Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 14 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Christopher Karware

Christopher Karware, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
12 years of experience
Virtual
I am a dedicated counselor licensed both in Massachusetts and in the state of Georgia practicing for over a decade. My approach entails understanding your areas of need, together we work on your goals or outcomes, resolve the goals and empower your resilience. I have endeavored to improve my art of counseling over the last decade. In treatment, my quest to improve is evident by the need to make sure I understand your areas of need, in order to help you resolve and empower you to actualize your goals.

MaryRose Kline

(she/her)

MaryRose Kline, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LICSW
7 years of experience
Virtual
I have a Master’s degree in Clinical Social Work from Boston University and am a licensed therapist in the state of Massachusetts. Over the past 7 years, I’ve had the privilege of working with diverse populations, including adolescents and adults, in both outpatient therapy and community settings. As a compassionate and dedicated therapist, I work with individuals who are navigating life’s challenges and seeking to make meaningful changes in their lives. Whether you’re dealing with anxiety, depression, trauma, relationship issues, or stress, I offer a safe and non-judgmental space to explore your feelings and experiences. I take a client-centered, integrative approach to therapy, which means that I tailor my methods to meet your unique needs and goals. I draw from several therapeutic modalities, including but not limited to: CBT, DBT, Mindfulness-Based Therapy, Cognitive Processing Therapy, Strengths Based Therapy and Solutions Focused Therapy. My goal is to work collaboratively with you, creating a space where you feel heard, understood, and empowered.

Jeidy Crawford

(she/her)

Jeidy Crawford, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
12 years of experience
Virtual
Hi. My name is Jeidy Crawford, LCSW providing tele-health services for those located in MA, NC, SC. I graduated with my masters from the University of Pennsylvania and have 12 years experience. I offer individual therapy for adults looking to build on their strengths. I start with understanding where you are now and obstacles you are facing. I help you identify your goals and make a plan to reach them.

Leoncio Mendez

(he/him)

Leoncio Mendez, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$90/session
LICSW
13 years of experience
Virtual
¡Hola! Soy un Trabajador Social Clínico Independiente Licenciado (LICSW) en Massachusetts, con una maestría de la Universidad Interamericana de Puerto Rico. Con 13 años de experiencia, me especializo en asistir a adultos que están lidiando con ansiedad, depresión y dificultades de pareja, guiándolos hacia convertirse en su mejor versión. Utilizo un enfoque compasivo y basado en evidencia, adaptado a las necesidades individuales de cada persona. Mi objetivo es crear un ambiente seguro y de apoyo donde puedas explorar tus desafíos y desarrollar las habilidades necesarias para una vida más plena. Juntos, trabajaremos para desarrollar estrategias efectivas que te empoderen a lograr un cambio duradero y bienestar. Hello! I’m a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts, holding a master’s degree from the Interamerican University of Puerto Rico. With 13 years of experience, I specialize in assisting adults who are dealing with anxiety, depression and couples’ difficulties, to guiding them towards becoming their best selves. I use a compassionate, evidence-based approach tailored to each individual’s needs. My goal is to create a safe and supportive environment where you can explore your challenges and build the skills necessary for a more fulfilling life. Together, we will work to develop effective strategies that empower you to achieve lasting change and well-being.

Porsche Collins

(she/her)

Porsche Collins, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker practicing in the state of NC, SC, GA, CT, MA and IN. I am the sole therapist of Empathic Hues Counseling and Consultation, PLLC. My practice was created to help adults dealing with depression, anxiety and needing guidance with adjusting to to a change in quality of life. I hope to help individuals find peace needed to have more control over their lives and confidently overcome challenges. My goal is to help you understand “you” as well as focus on developing your internal and external strengths.

