Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 358 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+10
I believe that healing happens when people feel truly heard, understood, and safe enough to be themselves. As a Licensed Professional Counselor with more than 15 years of experience, I work with adults, children, teens, couples, and families experiencing anxiety, depression, trauma, ADHD, relationship challenges, parenting concerns, grief, and life transitions. I have spent my life and career focused on partnering with clients to seek out solutions that increase their inner peace and self-worth. I have a special interest in helping adults heal from the lasting effects of difficult childhood experiences, including emotionally unavailable or addicted parents, family dysfunction, childhood trauma, and insecure attachment. I also have spent several years helping children and adolescents make sense of their world. Together we can explore how early relationships continue to influence self-worth, boundaries, relationships, and emotional wellbeing while building healthier patterns for the future. I believe our earliest relationships shape how we see ourselves, others, and the world, but they do not have to define the rest of our lives.
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$100/session

Warm

Specialties

Anger Management
Couples Counseling
Life Transitions
+5
Hello and welcome! I am a Licensed Professional Counselor with over three years of experience supporting survivors of domestic violence and sexual assault through a local nonprofit. In this role, I’ve also worked with individuals facing a wide range of life challenges, including trauma, relationship difficulties, stress, and emotional distress. This experience has given me a strong foundation in understanding how different life experiences can impact emotional well-being. I work with adults and couples who are looking to strengthen their relationships, improve communication, work through conflict, and develop healthier ways to cope with anxiety, depression, and anger. I strive to create a warm, supportive, and down-to-earth space where you feel comfortable showing up as you are and exploring what feels heavy or stuck in your life. Outside of work, I value time with my family. My husband and I spend many weekends traveling to our daughters’ softball tournaments, and life at home stays busy with our dogs, cat, and nine goats. I also enjoy being outdoors and spending time in my garden, even while I’m still learning. I believe healing happens through connection, patience, and small meaningful steps, and I look forward to getting to know you and supporting you along the way.
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New to Grow

$120/session

Specialties

Anxiety
Life Transitions
Physical Health Condition
+10
Hi, I’m James. I have been counseling for several years. I consider myself to be compassionate, warm, and interested in learning who my clients are as people beyond just knowing what their symptoms are. The counseling experience with me is a partnership, not me pontificating to you about how you should be living your life. You are more than a partner in this process, you are the leader for managing your wellness with me offering feedback and guidance as necessary.
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New to Grow

$100/session

Specialties

Depression
Perinatal Mental Health
Postpartum
+5
Life doesn't always go the way we expect, and sometimes we find ourselves feeling overwhelmed, anxious, or simply not like ourselves. If you're here, you've already taken one of the hardest steps by reaching out for support. I'm passionate about helping women navigate some of life's biggest transitions. I specialize in working with women experiencing pregnancy and postpartum depression and anxiety, PMDD, perimenopause, and menopause. These seasons of life can bring significant emotional, physical, and hormonal changes that often leave you wondering, "What's happening to me?" You don't have to figure it out alone. I also work with adults experiencing anxiety, depression, ADHD, trauma, stress, and other life transitions. Whatever brings you to therapy, my goal is to provide a space where you feel comfortable being yourself—without fear of judgment. I want you to feel heard, understood, and supported as we work through life's challenges together. I believe therapy works best when it's a partnership. You are the expert on your life, and my role is to listen, offer guidance, and provide evidence-based tools that help you better understand yourself and navigate the obstacles standing in your way. Every person is different, so I tailor therapy to meet your unique needs while helping you build practical skills that you can use long after our sessions end. Whether you're struggling with anxiety, feeling overwhelmed by life's changes, or trying to find your way through a difficult season, you don't have to do it alone. Thank you for considering me to be part of your story. I look forward to supporting you as you work toward feeling more like yourself again.
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$100/session

