Therapists that accept Cash Pay in Maryland
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 9 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/14/2025
Tara Zandi
(she/her)
$190/session
LCSW-C
17 years of experience
Virtual
Meet Tara Zandi, LICSW – a compassionate and highly skilled therapist with over a decade of experience supporting adults, children, and families. Tara holds a Master’s in Clinical Psychology and an MSW in Clinical Social Work, blending deep academic knowledge with practical expertise.
She’s trained in a powerful range of evidence-based approaches, including CBT, DBT, PCIT, EMDR, and even yoga for children—offering a holistic and personalized approach to healing. Whether working through depression, anxiety, or behavioral health challenges, Tara meets her clients with empathy, insight, and culturally sensitive care.
Fluent in English and Farsi, Tara creates a welcoming space for diverse communities to feel seen, heard, and supported on their journey toward wellness.
Dr. Rafiah Prince
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.
Find therapists experienced in these areas
Nina Romá Agvanian
(she/they)
Frequently rebooked
$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits.
I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.
Tina Oakley
$110/session
LCSW-C
27 years of experience
Virtual
Clinical experiences include working with age groups across the life span for over 27 years. Building rapport and joining with the client to collaboratively problem-solve and address symptoms for best outcomes is central to treatment approach. Clients feeling comfortable with clinician and therapy process is of the utmost importance. Presenting symptoms or concerns shared by the client direct clinician approach.
Dr. Linda Timme
(she/her)
$250/session
LCSW-C
15 years of experience
Virtual
“Fortunate are those who take the first steps.” - Paulo Coelho.
My goal is to help others embrace life’s journeys and promote wellness. A great moment in therapy happens when you take steps to become the best version of yourself and feel worthy.
My name is Dr. Linda Timme. I am a current Licensed Clinical Social Worker certified by the National Board of Social Work in Maryland, Virginia, and Pennsylvania. I am a Bilingual Clinical Therapist with over 15+ years of experience in mental health and specialize in the treatment of Post-Traumatic Disorder, complex trauma that results from grief and loss, domestic violence, among other traumatic events.
Life transitions are difficult and can result in situations such as cultural adjustment, prejudice/discrimination, decreased self-esteem, depression, and anxiety. I base my therapy on a powerful blend of traditional, holistic approaches that are client-centered and evidence-based. These techniques are proven to be effective in treating multiple and co-occurring conditions.
Fanta Conde
(she/her)
$250/session
LCMFT
17 years of experience
Virtual
Dr. Fanta Conde is a licensed psychotherapist with a profound understanding and attention to individualism and multiculturalism. She is an alumna of the University of Maryland Eastern Shore, where she earned her Bachelor’s and Master’s degree in Rehabilitation Counseling. In 2016, she earned a Doctorate Degree in Marriage and Family Therapy from Nova Southeastern University. Fanta is passionate about her work in psychotherapy and her role in supporting clients to find peace, clarity, and happiness in all aspects of their lives. She has extensive experience in working with clients who present with various mental health disorders, relational concerns, and life transitions.
Her approach to psychotherapeutic treatment is innovative and customized to the client’s individual needs. Dr. Conde brings a unique approach to individual, family, couple, and group therapy. Her extensive experience working in outpatient, residential, and in-home settings enables her to offer a multi-disciplinary, and creative approach to therapy.
Frances Wendy Dorsey
(she/her)
$100/session
LPC
16 years of experience
Virtual
First I want to acknowledge your effort to get help for your issues. You may be struggling with relationships, depression from a loss, anxiety about your future, memories of a terrible incident in the past, or an abusive childhood. Whatever it is that is getting in the way of your current life and your goals for the future, when you have the courage to work through these seemingly impossible challenges, you will find hope and your life will get better. I'm here to walk with you on this creative journey, your path to healing and wholeness.
As an expressive arts therapist with degrees in Pastoral Counseling and Early Childhood/Special Education, I bring my experience working with children and families, counseling those with mental health challenges who combat racism and poverty, and accompanying people struggling with recovery or a trauma history. In addition to verbal therapy, I use the expressive arts and psychodrama techniques to dig more deeply into troublesome issues with an underlying strengths-based approach.
Vanessa Okechukwu
(she/her)
$200/session
LCSW-C
15 years of experience
Virtual
Hello,
My core belief is that all people are created equal; therefore, everyone has equal right to leave to their fullest potential. I earned my master’s in social work from University of Maryland, School of Social Work, Baltimore, MD in 2010. I have Licensed Certified Social Worker - Clinical (LCSW-C) in MD, Licensed Independent Clinical Social Worker in DC and Licensed Certified Social Worker (LCSW) in VA. For more than 10 years, I have utilized Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), humanistic, person-center, strength-focused therapy and other psychotherapy Intervention to assess, plan, implement and evaluate individual or family in diverse therapy environment. I am commented to assist people to live life to their fullest potential because we all have one life to live, and we deserve to be in peace with ourselves. I have worked with people in LGBTQ+ community both in individual and couple session. I am WPATH qualify to write gender affirming surgery letter.
Taysue Morris
(she/her)
$100/session
LPC
6 years of experience
Virtual
Great to meet you!
As a Licensed Clinical Professional Counselor (LCPC) and current Ph.D. candidate in Counseling Education and Supervision, I am passionate about providing compassionate, culturally responsive, and trauma-informed care to children, adolescents, and adults. My clinical work is driven by the belief that everyone deserves access to a safe, affirming space where their voice is heard and their story matters. With years of experience in school, community, and private practice settings, I specialize in supporting individuals from diverse, underrepresented, and crisis-impacted communities.
Mental health is not one-size-fits-all, and seeking support is a courageous step toward growth and healing. I’m honored to walk beside my clients as they navigate life’s challenges, process difficult emotions, and rediscover their inner strengths.
Frequently asked questions
Why filter by Maryland rather than a city
like Baltimore?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.