Maura Callahan

Maura Callahan, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
8 years of experience
Virtual
Hi! I'm Maura, a Licensed Mental Health Counselor based in Massachusetts. I earned my master’s degree in Mental Health Counseling in 2017, with a focus on addiction and trauma studies. Over the past decade, I’ve worked with clients across a range of mental health settings, including psychiatric hospitals, intensive outpatient programs, case management, and psychiatric emergency services. I’m a strong advocate for nurturing the mind-body-soul connection—and believe that balance looks different for each of us. My counseling style is trauma-informed, person-centered, and eclectic, allowing me to meet you where you are. Whether you're navigating something tragic or something magic, I’m here to walk alongside you. Together, we’ll work to help you move forward with clarity, confidence, and a greater sense of wholeness.

Sue Morton

(she/her)

Sue Morton, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
16 years of experience
Virtual
Soon to be offering KAP - Ketamine Assisted Therapy Are you feeling overwhelmed by anxiety, panic, or stress that’s taking a toll on your well-being? Perhaps you're navigating the painful aftermath of a toxic relationship, whether with a partner, boss, friend, or family member. You deserve to reclaim your sense of self and control over your life. As a licensed clinical social worker in MA and VT, I specialize in helping people like you heal from the effects of narcissistic abuse and toxic relationships, while also supporting those struggling with anxiety and stress. I work with professional women in mid-life to help you find balance, prioritize your well-being, and rediscover your peace and happiness. It's possible to regain control and start living the life you deserve. If you're ready to take the next step, I’m here to guide and support you. Let’s connect—schedule an appointment today and start your journey to healing.

Jason Puchalsky

(he/him)

Jason Puchalsky, LICSW - Massachusetts Therapist at Grow Therapy
$175/session
LICSW
10 years of experience
Virtual
I am a licensed therapist with over 10 years of experience. I received my Masters in Florida and am licensed at the highest level to practice independently. I have worked in a variety of settings including inpatient, outpatient, community mental health, addiction treatment. I use a strengths based approach to help a client move forward with their goals and work through barriers to doing so.

Shelley Hart

Shelley Hart, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
23 years of experience
Virtual
I have been a licensed counselor in Massachusetts since 2003. Throughout my 23 years experience I have supported women, couples and older teenagers struggling with anxiety, depression and mood disorders. I incorporate spirituality, mindfulness and nutritional support into my treatment. I meet my clients where they are and offer support, understanding and tools to make the changes they are looking for.

Melissa D'Angelo

(she/her)

Melissa D'Angelo, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
5 years of experience
Virtual
As a dedicated and empathetic therapist, I believe in creating a safe, non-judgmental space where clients can explore their thoughts, emotions, and behaviors. My approach is rooted in understanding each individual as unique, and I tailor my methods to meet the specific needs of each person. Whether you are facing challenges related to substance use disorders, anxiety, depression, trauma, or life transitions, I am committed to walking alongside you as you navigate your journey towards healing and growth.

Katerina Kouliaki

Katerina Kouliaki, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LMFT - Massachusetts Therapist at Grow Therapy
$200/session
LMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Chaya Sara Choen

Chaya Sara Choen, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
16 years of experience
Virtual
I am a family counselor licensed in New York, Massachusetts, Maine, New Hampshire, and Utah with over 15 years of experience working as a Clinical Social Worker. I have worked with clients with a wide range of concerns including depression, social anxiety, childhood trauma, relationship issues, parenting problems, career challenges, and emotional abuse. I provide telehealth therapy and am flexible with the time needed to meet the clients individual schedule

Paula Fitzpatrick

Paula Fitzpatrick, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
20 years of experience
Virtual
Hello and welcome to my page! My name is Paula and I'm a licensed mental health counselor serving individuals virtually in Florida and Massachusetts. I have 20 years of combined experience as a therapist and school counselor, working with various populations. I work with people struggling with grief, depression, anxiety, ADHD, relationship problems as well as life transitions. I have extensive experience working with teens and young adults who are having difficulty adjusting to life transitions, peer and relationship troubles, difficulty with boundaries and low self-esteem, as well as career and academic stress. I am also trained in Accelerated Resolution Therapy (A.R.T.), a modality that can gently release trauma and anxiety in as little as one session. Depending on your goals and needs in therapy, I strive to provide the right tools to help you become the best possible version of yourself.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Insomnia/Sleep Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Insomnia/Sleep Issues, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.