Solution oriented
Intelligent
Empowering

Specialties

Anxiety
Trauma and PTSD
Addiction
+9
Do you ever get caught off guard by a feeling that seems to come out of the blue? In some cases, you can "power through it" and not let it impact you too much, but other times it seems to get the best of you. Perhaps a little voice shows up and says "You shouldn't be feeling that way" or some version of "toughen up". While these ideas seem good in theory, they just don't take into account these feelings that are present. I help adults navigate the complexities of trauma, anxiety, addiction, and relationships through a compassionate, judgment-free approach. Using an eclectic, CBT-based framework, I support clients—especially creatives—on their journey toward healing and self-discovery. My own experiences with family trauma shape my understanding, allowing me to provide empathetic and personalized care.
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$75/session

Warm
Empowering
Solution oriented

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I began my social work journey in 2006 and have been working in the mental health field since I obtained my MSW in 2008. As a clinical social worker I have thoroughly enjoyed the privilege of helping individuals identify and address many mental health concerns and move towards the life they most desire. I am passionate about addressing the stigma around addictions and serious mental illness and I believe the best way to begin any mental health journey of recovery is with compassion and understanding. I work from a cognitive-behavioral perspective and I use a strengths-based orientation of empowerment to foster growth and progress. I feel that we are already our best selves-we just need some help letting go of the survival skills we've taken on to get through the toughest times in our lives. I have spent several years working exclusively with homeless veterans and individuals struggling with addiction, and this has given me additional perspective and insight into the needs of some of our most vulnerable populations. I am an advocate, an accountability partner, an empath and your greatest cheerleader. I'm excited to help you rediscover your best self and to claim the life you deserve.
VirtualAvailable
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$180/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Life Transitions
+5
Hello, I am a Licensed Clinical Social Worker (LMSW-C) based in Michigan. I earned my Master's degree in Social Work and have been practicing for 10 years. I help individuals struggling with mental health issues by providing a safe, empathetic, and non-judgmental space where they can express their feelings and challenges openly. I support clients in understanding the roots of their struggles, identifying their strengths, and developing strategies to manage their symptoms. My goal is to empower clients to achieve greater emotional well-being and lead a more balanced and fulfilling life.
VirtualAvailable
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New to Grow

$75/session

Specialties

Addiction
Gambling Addiction
Trauma and PTSD
+8
I trained at the University of Michigan School of Social Work, and my clinical focus since has been the intersection of substance use and mental health — what the field calls co-occurring disorders, and what most of my clients simply call the hardest thing they've ever dealt with. Addiction rarely shows up alone. It travels with trauma, depression, anxiety, grief, and complicated relationships.
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$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
Available
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$90/session

Specialties

Anxiety
Depression
Coping Skills
+9
Hello, I am a licensed professional counselor (LPC) located in Michigan. I obtained my master's degree from Central Michigan University and have been dedicated to my practice for over four years. I provide a safe and non-judgemental space for individuals seeking support and guidance in navigating life's challenges. My approach focuses on empowering clients to develop healthy coping strategies and make positive changes to improve their overall well-being. Together, we work towards creating a path towards mental wellness and personal growth.
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New to Grow

$125/session

Specialties

Anxiety
Grief
Trauma and PTSD
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
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$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+10
Hi I'm Shan :) ! I'm a Licensed Clinical Social Worker who's been working as a therapist since 2018. I'm big hearted, non judgmental and believe in the healing power of authenticity. I've worked with adults of all ages on a wide scope of issues and strongly believe that I learn and grow alongside each and every person I work with.
VirtualAvailable
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Often rebooked

$130/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Postpartum
Women's Issues
+6
I grew up in the Cleveland area and then came to Michigan where I completed my Bachelor's degree at Hope College where I studied social work. While in school I completed a field placement working as a probation officer and spent time in Mental Health and Sobriety Treatment Court. After graduation, my now husband and I moved back to Cleveland where I completed my Masters in Social Work with a specialization in Health Studies at Case Western Reserve University. While in school I completed internships with the Cleveland Clinic in their Adolescent Psychiatric Unit as well as an interdisciplinary internship at Care Alliance. Following graduation, I worked in admissions for psychiatric and detox services for six years. I then wanted to expand my skill set and pursued a position providing therapy to health care employees as an EAP counselor at a local hospital system. I found that I really love the opportunity to get to know my clients and to walk alongside them on their journey.
VirtualAvailable
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$150/session

