trauma, neurodivergent traits (ADHD, ASD, sensitivities) and along with general mental health issues such as anxiety and depression. I draw on a number of tools to identify and resolve the underlying events and experiences that distressing and disruptive including CBT, DBT, IFS, and EMDR and Somatic Experiencing. My belief is that you deserve to work with someone who truly understands your experience, takes action on your healing, not passively listening to you. I help my clients heal and create the change they are seeking. It is most important that you feel you are being seen and heard in a secure, safe place with no judgement. I love working with people who want to make meaningful changes in their lives so they can find the happiness they deserve!

Dr. Rosella Collins-Puoch

(she/her)

Dr. Rosella Collins-Puoch, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
13 years of experience
Virtual
Hello, my name is Dr. Collins. Are you experiencing emotional, psychological, spiritual, or other challenges that are interfering with your ability to live your best life? My goal is to create a safe and compassionate space where you can explore your thoughts, emotions, and experiences. In our sessions, I prioritize building a trusting and collaborative therapeutic relationship. I believe in the power of empathy, active listening, and genuine understanding. Together, we will navigate the challenges you face and uncover your inner strengths and resilience.

Charles Tyson

(they/them)

Charles Tyson, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Deeply passionate about social justice and facilitating and guiding positive change and development in the lives of others, I am thrilled to connect with you as you begin your journey inward. Healing is truly the risk of showing up for yourself and your resistance to the temptation to go back to unsilenced needs, numbing out, disconnection, and erasure. As a Black, non-binary, Licensed Clinical Social Worker (LCSW) with over 10 years of wide-ranging clinical and field experience, I look forward to tailoring my approach to meet your needs and help you reach your goals.

Jennifer Ostergaard

Jennifer Ostergaard, LP - Minnesota Therapist at Grow Therapy
$225/session
LP
20 years of experience
Virtual
Dr. Ostergaard is an experienced licensed practitioner with specialized training in neuropsychology. She has been a licensed practitioner since 2006 and completed her fellowship training in pediatric neuropsychology through the University of Minnesota Medical School’s Division of Pediatric Clinical Neuroscience. Her research and clinical interests have focused on traumatic brain injury (TBI) assessment and recovery. Dr. Ostergaard looks forward to collaborating with you to accomplish your goals by creating positive and sustainable changes, ultimately enhancing your quality of life.

Dalie Dominguez

Dalie Dominguez, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
9 years of experience
Virtual
I am a Licensed Clinical Social Worker with a passion for serving diverse communities. Hailing from the vibrant culture of Puerto Rico and rooted in the bustling landscape of NY/NJ, I proudly offer bilingual services, fluent in both English and Spanish, catering to the needs of the Spanish-speaking community. Beyond my professional role, I identify as a mother, Christian, woman of color, avid gardener, makeup enthusiast, and devoted animal lover. With extensive training in modalities such as EMDR, DBT, CBT, TF-CBT, Imago, Psychodynamic Theory, and Attachment Theory, I bring a comprehensive toolkit to my practice, ensuring tailored therapeutic options for each individual I work with. From trauma recovery to relationship dynamics, I am dedicated to empowering my clients on their journey towards healing and personal growth.

Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on ADHD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in Minnesota that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.