Solution oriented
Warm
Authentic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
I am a Hispanic woman, a Licensed Professional Counselor with over a decade of experience, and an EMDR‑certified therapist dedicated to helping individuals heal from the wounds of their past. I work with clients ages 12 to 75 and offer a compassionate, culturally sensitive space where people can feel seen, supported, and safe. For those who desire it, I integrate biblical truth and faith‑based guidance into the therapeutic process, honoring both emotional healing and spiritual growth. Helping people has always been my passion, and I feel called to walk alongside individuals as they process trauma, rebuild their sense of self‑worth, and step into the life of peace, purpose, and wholeness that God has for them. My approach is gentle, empowering, and rooted in the belief that healing is possible—and that you don’t have to walk through it alone.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Challenging
Intelligent

Specialties

ADHD
Anxiety
Depression
+4
I love working with teens, young twenties, single thirties, and veterans. I have extensive experience with those that struggle with ADHD, anxiety, depression, and performance with athletes. I would be happy to work with clients that maybe be experiencing therapy for the first time and are not sure what it is like. I also prefer in-person if you are in West Michigan or online if you are in another area.
VirtualAvailable
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Often rebooked

$120/session

Empowering
Authentic
Solution oriented

Specialties

Depression
Grief
Trauma and PTSD
+10
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in Prolonged Exposure, EMDR, CBT-D and IPT-D for depression. Additionally, I am a Certified Grief Specialist. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.
VirtualAvailable
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$120/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Are you tired of feeling overwhelmed with life challenges and/or mental health struggles? Do you desire to heal from your traumatic past that has been keeping you stuck in your mind and life? The pain you feel from life's past and/or present circumstances is the door for your healing! I am here to support you on your healing journey. You will find a safe place to explore your inner world with me. This is a place where you can express yourself freely and explore your thoughts, feelings, and the choices you make for your life. Know that you are not judged and are free to take the necessary steps to become whole in mind, body, and spirit. I have a holistic, client-centered approach to counseling. Whether you are feeling overwhelmed, experiencing symptoms from traumatic events, have relationship issues, cycle in and out of anxiety or depression I am here to help. I encourage you to contact me and begin taking the necessary steps to overcome your life struggles and/or mental health needs. I will work with you where you are and help you reach the goals you set for yourself.
VirtualAvailable
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$120/session

Authentic
Empowering
Solution oriented

Specialties

Couples Counseling
I am a Licensed Professional Counselor based in AZ. I also hold licenses in MI, PA and TX. I graduated from Messiah University with a Master’s in Clinical Mental Health Counseling and have been working in the field for 8 years. I really enjoy working with couples and families, but am always humbled and honored to walk through a challenging time with any client(s).
VirtualAvailable
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$285/session

Authentic
Warm
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+8
**Whom the Son Sets Free, is freed Indeed- John 8:36 My name is Danni, and I’m a Christian - Licensed Therapist with degrees in Clinical Social Work and Marriage and Family Counseling. I’ve worked in mental health across a range of settings, but it was my nearly eight years of experience working with aggressive, nonverbal children and clients on the autism spectrum that shaped my passion for understanding behavior as unspoken, unconscious communication. This experience taught me to read beneath the surface and recognize that our behaviors often reflect deeper emotional needs and unresolved wounds. While my roots are in behavioral work, my focus is on helping adults and adolescents explore their inner worlds—especially through inner child work. I believe the inner child is present in all of us, and that healing comes from understanding and nurturing these parts of ourselves. My approach is direct, thorough, and compassionate. I am committed to helping clients get to the root of their distress and move toward a more authentic and fulfilling life. I offer progressive therapy grounded in psychodynamic trauma processing and inner child work. Together, we’ll go beyond surface symptoms to trace pain to its origins, uncover where coping mechanisms and triggers first formed, and support you in healing and integrating your whole self. This process can be intense and challenging, but I am here to walk with you every step of the way. My goal is to help you move from surviving to truly living.
VirtualAvailable
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New to Grow

$99/session

Specialties

Couples Counseling
Life Transitions
Self Esteem
+8
I would say I'm a bit of a quirky therapist with a down-to-earth and unconditionally accepting perspective. I am most familiar with Person-Centered, REBT, Motivational Interviewing, and Solution-Focused therapies. I'm willing to tailor my approach to your sensibilities, but I'm also comfortable challenging you where necessary. I'm confident we'll get to the bottom of what troubles you and we'll find the solution working together.
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Life Transitions
Women's Issues
I'm so glad you're here! I know it takes a great amount of courage to even begin looking for help. You may be wondering if anyone will understand you and what you are going through or if there is even any hope! Well there is, and I am here to help you! Hi! I'm Brenda. I'm a Licensed Professional Counselor with a background in yoga and wellness. I offer an on-line therapy office serving folks in Kentucky, New Jersey, and Michigan. Consider me your trusted guide on your path to mental and emotional well-being. You'll notice I have a down to earth nature, and strive to create a safe, non-judgmental, supportive space to unpack the early whispers of unease and the thunderstorm of overwhelming emotions.
VirtualAvailable
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Often rebooked

$95/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+10
Who am I a compassionate person, empathetic and ready to partner with individuals who need help to improve their quality of life. I began this career journey more than 20 years ago with a natural instinct to learn, grow and make a difference in individuals' life. I thrive on using person centered approaches to empower individuals' growth while using evidenced based techniques for healing.
VirtualAvailable
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$150/session

Empowering
Warm

Specialties

Life Transitions
Parenting
Self Esteem
+10
Hi! Welcome to my profile. I have been in practice for over 30 years and have a lot of experience working with folks who have had various struggles in their lives and want to sort things out and feel better. I hope to provide a non-judgmental, safe place where you can begin to allow yourself to talk about your concerns, worries, fears, and frustrations. Together, we can help you find some answers, direction, and a sense of peace.
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$20/session

Authentic
Warm
Empowering

Specialties

Addiction
Anxiety
Spirituality
+3
I love to work with people who are willing to think, to consider new ideas, to examine themselves honestly, and to try new behaviors. This is exciting! I love people who allow me the occasional moment of silence so that I can prepare a question that fits their unique personality and situation. I love working with people who are excited about working on things throughout the week and will give me honest feedback as to how effective that idea was for them. And i find it very enjoyable to work with someone who can articulate what they believe their issue is and what they think they need to do to overcome (either by increasing or decreasing a behavior) their problem (even if it takes a few sessions to get there). it's great to work with people who will do their best to give a new idea a shot. All that being said, everyone has their up days and down days. We wouldn't be human if we didn't. Being willing to let me walk alongside of them on those days, as well as the good days, humbles me because of their trust. Therapy can be work, and change doesn't fall into our laps. But it is possible, and in many cases, in order to experience abundant living, very necessary. Finally, I really enjoy working with people who, even as they identify a tendency, a personality trait, a reaction, or a thought process that may be related to childhood or adult trauma or abuse, will also look for ways to overcome its impact on them instead of being content to sit in its shade and let themselves be bested by it.
VirtualAvailable
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$100/session

Open-minded
Authentic
Warm

Specialties

Anxiety
Child or Adolescent
Family Therapy
+3
My name is Keith Thomas. I received my my Bachelors of sciences from Saginaw Valley State University, and my Masters of Art (counseling) from Central Michigan University. I have been working in the mental health field as a counselor since 2018 and working in the mental health field in general since 2014. My experience encompasses working with all ages and populations.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.